Executive Summary:
The Ministry of Fisheries, Animal Husbandry and Dairying addresses Lok Sabha Question No. 4168 regarding the Aquaculture Insurance Scheme. It details the Pradhan Mantri Matsya Kisan Samridhi Sah-Yojana (PMMKSSY) under the Pradhan Mantri Matsya Sampada Yojana (PMMSY), which includes a one-time incentive for aquaculture insurance. The response provides data on applications, incentives disbursed, and awareness camps conducted, with annexures providing state-wise and district-wise details.
Key Points / Main Content:
PMMKSSY Overview:
* The Department of Fisheries is implementing PMMKSSY from FY 2023-24 to FY 2026-27 with an estimated outlay of ₹6000 crore.
* The National Fisheries Digital Platform (NFDP) was made operational on 11.09.2024, aiming to formalize the fisheries sector and provide a 'one-stop' solution for stakeholders.
Aquaculture Insurance Incentive:
* Component 1B of PMMKSSY offers a one-time incentive for aquaculture insurance purchase.
* The incentive is 40% of the premium paid, with a ceiling of ₹25,000 per hectare, limited to ₹1 lakh per farmer for farms up to 4 hectares Water Spread Area (WSA).
* For intensive aquaculture systems, the incentive is 40% of the premium paid, with a ceiling of ₹1 lakh per farmer for 1800 m3.
* SC/ST and women beneficiaries receive an additional 10% incentive.
Application and Disbursement Status:
* As of the response date, 684 lead applications were received on the NFDP, including 58 from Uttar Pradesh, and forwarded to insurance companies.
* 29 aquaculture farmers applied for the one-time incentive, and 8 farmers have availed the benefit.
* Annexure I provides state-wise and district-wise details of applications received and incentives disbursed.
Awareness Camps:
* A total of 85 awareness camps have been conducted.
* Annexure II provides state-wise details of the camps organized.
Impact Analysis:
Aquaculture Farmers:
* Impact: Eligible farmers can reduce their insurance costs through the one-time incentive, promoting greater insurance coverage.
* Action Required: Register on the NFDP, apply for aquaculture insurance, and claim the incentive.
Insurance Companies:
* Impact: Increased demand for aquaculture insurance due to the incentive program.
* Action Required: Process applications received through the NFDP.
Department of Fisheries:
* Impact: Oversight and administration of the PMMKSSY and the NFDP.
* Action Required: Continue implementing and monitoring the scheme, and conduct awareness sessions.
Key Entities Referenced
Aquaculture Insurance Scheme: A scheme focused on providing insurance coverage to aquaculture farmers.
Pradhan Mantri Matsya Kisan Samridhi SahYojana (PMMKSSY): A Central Sector Sub-scheme under the Pradhan Mantri Matsya Sampada Yojana (PMMSY) aimed at the development of the fisheries sector.
Pradhan Mantri Matsya Sampada Yojana (PMMSY): An ongoing scheme for the development of the fisheries sector.
National Fisheries Digital Platform (NFDP): A digital platform developed under PMMKSSY for the formalization of the Indian fisheries and aquaculture sector.
Uttar Pradesh: A state in India for which specific details on aquaculture farmers and the Aquaculture Insurance Scheme are requested.
Tamil Nadu: A state in India where awareness camps were organised
Andhra Pradesh: A state in India where One Time Incentive applications were received
Ministry of Fisheries, Animal Husbandry and Dairying: The government ministry responsible for implementing the schemes and policies related to fisheries, animal husbandry, and dairying.
GOVERNMENT OF INDIA
MINISTRY OF FISHERIES, ANIMAL HUSBANDRY AND DAIRYING
DEPARTMENT OF FISHERIES
LOK SABHA
UNSTARRED QUESTION No. 4168
TO BE ANSWERED ON 19TH AUGUST, 2025
Aquaculture Insurance Scheme
4168. Shri Mohibbullah:
Will the Minister of FISHERIES, ANIMAL HUSBANDRY AND DAIRYING be pleased to state:
(a) the total number of aquaculture farmers and farm area covered under the Aquaculture Insurance
Scheme, State-wise and district-wise in Uttar Pradesh;
(b) the details regarding the total amount of premium paid and claims made by such farmers since
the inception of scheme, State and district-wise;
(c) the details regarding the number of farmers who received one time incentive under then scheme,
State-wise and district-wise in Uttar Pradesh;
(d) whether the Government has conducted any awareness sessions on procedures followed by
farmers while filing claims; and
(e) if so, the details regarding the number of sessions organized, State-wise and if not, the reasons
therefor?
ANSWER
MINISTER OF STATE FOR FISHERIES, ANIMAL HUSBANDRY AND DAIRYING
(SHRI GEORGE KURIAN)
(a) and (e) : The Department of Fisheries, Ministry of Fisheries Animal Husbandry and Dairying is
implementing a new Central Sector Sub-scheme namely the Pradhan Mantri Matsya Kisan Samridhi
Sah-Yojana (PM-MKSSY) under the ongoing Pradhan Mantri Matsya Sampada Yojana (PMMSY) for a
period of four years from FY 2023-24 to FY 2026-27 at an estimated outlay of ₹6000 crore.
The Department of Fisheries, Ministry of Fisheries Animal Husbandry and Dairying has developed and
made operational the National Fisheries Digital Platform (NFDP) under PM-MKSSY on 11.09.2024. The
NFDP aims at formalization of the Indian fisheries and aquaculture sector through creation of work-based
digital identities and the database for all stakeholders in fisheries sector. It also serves as 'one-stop'
solution for access to institutional credit, strengthening of fisheries co-operatives, incentivizing
aquiculture insurance, performance-based incentives, fisheries' traceability systems and training and
capacity building.
The PM-MKSSY under its component 1-B provides for one-time incentive for purchase of aquaculture
insurance by the farmers. The one-time incentive for aquaculture insurance is provided at the rate of
40% of the premium paid with a ceiling up to ₹25,000 per hectare, limiting ₹1 lakh per farmer for farms
upto 4 hectares Water Spread Area (WSA). For the intensive aquaculture system including intensive
systems like cage culture, RAS, bio-floc, and raceways etc. incentive for aquaculture insurance is
provided at the rate of 40% of the premium paid with a ceiling up to ₹1 lakh per farmer for 1800 m3 for
intensive aquaculture systems. Further, the SC/ST and women beneficiaries get an additional 10% of
incentive. As on date, 684 lead applications have been received on the NFDP including 58 from Uttar
Pradesh and the same have been forwarded to the insurance companies on the portal. Further, a total
of 29 aquaculture farmers have applied for one-time incentive under PM-MKSSY on NFDP and 8
aquaculture farmers have availed the benefit of one-time incentive. The State and District-wise details
alongwith the premium amount are furnished at Annexure-I. A total of 85 awareness camps has been
conducted and the state-wise details are furnished at Annexure-II.
*****Annexure-I
Statement referred to in reply to the Lok Sabha unstarred Question No. 4168 put in by
Shri Mohibbullah, Hon’ble Member of Parliament, Lok Sabha for answer on 19th August, 2025
regarding Aquaculture Insurance Scheme
(i) State-wise and District-wise details of the One-Time Incentive applications received
No. of Covered
Name of
Sl. No Year District Farmers Farm Premium amount
the State
Covered area (ha)
West
1 4 14.01 4,01,754.25
Godavari
2024-25
2 Krishna 3 11.56 3,52,864.42
Andhra
& 2025-
3 Pradesh Eluru 2 30.38 7,91,075.99
26
4 Nellore 1 1.21 45,100.00
5 Guntur 1 1.01 57,737.40
6 Nagapattinam 5 7.24 2,19,253.00
2024-25
7 Chennai 2 7.28 8,20,892.00
& 2025- Tamil Nadu
8 Pudukottai 3 7.21 2,93,794.00
26
9 Thanjavur 2 5.42 2,09,077.00
10 Bhadrak 1 0.40 30,737.02
2025-26 Odisha
11 Kendrapara 1 0.40 21,522.92
12 2025-26 Puducherry Puducherry 1 3.89 4,77,116.00
13 2024-25 Telangana Hyderabad 1 1.51 72,208.92
14 2025-26 Mizoram Mamit 2 8.00 37,93,132.92
29 99.52 75,86,265.84
(ii) State-wise and District-wise details of the One-Time Incentive disbursed
No. of Covered OTI
Name of Premium
Sl. No Year District Farmers Farm area Amount
the State amount
Covered (ha)
2024-25 West 37694.97
1 Andhra 2 3.96 89,780.66
& 2025- Godavari
Pradesh
26 Krishna 2 6.8 185735.71 74294.79
Nagapatti 38238.40
2024-25 2 3.23 95596.00
Tamil nam
2 & 2025-
Nadu
26 Thanjavur 2 5.42 2,09,077.00 83630.80
Total 8 19.41 380,191.37 233858.96
*****Annexure-II
Statement referred to in reply to the Lok Sabha unstarred Question No. 4168 put in by
Shri Mohibbullah, Hon’ble Member of Parliament, Lok Sabha for answer on 19th August, 2025
regarding Aquaculture Insurance Scheme: State-wise details of the camps organized
Sl. Number of Awareness
Name of State
No Camps Organised
1 Madhya Pradesh 3
2 Kerala 6
3 Karnataka 4
4 Lakshadweep 2
5 Telangana 3
6 Bihar 3
7 Nagaland 1
8 Assam 5
9 Haryana 1
10 Uttar Pradesh 6
11 Rajasthan 4
12 Tamil Nadu 8
13 Manipur 10
14 Mizoram 4
15 Meghalaya 4
16 Arunachal Pradesh 2
17 Sikkim 4
18 Jammu & Kashmir 3
19 Ladakh 1
20 Odisha 11
Total 85
*****