Home India Ministry of Housing and Urban Affairs Parliament Question: Benefits of various Schemes under PMAY-...
Date: 2025-08-07 Category: Not Applicable State: Union Government Country: India

Parliament Question: Benefits of various Schemes under PMAY-U

Issued by Ministry of Housing and Urban Affairs · Not Applicable

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Executive Summary & Key Takeaways

Executive Summary: The Ministry of Housing and Urban Affairs (MoHUA) has been implementing the Pradhan Mantri Awas Yojana-Urban (PMAY-U) since June 25, 2015, to provide pucca houses with basic amenities to eligible urban beneficiaries. The scheme has been extended until December 31, 2025, to complete sanctioned houses. PMAY-U 2.0, launched on September 1, 2024, aims to support one crore additional beneficiaries over the next five years. Key Points / Main Content: PMAY-U and PMAY-U 2.0 Scheme Details: * PMAY-U 2.0 is implemented through four verticals: Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS). * The schemes are demand-driven, with no state/city-wise targets. * States/Union Territories (UTs) are responsible for beneficiary selection, project formulation, and execution. * Project proposals are approved by the State Level Sanctioning and Monitoring Committee (SLSMC) and further sanctioned by the Central Sanctioning and Monitoring Committee (CSMC). Progress Under PMAY-U: * A total of 119.26 lakh houses have been sanctioned, including 7.09 lakh under PMAY-U 2.0, as of July 14, 2025. * 112.81 lakh houses have been grounded, and 93.61 lakh houses have been completed and delivered to beneficiaries across the country. * For the Chhindwara district in Madhya Pradesh, 28,448 houses have been sanctioned, with 26,466 completed and delivered. Priority Beneficiaries: * Preference is given to Widows, Single Women, Persons with Disabilities, Senior Citizens, Transgenders, persons belonging to Scheduled Castes/Scheduled Tribes, Minorities and other weaker and vulnerable sections of the society including tribes like Bharia. Impact Analysis: State Governments/Union Territories: Impact: Responsible for beneficiary selection, project formulation, execution, and proposal submission. Action Required: Formulate and submit project proposals to the SLSMC for approval and subsequent sanctioning of Central Assistance by CSMC. Beneficiaries: Impact: Access to pucca houses with basic civic amenities. Action Required: Apply for the scheme under preferred verticals (BLC, AHP, ARH, ISS) through the respective State/UT. Ministry of Housing and Urban Affairs (MoHUA): Impact: Oversees the implementation of PMAY-U and PMAY-U 2.0, provides central assistance, and extends the scheme period. Action Required: Continue to monitor the progress of house construction and delivery, and provide necessary support to States/UTs.

Key Entities Referenced

Pradhan Mantri Awas Yojana Urban: A housing scheme implemented by the Ministry of Housing and Urban Affairs (MoHUA) to provide pucca houses with basic civic amenities to eligible urban beneficiaries. Ministry of Housing and Urban Affairs: The Indian government ministry responsible for implementing the Pradhan Mantri Awas Yojana Urban (PMAYU) scheme. Madhya Pradesh: A state in India where the PMAYU scheme is being implemented, with specific focus on the Chhindwara district. Chhindwara district of Madhya Pradesh: A district in Madhya Pradesh that is receiving focus under the PMAYU scheme for providing permanent houses to urban poor and low-income individuals. PMAYU 2.0 Housing for All Mission: A revamped version of the PMAYU scheme launched to support additional eligible beneficiaries in urban areas. Beneficiary Led Construction: One of the verticals through which PMAYU 2.0 is implemented, referring to house construction led by the beneficiary. Credit Linked Subsidy Scheme: A component of PMAYU that provides interest subsidy on home loans to eligible beneficiaries. Bharia: A tribe in Madhya Pradesh, considered for special provisions under the PMAYU scheme.
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O.I.H GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA UNSTARRED QUESTION NO. 3177 TO BE ANSWERED ON AUGUST 07, 2025 BENEFITS OF VARIOUS SCHEMES UNDER PMAY-U NO. 3177. SHRI BUNTY VIVEK SAHU: Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state: (a) the details of benefits provided to various categories in Beneficiary-Led Individual House Construction, Affordable Housing in Partnership, Credit Linked Subsidy Scheme and Slum Redevelopment scheme under Pradhan Mantri Awas Yojana – Urban (PMAY-U) till June, 2025; (b) the number of houses approved, under construction, completed and the progress of the scheme across the country, State-wise and in Chhindwara district of Madhya Pradesh till June, 2025; (c) whether the Government has given special priority for providing permanent houses to urban poor and low-income individuals in Chhindwara city; (d) if so, the details thereof along with the work done so far and upcoming proposals under the scheme in Chhindwara district; and (e) whether any special provisions are to be considered for the most backward tribes like Bharia etc. in this tribal area and if so, the details thereof? ANSWER THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU) (a) to (e): Ministry of Housing and Urban Affairs (MoHUA) has been implementing Pradhan Mantri Awas Yojana - Urban (PMAY-U) since 25.06.2015 with an aim to provide all weather pucca houses with basic civic amenities to eligible urban beneficiaries across the country including Madhya Pradesh. The scheme period has been extended up to 31.12.2025 to complete sanctioned houses without changing the funding pattern and implementation methodology. Based on the learnings from the experiences of implementation of PMAY-U, MoHUA has revamped the scheme and launched PMAY-U 2.0 ‘Housing for All’ Mission with effect from 01.09.2024 for implementation in urban areas across the country to support 1 crore additional eligible beneficiaries in next five years. PMAY-U 2.0 is implemented through four verticals i.e., Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH) and Interest Subsidy Scheme (ISS). …2/--2- PMAY-U and PMAY-U 2.0 are demand driven schemes and there are no State/City-wise targets. Selection of beneficiaries under various verticals preferred by the beneficiaries, formulation of projects and execution are done by States/Union Territories (UTs). The proposals under the scheme are approved by the State Level Sanctioning and Monitoring Committee (SLSMC) headed by the Chief Secretary of States/UTs for further sanctioning of Central Assistance by Central Sanctioning and Monitoring Committee (CSMC). Based on the project proposal submitted by States/UTs, a total of 119.26 lakh houses, including 7.09 lakh under PMAY-U 2.0, have been sanctioned under PMAY-U by the Ministry, so far. Out of which 112.81 lakh houses have been grounded and 93.61 lakh are completed/delivered to the beneficiaries across the country as on 14.07.2025. The State/UT- wise details of total number of houses approved, under construction, completed across the country, including Madhya Pradesh under PMAY-U and PMAY-U 2.0 is at Annexure. Based on the project proposal submitted by State of Madhya Pradesh, a total of 28,448 houses have been sanctioned so far for Chhindwara district under PMAY-U and PMAY-U 2.0, out of which 26,466 (93%) are completed/delivered to the beneficiaries. As per the scheme guidelines of PMAY-U 2.0, preference under the scheme is given to Widows, Single Women, Persons with Disabilities, Senior Citizens, Transgenders, persons belonging to Scheduled Castes/Scheduled Tribes, Minorities and other weaker and vulnerable sections of the society including tribes like Bharia. *****Annexure referred in reply to LS USQ No. 3177 due for answer on 07.08.2025 State/UT-wise details of houses sanctioned, grounded and completed under PMAY-U & PMAY-U 2.0 S. Details of Houses (Nos.) State/UT No. Sanctioned Grounded Completed 1 setatS Andhra Pradesh 19,47,297 18,26,698 10,78,686 2 Bihar 4,45,212 2,96,469 1,89,863 3 Chhattisgarh 2,99,922 2,85,392 2,57,171 4 Goa 3,146 3,146 3,145 5 Gujarat 9,93,877 9,72,208 9,41,419 6 Haryana 1,30,290 90,636 70,522 7 Himachal Pradesh 12,640 12,640 11,381 8 Jharkhand 2,43,421 2,10,640 1,59,751 9 Karnataka 5,84,086 5,08,586 3,94,054 10 Kerala 1,61,957 1,55,162 1,34,127 11 Madhya Pradesh 9,66,133 9,45,487 8,68,097 12 Maharashtra 12,49,047 11,49,437 9,93,361 13 Odisha 2,15,339 1,85,963 1,64,880 14 Punjab 1,33,270 1,18,475 97,920 15 Rajasthan 3,33,815 2,94,639 2,34,698 16 Tamil Nadu 6,70,425 6,69,514 6,07,051 17 Telangana 3,61,755 2,35,023 2,23,627 18 Uttar Pradesh 19,75,035 17,59,770 17,02,317 19 Uttarakhand 63,605 62,793 42,966 20 West Bengal 6,15,105 6,05,971 4,65,561 Sub-total (States) 1,14,05,377 1,03,88,649 86,40,597 21 setatS tsaE htroN Arunachal Pradesh 13,379 8,739 8,068 22 Assam 1,84,991 1,69,101 1,30,425 23 Manipur 52,519 49,593 18,397 24 Meghalaya 4,758 4,083 1,995 25 Mizoram 39,150 39,101 26,596 26 Nagaland 31,067 31,060 29,029 27 Sikkim 299 299 219 28 Tripura 90,989 88,416 78,061 Sub-total (NE States) 4,17,152 3,90,392 2,92,790 29 seirotirreT noinU A&N Islands 376 376 80 30 Chandigarh 1,256 1,256 1,256 31 D&NH and D&D 9,947 9,947 9,450 32 Delhi 29,976 29,976 29,976 33 J&K 43,856 42,159 32,091 34 Ladakh 1,283 991 882 35 Lakshadweep - - - 36 Puducherry 16,442 16,050 11,377 Sub-total (UTs) 1,03,136 1,00,755 85,112 Total 119.26 Lakh 112.81 Lakh* 93.61 Lakh* *Includes 4.01 lakh and 3.41 lakh houses grounded for construction and completed respectively during PMAY-U Mission period pertaining to earlier scheme.

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