Executive Summary:
The Ministry of Housing and Urban Affairs (MoHUA) is addressing affordable housing and urban mobility through schemes like PMAYU and initiatives promoting public transport. PMAYU aims to provide pucca houses, extended to 31.12.2025 to complete sanctioned houses, while PMAYU 2.0 targets an additional 1 crore beneficiaries by launching on 01.09.2024. The ministry is also promoting Affordable Rental Housing Complexes (ARHCs) for urban migrants and improving urban transport via electric buses and metro networks.
Key Points / Main Content:
Affordable Housing (PMAYU):
* PMAYU is extended until 31.12.2025 to complete sanctioned houses.
* PMAYU 2.0 launched on 01.09.2024, aiming to support 1 crore additional beneficiaries.
* PMAYU 2.0 has four verticals: BLC, AHP, ARH, and ISS.
* 119.31 lakh houses sanctioned under PMAYU, with 93.81 lakh completed as of 04.08.2025.
Affordable Rental Housing Complexes (ARHCs):
* ARHCs provide housing for urban migrants/poor near workplaces.
* Model 1: 5,783 existing government-funded houses converted into ARHCs.
* Model 2: 83,298 new ARHC units approved, with 36,450 completed.
* ARH vertical promotes construction of affordable rental housing via incentivizing Public/Private Entities.
* Public/Private Entities can construct, operate, and maintain ARH projects with single/double bedroom units or dormitory beds.
Urban Transportation Infrastructure:
* PMeBus Sewa Scheme: Deploying 10,000 electric buses with Central Assistance of 20,000 crore.
* Cities with populations between 3-40 lakh and State/UT capitals with less than 3 lakh population are eligible for PMeBus Sewa.
* Metro Rail Policy, 2017 guides systematic planning of public transport projects.
* Approximately 1,053 km of metro rail network operational in 24 cities.
Impact Analysis:
Beneficiaries (Low Income Families, Urban Migrants, Industrial Workers):
* Impact: Access to affordable housing and rental options, improved living conditions, and enhanced urban mobility.
* Action Required: Avail benefits under PMAYU, ARHC schemes, and utilize improved public transportation.
State Governments/Union Territories:
* Impact: Responsible for submitting project proposals, implementing housing schemes, and participating in urban transport initiatives.
* Action Required: Submit project proposals for PMAYU and ARHCs, implement schemes effectively, and participate in PMeBus Sewa.
Public and Private Entities:
* Impact: Opportunity to invest in and develop affordable rental housing projects.
* Action Required: Participate in ARH vertical of PMAYU 2.0 by constructing, operating, and maintaining ARH projects.
Key Entities Referenced
Ministry of Housing and Urban Affairs (MoHUA): The Indian government ministry responsible for housing and urban development initiatives.
Pradhan Mantri Awas Yojana Urban (PMAYU): An Indian government scheme launched to provide affordable housing to eligible urban beneficiaries.
PMAYU 2.0 Housing for All Mission: A revamped version of the PMAYU scheme launched to support additional beneficiaries in urban areas.
Affordable Rental Housing Complexes (ARHCs): A sub-scheme of PMAYU designed to provide housing for urban migrants and the poor.
Economically Weaker Section (EWS): A category of people defined by their income who are eligible for certain government schemes and benefits.
Low Income Group (LIG): A category of people defined by their income who are eligible for certain government schemes and benefits.
PMeBus Sewa Scheme: A scheme to deploy 10,000 electric buses in urban areas with central assistance.
Metro Rail Policy, 2017: A government policy for the systematic planning of public transport projects, including metro rails, to achieve sustainable mobility.
GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO. 4627
TO BE ANSWERED ON AUGUST 21, 2025
AFFORDABLE HOUSING RENTAL SCHEMES
NO. 4627. DR. NISHIKANT DUBEY:
Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:
(a) the details of the steps taken/being taken by the Government to address
the issue of affordable housing in urban areas particularly for low
income families;
(b) the details of the steps taken/being taken by the Government to promote
the development of Affordable Housing Rental schemes to cater to
migrant workers and urban migrants in different cities across the
country; and
(c) the details of the steps taken/being taken by the Government to enhance
public transportation infrastructure in urban areas to reduce traffic
congestion and pollution across the country?
ANSWER
THE MINISTER OF STATE IN THE
MINISTRY OF HOUSING AND URBAN AFFAIRS
(SHRI TOKHAN SAHU)
(a) : Ministry of Housing and Urban Affairs (MoHUA) has been implementing
Pradhan Mantri Awas Yojana - Urban (PMAY-U) since 25.06.2015 to
provide all weather pucca houses with basic civic amenities to eligible
urban beneficiaries across the country. The scheme period has been
extended up to 31.12.2025 to complete sanctioned houses without
changing the funding pattern and implementation methodology. Based
on the learnings from the experiences of implementation of PMAY-U,
MoHUA has revamped the scheme and launched PMAY-U 2.0 ‘Housing
for All’ Mission with effect from 01.09.2024 for implementation in urban
areas across the country to support 1 crore additional eligible
beneficiaries in next five years. PMAY-U 2.0 is implemented through four
verticals i.e., Beneficiary Led Construction (BLC), Affordable Housing in
Partnership (AHP), Affordable Rental Housing (ARH) and Interest Subsidy
Scheme (ISS).
Based on the project proposal submitted by States/Union Territories
(UTs), a total of 119.31 lakh houses including 7.15 lakh under PMAY-U
2.0, have been sanctioned under PMAY-U by the Ministry, so far. Out of
which 112.98 lakh houses have been grounded and 93.81 lakh are
completed/delivered to the beneficiaries across the country including
low income families, as on 04.08.2025.
…2/--2-
(b): MoHUA launched Affordable Rental Housing Complexes (ARHCs) as a
sub-scheme of PMAY-U to provide dignified living to urban migrants/poor
near their workplace through single/double bedroom units or dormitory
beds in the country. This scheme is being implemented through two
models. Beneficiaries of ARHCs are urban migrants/poor from
Economically Weaker Section (EWS)/Low Income Group (LIG). They
include labour, urban poor (street vendors, rickshaw pullers, other
service providers etc.), industrial workers, and migrants working with
market/trade associations, educational/health institutions, hospitality
sector, working women hostels, long term tourists/visitors, students or
any other persons of such category.
Under Model-1, so far, 5,783 existing Government funded vacant houses
have been converted into ARHCs in different States/Union Territories
(UTs). Under Model-2, MoHUA has approved proposals for construction
of 83,298 new ARHC units in 7 States, of which 36,450 have been
completed and remaining are under different stages of
initiation/construction.
ARH vertical of PMAY-U 2.0 specifically aims to scale up construction of
affordable rental housing stock through creating a conducive
environment by incentivizing Public/Private Entities to leverage
investment in the sector. It promotes the creation of adequate rental
housing in different cities across the country for eligible beneficiaries
including migrant workers, industrial workers who do not want to own a
house but require housing for short term basis. As per scheme
guidelines of PMAY-U 2.0, Public/Private Entities can construct, operate
and maintain ARH projects containing Single/Double bedroom unit or
dormitory beds to provide accommodation for eligible beneficiaries.
(c): MoHUA is spearheading multiple initiatives to improve urban mobility
and reduce congestion and emissions. Key efforts include expanding
metro and regional rapid transit networks across major cities,
implementing the PM-eBus Sewa scheme to deploy 10,000 electric
buses, and promoting integrated, sustainable transport planning through
Comprehensive Mobility Plans.
PM-eBus Sewa Scheme”, launched on 16th August 2023, aims to augment
city bus operations in urban areas with Central Assistance (CA) of
₹20,000 crore for deploying 10,000 electric buses on PPP model. As per
the extant guidelines of the scheme, cities with a population between
3-40 lakh and other State/UT Capitals with less than 3 lakh population as
per census 2011 are eligible to participate in the scheme.
…3/--3-
Government of India has issued Metro Rail Policy, 2017 for systematic
planning of public transport projects including Metro Rails in order to
achieve sustainable mobility. At present, about 1,053 km of metro rail
network including RRTS is operational in 24 cities across the country.
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