This press release from the Reserve Bank of India, dated November 28, 2025, summarizes the lending and deposit rates of scheduled commercial banks (SCBs), excluding regional rural banks and small finance banks, for November 2025.
**Lending Rates:**
* The weighted average lending rate (WALR) on fresh rupee loans of SCBs was 8.64% in October 2025 (8.50% in September 2025).
* The WALR on outstanding rupee loans of SCBs decreased to 9.24% in October 2025 from 9.26% in September 2025.
* The 1-Year median Marginal Cost of Funds based Lending Rate (MCLR) of SCBs moderated to 8.50% in November 2025 from 8.55% in October 2025.
**Deposit Rates:**
* The weighted average domestic term deposit rate (WADTDR) on fresh rupee term deposits of SCBs was 5.57% in October 2025 (5.61% in September 2025).
* The WADTDR on outstanding rupee term deposits of SCBs was 6.78% in October 2025 (6.82% in September 2025).
The press release number is 2025-2026/1587. For communication inquiries, contact Ajit Prasad, Deputy General Manager (Communications). Contact via website: www.rbi.org.in, email: helpdoc@rbi.org.in, or phone: 022 - 2266 0502. The Department of Communication is located at Central Office, Shahid Bhagat Singh Marg, Fort, Mumbai - 400 001.
Key Entities Referenced
Reserve Bank of India: Central bank of India, the primary subject of the press release.
Lending and Deposit Rates of Scheduled Commercial Banks: The subject of the press release, pertaining to lending and deposit rates.
Mumbai: Location of the Reserve Bank of India's central office.
Marginal Cost of Funds based Lending Rate (MCLR): A benchmark lending rate for Scheduled Commercial Banks
Scheduled Commercial Banks (SCBs): Banks that are included in the Second Schedule to the Reserve Bank of India Act, 1934.
प्रेस प्रकाशनी PRESS RELEASE
भारतीय ररज़र्व बैंक
RESERVE BANK OF INDIA
वेबसाइट
:
www.rbi.org.in/hindi
संचार वर्भाग, केंद्रीय कायाालय, शहीद भगत ससिंह मागा, फोटा, म िंबई - 400 001
Website : www.rbi.org.in Department of Communication, Central Office, Shahid Bhagat Singh Marg, Fort,
ई-मेल/email : helpdoc@rbi.org.in Mumbai - 400 001 फोन/Phone: 022 - 2266 0502
November 28, 2025
Lending and Deposit Rates of Scheduled Commercial Banks – November 2025
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding
regional rural banks and small finance banks) received during the month of November
2025 are set out in Tables 1 to 7.
Highlights:
Lending Rates:
• The weighted average lending rate (WALR) on fresh rupee loans of SCBs stood at
8.64 per cent in October 2025 (8.50 per cent in September 2025).
• The WALR on outstanding rupee loans of SCBs declined to 9.24 per cent in October
2025 from 9.26 per cent in September 2025.
• 1-Year median Marginal Cost of Funds based Lending Rate (MCLR) of SCBs
moderated to 8.50 per cent in November 2025 from 8.55 per cent in October 2025.
Deposit Rates:
• The weighted average domestic term deposit rate (WADTDR) on fresh rupee term
deposits of SCBs stood at 5.57 per cent in October 2025 (5.61 per cent in
September 2025).
• The WADTDR on outstanding rupee term deposits of SCBs was 6.78 per cent in
October 2025 (6.82 per cent in September 2025).
Ajit Prasad
Press Release: 2025-2026/1587 Deputy General Manager
(Communications)