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Date: 2024-04-30 Category: Not Applicable State: Union Government Country: India

Credit Information Companies (Amendment) Regulations, 2017

Issued by Reserve Bank of India · Not Applicable

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Executive Summary & Key Takeaways

**Executive Summary** This document is the Credit Information Companies (Amendment) Regulations, 2017, published by the Reserve Bank of India on August 25, 2017. It amends the Credit Information Companies Regulations, 2006. The regulations take effect from the date of publication in the official gazette. **Key Points / Main Content** * **Short Title and Commencement:** * The regulations are called the Credit Information Companies (Amendment) Regulations, 2017. * They come into force on the date of their publication in the official gazette. * **Amendment of Regulation 3:** * The words "following companies" are replaced with "following persons." * After clause (g), the following are added: * "(h) an information utility as defined in the Insolvency and Bankruptcy Code, 2016." * "(i) a resolution professional appointed under the Insolvency and Bankruptcy Code, 2016, in so far as the credit information of the corporate debtor, in respect of which he has been so appointed." **Impact Analysis** **Credit Information Companies** * **Impact:** Must incorporate the amended definition of Regulation 3 into their practices, which includes including Information Utilities and Resolution Professionals as defined by the Insolvency and Bankruptcy Code, 2016. * **Action Required:** Update internal policies and procedures to reflect the amended regulations. **Information Utilities & Resolution Professionals** * **Impact:** They are now included within the definition of Regulation 3. * **Action Required:** Comply with the requirements and obligations placed on parties within Regulation 3. **Corporate Debtors** * **Impact:** Credit Information may now be disclosed to Information Utilities & Resolution Professionals. * **Action Required:** No action is required.

Key Entities Referenced

Credit Information Companies (Regulation) Act, 2005: The primary law authorizing the Reserve Bank of India to regulate credit information companies. Credit Information Companies Regulations, 2006: The regulations being amended by this notification. Insolvency and Bankruptcy Code, 2016: Referenced in the amendment to include information utilities and resolution professionals as entities to whom credit information can be disclosed. Reserve Bank of India: The regulatory body issuing the amendment. Credit Information Companies (Amendment) Regulations, 2017: The name of the amendment being issued.
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