**Executive Summary**
On June 20, 2026, the Prime Minister released over ₹18,880 crore as the 23rd instalment of the PM-KISAN scheme, benefiting 9.44 crore farmers. The event, held in Hooghly, West Bengal, highlighted the scheme's role in providing ₹6,000 annual financial support via Direct Benefit Transfer (DBT). Key requirements for beneficiaries include mandatory e-KYC completion, Aadhaar-seeding of bank accounts, and land record integration to ensure continued eligibility.
**Key Points / Main Content**
**Financial Disbursements and Scheme Scope**
* Over ₹18,880 crore was disbursed in the 23rd instalment, bringing the total since 2019 to over ₹4.46 lakh crore.
* The Union Budget 2026–27 has allocated ₹60,000 crore to sustain the PM-KISAN scheme.
* Eligible landholding farmer families receive ₹6,000 annually in three equal instalments of ₹2,000.
**New Initiatives in West Bengal**
* **PM Fasal Bima Yojana (PMFBY):** Provides crop insurance for 1.10 crore farmers covering 30 lakh hectares.
* **Digital Agriculture Mission:** Implementation of "AgriStack" for seamless access to credit, insurance, and procurement.
* **National Mission on Natural Farming:** Promotion of chemical-free agriculture through 346 clusters benefiting 43,250 farmers.
* **PM Dhan-Dhaanya Krishi Yojana:** Launched in four districts to improve productivity, irrigation, and infrastructure.
**Beneficiary Requirements and Identification**
* **Mandatory Steps:** Farmers must seed land records on the PM-KISAN portal, link bank accounts with Aadhaar, and complete e-KYC verification.
* **Database Management:** State Governments are responsible for maintaining a comprehensive database (name, age, Aadhaar, mobile number) to prevent duplicate payments.
* **Transparency:** Beneficiary lists are displayed at the village level, and recovery proceedings are conducted for ineligible recipients (e.g., income tax payers or government employees).
**Digital Infrastructure and Support**
* **Authentication:** Farmers can complete e-KYC via OTP, biometrics, or face authentication (introduced in the mobile app in 2023).
* **Kisan-eMitra:** An AI-enabled chatbot providing 24/7 assistance in 11 major Indian languages regarding registrations and payments.
* **Grievance Redressal:** A multi-tier monitoring system is in place, allowing farmers to register grievances via the PM-KISAN portal or CPGRAMS.
**Impact Analysis**
**Eligible Farmers**
**Impact**
Farmers experience improved liquidity and reduced reliance on informal credit. A study in Uttar Pradesh indicated a 9.85% increase in household farm income and higher yields for paddy (3.08%) and wheat (1.93%).
**Action Required**
Register through the PM-KISAN portal/mobile app, ensure bank accounts are Aadhaar-seeded, and complete e-KYC verification.
**State Governments**
**Impact**
States are the primary authorities for identifying eligible households and ensuring the accuracy of the beneficiary database to prevent leakages.
**Action Required**
Verify farmer eligibility, upload details to the portal, digitize records, and conduct recovery proceedings for funds disbursed to ineligible individuals.
**Women Farmers**
**Impact**
The scheme promotes inclusive outreach, with over 2.18 crore women (over 23% of total beneficiaries) receiving direct financial assistance.
**Action Required**
Complete standard registration and e-KYC protocols to secure entitled benefits.
Key Entities Referenced
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN): A centrally sponsored scheme providing annual financial assistance of ₹6,000 to landholding farmer families across India through direct income support.
Ministry of Agriculture & Farmers Welfare: The nodal ministry responsible for the implementation, funding, and oversight of the PM-KISAN scheme and other agricultural missions.
Direct Benefit Transfer (DBT): The institutional mechanism used to transfer funds directly into farmers' Aadhaar-seeded bank accounts to ensure transparency and eliminate intermediaries.
Digital Agriculture Mission: A technological initiative utilizing 'AgriStack' to provide farmers with seamless access to credit, insurance, and procurement services.
West Bengal: The primary state where the 23rd instalment was released and where specific initiatives like PM Dhan-Dhaanya Krishi Yojana were launched.
PIB Backgrounder
23rd Instalment of PM-KISAN
Direct Benefit Transfer of over ₹18,880 crore to 9.44 crore
farmers
प्रव तथ: 20 JUN 2026 6:35PM by PIB Delhi
The Prime Minister has released over ₹18,880 crore as the 23rd instalment of the Pradhan Mantri Kisan
Samman Nidhi (PM-KISAN) scheme. The announcement for the release of funds was made on June 20,
2026, in Hooghly, West Bengal. Over 9.44 crore farmers have received financial assistance under this
instalment. 2.18 crore of these are women farmers. More than 1 crore farmers attended this event
virtually. Over ₹4.46 lakh crore has been disbursed since the scheme's launch in 2019. This makes PM-
KISAN one of the world’s largest DBT initiatives. This day was also celebrated as the “PM KISAN
Utsav Diwas”.
PM-KISAN: Strengthening Income Security for Farmers
The 23rd instalment of the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) was disbursed on June
20, 2026 at Tarakeswar, Hooghly, West Bengal. Nearly 9.44 crore eligible farmers, including more than
2.18 crore women, received around ₹18,880 crore in direct financial assistance. The funds were
transferred through the Direct Benefit Transfer (DBT) system, ensuring transparency and eliminating
intermediaries. The scheme is widely regarded as a significant initiative towards ensuring ‘Annadata
Samman’.
New Agricultural Initiatives to Empower Farmers in West BengalThe government has launched several major agricultural initiatives alongside the 23rd PM-KISAN
instalment in West Bengal:
Pradhan Mantri Fasal Bima Yojana (PMFBY) and Restructured Weather-Based Crop
Insurance Scheme (RWBCIS) will provide crop insurance coverage against natural disasters,
pests, and adverse weather conditions. The schemes aim to cover 1.10 crore farmers across 30
lakh hectares with an insured value of ₹28,140 crore.
Under the Digital Agriculture Mission, AgriStack will enable seamless access to credit,
insurance, DBT, and procurement services in West Bengal.
The National Mission on Natural Farming will promote sustainable, chemical-free agriculture
through cluster-based adoption and farmer training. 346 natural farming clusters will cover
17,300 hectares and benefit 43,250 farmers.
PM Dhan-Dhaanya Krishi Yojana was initiated in the four districts of West Bengal. The scheme
will improve productivity, promote diversification, strengthen infrastructure, and enhance access
to irrigation and institutional credit.
Direct Income Support to Small and Marginal Farmers under PM-KISAN
PM-KISAN is a centrally sponsored scheme launched on February 24, 2019. The scheme aims to
provide assured income support to landholding farmer families nationwide with cultivable land. Under the
scheme, each eligible farmer family receives annual financial assistance of ₹6,000. This is disbursed in
three equal instalments of ₹2,000 through the Direct Benefit Transfer (DBT) mechanism into Aadhaar-
seeded bank accounts.
So far, more than ₹4.46 lakh crore has been disbursed to eligible farmer families across the country
through 23 instalments. The benefits of the scheme are provided to farmers upon seeding of land records
in the PM-KISAN portal. They are also required to link their bank accounts with Aadhaar and complete
the e-KYC verification. Reflecting the government’s continued commitment to strengthening farmers’
income security, the Union Budget 2026–27 has allocated ₹60,000 crore for the PM-KISAN scheme.
The scheme seeks to increase the income of small and marginal farmers by providing financial support
for agricultural inputs. This helps in improving crop health and productivity. Providing direct financial
assistance also helps reduce farmers’ reliance on informal credit sources and supports the continuity ofagricultural activities. PM-KISAN stands out as one of the largest Direct Benefit Transfer (DBT)
initiatives globally. This underscores its significant institutional mechanism for delivering financial
support directly to farmers. More than 23 percent of beneficiaries are women, which highlights the
inclusive outreach of this scheme.
Case Study: Impact of PM-KISAN on Farm Income in Uttar Pradesh
The Agro-Economic Research Centre, University of Allahabad, conducted a study in 2022, sponsored
by the Ministry of Agriculture and Farmers Welfare. The study was focused on the impact of PM-KISAN
in Uttar Pradesh.
Key findings of the study are as follows:
Most beneficiaries were small and marginal farmers with holdings below two hectares.
Beneficiary farmers regularly received ₹6,000 annually under PM-KISAN.
Agricultural spending focused mainly on ploughing, fertilisers, and seeds.
Paddy yield was 3.08% higher on beneficiary farms as compared to non-beneficiary farms.
Wheat yield was 1.93% higher on beneficiary farms as compared to non-beneficiary farms.
Beneficiary households recorded higher net farm income than non-beneficiaries.
This represented a 9.85% increase in household farm income.
PM-KISAN improved farmers’ liquidity and supported the purchase of agricultural inputs. This has
enhanced farmers’ risk-taking capacity and supported agricultural production.
The PM-KISAN Fund Transfer Journey
The process begins with farmer registration through the PM-KISAN portal, mobile app, or Common
Service Centres (CSCs). State governments verify eligibility and upload beneficiary details to the portal.
The system then validates Aadhaar and bank account details and screens out ineligible applicants. After
final state approval, the data is sent to the Public Financial Management System (PFMS) for account
verification. Eligible records are used to generate fund transfer requests and payment orders. TheDepartment of Agriculture and Farmers Welfare issues sanction orders. Payments are then processed
through sponsor banks and the National Payments Corporation of India (NPCI). Finally, funds are
credited directly to farmers’ bank accounts, ensuring fast, transparent, and efficient delivery of benefits.
Targeting, Beneficiary Identification, and Database Management
State Governments are responsible for identifying eligible farmer households and developing a
comprehensive beneficiary database. This database includes key details such as name, age, category,
Aadhaar number, bank account information, and mobile number. States ensure the accuracy of these
records to prevent duplicate payments. These records are regularly updated, digitized, and linked to
Aadhaar and bank account information to enable seamless DBT of benefits.
The lists of eligible beneficiaries are publicly displayed at the village level to promote transparency.
This also enables farmers, who may have been inadvertently excluded, to seek inclusion through the
appropriate grievance redressal mechanisms. Additionally, States and UTs conduct recovery proceedings
for the benefits that have been disbursed to ineligible individuals. These include income tax payers,
government employees, public sector undertaking (PSU) personnel, and holders of constitutional posts. As
of December 2025, a total amount of ₹416.75 crore has been recovered from ineligible beneficiaries
nationwide.
Strengthening Access and Inclusion under PM-KISAN
The Government has taken several initiatives to ensure eligible farmers can easily access PM-KISAN
benefits. These efforts focus on improving registration, verification, and grievance redressal through
digital and on-ground interventions. More than 5 lakh Common Service Centres have been onboarded
to support farmer registration and e-KYC completion. Special saturation drives have also expanded
coverage under the scheme. During the Viksit Bharat Sankalp Yatra, more than 1 crore eligible
farmers were added under PM-KISAN. Over 25 lakh farmers were added under the Government’s
100-day initiative. A special drive in September 2024 further enabled the inclusion of over 30 lakh
farmers by clearing pending self-registration cases.
Multi-Tier Monitoring and Grievance Redressal Framework
Monitoring of the PM-KISAN is undertaken through a multi-tiered institutional framework operating at
the national, state, and district levels. At the national level, the review mechanism is chaired by the
Cabinet Secretary. State and District Monitoring Committees supervise implementation within their
respective jurisdictions.
Farmers can register grievances through the PM-KISAN portal and the Centralized Public Grievance
Redressal and Monitoring System (CPGRAMS). This facilitates timely resolution and transparent
grievance management. During FY 2024–25, a total of 24,605 grievances were recorded on the PM-
KISAN portal.
Technology-Enabled Service Delivery System under PM-KISAN
PM-KISAN is supported by a farmer-centric digital infrastructure that streamlines access and enhances
transparency in the delivery of benefits. Aadhaar-based authentication forms a key pillar of the system,
facilitating secure beneficiary identification and payment verification. Farmers can complete e-KYC
using:OTP-based authentication
Biometric authentication
Face authentication
The PM-KISAN web portal serves as the central digital platform for beneficiary registration, verification,
and data management. It maintains a unified national database of farmers and facilitates fund transfers
through integration with the Public Financial Management System (PFMS). It also enables real-time
monitoring of financial transactions nationwide. The portal further provides location-wise lists of
beneficiary farmers, thereby enhancing transparency in programme implementation.
Complementing the portal, the PM-KISAN mobile application, launched in 2020, extends these services
to mobile users. The application enables farmers to undertake self-registration, track the status of benefit
transfers, and complete e-KYC verification. In 2023, the application was upgraded with a Face
Authentication feature. This allows farmers to complete e-KYC by scanning their faces, thereby
eliminating the need for OTP or fingerprint-based verification. Hence, this measure has been proven
instrumental in improving accessibility of this scheme.
Artificial Intelligence (AI) Support System: Kisan-eMitra
In September 2023, the Government introduced Kisan-eMitra, an AI-enabled chatbot integrated with the
PM-KISAN digital ecosystem. It was developed with technical support from the EkStep Foundation and
BHASHINI. The chatbot provides farmers with real-time information on payments, registrations, and
eligibility under the scheme in multiple Indian languages.
The platform offers 24/7 assistance in 11 major languages: Hindi, English, Tamil, Bengali, Odia,
Malayalam, Gujarati, Punjabi, Telugu, Marathi, and Kannada. Hence, this improves accessibility for a
diverse user base. Through voice- and text-based queries, farmers can check the status of their
applications, track payment updates, and obtain scheme-related information.
The Future of Farmer-Centric Agricultural Development
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) extends beyond a conventional income-support
programme. It reflects a broader policy orientation toward farmer-centric and inclusive agricultural
development. It enables a shift from entitlement-based assistance to empowerment-oriented support.
Thus, the scheme helps redefine the relationship between public institutions and the farming
community.PM-KISAN has done more than just offer financial help. It has given farmers the confidence to try new
things. It ranges from investing in better seeds, trying new crops, to improving their farm practices. For
many in India’s villages, it has been a game changer, offering not just support, but hope and a sense of
security for the future.
References
Ministry of Agriculture & Farmers Welfare
https://www.nic.gov.in/project/pm-kisan/
https://sansad.in/getFile/annex/270/AU3226_xbrVz9.pdf?source=pqars
https://www.allduniv.ac.in/upload/file_collection/PM_Kisan_PDF_Final.pdf
PIB Backgrounders
https://www.pib.gov.in/PressReleasePage.aspx?PRID=2242295®=48&lang=2
Click here to see pdf
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PIB Research
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