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GOVERNMENT OF INDIA
MINISTRY OF AGRICULTURE AND FARMERS WELFARE
DEPARTMENT OF AGRICULTURE AND FARMERS WELFARE
LOK SABHA
UNSTARRED QUESTION NO. 3895
TO BE ANSWERED ON THE 11TH AUGUST, 2026
CROP INSURANCE SCHEMES
3895. SHRI SACHITHANANTHAM R:
Will the Minister of AGRICULTURE AND FARMERS WELFARE कृ िष एवं िकसान क(cid:670)ाण मं(cid:361)ी
be pleased to state:
(a) the various States in which the Crop Insurance Schemes are currently operational;
(b) the details of total premium collected by the insurance companies and the total amount of
claims settled during the last five financial years, insurer and State-wise; and
(c) the States which have opted out of the Crop Insurance Schemes and the reasons for
opting out?
ANSWER
MINISTER OF STATE FOR AGRICULTURE AND FARMERS WELFARE
कृ िष एवं िकसान क(cid:670)ाण रा(cid:475) मं(cid:361)ी (SHRI RAMNATH THAKUR)
(a) : During Kharif 2026, the Pradhan Mantri Fasal Bima Yojana (PMFBY) and/or Restructured
Weather Based Crop insurance Scheme (RWBCIS) is being implemented by 25 States/UTs
namely, Andaman & Nicobar Islands, Andhra Pradesh, Assam, Chhattisgarh, Goa, Haryana,
Himachal Pradesh, Jammu & Kashmir, Jharkhand, Karnataka, Kerala, Madhya Pradesh,
Maharashtra, Manipur, Meghalaya, Mizoram, Odisha, Puducherry, Rajasthan, Sikkim, Tamil
Nadu, Tripura, Uttar Pradesh, Uttarakhand and West Bengal.
(b) : State-wise and insurance company-wise details of premium collected from farmers and
claims paid during last five years under the scheme are given in Annexure-I & II respectively.
(c) : The States of Andhra Pradesh, Bihar, Gujarat, Jharkhand, Telangana and West Bengal
opted out of the scheme after implementing the scheme for few seasons. However, Andhra
Pradesh, Jharkhand and West Bengal have re-joined the scheme. Government of Bihar has
also decided to re-join the scheme.Annexure-I
State-wise details of farmers premium, reported claims and Paid claims during last
five years i.e. 2021-22 to 2025-26 under PMFBY (as on 24.07.2026)
State/UTs Farmer Share Reported Claims Paid Claims
(Rs. In Crore)
A & N Islands 0.02 0.05 0.05
Andhra Pradesh 146.85 3,794.60 976.75
Assam 29.15 490.77 467.52
Chhattisgarh 1,072.84 3,111.10 3,052.97
Goa 0.02 0.01 0.01
Haryana 1,355.71 5,881.38 5,774.97
Himachal Pradesh 157.50 399.63 379.35
Jammu & Kashmir 60.55 182.57 172.40
Jharkhand 0.50 52.95 19.39
Karnataka 1,849.51 11,694.80 11,579.75
Kerala 57.64 466.34 464.63
Madhya Pradesh 3,449.97 7,717.08 7,592.18
Maharashtra 2,657.57 27,774.28 27,538.21
Manipur 2.29 7.98 6.77
Meghalaya 0.06 38.93 38.61
Mizoram 0.02 - -
Odisha 300.12 2,071.45 2,046.84
Puducherry 0.05 22.27 21.02
Rajasthan 4,650.78 19,109.63 18,205.21
Sikkim 0.44 0.34 0.32
Tamil Nadu 806.17 3,630.08 3,614.98
Tripura 2.38 7.29 7.19
Uttar Pradesh 1,427.11 3,753.81 3,672.74
Uttarakhand 324.42 1,110.86 1,099.74
Total 18,351.69 91,318.21 86,731.59Annexure-II
PMFBY & RWBCIS: Company wise Premium Share and Claims Report from 2021-22 to
2025-26 as on 24.07.2026
Company Farmer Share Reported Claims Paid Claims
(Rs. In Crore)
AIC 8,774.81 39,707.26 38,560.26
Bajaj General 1,052.22 5,771.91 4,917.76
Bharti AXA 66.62 481.64 481.64
Chola MS 0.36 640.92 640.16
Generali Central 333.13 1,649.63 1,419.57
HDFC Ergo 1,576.68 7,257.52 6,775.53
ICICI Lombard 343.36 2,222.51 2,212.15
IFFCO Tokio 896.66 3,922.86 3,696.28
IndusInd General 1,941.21 8,494.52 8,159.85
Kshema General 562.48 1,522.03 1,441.83
National 0.34 7.08 7.01
Oriental 219.85 5,799.96 5,417.53
SBI General 1,410.30 7,287.15 6,931.14
Tata AIG 197.38 1,041.50 938.04
United India 79.23 1,443.32 1,440.13
Universal Sompo 897.05 4,068.40 3,692.72
Total 18,351.69 91,318.21 86,731.59
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