Executive Summary:
The Ministry of Housing and Urban Affairs (MoHUA) has been implementing the Pradhan Mantri Awas Yojana-Urban (PMAY-U) since June 25, 2015, to provide pucca houses with basic amenities to eligible urban beneficiaries. The scheme has been extended until December 31, 2025, to complete sanctioned houses. PMAY-U 2.0, launched on September 1, 2024, aims to support one crore additional beneficiaries over the next five years.
Key Points / Main Content:
PMAY-U and PMAY-U 2.0 Scheme Details:
* PMAY-U 2.0 is implemented through four verticals: Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS).
* The schemes are demand-driven, with no state/city-wise targets.
* States/Union Territories (UTs) are responsible for beneficiary selection, project formulation, and execution.
* Project proposals are approved by the State Level Sanctioning and Monitoring Committee (SLSMC) and further sanctioned by the Central Sanctioning and Monitoring Committee (CSMC).
Progress Under PMAY-U:
* A total of 119.26 lakh houses have been sanctioned, including 7.09 lakh under PMAY-U 2.0, as of July 14, 2025.
* 112.81 lakh houses have been grounded, and 93.61 lakh houses have been completed and delivered to beneficiaries across the country.
* For the Chhindwara district in Madhya Pradesh, 28,448 houses have been sanctioned, with 26,466 completed and delivered.
Priority Beneficiaries:
* Preference is given to Widows, Single Women, Persons with Disabilities, Senior Citizens, Transgenders, persons belonging to Scheduled Castes/Scheduled Tribes, Minorities and other weaker and vulnerable sections of the society including tribes like Bharia.
Impact Analysis:
State Governments/Union Territories:
Impact: Responsible for beneficiary selection, project formulation, execution, and proposal submission.
Action Required: Formulate and submit project proposals to the SLSMC for approval and subsequent sanctioning of Central Assistance by CSMC.
Beneficiaries:
Impact: Access to pucca houses with basic civic amenities.
Action Required: Apply for the scheme under preferred verticals (BLC, AHP, ARH, ISS) through the respective State/UT.
Ministry of Housing and Urban Affairs (MoHUA):
Impact: Oversees the implementation of PMAY-U and PMAY-U 2.0, provides central assistance, and extends the scheme period.
Action Required: Continue to monitor the progress of house construction and delivery, and provide necessary support to States/UTs.
Key Entities Referenced
Pradhan Mantri Awas Yojana Urban: A housing scheme implemented by the Ministry of Housing and Urban Affairs (MoHUA) to provide pucca houses with basic civic amenities to eligible urban beneficiaries.
Ministry of Housing and Urban Affairs: The Indian government ministry responsible for implementing the Pradhan Mantri Awas Yojana Urban (PMAYU) scheme.
Madhya Pradesh: A state in India where the PMAYU scheme is being implemented, with specific focus on the Chhindwara district.
Chhindwara district of Madhya Pradesh: A district in Madhya Pradesh that is receiving focus under the PMAYU scheme for providing permanent houses to urban poor and low-income individuals.
PMAYU 2.0 Housing for All Mission: A revamped version of the PMAYU scheme launched to support additional eligible beneficiaries in urban areas.
Beneficiary Led Construction: One of the verticals through which PMAYU 2.0 is implemented, referring to house construction led by the beneficiary.
Credit Linked Subsidy Scheme: A component of PMAYU that provides interest subsidy on home loans to eligible beneficiaries.
Bharia: A tribe in Madhya Pradesh, considered for special provisions under the PMAYU scheme.
O.I.H
GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO. 3177
TO BE ANSWERED ON AUGUST 07, 2025
BENEFITS OF VARIOUS SCHEMES UNDER PMAY-U
NO. 3177. SHRI BUNTY VIVEK SAHU:
Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:
(a) the details of benefits provided to various categories in Beneficiary-Led
Individual House Construction, Affordable Housing in Partnership, Credit
Linked Subsidy Scheme and Slum Redevelopment scheme under
Pradhan Mantri Awas Yojana – Urban (PMAY-U) till June, 2025;
(b) the number of houses approved, under construction, completed and the
progress of the scheme across the country, State-wise and in
Chhindwara district of Madhya Pradesh till June, 2025;
(c) whether the Government has given special priority for providing
permanent houses to urban poor and low-income individuals in
Chhindwara city;
(d) if so, the details thereof along with the work done so far and upcoming
proposals under the scheme in Chhindwara district; and
(e) whether any special provisions are to be considered for the most
backward tribes like Bharia etc. in this tribal area and if so, the details
thereof?
ANSWER
THE MINISTER OF STATE IN THE
MINISTRY OF HOUSING AND URBAN AFFAIRS
(SHRI TOKHAN SAHU)
(a) to (e): Ministry of Housing and Urban Affairs (MoHUA) has been
implementing Pradhan Mantri Awas Yojana - Urban (PMAY-U) since
25.06.2015 with an aim to provide all weather pucca houses with basic
civic amenities to eligible urban beneficiaries across the country
including Madhya Pradesh. The scheme period has been extended up to
31.12.2025 to complete sanctioned houses without changing the funding
pattern and implementation methodology.
Based on the learnings from the experiences of implementation of
PMAY-U, MoHUA has revamped the scheme and launched PMAY-U 2.0
‘Housing for All’ Mission with effect from 01.09.2024 for implementation
in urban areas across the country to support 1 crore additional eligible
beneficiaries in next five years. PMAY-U 2.0 is implemented through four
verticals i.e., Beneficiary Led Construction (BLC), Affordable Housing in
Partnership (AHP), Affordable Rental Housing (ARH) and Interest Subsidy
Scheme (ISS).
…2/--2-
PMAY-U and PMAY-U 2.0 are demand driven schemes and there are no
State/City-wise targets. Selection of beneficiaries under various
verticals preferred by the beneficiaries, formulation of projects and
execution are done by States/Union Territories (UTs). The proposals
under the scheme are approved by the State Level Sanctioning and
Monitoring Committee (SLSMC) headed by the Chief Secretary of
States/UTs for further sanctioning of Central Assistance by Central
Sanctioning and Monitoring Committee (CSMC).
Based on the project proposal submitted by States/UTs, a total of 119.26
lakh houses, including 7.09 lakh under PMAY-U 2.0, have been
sanctioned under PMAY-U by the Ministry, so far. Out of which 112.81
lakh houses have been grounded and 93.61 lakh are completed/delivered
to the beneficiaries across the country as on 14.07.2025. The State/UT-
wise details of total number of houses approved, under construction,
completed across the country, including Madhya Pradesh under PMAY-U
and PMAY-U 2.0 is at Annexure. Based on the project proposal submitted
by State of Madhya Pradesh, a total of 28,448 houses have been
sanctioned so far for Chhindwara district under PMAY-U and PMAY-U 2.0,
out of which 26,466 (93%) are completed/delivered to the beneficiaries.
As per the scheme guidelines of PMAY-U 2.0, preference under the
scheme is given to Widows, Single Women, Persons with Disabilities,
Senior Citizens, Transgenders, persons belonging to Scheduled
Castes/Scheduled Tribes, Minorities and other weaker and vulnerable
sections of the society including tribes like Bharia.
*****Annexure referred in reply to LS USQ No. 3177 due for answer on
07.08.2025
State/UT-wise details of houses sanctioned, grounded and completed
under PMAY-U & PMAY-U 2.0
S. Details of Houses (Nos.)
State/UT
No. Sanctioned Grounded Completed
1
setatS
Andhra Pradesh 19,47,297 18,26,698 10,78,686
2 Bihar 4,45,212 2,96,469 1,89,863
3 Chhattisgarh 2,99,922 2,85,392 2,57,171
4 Goa 3,146 3,146 3,145
5 Gujarat 9,93,877 9,72,208 9,41,419
6 Haryana 1,30,290 90,636 70,522
7 Himachal Pradesh 12,640 12,640 11,381
8 Jharkhand 2,43,421 2,10,640 1,59,751
9 Karnataka 5,84,086 5,08,586 3,94,054
10 Kerala 1,61,957 1,55,162 1,34,127
11 Madhya Pradesh 9,66,133 9,45,487 8,68,097
12 Maharashtra 12,49,047 11,49,437 9,93,361
13 Odisha 2,15,339 1,85,963 1,64,880
14 Punjab 1,33,270 1,18,475 97,920
15 Rajasthan 3,33,815 2,94,639 2,34,698
16 Tamil Nadu 6,70,425 6,69,514 6,07,051
17 Telangana 3,61,755 2,35,023 2,23,627
18 Uttar Pradesh 19,75,035 17,59,770 17,02,317
19 Uttarakhand 63,605 62,793 42,966
20 West Bengal 6,15,105 6,05,971 4,65,561
Sub-total (States) 1,14,05,377 1,03,88,649 86,40,597
21
setatS
tsaE
htroN
Arunachal Pradesh 13,379 8,739 8,068
22 Assam 1,84,991 1,69,101 1,30,425
23 Manipur 52,519 49,593 18,397
24 Meghalaya 4,758 4,083 1,995
25 Mizoram 39,150 39,101 26,596
26 Nagaland 31,067 31,060 29,029
27 Sikkim 299 299 219
28 Tripura 90,989 88,416 78,061
Sub-total (NE States) 4,17,152 3,90,392 2,92,790
29
seirotirreT
noinU
A&N Islands 376 376 80
30 Chandigarh 1,256 1,256 1,256
31 D&NH and D&D 9,947 9,947 9,450
32 Delhi 29,976 29,976 29,976
33 J&K 43,856 42,159 32,091
34 Ladakh 1,283 991 882
35 Lakshadweep - - -
36 Puducherry 16,442 16,050 11,377
Sub-total (UTs) 1,03,136 1,00,755 85,112
Total 119.26 Lakh 112.81 Lakh* 93.61 Lakh*
*Includes 4.01 lakh and 3.41 lakh houses grounded for construction and completed
respectively during PMAY-U Mission period pertaining to earlier scheme.