Parliament Question: Beneficiaries of Atal Pension Yojana

GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES LOK SABHA UNSTARRED QUESTION NO. †2656 ANSWERED ON MONDAY, MARCH 9, 2026/PHALGUNA 18, 1947 (SAKA) Beneficiaries of Atal Pension Yojana †2656. SHRI UJJWAL RAMAN SINGH Will the Minister of Finance be pleased to state: (a) the total number of beneficiaries of the Atal Pension Yojana in the country so far along with the number of enrolments across the country during the last three years, State-wise including Uttar Pradesh; (b) the steps taken by the Government to promote the Atal Pension Yojana in rural and remote areas of Uttar Pradesh and to create awareness about the scheme among unorganized sector workers and other eligible populations; (c) whether there has been a significant increase in the participation of women and small farmers in the Atal Pension Yojana (APY) across the country, especially in Uttar Pradesh and if so, the details thereof; and (d) the role of banking institutions and post offices in implementing the APY in Uttar Pradesh and the number of branches actively enrolling people in the scheme? ANSWER MINISTER OF STATE FOR FINANCE (SHRI PANKAJ CHAUDHARY) (a) Atal Pension Yojana (APY) was launched on 09.05.2015, with the objective of creating a universal social security system for all Indians, especially the poor, the under-privileged and the workers in the unorganised sector. It is open to all citizens of India between 18-40 years of age having a savings account in a bank or post-office. As per the Scheme, subscriber will receive pension benefit on attaining the age of 60 years. Hence, the pension benefit under APY is expected to start from 2035 onwards. However, the gross enrolment under Atal Pension Yojana so far (as on 31.01.2026) is 8,71,74,743. A list showing the number of new enrolments made in the country during the last three years, State-wise including Uttar Pradesh is at Annexure-I. (b) The Government and the Pension Fund Regulatory and Development Authority (PFRDA) have inter- alia taken following steps to increase awareness and coverage of APY across the country including rural and remote areas of Uttar Pradesh: i. Periodic advertisements are published in print, electronic, and social media for awareness creation. ii. APY Subscribers Information Brochure in 13 vernacular languages. iii. Virtual capacity building programs for Banking Correspondents (BCs) and field staff of Banks, Self Help Group (SHG) members, bank-sakhis of State Rural Livelihoods Missions (SRLMs) are being organised to propagate APY among the eligible beneficiaries. iv. Various Ministries of Government of India, National Centre for Financial Education (NCFE), National Bank for Agriculture and Rural Development (NABARD), National Rural Livelihood Mission (NRLM) and SRLM are engaged to spread awareness and coverage of APY. v. Activating online channels such as e-APY, net-banking, mobile app and bank’s web-portal, for easy online onboarding. vi. APY outreach programmes are conducted regularly in coordination with Banks and State Level Bankers' Committees (SLBCs)/ Lead District Managers (LDMs) at pan India level. During last three years such programmes have been conducted across various districts of Uttar Pradesh including Ayodhya, Gorakhpur, and Meerut.vii. Recently, financial inclusion campaigns for pension saturation were organized pan India including in the State of Uttar Pradesh with Banks utilizing the large network of Financial Literacy Centers for increasing awareness about pension and APY. (c) As on 31.01.2026, the female gross enrolments under APY is 4,25,13,682 which is 48.76% of the total enrolment. Further, in Uttar Pradesh, the female gross enrolments under APY is 58,25,624, which is 40% of the total enrolment in Uttar Pradesh. The details of State-wise gross enrolments of women made under APY, including Uttar Pradesh, during the last three years, is at Annexure-II. Further, the specific data related to small farmers participation in APY is not captured under the Scheme. (d) APY is being implemented through the Department of Posts (DoP) and banking institutions including Public Sector Banks, Private Sector Banks, Regional Rural Banks, Small Finance Banks, Payments Banks, Cooperative Banks. These institutions are registered as Points of Presence – APY (PoP-APY) with PFRDA and are responsible for distribution of APY and servicing of APY subscribers. As on 31.01.2026, a total of 17,698 Bank branches and 381 Post Office branches are enrolling people into APY in Uttar Pradesh. *******Annexure I Lok Sabha Unstarred Question No. †2656 regarding “Beneficiaries of Atal Pension Yojana” on 09.03.2026 State-wise gross enrolments under APY as on 31.01.2026, during the last three years Gross 2025-26 enrolments so State Name 2022-23 2023-24 2024-25 (as on far 31.01.2026) (as on 31.01.2026) Uttar Pradesh 22,40,938 22,13,295 19,60,367 17,23,538 1,45,22,133 Andaman & Nicobar Islands 3,085 2,653 1,938 2,141 15,465 Andhra Pradesh 5,67,314 6,01,664 5,73,008 4,99,582 43,36,137 Arunachal Pradesh 4,846 6,228 6,340 6,404 41,982 Assam 3,23,506 3,47,798 2,71,883 2,71,042 21,21,331 Bihar 10,80,863 11,91,783 11,04,270 9,05,534 79,69,799 Chandigarh 11,436 10,832 10,717 12,888 87,514 Chhattisgarh 2,19,414 2,49,190 2,62,999 2,61,349 16,80,135 Delhi 1,50,502 1,30,668 1,09,954 1,18,467 10,59,034 Goa 14,430 15,522 15,314 14,516 1,27,871 Gujarat 3,82,716 4,08,845 3,80,732 3,88,569 31,67,674 Haryana 3,07,287 2,70,070 2,63,499 2,62,585 19,73,007 Himachal Pradesh 97,057 86,470 81,941 79,124 6,46,660 Jammu and Kashmir 40,703 39,674 43,002 44,125 2,84,011 Jharkhand 4,30,587 4,42,235 4,91,757 4,34,538 29,68,851 Karnataka 6,01,270 5,94,023 6,48,228 6,69,623 49,91,457 Kerala 2,00,130 2,09,401 2,66,528 2,72,857 17,31,466 Ladakh 1,453 914 896 816 7,562 Lakshadweep 718 411 745 646 3,686 Madhya Pradesh 7,36,755 8,38,300 7,61,643 7,24,559 54,09,004 Maharashtra 8,12,551 8,19,953 7,80,312 7,48,198 62,29,862 Manipur 15,873 9,678 9,034 11,058 77,168 Meghalaya 9,957 11,956 12,474 22,986 95,622 Mizoram 2,721 4,358 6,088 10,005 37,779 Nagaland 6,654 6,010 5,802 6,598 45,093 Odisha 4,17,983 4,73,542 4,80,456 4,87,731 33,91,358 Puducherry 12,532 12,175 13,845 13,270 1,13,678 Punjab 3,71,756 3,47,955 3,46,314 3,74,698 26,01,315 Rajasthan 6,64,197 6,63,524 6,32,239 5,91,954 46,40,690 Sikkim 6,816 5,163 6,544 5,655 48,386 Tamil Nadu 6,93,031 7,12,705 6,90,667 7,26,100 57,07,822 Telangana 3,61,558 3,87,344 3,25,878 3,33,285 27,53,640 Dadra & Nagar Haveli & Daman & Diu 5,118 4,650 4,472 3,882 45,557 Tripura 44,251 48,124 65,450 39,870 3,27,191 Uttarakhand 1,51,157 1,37,697 1,12,324 1,07,087 9,39,797 West Bengal 9,40,220 9,88,680 9,90,667 9,08,982 69,75,006 Grand Total 1,19,31,385 1,22,93,490 1,17,38,327 1,10,84,262 8,71,74,743 Source: PFRDAAnnexure II Lok Sabha Unstarred Question No. †2656 regarding “Beneficiaries of Atal Pension Yojana” on 09.03.2026 State-wise gross enrolments of women made under APY as on 31.01.2026, during the last three years State Name 2022-23 2023-24 2024-25 2025-26 Gross (as on enrolments 31.01.2026) so far (as on 31.01.2026) Uttar Pradesh 8,76,940 9,08,588 9,00,118 8,33,697 58,25,624 Bihar 6,17,459 7,23,255 6,90,740 6,13,609 46,06,393 West Bengal 5,50,298 6,04,897 6,12,691 5,70,602 39,93,856 Tamil Nadu 4,05,267 4,30,475 4,00,432 4,18,420 32,59,733 Maharashtra 3,48,065 3,66,732 4,36,598 3,82,311 27,54,934 Madhya Pradesh 3,50,720 5,22,086 4,56,161 4,43,280 27,10,246 Andhra Pradesh 3,66,047 3,96,959 3,58,689 2,90,362 26,51,596 Karnataka 2,83,590 3,19,575 3,51,362 3,57,757 23,62,494 Odisha 2,33,606 2,75,267 3,19,367 3,09,351 18,75,922 Rajasthan 2,55,256 2,63,848 2,51,171 2,65,722 17,61,858 Jharkhand 2,38,139 2,50,568 3,30,064 2,96,632 17,24,055 Telangana 2,02,578 2,17,412 1,76,369 1,84,409 14,47,846 Assam 1,96,478 2,23,307 1,67,872 1,71,348 12,31,146 Punjab 1,61,020 1,53,379 1,52,572 1,64,853 10,58,889 Gujarat 1,17,562 1,35,991 1,36,673 1,50,449 10,14,659 Kerala 1,06,519 1,12,109 1,42,120 1,47,536 9,32,638 Chhattisgarh 1,07,878 1,36,061 1,68,348 1,69,337 8,80,577 Haryana 1,26,875 1,15,927 1,23,953 1,18,065 7,65,047 Delhi 62,650 55,612 50,726 52,498 4,16,633 Uttarakhand 54,956 55,796 51,062 49,141 3,66,958 Himachal Pradesh 39,118 36,753 36,002 33,772 2,55,377 Tripura 24,439 28,178 39,283 22,823 1,78,019 Jammu & Kashmir 13,386 14,522 15,649 16,178 93,184 Puducherry 7,432 7,262 8,187 7,574 64,360 Meghalaya 5,343 6,551 7,281 14,914 53,135 Goa 5,931 6,558 5,988 5,881 50,544 Manipur 8,558 5,590 5,050 6,281 40,866 Chandigarh 4,255 4,036 4,192 5,184 32,900 Sikkim 3,496 2,616 3,371 2,675 22,659 Nagaland 3,218 3,039 3,027 3,420 22,126 Arunachal Pradesh 2,449 3,147 3,108 3,190 20,332 Mizoram 1,576 2,266 3,251 5,329 20,227 Dadra &Nagar Haveli & Daman &Diu 672 874 1,048 1,157 8,266 Andaman & Nicobar Islands 1,301 1,243 883 972 6,548 Ladakh 597 357 292 259 2,640 Lakshadweep 257 137 343 252 1,395 Grand Total 57,83,931 63,90,973 64,14,043 61,19,240 4,25,13,682 Source: PFRDA