**Summary:**
The Ministry of Road Transport and Highways has implemented the Cashless Treatment of Road Accident Victims Scheme, 2025, effective nationwide as of May 5th, 2025 (S.O. 2015E) with guidelines issued on June 4th, 2025 (S.O. 2489E). This scheme ensures that road accident victims caused by motor vehicles are entitled to cashless treatment up to Rs. 1.5 lakh per victim for a maximum of 7 days from the date of the accident at any designated hospital across the country.
While independent of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (ABPMJAY), the scheme aims to provide timely and equitable access to trauma care. It utilizes the National Health Authority's IT platform for registration, verification, and claim processing, ensuring paperless and efficient service delivery.
Funding for the scheme is jointly provided by general insurance companies for accidents involving insured vehicles. For accidents involving uninsured vehicles, budgetary support is allocated by the Central Government. The allocated budgetary fund for uninsured cases during the financial year 2025-26 is Rs. 272 Crore.
This information was provided by the Union Minister of Road Transport and Highways, Shri Nitin Jairam Gadkari, in a written reply to the Lok Sabha.
Key Entities Referenced
Ministry of Road Transport and Highways: The Indian government ministry responsible for the development and maintenance of the national highways network.
Cashless Treatment of Road Accident Victims Scheme, 2025: A scheme by the Ministry of Road Transport and Highways providing cashless treatment to road accident victims.
S.O. 2015E: Notification number related to the Cashless Treatment of Road Accident Victims Scheme, dated 5th May, 2025.
S.O. 2489E: Notification number related to the guidelines of the Cashless Treatment of Road Accident Victims Scheme, dated 4th June, 2025.
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana ABPMJAY: A government health insurance scheme providing financial protection to vulnerable families.
National Health Authority: The apex body responsible for implementing Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (ABPMJAY).
Shri Nitin Jairam Gadkari: The Union Minister of Road Transport and Highways.
Lok Sabha: The lower house of the Parliament of India.
Ministry of Road Transport & Highways
Cashless treatment for Road accident victims
Posted On: 07 AUG 2025 8:26PM by PIB Delhi
Cashless Treatment of Road Accident Victims Scheme, 2025 (Scheme) has been notified on a pan India basis
vide S.O. 2015(E) dated the 5th May, 2025 and the Guidelines of the Scheme have been notified vide S.O.
2489(E) dated the 4th June, 2025. Under this Scheme any person who is a victim of road accident caused by
the use of a motor vehicle shall be entitled to treatment cover upto Rs. 1.5 lakh per victim, subject to a
maximum cap of 7 days from date of accident at any designated hospital across the country.
Although the Scheme does not fall within the ambit of Ayushman Bharat - Pradhan Mantri Jan Arogya
Yojana (AB-PM-JAY), being a statutory scheme, it ensures timely, equitable, and cashless access to
trauma care for road accident victims. The scheme leverages the IT platform of the National Health
Authority for registration, verification, and claim processing, enabling paperless and efficient service
delivery. By utilizing the existing hospital network and defined health benefit packages, the scheme
ensures continuity of care, portability, and financial protection in emergency situations.
The Scheme is jointly funded with contributions by the general insurance companies for cases where
offending motor vehicle is insured. For cases involving road accidents by motor vehicles other than
insured motor vehicles, budgetary support will be provided by Central Government. The budgetary fund
allocated under the Scheme for other than insured cases during financial year 2025-26 is Rs. 272 Crore.
This information was given by the Union Minister of Road Transport and Highways, Shri Nitin Jairam
Gadkari in written reply to the Lok Sabha.
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SR/GDH/SJ
(Release ID: 2153890)