**Executive Summary**
The 22nd instalment of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) was released on March 13, 2026, disbursing over ₹18,640 crore to approximately 9.32 crore farmers. The scheme provides landholding farmer families with annual financial assistance of ₹6,000 through three equal Direct Benefit Transfer (DBT) instalments. Continued government commitment is reflected in the Union Budget 2026–27, which allocated ₹60,000 crore to the scheme.
**Key Points / Main Content**
**Disbursement and Beneficiary Reach**
* The 22nd instalment reached 9.32 crore farmers, including more than 2.15 crore women beneficiaries.
* Total disbursements since the scheme's launch on February 24, 2019, have exceeded ₹4.27 lakh crore.
* The scheme identifies 25% of its beneficiaries as women, highlighting its inclusive outreach.
**Digital Infrastructure and Authentication**
* Benefits are transferred directly to Aadhaar-seeded bank accounts through a technology-enabled digital infrastructure.
* The system utilizes Aadhaar-based authentication, digitized land records, and the Public Financial Management System (PFMS) for transparency.
* Farmers can complete mandatory e-KYC through OTP, biometric, or face authentication via the PM-KISAN mobile app.
* "Kisan-eMitra," an AI-enabled chatbot, provides 24/7 assistance in 11 major Indian languages regarding eligibility and payment status.
**Institutional Framework and Monitoring**
* A multi-tiered framework operates at national, state, and district levels to supervise implementation.
* The national review mechanism is chaired by the Cabinet Secretary.
* Integration with Primary Agricultural Credit Societies (PACS) through a standardized ERP platform aims to broaden the functional scope of grassroots services.
* Grievances are managed through the PM-KISAN portal and the Centralized Public Grievance Redressal and Monitoring System (CPGRAMS).
**Impact Evaluation Findings**
* Assessments by NITI Aayog and IFPRI indicate that the scheme alleviates short-term credit constraints and reduces reliance on informal credit.
* Approximately 93% of beneficiaries utilize the funds for agricultural activities such as purchasing seeds, fertilizers, and pesticides.
* Nearly 85% of farmers reported an increase in agricultural income following participation in the scheme.
**Impact Analysis**
**Small and Marginal Farmers**
**Impact**
Farmers receive direct income support to manage liquidity constraints, purchase essential agricultural inputs, and improve crop productivity.
**Action Required**
Beneficiaries must seed their land records on the PM-KISAN portal, link bank accounts with Aadhaar, and complete periodic e-KYC verification.
**State and Union Territory Governments**
**Impact**
These entities are central to implementation, holding responsibility for beneficiary identification and the accuracy of the national database.
**Action Required**
States must regularly update and digitize land records, address bank account issues, and initiate recovery proceedings against ineligible individuals who received benefits.
**Ministry of Agriculture & Farmers Welfare / Central Government**
**Impact**
The Ministry oversees the technology-enabled delivery system and ensures institutional convergence with other central schemes.
**Action Required**
Maintain the unified national database, ensure real-time monitoring of financial transactions via the PM-KISAN portal, and provide 24/7 technical support through AI systems.
Key Entities Referenced
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN): A centrally sponsored scheme that provides annual financial assistance of ₹6,000 to landholding farmer families across India via direct benefit transfer.
Ministry of Agriculture & Farmers Welfare: The primary government department responsible for the implementation, monitoring, and institutional framework of the PM-KISAN scheme.
Public Financial Management System (PFMS): The central digital platform integrated with the PM-KISAN portal to facilitate and track secure fund transfers to beneficiaries.
NITI Aayog: A premier policy think-tank of the Government of India that conducted impact evaluations assessing the scheme’s effectiveness in improving agricultural income.
Kisan-eMitra: An AI-enabled multilingual chatbot integrated into the PM-KISAN ecosystem to provide farmers with real-time information on eligibility and payments.
PIB Headquarters
22nd Instalment of PM-KISAN
Direct Benefit Transfer of over ₹18,640 crore to 9.32 crore
farmers
Posted On: 19 MAR 2026 11:18AM by PIB Delhi
Key Takeaways
The Prime Minister released over ₹18,640 crore as the 22nd instalment of the Pradhan Mantri Kisan
Samman Nidhi (PM-KISAN) scheme from Guwahati, Assam, on March 13, 2026.
Over 9.32 crore farmers have received financial assistance under this instalment. 2.15 crore of these are
women farmers
More than ₹ 4.27 lakh crore has been disbursed since its launch, making PM-KISAN one of the world’s
largest DBT initiatives.
The scheme is implemented through Aadhaar-based authentication and digitised land records, ensuring
transparent and efficient direct benefit transfer to verified beneficiaries.
Impact evaluations by IFPRI and NITI Aayog show farmers reporting increased agricultural income and
reduced reliance on informal credit.
Introduction
The 22nd instalment of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) was disbursed on 13 March 2026
at Guwahati, Assam. Under this instalment, nearly 9.32 crore eligible farmers, including more than 2.15 crore
women beneficiaries, have received around ₹18,640 crore in direct financial assistance through the Direct Benefit
Transfer (DBT) system, ensuring transparency and eliminating intermediaries. The scheme is widely regarded as a
significant initiative towards ensuring ‘Annadata Samman’. Reflecting the government’s continued commitment to
strengthening farmers’ income security, the Union Budget 2026–27 has allocated ₹ 60,000 crore for the PM-
KISAN scheme.
Strengthening Farm Confidence through PM-KISAN Support
Bhamini, a farmer from Edakkara, Kerala, is among the women beneficiaries of the Pradhan Mantri Kisan
Samman Nidhi (PM-KISAN). After receiving the 21st instalment, she observed that timely financial assistance
encourages her to strengthen farming practices and work towards improving productivity. The seamless
transfer of benefits through the Direct Benefit Transfer (DBT) system ensures that support reaches farmers
without delay, enabling them to continue their agricultural activities with greater confidence.
Direct Income Support to Small and Marginal Farmers PM-KISAN
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a centrally sponsored scheme launched on 24
February 2019 to provide assured income support to landholding farmer families with cultivable land nationwide.
Under the scheme, each eligible farmer family receives annual financial assistance of ₹6,000, disbursed in threeequal instalments of ₹2,000 through the Direct Benefit Transfer (DBT) mechanism into Aadhaar-seeded bank
accounts.
So far, more than ₹4.27 lakh crores have been disbursed to eligible farmer families in the country through 21
instalments. The benefits of the scheme are provided to farmers upon seeding of land records in the PM-KISAN
portal, linking bank accounts with Aadhaar, and completing e-KYC verification.
The scheme seeks to increase the income of small and marginal farmers by providing financial support for
agricultural inputs, thereby improving crop health and productivity. Providing direct financial assistance also
helps reduce farmers’ reliance on informal credit sources and supports the continuity of agricultural
activities.PM-KISAN stands out as one of the largest Direct Benefit Transfer (DBT) initiatives globally,
underscoring its significant institutional mechanism for delivering financial support directly to farmers, with more
than 25 percent of beneficiaries being women, highlighting its inclusive outreach.
Voices from the Field: Strengthening Farm Productivity
Across diverse regions of the country, the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) has helped
farmers invest in their fields and strengthen agricultural productivity.
For Anil Haldar, a farmer from Durgapur in the Andaman and Nicobar Islands, the annual assistance of ₹6,000
has been timely support for agricultural activities. After receiving an instalment in August 2025, he initiated
watermelon cultivation, using the funds to purchase essential inputs. The financial assistance enabled him to
diversify his crop and expand his farming operations.
Similarly, Deepak Singh Negi, a farmer from Kupwara in Jammu and Kashmir, uses the scheme’s assistance to
procure key agricultural inputs such as seeds, fertilisers, and pesticides. These investments have improved both
the quality and yield of his crops, illustrating how direct income support can help farmers strengthen
productivity and sustain their livelihoods.
Amitabh Mandal from Vivekanandapur in the Andaman and Nicobar Islands has utilised the assistance
received under PM-KISAN to purchase organic fertilizers for his farm. According to him, the financial support
has enabled him to enhance productivity while lowering input costs, thereby improving farm profitability and
facilitating the adoption of more sustainable agricultural practices.
Institutional Framework and Digital Governance of PM-KISAN
The PM-KISAN scheme is implemented through a coordinated institutional framework involving the Central
Government, State Governments, and a technology-enabled digital infrastructure. The system integrates verified
beneficiary databases, Aadhaar-based authentication, and multiple digital platforms to facilitate efficienttransfer of benefits while enabling robust monitoring and transparency in programme implementation.
Targeting, Beneficiary Identification, and Database Management
State Governments play a central role in implementing the Pradhan Mantri Kisan Samman Nidhi by identifying
eligible farmer households and developing a comprehensive beneficiary database. This database includes key
details such as name, age, category, Aadhaar number, bank account information, and mobile number. States are
responsible for ensuring the accuracy of these records, preventing duplicate payments, and promptly addressing
bank account issues. Beneficiary identification is primarily based on land ownership records maintained by States
and Union Territories. These records must be regularly updated, digitised, and linked to Aadhaar and bank account
information to enable seamless Direct Benefit Transfer (DBT) of benefits.
Under the PM-KISAN, the lists of eligible beneficiaries are publicly displayed at the village level to promote
transparency and enable farmers who may have been inadvertently excluded to seek inclusion through the
appropriate grievance redressal mechanisms. Additionally, States and Union Territories are required to initiate
recovery proceedings in cases where benefits have been disbursed to ineligible individuals, including income tax
payers, government employees, public sector undertaking (PSU) personnel, and holders of constitutional posts. As
of 2 December 2025, a total amount of ₹416.75 crore has been recovered from ineligible beneficiaries nationwide.
Technology-Enabled Service Delivery System
PM-KISAN is supported by a farmer-centric digital infrastructure that streamlines access and enhances
transparency in benefit delivery. Aadhaar-based authentication forms a key pillar of the system, facilitating secure
beneficiary identification and payment verification through the e-KYC mechanism. Farmers can complete e-KYC
using:
OTP-based authentication
Biometric authentication
Face authentication
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) web portal serves as the central digital platform for
beneficiary registration, verification, and data management. It maintains a unified national database of
farmers, facilitates fund transfers through integration with the Public Financial Management System (PFMS), and
enables real-time monitoring of financial transactions nationwide. The portal also provides location-wise lists of
beneficiary farmers, thereby enhancing transparency in programme implementation.
Complementing the portal, the PM-KISAN mobile application, launched in 2020, extends these services to mobile
users. The application enables farmers to undertake self-registration, track the status of benefit transfers, and
complete e-KYC verification. In 2023, the application was upgraded with a Face Authentication feature, allowing
farmers to complete e-KYC by scanning their face, thereby eliminating the need for OTP or fingerprint-based
verification and improving accessibility.Artificial Intelligence (AI) Support System: Kisan-eMitra
In September 2023, the Government introduced Kisan-eMitra, an AI-enabled chatbot integrated with the PM-
KISAN digital ecosystem. Developed with technical support from the EkStep Foundation and BHASHINI, the
chatbot provides farmers with real-time information on payments, registrations, and eligibility under the scheme
in multiple Indian languages.
The platform offers 24/7 assistance in 11 major languages: Hindi, English, Tamil, Bengali, Odia, Malayalam,
Gujarati, Punjabi, Telugu, Marathi, and Kannada, thereby improving accessibility for a diverse user base. Through
voice- and text-based queries, farmers can check the status of their applications, track payment updates, and
obtain scheme-related information, enhancing transparency and ease of access to services.
Multi-Tier Monitoring and Grievance Redressal Framework
Monitoring of the PM-KISAN is undertaken through a multi-tiered institutional framework operating at the
national, state, and district levels. At the national level, the review mechanism is chaired by the Cabinet Secretary,
while State and District Monitoring Committees supervise implementation within their respective jurisdictions.
Farmers can register grievances through the PM-KISAN portal and the Centralized Public Grievance Redressal
and Monitoring System (CPGRAMS), facilitating timely resolution and transparent grievance management. During
FY 2024–25, a total of 24,605 grievances were recorded on the PM-KISAN portal.
Institutional Convergence for Farmer-Centric Services
The Government has integrated Primary Agricultural Credit Societies (PACS) with PM-KISAN and several other
central schemes through a standardised Enterprise Resource Planning (ERP) platform. This integration
connects PACS with programmes such as Pradhan Mantri Kisan Samriddhi Kendras (PMKSK), Common Service
Centres, Pradhan Mantri Bhartiya Janaushadhi Kendras (PMBJP), LPG distributorships, fuel retail outlets, rural
water supply systems, and Farmer-Producer Organizations (FPOs). The integration aims to broaden PACS's
functional scope, promote service convergence at the grassroots level, and enhance its long-term financial viability.
Evidence from Impact Evaluations of PM-KISAN
Several impact evaluations of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) provide evidence of its
contribution to strengthening farmers’ incomes and supporting the rural economy. These studies collectively
indicate that the scheme’s direct income transfers have helped ease liquidity constraints faced by small and
marginal farmers while encouraging productive agricultural investments.
An independent assessment conducted by the International Food Policy Research Institute (IFPRI) in 2019
examined the utilisation of cash transfers under the scheme. The study found that the financial support provided
through PM-KISAN has helped alleviate short-term credit constraints in rural areas, thereby enabling farmers
to increase investment in agricultural inputs. The findings also suggest that assured income support enhancesfarmers’ capacity to undertake productive, yet relatively riskier, agricultural investments, thereby contributing to
broader rural economic activity. Complementing these findings, the Department of Agriculture and Farmers
Welfare has instituted a structured beneficiary feedback mechanism through Kisan Call Centres. Surveys
conducted through this mechanism indicate a high level of beneficiary satisfaction, with more than 92 percent of
respondents expressing satisfaction with the scheme and over 93 percent reporting that the financial assistance is
primarily utilised for agricultural activities.
Further empirical evidence emerges from an impact evaluation undertaken by the Development Monitoring and
Evaluation Office of NITI Aayog. The study reports that more than 92 percent of beneficiary farmers used the
financial assistance to purchase essential agricultural inputs, such as seeds, fertilizers, and pesticides, inputs that
have become increasingly critical amid rising input costs and climate-related uncertainties. In addition, nearly 85
percent of beneficiaries reported improvements in agricultural income and a reduced reliance on informal credit
sources during periods of crop loss or household emergencies. These findings highlight the scheme’s broader
contribution to advancing national commitments related to poverty reduction, food security, gender inclusion,
and institutional transparency under the Sustainable Development Goals.
Conclusion
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) extends beyond a conventional income-support
programme and reflects a broader policy orientation toward farmer-centric and inclusive agricultural
development. By enabling a shift from entitlement-based assistance to empowerment-oriented support, the
scheme contributes to redefining the relationship between public institutions and the farming community. Impact
assessment studies conducted by institutions such as the International Food Policy Research Institute (IFPRI) and
NITI Aayog indicate that a significant number of beneficiaries utilise the financial assistance to purchase agricultural
inputs. These studies also report improvements in agricultural income and a decline in farmers’ dependence on
informal credit sources.
In the context of India’s aspiration to become a $5 trillion economy, initiatives such as PM-KISAN provide an
important foundation for inclusive, broad-based economic progress. With the continued integration of advanced
technologies and the increasing policy emphasis on climate resilience, sustainability, and precision agriculture,
the scheme is expected to play a significant role in strengthening farmers’ livelihoods and supporting the long-term
development of the agricultural economy.
References
Ministry of Agriculture & Farmers Welfare
https://x.com/pmkisanofficial/status/1951491151024075168
https://x.com/pmkisanofficial/status/1951494242661974315
https://x.com/pmkisanofficial/status/1951241077081444434
https://www.pib.gov.in/PressReleasePage.aspx?PRID=2238588®=3&lang=2
https://www.pib.gov.in/PressReleasePage.aspx?PRID=2191651®=3&lang=2
https://www.pib.gov.in/PressReleasePage.aspx?PRID=2199564®=3&lang=2
https://sansad.in/getFile/loksabhaquestions/annex/186/AU358_FPeZsZ.pdf?source=pqals
https://sansad.in/getFile/loksabhaquestions/annex/186/AU305_QjnVDu.pdf?source=pqals
https://www.facebook.com/agriGoI/videos/i-received-the-21st-pm-kisan-installment-this-continued-support-encourages-me-to/
826512120010995/?locale=hi_IN
Ministry of Financehttps://www.indiabudget.gov.in/doc/eb/sbe1.xlsx
PIB
https://blogs.pib.gov.in/blogsdescr.aspx?feaaid=287
Click here to see pdf
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