This notification from the Reserve Bank of India, dated June 6, 2025, announces a phased reduction in the Cash Reserve Ratio (CRR) required to be maintained by all banks. Exercising powers conferred under Section 42(1) of the Reserve Bank of India Act, 1934, and Section 18(1) of the Banking Regulation Act, 1949, read with Section 56 thereof, the RBI modifies its earlier notification DoR.RET.REC.5312.01.001202425 dated December 6, 2024. The new CRR requirements against banks' net demand and time liabilities will be: 3.75% effective from the reporting fortnight beginning September 6, 2025; 3.5% effective from the reporting fortnight beginning October 4, 2025; 3.25% effective from the reporting fortnight beginning November 1, 2025; and 3.0% effective from the reporting fortnight beginning November 29, 2025. The notification is issued by R. Lakshmi Kanth Rao, Executive Director, Reserve Bank of India.
Key Entities Referenced
Reserve Bank of India: The central bank of India, responsible for regulating the banking system.
New Delhi: The capital city of India, where the notification was issued.
Reserve Bank of India Act, 1934: An act of the Indian Parliament that established the Reserve Bank of India.
Banking Regulation Act, 1949: An act to regulate banking companies in India.
Cash Reserve Ratio (CRR): The percentage of a bank's total deposits that it is required to maintain with the Reserve Bank of India.
R. Lakshmi Kanth Rao: Executive Director of the Reserve Bank of India, as indicated by the signature on the notification.
Mayapuri, New Delhi110064: Location of the Government of India Press where the document was uploaded.
Delhi110054: Location of the Controller of Publications responsible for publishing the document.
रजिस्ट्री स.ं डी.एल.- 33004/99 REGD. No. D. L.-33004/99
सी.जी.-डी.एलxx.x-GअID.-H0x5xx0 72025-264419
CG-DLxx-xEG-I0D5E0x7x2x0 25-264419
असाधारण
EXTRAORDINARY
भाग III—खण् ड 4
PART III—Section 4
प्राजधकार स ेप्रकाजित
PUBLISHED BY AUTHORITY
स.ं 476] नई दिल्ली, बृहस्ट्प जतर्ार, िुलाई 3, 2025/आषाढ़ 12, 1947
No. 476] NEW DELHI, THURSDAY, JULY 3, 2025/ASHADHA 12, 1947
भारतीय ररज़र् व बकैं
अजधसचू ना
नई दिल्ली, 6 िून, 2025
फा. स.ं जर्जर्.आरईटी.आरईसी. 24/12.01.001/2025-26.— भारतीय ररज़र् व बैंक अजधजनयम, 1934 की धारा
42 की उप-धारा (1) और बैंककारी जर्जनयमन अजधजनयम, 1949 (1949 का 10) की धारा 18 की उप-धारा (1) के साथ
परित धारा 56 के तहत प्रित्त िजियों का प्रयोग करत े हुए और दिनांक 06 दिसंबर 2024 की पूर्व अजधसूचना
जर्जर्.आरईटी.आरईसी.53/12.01.001/2024-25 के आंजिक संिोधन म,ें भारतीय ररज़र्व बैंक एति ्द्वारा अजधसूजचत करता
ह ैदक दिनांक 06 जसतंबर, 04 अिूबर, 01 नर्ंबर, 29 नर्ंबर 2025 से प्रारंभ होने र्ाले ररपोर्टिंग पखर्ाड़ो से प्रभार्ी प्रत् यके
बैंक का औसत आरजित नकिी जनजध अनुपात (सीआरआर) को क्रमि: उसकी जनर्ल मांग और मीयािी िेयताओं के
3.75 प्रजतित, 3.5 प्रजतित, 3.25 प्रजतित और 3.0 प्रजतित बनाए रखना होगा।
आर. लक्ष्मी कांत रार्, कायवपालक जनििे क
[जर्ज्ञापन-III/4/असा./209/2025-26]
4413 GI/2025 (1)2 THE GAZETTE OF INDIA : EXTRAORDINARY [PART III—SEC.4]
RESERVE BANK OF INDIA
NOTIFICATION
New Delhi, the 6th June, 2025
F. No. DoR.RET.REC.24/12.01.001/2025-26.— In exercise of the powers conferred under the
sub-section (1) of Section 42 of the Reserve Bank of India Act, 1934 and sub-section (1) of Section 18 of
the Banking Regulation Act, 1949 (10 of 1949), read with Section 56 thereof, and in partial modification
of the earlier notification DoR.RET.REC.53/12.01.001/2024-25 dated December 06, 2024, the Reserve
Bank of India hereby notifies that the average Cash Reserve Ratio (CRR) required to be maintained by
every bank shall be 3.75 per cent, 3.5 per cent, 3.25 per cent and 3.0 per cent of its net demand and time
liabilities effective from the reporting fortnight beginning September 6, October 4, November 1 and
November 29, 2025, respectively.
R. LAKSHMI KANTH RAO, Executive Director
[ADVT.-III/4/Exty./209/2025-26]
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