Executive Summary:
The Ministry of Housing and Urban Affairs (MoHUA) addresses affordable housing shortages, particularly in Dhubri, Assam, through the Pradhan Mantri Awas Yojana-Urban (PMAY-U) and PMAY-U 2.0, launched on September 1, 2024. The ministry supplements state efforts by providing central assistance for pucca houses with basic amenities. As of July 14, 2025, significant progress has been made in Assam, with houses sanctioned, grounded, and delivered under these schemes.
Key Points / Main Content:
* **Scheme Implementation and Central Assistance:**
* Land and Colonization are State subjects; housing schemes are implemented by States/UTs.
* MoHUA supplements these efforts by providing central assistance under PMAY-U and PMAY-U 2.0.
* **PMAY-U 2.0 Features:**
* States/UTs conduct demand surveys and validate beneficiaries' eligibility.
* Flood-affected beneficiaries can be included if they meet eligibility criteria.
* **Unified Web Portal:**
* The Ministry developed a Unified Web Portal to address the housing needs of the urban poor.
* Eligible citizens, including economically disadvantaged and marginalized communities, can apply through the portal.
* The portal can be accessed through https:pmayurban.gov.in.
* **Beneficiary Validation and Approval Process:**
* States/UTs/ULBs validate beneficiaries based on scheme guidelines.
* Selection scrutiny occurs at multiple levels within States/UTs.
* Houses are approved by the State Level Sanctioning and Monitoring Committee (SLSMC) and forwarded to the Central Sanctioning and Monitoring Committee (CSMC).
* **Progress in Assam:**
* 184,991 houses sanctioned in Assam under PMAY-U/PMAY-U 2.0.
* 169,101 houses grounded for construction.
* 130,425 houses completed/delivered as of July 14, 2025.
* **Progress in Dhubri District:**
* 7,877 houses sanctioned in Dhubri under PMAY-U.
* 6,403 houses completed/delivered.
Impact Analysis:
**States/Union Territories (UTs):**
* Impact: Responsible for implementing housing schemes and conducting demand surveys and beneficiary validation.
* Action Required: Implement PMAY-U 2.0 guidelines, conduct surveys, validate beneficiaries, and forward proposals to CSMC.
**Urban Local Bodies (ULBs):**
* Impact: Involved in beneficiary validation processes.
* Action Required: Validate beneficiaries as per the eligibility criteria of the scheme guidelines
**Economically Disadvantaged and Marginalized Communities/Eligible Citizens:**
* Impact: Access to affordable housing and the ability to apply through the Unified Web Portal.
* Action Required: Apply through the Unified Web Portal and meet eligibility criteria.
Key Entities Referenced
Ministry of Housing and Urban Affairs: The Indian government ministry responsible for housing and urban development.
Pradhan Mantri Awas Yojana Urban (PMAYU): An affordable housing scheme implemented by the Ministry of Housing and Urban Affairs to provide pucca houses to eligible urban households.
Assam: A state in northeastern India where affordable housing initiatives are being implemented.
Dhubri district of Assam: A district in the state of Assam, specifically mentioned as a focus area for affordable housing initiatives.
PMAYU 2.0 Housing for All Mission: The revamped version of the Pradhan Mantri Awas Yojana Urban (PMAYU) scheme, launched on 01.09.2024.
State Level Sanctioning and Monitoring Committee (SLSMC): A state-level committee responsible for approving houses under the PMAYU scheme.
Central Sanctioning and Monitoring Committee (CSMC): A central-level committee responsible for considering the release of Central Assistance under PMAYU scheme.
Unified Web Portal: A web portal developed by the Ministry of Housing and Urban Affairs for citizens to apply for PMAYU 2.0.
GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO. 771
TO BE ANSWERED ON JULY 24, 2025
AFFORDABLE HOUSING IN ASSAM
NO. 771. MD. RAKIBUL HUSSAIN:
Will the Minister of Housing and Urban Affairs be pleased to state :
(a) the details of the specific measures being taken by the Government to
address the shortage of affordable housing in Dhubri Handloom
Production Centre (HPC), especially for economically disadvantaged and
marginalized communities;
(b) the manner in which the Government is ensuring that the Pradhan Mantri
Awas Yojana - Urban (PMAY-U) and other affordable housing schemes
are being effectively implemented in Dhubri and other towns in Assam;
and
(c) whether there are any targeted programmes to address the housing
needs of flood-affected communities in Dhubri where many people are
forced to live in temporary shelters or informal settlements and if so, the
details thereof?
ANSWER
THE MINISTER OF STATE IN THE
MINISTRY OF HOUSING AND URBAN AFFAIRS
(SHRI TOKHAN SAHU)
(a) to (c) ‘Land’ and ‘Colonization’ are State subjects. Therefore, schemes
related to housing for their citizens are implemented by States/Union
Territories (UTs). However, the Ministry of Housing and Urban Affairs
(MoHUA) supplements the efforts of States/UTs by providing Central
assistance under Pradhan Mantri Awas Yojana- Urban (PMAY-U) since
25.06.2015 to provide pucca houses with basic civic amenities to eligible
urban households. Based on the learnings from the experiences of
implementation of PMAY-U, MoHUA has revamped the scheme and
launched PMAY-U 2.0 ‘Housing for All’ Mission with effect from 01.09.2024
for implementation in urban areas across the country.
As per the Scheme Guidelines of PMAY-U 2.0, States/UTs conduct demand
survey in their respective jurisdiction and validate the beneficiaries to
ascertain eligibility. State/ UT Governments could include beneficiaries
whose houses have been damaged/ affected due to floods provided they are
otherwise eligible as per the criteria prescribed in the Scheme guidelines.
In order to ensure that the scheme effectively addresses the housing needs
of urban poor, a Unified Web-portal has been developed by the Ministry.
…2/--2-
Eligible citizens including economically disadvantaged and marginalized
communities are also allowed to apply through Unified Web Portal of PMAY-
U 2.0 and register their demand. States/UTs/Urban Local Bodies (ULBs)
validate the beneficiaries as per the eligibility criteria of the scheme
guidelines and selection/ scrutiny of beneficiary list is done at multiple
levels in the States/UTs. After fulfilling the procedures laid down in the
Scheme Guidelines, the houses are approved by State Level Sanctioning
and Monitoring Committee (SLSMC) and forwarded to Central Sanctioning
and Monitoring Committee (CSMC) for consideration of release of Central
Assistance. The scheme guidelines and Unified Web-portal for submitting
the online applications can be accessed through https://pmay-urban.gov.in.
Based on the proposals received, a total of 1,84,991 houses have been
sanctioned by the Ministry in the State of Assam under PMAY-U & PMAY-U
2.0, of which 1,69,101 have been grounded for construction and 1,30,425
have been completed/delivered to the beneficiaries as on 14.07.2025.
Further, a total of 7,877 houses have been sanctioned in Dhubri district of
Assam under PMAY-U, out of which 6,403 have been completed/delivered to
the beneficiaries.
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