**Executive Summary**
The Decision of the EEA Joint Committee No 214/2025, dated 19 September 2025, amends Annex IX (Financial services) to the EEA Agreement [2026/27]. The amendment incorporates six Commission Delegated Regulations (EU) from 2025, all supplementing Regulation (EU) 2023/1114, related to regulatory technical standards for crypto-assets. This decision enters into force on 20 September 2025.
**Key Points / Main Content**
* **Amendment to Annex IX:**
* Annex IX to the EEA Agreement is amended by inserting new points after point 31re, relating to Commission Implementing Regulation (EU) 2024/2984.
* **Incorporation of Delegated Regulations:**
* **31rf.** Incorporates Commission Delegated Regulation (EU) 2025/292 concerning cooperation arrangements between competent authorities and supervisory authorities of third countries.
* **31rg.** Incorporates Commission Delegated Regulation (EU) 2025/293 specifying requirements, templates, and procedures for handling complaints relating to asset-referenced tokens.
* **31rh.** Incorporates Commission Delegated Regulation (EU) 2025/294 specifying requirements, templates, and procedures for handling complaints by crypto-asset service providers.
* **31rk.** Incorporates Commission Delegated Regulation (EU) 2025/298 specifying the methodology to estimate the number and value of transactions associated with uses of asset-referenced tokens and e-money tokens not denominated in a Member State currency.
* **31rl.** Incorporates Commission Delegated Regulation (EU) 2025/299 on continuity and regularity in the performance of crypto-asset services.
* **31rm.** Incorporates Commission Delegated Regulation (EU) 2025/303 specifying the information to be included by certain financial entities in the notification of their intention to provide crypto-asset services.
* **Authentic Language Versions:**
* The texts of the Delegated Regulations (EU) 2025/292, (EU) 2025/293, (EU) 2025/294, (EU) 2025/298, (EU) 2025/299 and (EU) 2025/303 in Icelandic and Norwegian languages shall be authentic and published in the EEA Supplement to the Official Journal of the European Union.
* **Effective Date:**
* This Decision enters into force on 20 September 2025, provided that all notifications under Article 103(1) of the EEA Agreement have been made.
**Impact Analysis**
**EEA Financial Institutions and Crypto-Asset Service Providers:**
**Impact**
These institutions and providers need to comply with the requirements of the incorporated Delegated Regulations regarding cooperation with third countries, handling complaints, estimating transaction volumes, ensuring continuity of services, and notifying their intent to provide crypto-asset services.
**Action Required**
Review and implement the regulatory technical standards outlined in the specified Commission Delegated Regulations to ensure compliance with the amended Annex IX of the EEA Agreement.
**EEA Competent and Supervisory Authorities:**
**Impact**
These authorities are now required to implement and enforce the new regulatory technical standards, specifically those relating to cooperation with third countries and the handling of complaints.
**Action Required**
Adapt internal procedures and templates to align with the regulatory technical standards introduced via the incorporated Delegated Regulations, specifically those related to cooperation with authorities in third countries.
Key Entities Referenced
EEA Agreement: Agreement on the European Economic Area, the primary legal basis for the Decision
Regulation (EU) 2023/1114: Regulation of the European Parliament and of the Council, specifically referenced in the Commission Delegated Regulations being incorporated.
Annex IX (Financial services) to the EEA Agreement: The specific part of the EEA Agreement being amended to include financial services regulations.
EEA Joint Committee: The body responsible for making the decision to amend the EEA Agreement.
Commission Delegated Regulations (EU) 2025/292, 2025/293, 2025/294, 2025/298, 2025/299, and 2025/303: A group of Commission Delegated Regulations that are incorporated into the EEA Agreement concerning technical standards for cooperation, complaints handling, transaction estimation, continuity, and notification for crypto-asset services.
Official Journal EN
of the European Union L series
2026/27 15.1.2026
DECISION OF THE EEA JOINT COMMITTEENo 214/2025
of 19 September 2025
amending Annex IX (Financial services) to the EEA Agreement [2026/27]
THE EEA JOINT COMMITTEE,
Having regard to the Agreement on the European Economic Area (“the EEA Agreement”), and in particular Article 98
thereof,
Whereas:
(1) Commission Delegated Regulation (EU) 2025/292 of 26 September 2024 supplementing Regulation
(EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical standards
establishing a template document for cooperation arrangements between competent authorities and supervisory
authorities of third countries(1)is to be incorporated into the EEA Agreement.
(2) Commission Delegated Regulation (EU) 2025/293 of 30 September 2024 supplementing Regulation
(EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical standards
specifying the requirements, templates and procedures for the handling of complaints relating to asset referenced
tokens(2)is to be incorporated into the EEA Agreement.
(3) Commission Delegated Regulation (EU) 2025/294 of 1 October 2024 supplementing Regulation (EU) 2023/1114 of
the European Parliament and of the Council with regard to regulatory technical standards specifying the
requirements, templates and procedures for the handling of complaints by the crypto-asset service providers(3)is to
be incorporated into the EEA Agreement.
(4) Commission Delegated Regulation (EU) 2025/298 of 31 October 2024 supplementing Regulation (EU) 2023/1114
of the European Parliament and of the Council with regard to regulatory technical standards specifying the
methodology to estimate the number and value of transactions associated to uses of asset-referenced tokens and of
e-money tokens denominated in a currency that is not an official currency of a Member State as a means of
exchange(4)is to be incorporated into the EEA Agreement.
(5) Commission Delegated Regulation (EU) 2025/299 of 31 October 2024 supplementing Regulation (EU) 2023/1114
of the European Parliament and of the Council on markets in crypto-assets with regard to regulatory technical
standards on continuity and regularity in the performance of crypto-asset services(5)is to be incorporated into the
EEA Agreement.
(6) Commission Delegated Regulation (EU) 2025/303 of 31 October 2024 supplementing Regulation (EU) 2023/1114
of the European Parliament and of the Council with regard to regulatory technical standards specifying the
information to be included by certain financial entities in the notification of their intention to provide crypto-asset
services(6)is to be incorporated into the EEA Agreement.
(7) Annex IX to the EEA Agreement should therefore be amended accordingly,
(1) OJ L, 2025/292, 13.2.2025, ELI: http://data.europa.eu/eli/reg_del/2025/292/oj.
(2) OJ L, 2025/293, 13.2.2025, ELI: http://data.europa.eu/eli/reg_del/2025/293/oj.
(3) OJ L, 2025/294, 13.2.2025, ELI: http://data.europa.eu/eli/reg_del/2025/294/oj.
(4) OJ L, 2025/298, 13.2.2025, ELI: http://data.europa.eu/eli/reg_del/2025/298/oj.
(5) OJ L, 2025/299, 13.2.2025, ELI: http://data.europa.eu/eli/reg_del/2025/299/oj.
(6) OJ L, 2025/303, 20.2.2025, ELI: http://data.europa.eu/eli/reg_del/2025/303/oj.
ELI: http://data.europa.eu/eli/dec/2026/27/oj 1/3EN
OJ L, 15.1.2026
HAS ADOPTED THIS DECISION:
Article 1
The following points are inserted after point 31re (Commission Implementing Regulation (EU) 2024/2984) of Annex IX to
the EEA Agreement:
‘31rf. 32025 R 0292: Commission Delegated Regulation (EU) 2025/292 of 26 September 2024 supplementing
Regulation (EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical
standards establishing a template document for cooperation arrangements between competent authorities and
supervisory authorities of third countries (OJ L, 2025/292, 13.2.2025).
31rg. 32025 R 0293: Commission Delegated Regulation (EU) 2025/293 of 30 September 2024 supplementing
Regulation (EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical
standards specifying the requirements, templates and procedures for the handling of complaints relating to asset
referenced tokens (OJ L, 2025/293, 13.2.2025).
31rh. 32025 R 0294: Commission Delegated Regulation (EU) 2025/294 of 1 October 2024 supplementing Regulation
(EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical standards
specifying the requirements, templates and procedures for the handling of complaints by the crypto-asset service
providers (OJ L, 2025/294, 13.2.2025).
31rk. 32025 R 0298: Commission Delegated Regulation (EU) 2025/298 of 31 October 2024 supplementing
Regulation (EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical
standards specifying the methodology to estimate the number and value of transactions associated to uses of
asset-referenced tokens and of e-money tokens denominated in a currency that is not an official currency of a
Member State as a means of exchange (OJ L, 2025/298, 13.2.2025).
31rl. 32025 R 0299: Commission Delegated Regulation (EU) 2025/299 of 31 October 2024 supplementing
Regulation (EU) 2023/1114 of the European Parliament and of the Council on markets in crypto-assets with
regard to regulatory technical standards on continuity and regularity in the performance of crypto-asset services
(OJ L, 2025/299, 13.2.2025).
31rm. 32025 R 0303: Commission Delegated Regulation (EU) 2025/303 of 31 October 2024 supplementing
Regulation (EU) 2023/1114 of the European Parliament and of the Council with regard to regulatory technical
standards specifying the information to be included by certain financial entities in the notification of their
intention to provide crypto-asset services (OJ L, 2025/303, 20.2.2025).’
Article 2
The texts of Delegated Regulations (EU) 2025/292, (EU) 2025/293, (EU) 2025/294, (EU) 2025/298, (EU) 2025/299 and
(EU) 2025/303 in the Icelandic and Norwegian languages, to be published in the EEA Supplement to the Official Journal of
the European Union, shall be authentic.
Article 3
This Decision shall enter into force on 20 September 2025, provided that all the notifications under Article 103(1) of the
EEA Agreement have been made(*).
(*) No constitutional requirements indicated.
2/3 ELI: http://data.europa.eu/eli/dec/2026/27/ojEN
OJ L, 15.1.2026
Article 4
This Decision shall be published in the EEA Section of, and in the EEA Supplement to, the Official Journal of the European
Union.
Done at Brussels, 19 September 2025.
For the EEA Joint Committee
The President
Stefán Haukur JÓHANNESSON
ELI: http://data.europa.eu/eli/dec/2026/27/oj 3/3