**Executive Summary**
This document from the Ministry of Agriculture & Farmers Welfare outlines the central government's financial assistance for crop failure under the Prime Minister Fasal Bima Yojna (PMFBY). It provides details on budgetary provisions, funds utilized, and claims paid from 2022-23 to 2024-25. The information was given by the Minister of State for Agriculture and Farmers Welfare, Shri Ramnath Thakur in a written reply in Lok Sabha on December 9, 2025.
**Key Points / Main Content**
* **Financial Data (2022-23 to 2024-25)**
* Presents budgetary estimates, revised estimates, and actual release/expenditure (in crore INR) for the years 2022-23, 2023-24 and 2024-25.
* Lists state-wise details of Central Government share in premium and total claims paid
* **Government Initiatives for Scheme Implementation**
* Developed the **National Crop Insurance Portal (NCIP)** for data management, subsidy payment, transparency, and direct online enrollment of farmers.
* Operationalized the **'Digiclaim Module'** for payment of claims from Kharif 2022 onwards, integrating NCIP with PFMS and insurance company accounting systems.
* Leveraged technology, including yield data capture via the CCE-Agri App, integration of State land records with NCIP, and the introduction of YESTECH and WINDS.
* Actively supported awareness activities by states, insurance companies, financial institutions, and Common Service Centres (CSCs).
* Initiated structured awareness campaigns like ‘Crop Insurance Week/FasalBimaSaptah’ and 'FasalBimaPathshalas'.
* Organized a nationwide Doorstep Crop Insurance Policy/receipt Distribution mega drive 'Meri Policy Mere Haath'.
**Impact Analysis**
**Stakeholder: Farmers**
* **Impact:** Enhanced access to crop insurance, improved transparency in claim settlement, and faster electronic transfer of claim amounts.
* **Action Required:** Utilize the NCIP for online enrollment and accessing information; participate in awareness programs and special camps.
**Stakeholder: State Governments and Implementing Agencies**
* **Impact:** Need to implement the PMFBY scheme using the NCIP platform and adopting the new technologies and processes.
* **Action Required:** Conduct awareness campaigns, support online enrollment, and integrate State land records with the NCIP.
**Stakeholder: Insurance Companies**
* **Impact:** Integration with NCIP and PFMS for timely processing of claims.
* **Action Required:** Adapt accounting systems for integration with NCIP and PFMS; participate in awareness activities.
Key Entities Referenced
Pradhan Mantri Fasal Bima Yojana: A crop insurance scheme to provide financial support to farmers suffering crop loss or damage due to natural calamities.
Ministry of Agriculture & Farmers Welfare: The central ministry responsible for policies and programs related to agriculture and farmers' welfare.
National Crop Insurance Portal (NCIP): A centralized portal for crop insurance related data, subsidy payments, and coordination among stakeholders.
Digiclaim Module: A dedicated module for streamlining claim disbursal processes within the NCIP framework.
Ministry of Agriculture & Farmers Welfare
Financial Assistance for Crop Failure under
Prime Minister Fasal BimaYojna
प्रव तथ: 09 DEC 2025 6:11PM by PIB Delhi
State-wise details of Central Government share in premium subsidy and total claims paid to the farmers
during last three years i.e. from 2022-23 to 2024-25 are Annexed.
Details of Budgetary provision and funds utilized during last three years i.e. from 2022-23 to 2024-25 are
given below:
Year Budget Estimates Revised Estimates Actual Release/Exp.
(Rs. in crore)
2022-23 15,500.00 12,375.76 10,296.03
2023-24 13,625.00 15,000.00 12,948.50
2024-25 14,600.00 15,864.00 14,772.86
Government has taken various steps to strengthen implementation of this scheme all over India to bring
transparency and onboard modern technology to ensure timely settlement of claims:
Government has undertaken development of National Crop Insurance Portal (NCIP) as a single
source of data ensuring subsidy payment, co-ordination, transparency, dissemination of information
and delivery of services including direct online enrollment of farmers, uploading/obtaining
individual insured famer’s details for better monitoring and to ensure transfer of claim amount
electronically to the individual farmer’s Bank Account.
In order to rigorously monitor claim disbursal process, a dedicated module namely ‘Digiclaim
Module’ has been operationalized for payment of claims from Kharif 2022 onwards. It involves
integration of NCIP with Public Finance Management System (PFMS) and accounting system of
Insurance Companies to provide timely & transparent processing of all claims. .
Also, towards leveraging technology in implementation of the scheme, various steps like capturing
of yield data/Crop Cutting Experiments (CCEs) data through CCE-Agri App & uploading it on the
NCIP, allowing insurance companies to witness the conduct of CCEs, integration of State land
records with NCIP, introduction of YESTECH (Yield Estimation System Based on Technology)&
WINDS (Weather Information Network and Data System) etc. have already been taken to improve
timely settlement of the claims to farmers.
The Government has actively supported the awareness activities being carried out by the States,
implementing Insurance Companies, financial institutions, and Common Service Centres (CSCs)network to disseminate key features of PMFBY amongst farmers and members of Panchayati Raj
Institutions (PRIs).
Structuredawareness campaign ‘Crop Insurance Week/FasalBimaSaptah’ has been initiated by the
Ministry of Agriculture and Farmers Welfare since Kharif 2021 season onwards. Along with this,
‘FasalBimaPathshalas’ are also being organized at village/GP level for knowledge building of
farmers on various aspects of scheme implementation.
Government had also organized a nationwide Doorstep Crop Insurance Policy/receipt Distribution
mega drive – ‘Meri Policy Mere Haath’. Hard copies of crop insurance policy receipts are
distributed to farmers enrolled under PMFBY through special camps at gram Panchayat/village
level.
Annexure
PMFBY & RWBCIS: State-wise details of Central Government share in Premium Share and
total Claims Paid Report from 2022-23 to 2024-25 (as on 31stOctober, 2025)
State/UT Name GOI Share in Premium Paid Claims
(Rs. In Crore)
A & N Islands 0.04 0.02
Andhra Pradesh 1,935.35 747.08
Assam 246.71 161.29
Chhattisgarh 2,124.46 1,389.47
Goa 0.00 0.01
Haryana 1,117.10 3,142.14
Himachal Pradesh 279.11 212.31
Jammu & Kashmir 138.37 67.19
Jharkhand 336.56 -
Karnataka 2,993.66 7,389.49
Kerala 165.37 345.14
Madhya Pradesh 3,674.83 3,301.05Maharashtra 10,558.66 20,373.07
Manipur 4.31 5.28
Meghalaya 13.13 23.97
Odisha 1,827.64 963.79
Puducherry 7.33 7.29
Rajasthan 6,402.60 9,787.70
Sikkim 0.18 0.01
Tamil Nadu 1,818.88 2,359.28
Tripura 11.47 4.46
Uttar Pradesh 1,226.21 1,878.34
Uttarakhand 513.70 711.37
Total 35,395.66 52,869.78
This information was given by Minister of State for Agriculture and Farmers Welfare, Shri Ramnath
Thakur in a written reply in Lok Sabha today.
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RC/AR/1454
(रलीज़ आईडी: 2201008) आगंतुक पटल : 792
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