**Executive Summary**
This report details the projected demographic shift in India, where the elderly population (60+) is expected to rise from 10 crore in 2011 to 23 crore by 2036. It outlines comprehensive government measures across health, financial security, and social welfare, including the expansion of AB-PMJAY in October 2024 and the implementation of umbrella schemes like AVYAY and APY. The document serves as a status update on current initiatives and the long-term approach to managing an ageing population.
**Key Points / Main Content**
**Demographic Trends and Projections**
* The share of the population aged 60 and above is projected to increase from 8.4% (2011) to 14.9% (2036).
* The population aged below 15 is projected to decline from 30.9% to 20.1% by 2036.
* NITI Aayog has assessed these transitions to address impacts on employment, health services, and the economy.
**Social Welfare and Support (AVYAY Scheme)**
* **Integrated Programme for Senior Citizens (IPSrC):** Provides grants for maintaining senior citizen homes, continuous care homes, and mobile medicare units.
* **State Action Plan (SAPSrC):** Funds States/UTs to create tailored welfare action plans, implemented since FY 2019-20.
* **Rashtriya Vayoshri Yojana (RVY):** Provides physical aids and assisted living devices to BPL seniors with a family income below ₹15,000 per month.
* **Elderline (14567):** A national helpline for grievance redressal and awareness regarding elderly rights and schemes.
* **SAGE (Seniorcare Ageing Growth Engine):** Encourages startups to develop innovative products and services for elderly care.
**Healthcare Provisions**
* **AB-PMJAY Expansion:** Provides free health cover of ₹5 lakh per year to all citizens aged 70 and above, regardless of socio-economic status.
* **NPHCE:** A tiered healthcare program providing primary care at sub-centers and specialized tertiary care at Regional Geriatric Centers and National Centers of Ageing.
* **Facility Upgrades:** District Hospitals are required to provide dedicated geriatric OPDs and 10-bedded geriatric wards.
* **Research:** The Longitudinal Ageing Study in India (LASI) is being conducted to survey the needs of older persons.
**Financial Security and Pensions**
* **National Social Assistance Programme (NSAP):** Provides monthly pensions of ₹200 for ages 60–79 and ₹500 for those 80 and above for BPL categories.
* **Atal Pension Yojana (APY):** Offers a guaranteed monthly pension (₹1,000 to ₹5,000) for life to subscribers who join between ages 18–40.
* **APY Eligibility Change:** Since October 1, 2022, income tax payers are no longer eligible to join the APY scheme.
**Impact Analysis**
**Senior Citizens (Aged 60+ and 70+)**
**Impact**
They receive enhanced social security, financial aid, and specialized healthcare services. Citizens aged 70+ now have universal access to free health insurance via AB-PMJAY.
**Action Required**
Eligible individuals should register for AB-PMJAY for health cover and contact "Elderline" (14567) for assistance or grievance redressal.
**State/UT Governments**
**Impact**
States are recognized as critical players in elderly welfare and receive federal funding for localized initiatives.
**Action Required**
Each State/UT must frame and implement a "State Action Plan for Senior Citizens" (SAPSrC) based on local requirements.
**Unorganized Sector Workers (Aged 18-40)**
**Impact**
They are provided with a mechanism to secure a guaranteed monthly pension for their post-retirement years.
**Action Required**
Eligible non-taxpayers must subscribe to APY and make regular contributions (monthly, quarterly, or half-yearly) until age 60.
**Startups and Private Innovators**
**Impact**
The SAGE initiative identifies and encourages private sector participation in the "silver economy."
**Action Required**
Innovators should develop "out-of-the-box" products and services for the elderly to qualify for support under the SAGE engine.
Key Entities Referenced
Atal Vayo Abhyuday Yojana (AVYAY): An umbrella scheme implemented by the Ministry of Social Justice and Empowerment for the comprehensive welfare, care, and social security of senior citizens.
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB-PMJAY): A health insurance scheme expanded to provide free health cover of ₹5 lakh per year to all senior citizens aged 70 years and above regardless of socio-economic status.
National Programme for Health Care of the Elderly (NPHCE): A dedicated healthcare initiative providing accessible, affordable, and high-quality long-term medical services to the elderly through various levels of the health system.
National Social Assistance Programme (NSAP): A program providing financial assistance, including monthly pensions under the Indira Gandhi National Old Age Pension Scheme, to eligible senior citizens.
The Maintenance and Welfare of Parents and Senior Citizens Act, 2007: A legislative framework that mandates provisions for the maintenance, welfare, and medical care of elderly persons.
Ministry of Social Justice & Empowerment
GROWTH OF ELDERLY POPULATION
Posted On: 24 MAR 2026 4:11PM by PIB Delhi
As per the report of the Technical Group on Population Projections constituted by the National
Commission on Population, the proportion of the population of the older ages (60 years and above) is
projected to increase from 10 crores in 2011 to 23 crores in 2036 - an increase in their share of the total
population from 8.4 to 14.9 percent. Simultaneously, due to declining fertility, the proportion of the
population aged below 15 years is projected to decline from 30.9 percent in 2011 to 20.1 percent in 2036.
NITI Aayog, in its position paper titled “Senior Care Reforms in India - Reimagining the Senior Care
Paradigm”, has assessed the potential implications of the ongoing demographic transition towards the
ageing population, including its impact on employment, social security, health services and the economy.
The Government has undertaken various measures to address the needs of the elderly and to ensure their
care, social security and health, which include:
1. The Ministry of Social Justice and Empowerment is implementing an umbrella scheme, namely
AtalVayoAbhyudayYojana (AVYAY), for the welfare of senior citizens across the country. The
details of the scheme are given in Annexure-I.
2. The Ministry of Health and Family Welfare, in October 2024, expanded Ayushman Bharat –
PradhanMantri Jan ArogyaYojana (AB-PMJAY) to provide free health cover of ₹5 lakh per year to
all senior citizens aged 70 years and above, irrespective of their socio-economic status. The Ministry
is also implementing the National Programme for Health Care of the Elderly (NPHCE) to address
various health-related issues of elderly persons. The details of NPHCE are given in Annexure-II.
3. The Ministry of Rural Development implements the National Social Assistance Programme
(NSAP), under which financial assistance is provided to eligible senior citizens. The details of
NSAP are given in Annexure-III.
4. The Department of Financial Services is implementing the Atal Pension Yojana (APY). Under the
scheme, subscribers aged 18–40 years receive a guaranteed monthly pension after attaining the age
of 60 years, depending on the level of contribution chosen, which continues for life. The details of
APY are given in Annexure-IV.
The Government has adopted a long-term approach through the National Youth Policy, 2014, which
focuses on education, skill development, employment and entrepreneurship to harness the demographic
dividend. Various initiatives for skilling, health and youth engagement are being implemented to ensure a
productive and future-ready workforce. These efforts aim to strengthen youth capacity, enhance workforce
availability and address challenges arising from demographic changes in a balanced manner.
Annexure-I
Details of components under AVYAY scheme are as follows-
1. IPSrC(Integrated Programme for Senior Citizens)- Under IPSrC, grant-in-aid is provided to the
organisations for maintenance of senior citizen homes (Sr.CH), continuous care homes (CCH),mobile medicare units (MMU) and physiotherapy clinics. The objective of the scheme is to improve
the quality of life of the Senior Citizens, especially indigent senior citizens by providing basic
amenities like shelter, food, medical care and entertainment opportunities and by encouraging
productive and active ageing. The Department have also formulated minimum standards for Senior
Citizen Homes which provides accessible infrastructure across all Senior Citizen Homes throughout
the country
2. SAPSrC (State Action Plan for Senior Citizens)- The Government of India perceives a major and
critical role of all the States/ UTs Governments in the welfare of senior citizens. Each State/UT is
expected to plan taking into account their local considerations and frame their own State Action
Plans for the welfare of their senior citizens. Under SAPSrC, the Ministry releases funds to the
States/UTs for implementation of their action plans. SAPSrC is being implemented from FY 2019-
20.
3. RVY (RashtriyaVayoshriYojana)- The scheme aims for providing Physical Aids and Assisted
Living Devices for Senior Citizens below poverty line and with the family income not exceeding to
Rs. 15,000/-per month. The scheme has been implemented since 2017.
4. Elderline- The National Helpline for Sr Citizens (14567) is to generate awareness about the Act,
schemes &programmes being executed by different Central & State Governments and to provide a
platform to redress grievances of Sr Citizens across the country.
5. System of Providing Elder Care (In House) and Assisted Living (PM-SPECIAL) - The main
objective is to bridge the gap in supply and increasing demand in the field of geriatric caregivers so
as to provide more professional services to the senior citizens and also to create a cadre of
professional care givers in the field of geriatrics.
6. Other Initiatives for Senior Citizens- In order to solve the problems of healthy and productive
ageing, several initiatives are being done across the country. The proposed initiatives are aimed at
involving the elders in building up knowledge which can be useful for the society as a whole.
7. Seniorcare Ageing Growth Engine (SAGE)- The main objective is to promote out-of-the-box and
innovative solutions for the commonly faced problems, innovative start- ups would be identified
and encouraged for developing products, processes and services for the welfare of the elderly.
Annexure-II
The NPHCE is an articulation of the International and national commitments of the Government as
envisaged under the UN Convention on the Rights of Persons with Disabilities (UNCRPD), National
Policy on Older Persons (NPOP) adopted by the Government of India in 1999 & Section 20 of “The
Maintenance and Welfare of Parents and Senior Citizens Act, 2007” dealing with provisions for medical
care of Senior Citizens The objective of NPHCE is to provide accessible, affordable, and high-quality
long-term, comprehensive and dedicated healthcare services to the elderly.
Components of the Program:
1. National Health Mission (NHM) Component: Primary & Secondary care service delivery through
District Hospitals (DH), Community Health Centres (CHC), Primary Health Centres (PHC), Sub-
Centre/Health & Wellness Centres.
2. Tertiary Component: (‘RashtriyaVaristh Jan SwasthyaYojana’)These services are being provided
though Regional Geriatric Centres (RGCs) located at 17 Medical colleges and two National Centres
of Aging (NCAs) one in AIIMS, Ansari Nagar, New Delhi and another in Madras Medical College,
Chennai.
3. Research: A Longitudinal Ageing Study in India (LASI) project:-The LASI is a nationally
representative survey of older persons in India is being undertaken through International Institute of
Population Sciences (IIPS), Mumbai.Package of Services: The program has two components for provision of geriatric health care services i.e:
district/ sub-district level component and tertiary level component. The package of services provided to
elderly people at both levels is as given below.
Sub Centre:
1. Health Education related to healthy ageing, environmental modifications, nutritional requirements,
life styles and behavioural changes.
2. Special attention to home bound / bedridden elderly persons and provide training to the family
health care providers in looking after the disabled elderly persons.
Primary Health Centre: Weekly geriatric clinic by a trained Medical Officer (MO). Services would
include: conducting health assessment of the elderly persons and simple investigation including blood
sugar, etc.
Community Health Centre
1. Biweekly geriatric Clinic and Rehabilitation services to be arranged by trained staff and
rehabilitation workers at CHCs.
2. Domiciliary visits by the rehabilitation worker will be undertaken for bed-ridden elderly and
counseling to family members to care for such patients.
District Hospitals:
1. Dedicated Geriatric OPD services, In-door admissions through 10 bedded geriatric ward, laboratory
investigations and rehabilitation services.
2. Provide services for the elderly patients referred by the CHCs/PHCs etc. and refer severe cases to
tertiary level hospitals.
Tertiary Level
(A) Regional Geriatric Centers:
1. Provide tertiary level services for complicated/serious Geriatric Cases referred from Medical
Colleges, District Hospitals and below.
2. Conduct post graduate courses in Geriatric Medicine. Each RGC to produce 2 post graduates
(MD geriatrics) every year.
3. Providing training to the trainers of identified District hospitals and medical colleges
4. Developing and updating Training modules, guidelines and IEC materials.
5. Research on specific elderly diseases.
(B) National Center of Ageing
1. High level tertiary care with multidisciplinary clinical services involving medical and surgical
disciplines.
2. Specialised OPD care in various clinical disciplines. Special clinics like memory clinic, fall and
syncope clinic, frail elderly clinic, aids and appliances clinic, implants and cosmetic clinic.
3. Day care centre for: Investigations, rehabilitation, respite care, dementia care ,continence care
4. In patient care for: Intensive care, acute rehabilitation, diagnostic and therapeutic services, long
term rehabilitation service.
5. Human resources development in all sub-specialties of Geriatric Medicine
6. Developing evidence based treatment protocols for Geriatric diseases prevalent in the country.
Annexure-IIIUnder the NSAP programme, the old aged, widows, and disabled persons belonging to Below Poverty
Line (BPL) and fulfilling eligibility criteria prescribed in the NSAP guidelines, are provided financial
assistance, in form of pension, ranging from Rs.200/- to Rs.500/- p.m. and in the case of death of the
breadwinner of such family, lump sum assistance of Rs. 20,000/- is given to the bereaved family. One of
the components under the scheme is Indira Gandhi National Old Age Pension Scheme under which
assistance of ₹ 200/- per month to persons in the age group of 60-79 years is provided and ₹ 500/- per
month to persons of 80 years and above is provided.
Annexure-IV
The Department of Financial Services is implementing the Atal Pension Yojana(APY) which was
launched on 09.05.2015 with the objective of creating a universal social security system for all Indians,
especially the poor, the under-privileged and the workers in the unorganized sector. It is open to all
citizens of India between 18-40 years of age having a savings bank account in a bank or post-office. For
better targeting of guaranteed pension to unorganized sector workers, an income tax payer shall not be
eligible to join APY from 01.10.2022. The subscriber under APY is required to make a
monthly/quarterly/six monthly contribution of an amount determined by the amount of pension chosen
and the age of joining the scheme. The subscriber shall receive a government guaranteed minimum
pension of Rs. 1000 per month, Rs. 2000 per month, Rs. 3000 per month, Rs. 4000 per month or Rs. 5000
per month, after the age of 60 years until death, depending on the contribution chosen. The spouse of the
subscriber shall be entitled to receive the same pension amount as that of the subscriber after the death of
the subscriber. After the death of both subscriber and the spouse, the nominee of the subscriber shall be
entitled to receive the pension wealth, as accumulated till age 60 of the subscriber. As per the scheme,
subscribers will receive pension benefit on attaining the age of 60 years.
This information is given by the Minister of State for Social Justice and Empowerment, Shri B.L. Verma,
in a written reply in the Lok Sabha today.
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