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Date: 2024-04-30 Category: Not Applicable State: Union Government Country: India

Credit Information Companies (Amendment) Regulations, 2017

Issued by Reserve Bank of India · Not Applicable

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Executive Summary & Key Takeaways

**Executive Summary** This document contains the Credit Information Companies (Amendment) Regulations, 2017, issued by the Reserve Bank of India (RBI). The regulations amend the Credit Information Companies Regulations, 2006. They came into force on the date of their publication in the official gazette on August 25th, 2017. **Key Points / Main Content** * **Short Title and Commencement:** * These regulations are called the Credit Information Companies (Amendment) Regulations, 2017. * They came into force on August 25th, 2017, the date of their publication in the official gazette. * **Amendment of Regulation 3:** * In Regulation 3 of the Credit Information Companies Regulations, 2006: * The phrase 'following companies' is replaced with 'following persons'. * After clause (g), the following clauses are added: * (h) An information utility as defined in the Insolvency and Bankruptcy Code, 2016 (Act 31 of 2016). * (i) A resolution professional appointed under the Insolvency and Bankruptcy Code, 2016 (Act 31 of 2016), as far as the credit information of the corporate debtor is concerned, for whom they have been appointed. **Impact Analysis** **Stakeholder: Credit Information Companies** * **Impact:** The definition of entities from which they can receive information has been expanded. * **Action Required:** Credit Information Companies need to update their policies and procedures to incorporate information from Information Utilities and Resolution Professionals. **Stakeholder: Information Utilities and Resolution Professionals** * **Impact:** These entities are now recognized as sources from which credit information can be collected. * **Action Required:** Information Utilities and Resolution Professionals will need to develop systems for providing credit information to Credit Information Companies in accordance with the updated regulations.

Key Entities Referenced

Credit Information Companies (Regulation) Act, 2005: The principal act being amended by these regulations. Credit Information Companies Regulations, 2006: The regulations being amended by the Credit Information Companies (Amendment) Regulations, 2017. Credit Information Companies (Amendment) Regulations, 2017: Regulations amending the 2006 regulations, pertaining to credit information companies. Reserve Bank of India: The regulator issuing the amendment regulations. Insolvency and Bankruptcy Code, 2016: Referenced in the amendment for defining 'Information Utility' and 'Resolution Professional'.
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