**Executive Summary**
This notification from the Reserve Bank of India (RBI), dated November 10, 2021, introduces the Credit Information Companies (Amendment) Regulations, 2021, to amend the Credit Information Companies Regulations, 2006. The amendment is effective from the date of its publication in the official gazette (November 29, 2021).
**Key Points / Main Content**
* **Short Title and Commencement:**
* These regulations are called the Credit Information Companies (Amendment) Regulations, 2021.
* They came into force on the date of their publication in the official gazette (November 29, 2021).
* **Amendment to Regulation 3:**
* A new clause (j) is added to Regulation 3 of the Credit Information Companies Regulations, 2006.
* The new clause (j) defines an entity engaged in processing information for the support or benefit of credit institutions and satisfying the criteria laid down by the Reserve Bank from time to time.
**Impact Analysis**
**Stakeholder: Credit Institutions**
* **Impact:** Credit institutions can now benefit from information processing by a broader range of entities that meet RBI criteria.
* **Action Required:** Credit institutions should familiarize themselves with the updated regulations and potential implications for their information processing practices.
**Stakeholder: Entities Engaged in Information Processing**
* **Impact:** Entities involved in processing information for the support or benefit of credit institutions are now recognized within the regulatory framework.
* **Action Required:** Such entities must ensure they meet the criteria laid down by the Reserve Bank of India to comply with the amended regulations.
Key Entities Referenced
Credit Information Companies (Regulation) Act, 2005: The law authorizing the Reserve Bank of India to regulate credit information companies.
Credit Information Companies Regulations, 2006: The regulations, as amended, governing credit information companies, modified by this notification.
Reserve Bank of India: The regulatory body issuing the amendment.
Credit Information Companies (Amendment) Regulations, 2021: The regulation that amends the Credit Information Companies Regulations, 2006.
Mumbai: Location where the Reserve Bank of India issued the notification.
रजिस्ट्री स.ं डी.एल.- 33004/99 REGD. No. D. L.-33004/99
सी.जी.-डी.एल.-अ.-30112021-231472
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CG-DL-E-30112021-231472
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असाधारण
EXTRAORDINARY
भाग III—खण्ड 4
PART III—Section 4
प्राजधकार स ेप्रकाजित
PUBLISHED BY AUTHORITY
स.ं 618] नई ददल्ली, सोमर्ार, नर्म्बर 29, 2021/अग्रहायण 8, 1943
No. 618] NEW DELHI, MONDAY, NOVEMBER 29, 2021/AGRAHAYANA 8, 1943
भारतीय ररज़र् वबकैं
अजधसचू ना
मुम् बई, 10 नर्म् बर, 2021
प्रत्यय जर्षयक िानकारी कंपनी (सिं ोधन) जर्जनयमार्ली, 2021
स.ं DOR. SIG. FIN. No. 52140/20.16.050/2021-22.—प्रत्यय जर्षयक िानकारी कंपनी (जर्जनयमन)
अजधजनयम, 2005 (2005 का अजधजनयम 30) की धारा 37 द्वारा प्रदत्त िजियों का प्रयोग करते हुए, भारतीय ररज़र्व बैंक
प्रत्यय जर्षयक िानकारी कंपनी जर्जनयमार्ली, 2006 म ें संिोधन करने के जलए जनम्नजलजखत जर्जनयम बनाता ह।ै
1. संजिप्त िीषवक और प्रारंभ (1) इन जर्जनयमों को प्रत्यय जर्षयक िानकारी कंपनी (संिोधन) जर्जनयमार्ली,
2021 कहा िा सकता ह।ै
(2) र्े रािपत्र म ें उनके प्रकािन की तारीख स ेलाग ू होंगे।
2. जर्जनयम 3 का संिोधन प्रत्यय जर्षयक िानकारी कंपनी जर्जनयमार्ली, 2006 म,ें जर्जनयम 3 म,ें
खंड (i) के तुरंत बाद, जनम्नजलजखत को खंड (िे) के रूप म ें िोडा िाएगा,
अर्ावत:् "(ि)े ऋण संस्ट्र्ानों के समर्वन या लाभ के जलए सूचना के प्रसस्ट्ं करण म ें
लगी एक इकाई, और समय-समय पर ररज़र्व बैंक द्वारा जनधावररत मानदडं ों को
पूरा करें”.
सौरभ जसन्हा, कायवपालक जनदिे क
[जर्ज्ञापन-III/4/असा./455/2021-22]
6892 GI/2021 (1)2 THE GAZETTE OF INDIA : EXTRAORDINARY [PART III—SEC.4]
फुटनोट : प्रत्यय जर्षयक िानकारी कंपनी जर्जनयमार्ली, 2006 ददनांक 14 ददसंबर 2006 के भारत के रािपत्र,
असाधारण, भाग II, खंड 3, उप-खंड (i), िीएसआर 754 (अ), के तहत प्रकाजित दकए गए र् े और बाद म ें
भारत के रािपत्र, असाधारण, भाग III, खंड 4 में प्रकाजित ददनांक 11 अगस्ट्त 2017 की अजधसूचना द्वारा
संिोजधत दकया गया।
RESERVE BANK OF INDIA
NOTIFICATION
Mumbai, the 10th November, 2021
THE CREDIT INFORMATION COMPANIES (AMENDMENT) REGULATIONS, 2021
No. DOR. SIG. FIN. No. 52140/20.16.050/2021-22.—In exercise of the powers conferred by section 37 of
the Credit Information Companies (Regulation) Act, 2005 (Act 30 of 2005), the Reserve Bank of India hereby makes
the following regulations, to amend the Credit Information Companies Regulations, 2006.
1. Short title and (1) These regulations may be called the Credit Information Companies
commencement (Amendment) Regulations, 2021.
(2) They shall come into force on the date of their publication in the official
gazette.
2. Amendment of In the Credit Information Companies Regulations, 2006, in Regulation 3,
regulation 3 immediately after Clause (i), the following shall be inserted as Clause (j),
namely,
"(j) an entity engaged in the processing of information, for the support or
benefit of credit institutions, and satisfying the criteria laid down by the
Reserve Bank from time to time”.
SAURAV SINHA, Executive Director
[ADVT.-III/4/Exty./455/2021-22]
Foot Note : The Credit Information Companies Regulations, 2006 were published in the Gazette of India,
Extraordinary, Part II, Section 3, Sub-section (i), vide GSR 754(E), dated December 14, 2006 and
subsequently amended vide Notification dated August 11, 2017, published in Gazette of India,
Extraordinary, Part III, section 4.
Uploaded by Dte. of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi-110064
and Published by the Controller of Publications, Delhi-110054.