Parliament Question: Coverage and insurance payment under PMFBY

GOVERNMENT OF INDIA MINISTRY OF AGRICULTURE AND FARMERS WELFARE DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE RAJYA SABHA UNSTARRED QUESTION NO. 3210 TO BE ANSWERED ON 20/03/2026 COVERAGE AND INSURANCE PAYMENT UNDER PMFBY

3210. SMT. RANJEET RANJAN:

SHRI SHAKTISINH GOHIL:

Will the Minister of AGRICULTURE AND FARMERS WELFARE be pleased to state:

(a) the total number of farmers covered and total area insured under the Pradhan Mantri Fasal Bima Yojana (PMFBY), separately for Kharif and Rabi seasons during the last five years, year-wise;

(b) the total premium paid by farmers and total claims paid out by insurance companies under PMFBY, separately for Kharif and Rabi crops during the last five years, year-wise;

(c) the list of States currently not implementing the programme;

(d) the public sector and private insurance companies engaged for implementing PMFBY since 2021- 2022, year-wise; and

(e) the claims paid by each participating insurance company under PMFBY since 2021-2022, year-wise? ANSWER MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE (SHRI RAMNATH THAKUR)

(a) & (b): Year-wise and season-wise details of Farmer Applications enrolled, Area insured, farmer’s share in premium and total claims paid by the insurance companies during the last five years, i.e. from 2020-21 to 2024-25 (as on 31.12.2025) is given at Annexure-1.

(c): PMFBY is voluntary for State/UTs and farmers as well. At present, the scheme is being implemented by the 24 States/UTs. However, Bihar, Telangana, West Bengal, Punjab, Gujarat, Arunachal Pradesh, Nagaland, Delhi, Ladakh, Dadra & Nagar Haveli, Daman & Diu are currently not implementing the scheme.

(d): At present, in addition to all the 5 Public Sector General Insurance Companies, 15 private general insurance companies have also been empaneled for implementation of Crop Insurance schemes in the country. The company for implementation of the scheme is selected by theconcerned State Government from the empaneled list of companies through transparent tender process. The insurance companies currently empaneled for implementation of PMFBY are as under:

PUBLIC SECTOR INSURANCE COMPANIES

1. Agriculture Insurance Company of India Ltd.

2. National Insurance Company Ltd.

3. New India Assurance Company Ltd.

4. Oriental Insurance Company Ltd.

5. United India Insurance Company Ltd.

PRIVATE SECTOR INSURANCE COMPANIES

6. Bajaj Allianz General Insurance Company Ltd.

7. Cholamandalam MS General Insurance Company Ltd.

8. Future Generali India Insurance Company Ltd.(now renamed as Generali Central)

9. HDFC-ERGO General Insurance Company Ltd.

10. ICICI-Lombard General Insurance Company Ltd.

11. IFFCO-Tokio General Insurance Company Ltd.

12. Reliance General Insurance Company Ltd.(now renamed as IndusInd General Insurance Company Ltd.)

13. SBI General Insurance Company Ltd.

14. Shriram General Insurance Co. Ltd.

15. Tata-AIG General Insurance Company Ltd.

16. Universal Sompo General Insurance Company Ltd.

17. Royal Sundaram General Insurance company Ltd.

18. Go-Digit General Insurance company Ltd.

19. Kshema General Insurance Limited

20. Raheja QBE General Insurance Company Ltd.

(e): Insurance Company-wise details of claims paid from 2021-22 to 2024-25 (as on 31.12.2025) have been given at Annexure-2.Annexure-1 Coverage & Claim details of PMFBY from 2020-21 to 2024-25 (as on 31.12.2025) Farmers Applications Area Insured Share Paid Claims Year Season Enrolled in Premium (In No.) (In lakh Ha.) (Rs In Crore) 4,39,71,742 294.53 Kharif 2,717.16 14,391.52 2020-21 2,00,04,595 225.84 Rabi 1,427.38 6,135.73 5,04,23,355 251.53 Kharif 2,341.97 15,017.18 2021-22 3,25,94,437 214.73 Rabi 1,393.13 5,550.12 6,92,36,314 267.40 Kharif 2,554.05 13,080.85 2022-23 4,33,00,301 250.22 Rabi 1,433.92 6,793.35 8,80,65,266 326.26 Kharif 1,789.14 15,473.11 2023-24 5,55,67,213 283.00 Rabi 1,422.02 5,339.43 9,86,73,250 339.83 Kharif 1,902.36 10,392.40 2024-25 5,28,10,557 282.65 Rabi 1,442.79 3,804.13 55,46,47,030 2,735.98 Total 18,423.92 95,977.84Annexure-2 Insurance Company-wise Claim details of PMFBY from 2021-22 to 2024-25 (as on 31.12.2025) Claims Paid (Rs. In Crore) Insurance Company 2021-22 2022-23 2023-24 2024-25 Total Agriculture Insurance Company of India Ltd. 9,756.85 9,638.26 7,101.71 5,883.80 32,380.62 Bajaj Allianz General Insurance Company Ltd. 1,734.12 1,896.60 820.63 230.21 4,681.57 Bharti AXA General Insurance Company Ltd. # 481.64 - - - 481.64 Cholamandalam MS General Insurance Company Ltd. - - 411.81 226.13 637.94 Generali Central Insurance Company Ltd. 724.02 396.97 195.91 47.30 1,364.20 HDFC-ERGO General Insurance Company Ltd. 1,755.66 1,443.16 1,663.79 1,273.63 6,136.24 ICICI-Lombard General Insurance Company Ltd. 90.53 577.20 772.24 687.30 2,127.27 IFFCO-Tokio General Insurance Company Ltd. 1,038.25 216.71 942.15 752.72 2,949.83 Kshema General Insurance Limited - - 670.67 351.34 1,022.01 National Insurance Company Ltd. 2.95 3.55 - - 6.50 Oriental Insurance Company Ltd. - - 3,415.52 1,529.67 4,945.19 IndusInd General Insurance Company Ltd. 2,683.11 2,030.58 1,970.94 606.37 7,291.01 SBI General Insurance Company Ltd. 1,386.85 2,436.58 1,179.85 1,020.59 6,023.88 Tata-AIG General Insurance Company Ltd. - - 378.31 399.96 778.27 United India Insurance Company Ltd. - 539.15 481.84 402.36 1,423.35 Universal Sompo General Insurance Company Ltd. 913.31 695.44 807.17 785.15 3,201.07 Total 20,567.30 19,874.20 20,812.55 14,196.53 75,450.58 # Bharti AXA General Insurance Company Ltd. has merged with ICICI-Lombard General Insurance Company Ltd.

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