Read or download the official PDF of this gazette notification issued by the Ministry of Fisheries, Animal Husbandry and Dairying on 29th July 2026. Classified under Press Release.
Executive Summary
The Department of Fisheries is implementing the Group Accidental Insurance Scheme (GAIS) under the Pradhan Mantri Matsya Sampada Yojana (PMMSY) to provide social security to marine and inland fishers. Andhra Pradesh has joined the scheme for the first time in the 2026-27 financial year (June 1, 2026, to May 31, 2027), covering 284,888 fishers. Claim procedures require strict adherence to timelines, specifically a 120-day limit for intimation and 180 days for final document submission.
Key Points / Main Content
Scheme Funding and Scope
Total Project Cost: Rs. 20,750 crore allocated under PMMSY from FY 2020-21 to date.
Premium Sharing: Shared between Centre and States at a 60:40 ratio, 90:10 for Himalayan and North Eastern States, and 100% Central funding for Union Territories.
Eligibility: Coverage extends to both marine and inland fishers, as well as allied fish workers.
Insurance Coverage Limits
Death or Permanent Total Disability: Rs. 5,00,000.
Permanent Partial Disability: Rs. 2,50,000.
Hospitalization Expenses: Rs. 25,000 for accidental injuries.
Implementation in Andhra Pradesh
Participation Status: Andhra Pradesh did not participate in GAIS for the last five years but joined for the 2026-27 financial year.
Target Population: 2,84,888 fishers are currently covered under the proposal.
Claims Status: No claims have been made for settlement in the state as of the report date.
Claim Filing and Settlement Process
Standardization: Use of prescribed claim formats and checklists to simplify the process.
Intimation Deadline: Notice of a claim must be submitted within 120 days of the accident.
Submission Deadline: The complete claim proposal and requisite documents must be submitted within 180 days.
Oversight: Regular coordination and review meetings are held with State Fisheries Departments and insurance entities to expedite settlements.
Impact Analysis
Fishers and Allied WorkersImpact
Eligible workers receive financial protection against death, disability, and hospitalization due to accidents, with the entire premium paid by the government.
Action Required
Must ensure accidental claims are intimated within 120 days and full documentation is provided within 180 days.
Government of Andhra PradeshImpact
The state is now integrated into the national GAIS framework, extending coverage to nearly 2.85 lakh fishers for the first time in five years.
Action Required
Conduct regular review meetings and coordinate with insurance intermediaries to ensure timely submission and settlement of eligible claims.
Insurance Companies and IntermediariesImpact
Responsible for processing claims based on standardized formats and participating in regular coordination meetings to address deficiencies.
Action Required
Adhere to the prescribed checklists and timelines to ensure the timely settlement of submitted claims.
Key Entities Referenced
Pradhan Mantri Matsya Sampada Yojana (PMMSY): A flagship central scheme for the development of the fisheries sector, which provides social security through insurance coverage for fishers and fish workers.
Group Accidental Insurance Scheme (GAIS): A specific insurance component under PMMSY that provides coverage for death, permanent disability, and hospitalization to marine and inland fishers.
Department of Fisheries: The nodal department under the Ministry of Fisheries, Animal Husbandry and Dairying responsible for implementing fisheries development and insurance schemes.
Andhra Pradesh: The state identified for its first-time participation in GAIS during the 2026-27 financial year to extend insurance coverage to over 2.84 lakh fishers.
Ministry of Fisheries, Animal Husbandry & Dairying
FISHERMEN INSURANCE CLAIMS IN ANDHRA
PRADESH UNDER GAIS
प्रव तथ: 29 JUL 2026 2:50PM by PIB Delhi
The Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying. Government of
India is implementing the Pradhan Mantri Matsya Sampada Yojana (PMMSY) with a total cost of Rs.
20750/- crore from the financial year 2020-21 to till date for development of fisheries in all States/Union
Territories including Andhra Pradesh. The scheme inter-alia provides social security measure to fishers,
fish workers through group accidental insurance coverage to both marine and inland fishers and allied fish
workers wherein the entire insurance premium amount is shared between the Centre and State in the ratio
of 60:40, 90:10 for the Himalayan & North Eastern States and in the case of the Union Territories, the
entire premium amount is paid by the Centre. The insurance coverage provided under the PMMSY
includes (i) Rs.5,00,000/- against death or permanent total disability, (ii) Rs.2,50,000/- for permanent
partial disability and (iii) hospitalization expenses in the event of accident for a sum of Rs. 25,000/.
Andhra Pradesh did not participate in Group Accidental Insurance Scheme (GAIS) during last five years.
During the current financial year 2026-26, Proposal for coverage of 2,84,888 fishers have been received.
Besides, the claim filing and settlement process under GAIS is governed by the policy terms and
conditions. To simplify the process, standardized claim formats and checklists have been prescribed,
timelines have been communicated to all States/UT, and regular coordination meetings are conducted with
State Fisheries Departments, the insurance intermediary, and the insurance companies to address
deficiencies, expedite submission of claim documents, and ensure timely settlement of eligible claims.
c. and (d): The Government of Andhra Pradesh has participated in the Group Accident Insurance
Scheme (GAIS) for the first time during the current financial year 2026-27 (01.06.2026 to
31.05.2027) to extend insurance coverage to 2,84,888 fishers and no claims have been made till
date for settlement. The Scheme Guidelines mandates that claim intimation is required to be
submitted within 120 days from the date of the accident, and the complete claim proposal, along
with all requisite documents, must be submitted within 180 days. Regular review meetings and
follow up on the review are conducted to expedite the process in a timely manner.
This Information was given by Fisheries, Animal Husbandry and Dairying Minister Shri Rajiv Ranjan
Singh alias Lalan Singh in the Rajya Sabha in response to a question asked.
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JP
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