Parliament Question: Expand IPPB Service

GOVERNMENT OF INDIA MINISTRY OF COMMUNICATIONS DEPARTMENT OF POSTS LOK SABHA UNSTARRED QUESTION NO. 4069 ANSWERED ON 12TH AUGUST, 2026 EXPAND IPPB SERVICE 4069. DR. KALANIDHI VEERASWAMY: WILL the Minister of COMMUNICATIONS be pleased to state: (a) the total number of India Post Payments Bank (IPPB) access points, customers and banking outlets functioning in the country, State/UT-wise; (b) the number of IPPB access points, doorstep banking service providers and digital banking transactions in Tamil Nadu during the last three years; (c) whether the Government has any proposal to expand IPPB services in unbanked and underserved rural, tribal, coastal and urban poor areas, particularly in Tamil Nadu and if so, the details thereof; (d) the details of funds allocated and utilized for expansion of IPPB infrastructure during the last three years, State-wise; and (e) the measures taken to improve digital connectivity, financial literacy, cyber security and grievance redressal for IPPB customers, particularly senior citizens, women and beneficiaries of Direct Benefit Transfer (DBT) schemes? ANSWER MINISTER OF STATE FOR COMMUNICATIONS AND RURAL DEVELOPMENT (DR. PEMMASANI CHANDRA SEKHAR) (a) India Post Payments Bank (IPPB), set up under Department of Posts has 649 Banking Outlets, and 1.64 lakh access points through the post office network. State/Union Territory wise details are at Annexure - I. (b) IPPB access points, doorstep banking service providers and digital banking transactions in Tamil Nadu during the last three years are as under: Doorstep Digital Transaction Banking Financial Year Access Points Value (In Rs. service Count (In crore) crore) providers 2023-24 16968 11771 1.92 3,460.74 2024-25 15406 11734 2.15 4,939.93 2025-26 15189 11658 2.24 6,219.68 (c) IPPB services are provided through Post Offices which function as access points. As and when number of Post Offices changes, the IPPB access points also change. Currently IPPBservices are offered through all Post Offices, many of which function in unbanked and underserved rural, tribal, coastal and urban poor areas, including in Tamil Nadu. (d) Equity infusion of Rs 500 crore was made to IPPB in two tranches of Rs 250 crore in Financial Year 2023-24 & 2024-25 for the purpose of meeting regulatory requirement of Net Worth/ Leverage ratio and technology upgradation. No separate allocation has been made for expansion of IPPB infrastructure state wise. (e) IPPB has enhanced digital connectivity through paperless, biometric and face authenticated doorstep banking delivered via Postmen and Gramin Dak Sevaks (GDS). To promote financial literacy and cyber security awareness, IPPB conducted 11,926 financial literacy camps over the last three financial years, benefiting about 7.75 lakh participants, covering safe digital banking practices, prevention of cyber frauds, and secure usage of digital financial services, including for women and Direct Benefit Transfer (DBT) beneficiaries. IPPB has opened over 6.57 crore accounts for women, promoting their financial inclusion, and serves over 5.32 crore DBT beneficiaries. For senior citizens, IPPB enables Digital Life Certificate (DLC) submission through doorstep biometric authentication. For grievance redressal, IPPB provides a 24×7×365 Contact Centre with IVR and agent-assisted support in 13 languages, along with email-based support, ensuring prompt resolution of customer grievances nationwide.ANNEXURE – I ANNEXURE REFERRED IN REPLY TO PART (a) OF LOK SABHA UNSTARRED QUESTION NO. 4069 ON EXPAND IPPB SERVICE TO BE ANSWERED ON 12.08.2026. Access Sl. Points IPPB IPPB Banking STATE/UNION TERRITORY No. (Post Customers Outlets Offices) 1 ANDAMAN & NICOBAR ISLANDS 80 6,966 1 2 ANDHRA PRADESH 10,646 91,97,963 24 3 ARUNACHAL PRADESH 1,148 1,01,838 10 4 ASSAM 4,062 47,07,932 26 5 BIHAR 9,319 1,69,98,120 38 6 CHANDIGARH 48 71,146 1 7 CHHATTISGARH 4,699 28,88,991 27 DADRA NAGAR HAVELI & DAMAN & 8 50 70,177 1 DIU 9 GOA 259 65,801 2 10 GUJARAT 8,834 44,53,036 31 11 HARYANA 2,704 13,45,708 20 12 HIMACHAL PRADESH 2,793 8,50,313 12 13 JAMMU & KASHMIR 1,616 2,55,523 7 14 JHARKHAND 4,572 31,38,536 22 15 KARNATAKA 9,677 68,83,968 31 16 KERALA 4,994 18,85,013 14 17 LADAKH 119 8,568 1 18 LAKSHADWEEP 10 1,062 1 19 MADHYA PRADESH 10,286 86,96,837 42 20 MAHARASHTRA 13,808 1,89,98,416 40 21 MANIPUR 714 3,45,755 9 22 MEGHALAYA 932 2,67,724 8 23 MIZORAM 458 1,31,308 6 24 NAGALAND 403 1,72,833 9 25 NCT OF DELHI 473 6,50,879 2 26 ODISHA 8,910 45,94,105 33 27 PUDUCHERRY 96 1,05,986 2 28 PUNJAB 3,805 11,64,983 22 29 RAJASTHAN 11,057 46,28,033 33 30 SIKKIM 212 16,403 1 31 TAMIL NADU 11,658 1,01,64,994 35 32 TELANGANA 6,229 55,27,094 23 33 TRIPURA 735 1,08,570 5 34 UTTAR PRADESH 17,933 2,18,18,542 73 35 UTTARAKHAND 2,733 6,54,872 12 36 WEST BENGAL 8,782 34,36,683 25 Grand Total 1,64,854 13,44,14,678 649 *****