**Executive Summary**
The document is a decision (No 133/2025) of the EEA Joint Committee, dated 13 June 2025, amending Annex IX (Financial services) to the EEA Agreement [2025/1865]. It incorporates Commission Implementing Regulation (EU) 2024/3172 into the EEA Agreement and repeals Commission Implementing Regulation (EU) 2021/637. The decision enters into force on 14 June 2025, conditional upon notifications under Article 103(1) of the EEA Agreement.
**Key Points / Main Content**
* **Amendment to Annex IX:**
* Commission Implementing Regulation (EU) 2024/3172 is added to Annex IX of the EEA Agreement. It concerns implementing technical standards for public disclosures by institutions as per Regulation (EU) No 575/2013.
* **Repeal of Existing Regulation:**
* Commission Implementing Regulation (EU) 2021/637 is repealed from Annex IX of the EEA Agreement, effective from 31 December 2025.
* **Language Authenticity:**
* The Icelandic and Norwegian language texts of Implementing Regulation (EU) 2024/3172 are authentic and will be published in the EEA Supplement to the Official Journal of the European Union.
* **Entry into Force:**
* The decision enters into force on 14 June 2025, subject to the completion of all notifications required under Article 103(1) of the EEA Agreement.
* **Publication:**
* The decision will be published in the EEA Section of the Official Journal of the European Union and in the EEA Supplement.
**Impact Analysis**
**Stakeholder: EEA Authorities**
* **Impact:** Requires incorporating and implementing the new regulations and repealing the old regulation within the EEA legal framework.
* **Action Required:** Ensure timely publication of the decision and regulation in relevant official journals. Enforce the new provisions starting 14 June 2025, after Article 103(1) is met.
**Stakeholder: Financial Institutions within the EEA**
* **Impact:** Institutions must comply with the disclosure requirements outlined in Commission Implementing Regulation (EU) 2024/3172.
* **Action Required:** Adapt disclosure practices to align with the new implementing technical standards by 31 December 2025.
**Stakeholder: Legal and Compliance Departments of EEA Financial Institutions**
* **Impact:** These departments need to understand the implications of the amended regulations and advise their institutions accordingly.
* **Action Required:** Familiarize themselves with the new regulation (EU) 2024/3172 and its implications for public disclosures.
**Stakeholder: European Parliament and Council**
* **Impact:** Their regulations related to public disclosures by institutions are being implemented within the EEA via this decision.
* **Action Required:** No immediate action required, but should monitor the implementation of the decision within the EEA.
Key Entities Referenced
EEA Agreement: The Agreement on the European Economic Area which this decision amends.
Annex IX (Financial services) to the EEA Agreement: The specific annex of the EEA Agreement being amended by this decision, relating to financial services.
Commission Implementing Regulation (EU) 2024/3172: EU regulation laying down implementing technical standards for public disclosures by institutions under Regulation (EU) No 575/2013, to be incorporated into the EEA Agreement.
EEA Joint Committee: The decision-making body responsible for amending the EEA Agreement.
Official Journal EN
of the European Union L series
2025/1865 2.10.2025
DECISION OF THE EEA JOINT COMMITTEENo 133/2025
of 13 June 2025
amending Annex IX (Financial services) to the EEA Agreement [2025/1865]
THE EEA JOINT COMMITTEE,
Having regard to the Agreement on the European Economic Area (“the EEA Agreement”), and in particular Article 98
thereof,
Whereas:
(1) Commission Implementing Regulation (EU) 2024/3172 of 29 November 2024 laying down implementing technical
standards for the application of Regulation (EU) No 575/2013 of the European Parliament and of the Council with
regard to public disclosures by institutions of the information referred to in Part Eight, Titles II and III, of that
Regulation, and repealing Commission Implementing Regulation (EU) 2021/637(1) is to be incorporated into the
EEA Agreement.
(2) Implementing Regulation (EU) 2024/3172 repeals, with effect from 31 December 2025, Commission Implementing
Regulation (EU) 2021/637(2), which is incorporated into the EEA Agreement and which is consequently to be
repealed under the EEA Agreement with effect from 31 December 2025.
(3) Annex IX to the EEA Agreement should therefore be amended accordingly,
HAS ADOPTED THIS DECISION:
Article 1
Annex IX to the EEA Agreement is amended as follows:
1. The following point is inserted after point 14azzt (Commission Implementing Regulation (EU) 2024/3117):
‘14azzu. 32024 R 3172: Commission Implementing Regulation (EU) 2024/3172 of 29 November 2024 laying
down implementing technical standards for the application of Regulation (EU) No 575/2013 of the
European Parliament and of the Council with regard to public disclosures by institutions of the
information referred to in Part Eight, Titles II and III, of that Regulation, and repealing Commission
Implementing Regulation (EU) 2021/637 (OJ L, 2024/3172, 31.12.2024).’
2. The text of point 14ag (Commission Implementing Regulation (EU) 2021/637) shall be deleted with effect from
31 December 2025.
Article 2
The text of Implementing Regulation (EU) 2024/3172 in the Icelandic and Norwegian languages, to be published in the
EEA Supplement to the Official Journal of the European Union, shall be authentic.
Article 3
This Decision shall enter into force on 14 June 2025, provided that all the notifications under Article 103(1) of the EEA
Agreement have been made(*).
(1) OJ L, 2024/3172, 31.12.2024, ELI: http://data.europa.eu/eli/reg_impl/2024/3172/oj.
(2) OJ L 136, 21.4.2021, p. 1.
(*) No constitutional requirements indicated.
ELI: http://data.europa.eu/eli/dec/2025/1865/oj 1/2EN
OJ L, 2.10.2025
Article 4
This Decision shall be published in the EEA Section of, and in the EEA Supplement to, the Official Journal of the European
Union.
Done at Brussels, 13 June 2025.
For the EEA Joint Committee
The President
Nicolas VON LINGEN
2/2 ELI: http://data.europa.eu/eli/dec/2025/1865/oj