Executive Summary:
The Ministry of Housing and Urban Affairs (MoHUA) addresses affordable housing and urban mobility through schemes like PMAYU and PMeBus Sewa. PMAYU aims to provide pucca houses, extended to 31.12.2025, while PMAYU 2.0 targets an additional 1 crore beneficiaries by constructing affordable rental housing. Additionally, the government is enhancing public transportation through electric buses and expanding metro networks.
Key Points / Main Content:
Affordable Housing (PMAYU & PMAYU 2.0):
* PMAYU extended to 31.12.2025 to complete sanctioned houses.
* PMAYU 2.0 launched on 01.09.2024, targeting 1 crore additional beneficiaries over five years.
* PMAYU 2.0 implemented through four verticals: BLC, AHP, ARH, and ISS.
* 119.31 lakh houses sanctioned under PMAYU, including 7.15 lakh under PMAYU 2.0.
* 112.98 lakh houses grounded, and 93.81 lakh completed/delivered as of 04.08.2025.
Affordable Rental Housing Complexes (ARHCs):
* ARHCs provide dignified living to urban migrants/poor.
* Targets EWS/LIG, including laborers, street vendors, industrial workers, students, etc.
* Model 1: 5,783 existing government-funded vacant houses converted into ARHCs.
* Model 2: 83,298 new ARHC units approved in 7 States, with 36,450 completed.
* Public/Private Entities can construct/operate ARH projects with single/double rooms or dormitory beds.
Urban Mobility and Transportation:
* PMeBus Sewa Scheme launched on 16.08.2023.
* PMeBus Sewa: ₹20,000 crore Central Assistance for deploying 10,000 electric buses on PPP model.
* Eligible cities: 3-40 lakh population and State/UT Capitals with less than 3 lakh population (2011 census).
* Metro Rail Policy, 2017 promotes systematic public transport planning.
* 1,053 km of metro rail network/RRTS operational in 24 cities.
Impact Analysis:
Beneficiaries (Low-Income Families, Urban Migrants, EWS/LIG):
* Impact: Access to affordable housing and rental options, improved living conditions, and enhanced urban mobility.
* Action Required: Avail the benefits of PMAYU, ARHC schemes, and utilize improved public transportation.
State Governments/Union Territories:
* Impact: Responsible for submitting project proposals and implementing PMAYU and ARHC schemes.
* Action Required: Prepare and submit project proposals for housing and ARHC construction, and ensure effective scheme implementation.
Public and Private Entities:
* Impact: Opportunity to invest in and develop affordable rental housing projects.
* Action Required: Participate in ARH projects, construct/operate rental housing units, and adhere to scheme guidelines.
Urban Local Bodies:
* Impact: Implementing PMeBus Sewa scheme and expanding public transportation infrastructure.
* Action Required: Participate in the PMeBus Sewa scheme, plan for electric bus deployment, and develop comprehensive mobility plans.
Ministry of Housing and Urban Affairs (MoHUA):
* Impact: Overseeing and implementing PMAYU, ARHC schemes, and urban mobility initiatives.
* Action Required: Monitor scheme progress, provide financial assistance, and formulate policies for affordable housing and urban development.
Key Entities Referenced
Ministry of Housing and Urban Affairs (MoHUA): The Indian government ministry responsible for urban development, housing policy, and related programs.
Pradhan Mantri Awas Yojana Urban (PMAYU): An Indian government scheme launched to provide affordable housing to eligible urban beneficiaries. It was launched on 25.06.2015 and extended up to 31.12.2025
PMAYU 2.0 Housing for All Mission: A revamped version of the PMAYU scheme, launched on 01.09.2024 to support additional eligible beneficiaries in the next five years.
Affordable Rental Housing Complexes (ARHCs): A sub-scheme of PMAYU designed to provide dignified living to urban migrants/poor near their workplace.
Economically Weaker Section (EWS): A category of people with annual family income of less than ₹3 lakh.
Low Income Group (LIG): A category of people with annual family income between ₹3 lakh and ₹6 lakh.
PMeBus Sewa Scheme: A scheme launched on 16th August 2023 to deploy 10,000 electric buses in urban areas through a Public Private Partnership (PPP) model.
Metro Rail Policy, 2017: A policy by the Government of India for systematic planning of public transport projects including Metro Rails in order to achieve sustainable mobility.
GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO. 4627
TO BE ANSWERED ON AUGUST 21, 2025
AFFORDABLE HOUSING RENTAL SCHEMES
NO. 4627. DR. NISHIKANT DUBEY:
Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:
(a) the details of the steps taken/being taken by the Government to address
the issue of affordable housing in urban areas particularly for low
income families;
(b) the details of the steps taken/being taken by the Government to promote
the development of Affordable Housing Rental schemes to cater to
migrant workers and urban migrants in different cities across the
country; and
(c) the details of the steps taken/being taken by the Government to enhance
public transportation infrastructure in urban areas to reduce traffic
congestion and pollution across the country?
ANSWER
THE MINISTER OF STATE IN THE
MINISTRY OF HOUSING AND URBAN AFFAIRS
(SHRI TOKHAN SAHU)
(a) : Ministry of Housing and Urban Affairs (MoHUA) has been implementing
Pradhan Mantri Awas Yojana - Urban (PMAY-U) since 25.06.2015 to
provide all weather pucca houses with basic civic amenities to eligible
urban beneficiaries across the country. The scheme period has been
extended up to 31.12.2025 to complete sanctioned houses without
changing the funding pattern and implementation methodology. Based
on the learnings from the experiences of implementation of PMAY-U,
MoHUA has revamped the scheme and launched PMAY-U 2.0 ‘Housing
for All’ Mission with effect from 01.09.2024 for implementation in urban
areas across the country to support 1 crore additional eligible
beneficiaries in next five years. PMAY-U 2.0 is implemented through four
verticals i.e., Beneficiary Led Construction (BLC), Affordable Housing in
Partnership (AHP), Affordable Rental Housing (ARH) and Interest Subsidy
Scheme (ISS).
Based on the project proposal submitted by States/Union Territories
(UTs), a total of 119.31 lakh houses including 7.15 lakh under PMAY-U
2.0, have been sanctioned under PMAY-U by the Ministry, so far. Out of
which 112.98 lakh houses have been grounded and 93.81 lakh are
completed/delivered to the beneficiaries across the country including
low income families, as on 04.08.2025.
…2/--2-
(b): MoHUA launched Affordable Rental Housing Complexes (ARHCs) as a
sub-scheme of PMAY-U to provide dignified living to urban migrants/poor
near their workplace through single/double bedroom units or dormitory
beds in the country. This scheme is being implemented through two
models. Beneficiaries of ARHCs are urban migrants/poor from
Economically Weaker Section (EWS)/Low Income Group (LIG). They
include labour, urban poor (street vendors, rickshaw pullers, other
service providers etc.), industrial workers, and migrants working with
market/trade associations, educational/health institutions, hospitality
sector, working women hostels, long term tourists/visitors, students or
any other persons of such category.
Under Model-1, so far, 5,783 existing Government funded vacant houses
have been converted into ARHCs in different States/Union Territories
(UTs). Under Model-2, MoHUA has approved proposals for construction
of 83,298 new ARHC units in 7 States, of which 36,450 have been
completed and remaining are under different stages of
initiation/construction.
ARH vertical of PMAY-U 2.0 specifically aims to scale up construction of
affordable rental housing stock through creating a conducive
environment by incentivizing Public/Private Entities to leverage
investment in the sector. It promotes the creation of adequate rental
housing in different cities across the country for eligible beneficiaries
including migrant workers, industrial workers who do not want to own a
house but require housing for short term basis. As per scheme
guidelines of PMAY-U 2.0, Public/Private Entities can construct, operate
and maintain ARH projects containing Single/Double bedroom unit or
dormitory beds to provide accommodation for eligible beneficiaries.
(c): MoHUA is spearheading multiple initiatives to improve urban mobility
and reduce congestion and emissions. Key efforts include expanding
metro and regional rapid transit networks across major cities,
implementing the PM-eBus Sewa scheme to deploy 10,000 electric
buses, and promoting integrated, sustainable transport planning through
Comprehensive Mobility Plans.
PM-eBus Sewa Scheme”, launched on 16th August 2023, aims to augment
city bus operations in urban areas with Central Assistance (CA) of
₹20,000 crore for deploying 10,000 electric buses on PPP model. As per
the extant guidelines of the scheme, cities with a population between
3-40 lakh and other State/UT Capitals with less than 3 lakh population as
per census 2011 are eligible to participate in the scheme.
…3/--3-
Government of India has issued Metro Rail Policy, 2017 for systematic
planning of public transport projects including Metro Rails in order to
achieve sustainable mobility. At present, about 1,053 km of metro rail
network including RRTS is operational in 24 cities across the country.
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