**Summary of Ministry of Finance Notification on Special Deposit Scheme Interest Rates**
**Overview**
The Ministry of Finance, Department of Economic Affairs, issued a notification (F. No. 5(3)-B(PD)/2023) on July 3, 2026, regarding the interest rates applicable to the Special Deposit Scheme (SDS) for Non-Government Provident, Superannuation, and Gratuity Funds. This notification was published in The Gazette of India on Monday, July 6, 2026.
**Key Data Points and Metrics**
* **Interest Rate:** 7.1% (Seven point one percent).
* **Effective Period:** From July 1, 2026, to September 30, 2026.
* **Effective Date of Rate:** July 1, 2026.
* **Regulatory Reference:** This update pertains to the scheme originally announced in Notification No. F.16(1)-PD/75 dated June 30, 1975.
**Scope**
The specified interest rate applies to deposits made under the Special Deposit Scheme for:
1. Non-Government Provident Funds.
2. Superannuation Funds.
3. Gratuity Funds.
**Administrative Information**
* **Issuing Authority:** Vyasan R., Joint Secretary, Ministry of Finance (Department of Economic Affairs).
* **Publication Details:**
* **Gazette Number:** No. 198.
* **Registration Number:** REGD. No. D. L.-33004/99.
* **Notification ID:** CG-DL-E-06072026-274177.
* **Publisher:** Uploaded by the Directorate of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi-110064; Published by the Controller of Publications, Delhi-110054.
Key Entities Referenced
Special Deposit Scheme for Non-Government Provident, Superannuation and Gratuity Funds: The specific investment scheme for private sector employee funds for which the government has announced a revised interest rate of 7.1%.
Department of Economic Affairs: The division within the Ministry of Finance responsible for managing and notifying interest rate changes for specialized deposit schemes.
Ministry of Finance: The central government ministry that oversees the administration of the Special Deposit Scheme and associated financial notifications.
रजिस्ट्री स.ं डी.एल.- 33004/99 REGD. No. D. L.-33004/99
सी.जी.-डी.एल.-अ.-06072026-274177
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असाधारण
EXTRAORDINARY
भाग I—खण्ड 1
PART I—Section 1
प्राजधकार स ेप्रकाजित
PUBLISHED BY AUTHORITY
स.ं 198] नई दिल्ली, सोमिार, िुलाई 6, 2026/आिाढ 15, 1948
No. 198] NEW DELHI, MONDAY, JULY 6, 2026/ASHADHA 15, 1948
जित्त मत्रं ालय
आर्थकि काय ि जिभाग
अजधसचू ना
नई दिल्ली, 3 िुलाई, 2026
फा. स.ं 5(3)-बी(पी.डी.)/2023.—एतिद्वारा यह अजधसूजचत दकया िाता ह ै दक जित्त मंत्रालय (आर्थिक
कायि जिभाग) की अजधसूचना सं. एफ. 16(1)-पी.डी./75 तारीख 30 िून, 1975 में घोजित गैर-सरकारी
भजिष्य, अजधिर्ििता और उपिान जनजधयों के जलए जिििे िमा योिना के अंतगित िमा करायी गई राजियों पर
1 िुलाई, 2026 स े 30 जसतंबर, 2026 तक 7.1% (सात ििमलि एक प्रजतित) ब्याि लगेगा। यह िर
1 िुलाई, 2026 से लागू होगी।
व्यासन आर., संयुक्त सजचि
5048 GI/2026 (1)2 THE GAZETTE OF INDIA : EXTRAORDINARY [PART I—SEC.1]
MINISTRY OF FINANCE
(Department of Economic Affairs)
NOTIFICATION
New Delhi, the 3rd July, 2026
F. No. 5(3)-B(PD)/2023.—It is hereby notified that the deposits made under the Special Deposit
Scheme for Non-Government Provident, Superannuation and Gratuity Funds, announced in the Ministry of
Finance (Department of Economic Affairs) Notification No.F.16(1)-PD/75 dated 30th June, 1975, shall
with effect from 1st July, 2026 to 30th September, 2026 bear interest at 7.1% (Seven point one percent).
This rate will be in force w.e.f. 1st July, 2026.
Vyasan R., Jt. Secy.
Uploaded by Dte. of Printing at Government of India Press, Ring Road, Mayapuri, New Delhi-110064
and Published by the Controller of Publications, Delhi-110054.