Parliament Question: GAIS for Fishermen

GOVERNMENT OF INDIA MINISTRY OF FISHERIES, ANIMAL HUSBANDRY AND DAIRYING DEPARTMENT OF FISHERIES LOK SABHA UNSTARRED QUESTION NO. 1548 ANSWERED ON 28/07/2026 GAIS FOR FISHERMEN 1548. Shri Balwant Baswant Wankhade: Adv. Adoor Prakash: Will the Minister of FISHERIES, ANIMAL HUSBANDRY AND DAIRYING be pleased to state: (a) the details of claims filed, claims approved, claims rejected, claims pending and total compensation disbursed under the Group Accident Insurance Scheme (GAIS) for fishermen since 2020-21, year, State and UT-wise; (b) the details of fishermen enrolled under GAIS, active beneficiaries, uninsured fishermen households and coverage percentage of the total estimated fishermen population, State/UT-wise; and (c) whether the Government has taken any steps in response to the Standing Committee’s recommendation of increasing insurance cover under GAIS from 5 lakh to at least Rs.10 lakh? ANSWER THE MINISTER OF FISHERIES, ANIMAL HUSBANDRY AND DAIRYING (SHRI RAJIV RANJAN SINGH ALIAS LALAN SINGH) (a): The Department of Fisheries, Ministry of Fisheries, Animal Husbandry and Dairying. Government of India is implementing the Pradhan Mantri Matsya Sampada Yojana (PMMSY) with a total investment of Rs. 20,750/- crore from the financial year 2020-21 to till date for development of fisheries in all States/Union Territories. The scheme inter-alia provides social security measure to fishers, fish workers through group accidental insurance coverage to both marine and inland fishers and allied fish workers wherein the entire insurance premium amount is shared between the Centre and State in the ratio of 60:40, 90:10 for the Himalayan & North Eastern States and in the case of the Union Territories, the entire premium amount is paid by the Centre. The insurance coverage provided under the PMMSY includes (i) Rs.5,00,000/- against death or permanent total disability, (ii) Rs.2,50,000/- for permanent partial disability and (iii) hospitalization expenses in the event of accident for a sum of Rs. 25,000/. The year wise and State/UT wise details of claims filed, claims approved, claims rejected, claims pending, and total compensation disbursed under the Group Accident Insurance Scheme (GAIS) for fishermen since 2020 21 are furnished at Annexure-I. (b) During the last five years (2021-22 to 2025-26) and current finance year (2026-27) of the implementation of the PMMSY, an average of 35.74 lakh active fishers have been enrolled under the Group Accident Insurance Scheme (GAIS), annually. The average State/UT-wise details of fishers enrolled and coverage percentage of the total estimated fishermen population under Group Accident Insurance Scheme (GAIS) are furnished at Annexure-II.(c): Besides, under the erstwhile Blue Revolution scheme, insurance coverage for fishers was modest, with relatively lower benefit amounts. Based on the suggestions received from State Governments and evaluation of Blue Revolution Scheme, the GAIS coverage under PMMSY has been significantly enhanced both in scale and value to provide increased financial security and risk mitigation to fishers. As such, the sum assured has been increased from ₹2 lakh to ₹5 lakh for accidental death or permanent total disability, ₹1 lakh to ₹2.5 lakh for permanent partial disability, along with ₹10,000/- to Rs. 25,000 hospitalization support, compared to much lower limits under the erstwhile Blue Revolution scheme. ***** 2Annexure-I Statement referred to in reply to part-(a) of Lok Sabha Unstarred Question No 1548 put in by Shri Balwant Baswant Wankhade and Adv. Adoor Prakash, Hon’ble Member of Parliament regarding GAIS for Fishermen due for answer on 28th July, 2026: The year wise and State/UT wise details of claims filed, claims approved, claims rejected, claims pending, and total compensation disbursed under the Group Accident Insurance Scheme (GAIS) for fishermen from 2021-22 to 2025-26 Financial Year -2021-2022 COVERAGE PERIOD (From 26.07.2021 to 25.07.2022) TOTAL CLAIMS CLAIMS CLAIMS SL CLAIMS COMPENSATIO NAME APPROVE REJECTE PENDIN NO FILED N DISBURSED D D G (in Rs.) STATES 1 ASSAM 2 2 5,23,746 2 BIHAR 2 - 2 - 3 GUJARAT 1 1 5,00,000 4 HIMACHAL 4 3 1 15,00,000 PRADESH 5 KARNATAKA 1 1 5,00,000 6 ODISHA 20 16 4 75,25,000 7 TAMIL NADU 145 120 25 5,85,75,000 NIL 8 TELANGANA 223 191 32 9,50,25,000 TOTAL 398 334 64 16,41,48,746 UNION TERRITORIES ANDAMAN & 9 1 1 5,00,000 NICOBAR 10 JAMMU & KASHMIR 2 1 1 5,00,000 11 PUDUCHERRY 15 9 6 40,25,000 TOTAL 18 11 7 50,25,000 Grand Total 416 345 71 16,91,73,746 Financial Year -2022-2023 COVERAGE PERIOD (From 26.07.2022 to 25.07.2023) TOTAL CLAIMS SL CLIAMS CLAIMS CLAIMS COMPENSATIO NAME APPROVE NO FILED REJECTED PENDING N DISBURSED D (in Rs.) STATES 1 ASSAM 2 1 1 5,00,000 2 BIHAR 2 1 1 5,00,000 3 CHHATISGARH 8 4 4 17,50,000 4 GUJARAT 15 5 10 25,00,000 5 HARYANA 1 - 1 - 6 HIMACHAL 1 1 5,00,000 PRADESH 7 JHARKHAND 2 2 10,00,000 NIL 8 KARNATAKA 9 2 7 10,00,000 9 MADHYA 3 - 3 - PRADESH 10 MAHARASHTRA 4 2 2 10,00,000 11 ODISHA 31 21 10 96,00,000 12 RAJASTHAN 3 2 1 10,00,000 13 TAMIL NADU 198 136 62 6,48,23,650 14 TELANGANA 321 242 79 11,98,14,005 15 TRIPURA 1 - 1 - 3Financial Year -2022-2023 COVERAGE PERIOD (From 26.07.2022 to 25.07.2023) TOTAL CLAIMS SL CLIAMS CLAIMS CLAIMS COMPENSATIO NAME APPROVE NO FILED REJECTED PENDING N DISBURSED D (in Rs.) 16 UTTAR PRADESH 3 1 2 21,385 TOTAL 604 420 184 20,40,09,040 UNION TERRITORIES ANDAMAN & 17 6 2 4 10,00,000 NICOBAR 18 LAKSHADWEEP 1 - 1 - 19 PUDUCHERRY 11 4 7 15,25,000 TOTAL 18 6 12 25,25,000 Grand Total 622 426 196 20,65,34,040 Financial Year -2023-2024 COVERAGE PERIOD (From 26.07.2023 to 25.07.2024) TOTAL SL CLIAMS CLAIMS CLAIMS CLAIMS COMPENSATION NAME NO FILED APPROVED REJECTED PENDING DISBURSED (in Rs.) STATES 1 ASSAM 1 - 1 - 2 BIHAR 2 - 1 1 - 3 CHHATISGARH 11 8 3 40,00,000 4 GUJARAT 15 - 3 12 - 5 HIMACHAL PRADESH 3 - 1 2 - 6 JHARKHAND 4 1 1 2 5,00,000 7 KARNATAKA 13 5 3 5 25,00,000 8 MADHYA PRADESH 7 - 4 3 - 9 MAHARASHTRA 9 1 2 6 5,00,000 10 ODISHA 30 22 1 7 1,10,00,000 11 TAMIL NADU 196 136 31 29 6,39,50,000 12 TELANGANA 218 176 20 22 8,70,50,000 13 TRIPURA 1 - 1 - 14 UTTAR PRADESH 7 2 2 3 10,00,000 TOTAL 517 351 70 96 17,05,00,000 UNION TERRITORIES ANDAMAN & 15 4 - 1 3 - NICOBAR 16 JAMMU & KASHMIR 2 1 1 5,00,000 17 PUDUCHERRY 19 6 7 6 30,00,000 TOTAL 25 7 8 10 35,00,000 Grand Total 542 358 78 106 17,40,00,000 Financial Year -GAIS-2024-2025 COVERAGE PERIOD (From 01.06.2024 to 31.05.2025) TOTAL SL CLIAMS CLAIMS CLAIMS CLAIMS COMPENSATION NAME NO FILED APPROVED REJECTED PENDING DISBURSED (in Rs.) STATES 1 ASSAM 2 1 1 5,00,000 2 BIHAR 6 1 3 2 5,00,000 3 CHHATISGARH 20 1 3 16 5,00,000 4 GOA 1 - 1 - 5 GUJARAT 11 1 2 8 5,00,000 4Financial Year -GAIS-2024-2025 COVERAGE PERIOD (From 01.06.2024 to 31.05.2025) TOTAL SL CLIAMS CLAIMS CLAIMS CLAIMS COMPENSATION NAME NO FILED APPROVED REJECTED PENDING DISBURSED (in Rs.) HIMACHAL 3 - 3 - 6 PRADESH 7 JHARKHAND 4 1 3 5,00,000 8 KARNATAKA 16 6 2 8 30,00,000 9 MADHYA PRADESH 5 - 2 3 - 10 MAHARASHTRA 28 13 4 11 65,00,000 11 MANIPUR 1 1 0 5,00,000 12 ODISHA 41 19 7 15 95,00,000 13 TAMIL NADU 211 134 48 29 6,48,26,551 14 TELANGANA 310 246 26 38 12,30,00,000 15 UTTAR PRADESH 5 1 4 5,00,000 TOTAL 664 425 97 142 21,03,26,551 UNION TERRITORIES 0 ANDAMAN & 5 - 5 - 16 NICOBAR 17 JAMMU & KASHMIR 3 - 2 1 - 18 LAKSHADWEEP 1 1 0 18,224 19 PUDUCHERRY 21 8 3 10 35,25,000 TOTAL 30 9 5 16 35,43,224 Grand Total 694 434 102 158 21,38,69,775 GAIS- FIFTH YEAR GAIS-ANNEXURE V-COVERAGE PERIOD (From 01.06.2025 to 31.05.2026) TOTAL SL CLIAMS CLAIMS CLAIMS CLAIMS COMPENSATION NAME NO FILED APPROVED REJECTED PENDING DISBURSED (in Rs.) STATES 1 ASSAM 1 1 2 BIHAR 2 1 1 0 5,00,000 3 CHHATISGARH 8 8 4 GOA 1 1 0 5,00,000 5 GUJARAT 10 3 4 3 15,00,000 6 HIMACHAL 5 2 2 1 5,75,000 PRADESH 7 JHARKHAND 4 4 8 KARNATAKA 21 13 6 2 65,00,000 9 MADHYA PRADESH 3 1 2 5,00,000 10 MAHARASHTRA 20 10 1 9 50,00,000 11 ODISHA 44 32 12 1,40,89,059 12 TAMIL NADU 224 96 28 100 4,39,87,926 13 TELANGANA 224 150 13 61 7,42,02,500 14 UTTAR PRADESH 2 1 1 0 5,00,000 TOTAL 569 310 56 203 14,78,54,485 UNION TERRITORIES 0 15 JAMMU & KASHMIR 3 3 0 15,00,000 16 LAKSHADWEEP 1 1 0 5,00,000 17 PUDUCHERRY 9 2 3 4 10,00,000 TOTAL 13 6 3 4 30,00,000 Grand Total 582 316 59 207 15,08,54,485 ***** 5Annexure-II Statement referred to in reply to part-(b) of Lok Sabha Unstarred Question No 1548 put in by Shri Balwant Baswant Wankhade and Adv. Adoor Prakash, Hon’ble Member of Parliament regarding GAIS for Fishermen due for answer on 28th July, 2026: The average State/UT-wise details of fishers enrolled under Group Accident Insurance Scheme (GAIS) during last five years (2021-22 to 2025-26) and current finacial year (2026-27) Average number coverage percentage SL NAME OF STATE/UTs of Fishers enrolled of the total estimated NO under GAIS fishermen population STATES 1 ANDHRA PRADESH 2,84,888 19.03 2 ARUNACHAL 1,001 4.17 PRADESH 3 ASSAM 1,80,605 7.16 4 BIHAR 1,50,000 2.49 5 CHHATISGARH 2,20,206 99.93 6 GOA 2,673 25.35 7 GUJARAT 1,01,039 18.08 8 HARYANA 1,582 1.34 9 HIMACHAL PRADESH 10,752 91.07 10 JHARKHAND 1,68,599 100.00 11 KARNATAKA 73,745 7.57 12 MADHYA PRADESH 1,04,328 4.67 13 MAHARASHTRA 1,37,587 9.06 14 MANIPUR 1,539 3.23 15 MIZORAM 4,302 68.41 16 MEGHALAYA 717 4.33 17 ODISHA 10,12,464 66.72 18 PUNJAB 3,178 41.87 19 RAJASTHAN 4,737 8.27 20 SIKKIM 618 100.00 21 TAMIL NADU 5,66,006 44.09 22 TELANGANA 3,08,972 35.83 23 TRIPURA 30,287 100.00 24 UTTAR PRADESH 1,07,714 2.76 25 UTTARAKHAND 3,883 46.49 26 WEST BENGAL 8,499 0.26 TOTAL 34,89,919 13.02 UNION TERRITORIES 1 ANDAMAN & NICOBAR 12,894 49.71 2 DELHI 393 11.75 3 DAMAN & DIU 7,720 19.29 4 JAMMU & KASHMIR 25,655 100.00 5 LAKSHADWEEP 2,111 32.39 6 LADAKH 470 100.00 7 PUDUCHERRY 35,188 32.80 TOTAL 84,429 42.11 Grand Total 35,74,348 13.23 ****** 6