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Date: 2024-04-30 Category: Not Applicable State: Union Government Country: India

Credit Information Companies (Amendment) Regulations, 2017

Issued by Reserve Bank of India · Not Applicable

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Executive Summary & Key Takeaways

**Executive Summary** This document announces the Credit Information Companies (Amendment) Regulations, 2017, issued by the Reserve Bank of India (RBI) under the authority of Section 37 of the Credit Information Companies (Regulation) Act, 2005. These regulations amend the Credit Information Companies Regulations, 2006. The regulations are effective from the date of publication in the official gazette. **Key Points / Main Content** * **Title and Commencement:** * These regulations are named the Credit Information Companies (Amendment) Regulations, 2017. * They are effective from the date of publication in the official gazette. * **Amendment of Regulation 3:** * In Regulation 3 of the Credit Information Companies Regulations, 2006: * The words "following companies" are replaced with "following persons." * After clause (g), the following are added: * "(h) an information utility as defined in the Insolvency and Bankruptcy Code, 2016 (Act 31 of 2016)" * "(i) a resolution professional appointed under the Insolvency and Bankruptcy Code, 2016 (Act 31 of 2016), in so far as the credit information of the corporate debtor, in respect of which he has been so appointed." **Impact Analysis** **Credit Information Companies** * **Impact:** The regulations expand the scope of entities/persons required to provide credit information. They now need to include Information Utilities and Resolution Professionals as defined under the Insolvency and Bankruptcy Code, 2016. * **Action Required:** Update systems and processes to include Information Utilities and Resolution Professionals as entities from whom credit information is received. **Information Utilities** * **Impact:** Information Utilities, as defined in the Insolvency and Bankruptcy Code, 2016, are now included in the list of entities that provide credit information. * **Action Required:** Comply with the Credit Information Companies Regulations, 2006 and provide relevant credit information. **Resolution Professionals** * **Impact:** Resolution Professionals, appointed under the Insolvency and Bankruptcy Code, 2016, are now included in the list of entities that provide credit information. * **Action Required:** Comply with the Credit Information Companies Regulations, 2006 and provide relevant credit information pertaining to the corporate debtor for which they have been appointed.

Key Entities Referenced

Credit Information Companies (Regulation) Act, 2005: Act that empowers the Reserve Bank of India to make regulations related to credit information companies. Credit Information Companies Regulations, 2006: Regulations being amended by the 2017 Amendment Regulations. Insolvency and Bankruptcy Code, 2016: The act that defines "Information Utility" and defines Resolution Professional. Credit Information Companies (Amendment) Regulations, 2017: Regulations amending the Credit Information Companies Regulations, 2006. Reserve Bank of India: The regulatory body issuing the amendment regulations.
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jftLVªh laö Mhö ,yö&33004@99 REGD. NO. D. L.-33004/99 vlk/kj.k EXTRAORDINARY Hkkx III—[k.M 4 PART III—Section 4 izkf/dkj ls izdkf'kr PUBLISHED BY AUTHORITY la- 330] ubZ fnYyh] 'kqØokj] vxLr 25] 2017@Hkkæ 3] 1939 No. 330] NEW DELHI, FRIDAY, AUGUST 25, 2017/ BHADRA 3, 1939 भारतीय िरज़व र्बक(cid:7289) अिधसचू ना मुम् बई, 11 अगस् त, 2017 (cid:7079)त्यय िवषयक जानकारी कंपनी (सशं ोधन) िविनयमावली, 2017 स.ं बीबीआर.सीआईडी. स.ं 786/20.16.050/2017-18.—(cid:7079)त्यय िवषयक जानकारी कंपनी (िविनयमन) अिधिनयम, 2005 (2005 का 30) की धारा 37 (cid:7367)ारा (cid:7079)द(cid:7275) शि(cid:7334)य(cid:7298) का (cid:7079)योग करत े हुए, भारतीय िरज़वर् बक(cid:7289) (cid:7367)ारा (cid:7079)त्यय िवषयक जानकारी कंपनी िविनयमावली, 2006 को संशोिधत करन ेके िलए िन(cid:7388)िलिखत िविनयम बनाए जात ेह।(cid:7289) 1. लघु शीषकर् और आरंभ (1) इन िविनयम(cid:7298) को (cid:7079)त्यय िवषयक जानकारी कंपनी (संशोधन) िविनयमावली, 2017 कहा जाएगा। (2) ये आिधकािरक गज़ट म (cid:7286)इनके (cid:7079)कािशत होने की तारीख से लाग ूह(cid:7298)ग।े 2. िविनयम 3 का सशं ोधन (cid:7079)त्यय िवषयक जानकारी कंपनी िविनयमावली, 2006 के िविनयम 3 म(cid:7286), (i) "िन(cid:7388)िलिखत कंपिनय(cid:7298)" के स्थान पर "िन(cid:7388)िलिखत (cid:7390)ि(cid:7334)य(cid:7298)" शब्द रखे जाएंगे। (ii) खंड (छ) के बाद िन(cid:7388)िलिखत को जोड़ा जाएगा, नामतः "(ज) इन्फॉम(cid:7287)शन यूिटिलटी जैसा िक िदवािलया और शोधन अक्षमता संिहता, 2016 (2016 का अिधिनयम 31) म(cid:7286) पिरभािषत िकया गया ह ै (झ) िदवािलया और शोधन अक्षमता संिहता, 2016 (2016 का अिधिनयम 31) के तहत िनय(cid:7334)ु समाधान (cid:7390)ावसाियक (Resolution Professional), उस कॉप(cid:7299)रेट कजर्दार की ऋण सूचना के सबं धं म(cid:7286), िजसके िलए उस ेिनयु(cid:7334) िकया गया ह।ै " सुदशर्न सेन, कायर्पालक िनदशे क [िवज्ञापन-III/4/असा./181/17] फुटनोट : (cid:7079)त्यय िवषयक जानकारी कंपनी िविनयमावली, 2006 को सा.का.िन. 754(अ), िदनांक 14 िदसंबर 2006 (cid:7367)ारा भारत के राजप(cid:7074), असाधारण, भाग-II, खडं 3, उप-खंड (i), म(cid:7286) (cid:7079)कािशत िकया गया। 5296 GI/2017 (1)2 THE GAZETTE OF INDIA : EXTRAORDINARY [PART III—SEC. 4] RESERVE BANK OF INDIA NOTIFICATION Mumbai, the 11th August, 2017 THE CREDIT INFORMATION COMPANIES (AMENDMENT) REGULATIONS, 2017 No. BBR.CID. No. 786/20.16.050/2017-18.—In exercise of the powers conferred by section 37 of the Credit Information Companies (Regulation) Act, 2005 (Act 30 of 2005), the Reserve Bank of India hereby makes the following regulations, to amend the Credit Information Companies Regulations, 2006. 1. Short title and (1) These regulations may be called the Credit Information Companies (Amendment) commencement Regulations, 2017. (2) They shall come into force on the date of their publication in the official gazette. 2. Amendment of In the Credit Information Companies Regulations, 2006, in regulation 3, regulation 3 (i) for the words ‘following companies’, the words ‘following persons’ shall be substituted (ii) after clause (g), the following shall be inserted, namely, “(h) an information utility as defined in the Insolvency and Bankruptcy Code, 2016 (Act 31 of 2016) (i) a resolution professional appointed under the Insolvency and Bankruptcy Code, 2016 (Act 31 of 2016), in so far as the credit information of the corporate debtor, in respect of which he has been so appointed.” SUDARSHAN SEN, Executive Director [ADVT.-III/4/Exty./181/17] Footnote : The Credit Information Companies Regulations, 2006 were published in the Gazette of India, Extraordinary, Part-II, Section 3, Sub-section (i), vide GSR 754(E), dated 14th December, 2006. Uploaded by Dte. of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi-110064 and Published by the Controller of Publications, Delhi-110054.

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