Date: 2025-08-18 Category: Not Applicable State: Union Government Country: India

Parliament Question: Implementation of Jan Samarth Portal in Tamil Nadu

Issued by Ministry of Finance · Not Applicable

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Executive Summary & Key Takeaways

                    Executive Summary:
This document presents the Indian government's response to questions regarding the implementation of the Jan Samarth Portal in Tamil Nadu as of August 7, 2025. It details the number of loan applications, sanctions, and disbursements via the portal, along with district-wise and category-wise breakdowns. It also outlines steps taken to improve digital awareness and accessibility of the portal, including language support and assisted application processes.

Key Points / Main Content:
*   **Jan Samarth Portal Implementation:**
    *   The Jan Samarth Portal is accessible in all districts of Tamil Nadu.
    *   As of 07.08.2025, 1,03,851 loan applications totaling Rs. 4,186.46 crores have been submitted from Tamil Nadu through the portal.
    *   Schemewise number of loans sanctioned and disbursed to beneficiaries through Jan Samarth portal as on 07.08.2025 is provided in Annex I.
    *   Districtwise breakup of beneficiaries along with corresponding amount disbursed under each scheme as on 07.08.2025 is provided in Annex II.
    *   Categorywise agriculture, education, business, etc. details of schemes accessed by beneficiaries from Tamil Nadu as on 07.08.2025 is provided in Annex III.

*   **Improving Digital Awareness and Accessibility:**
    *   The portal is available in 8 languages, including Tamil.
    *   Assisted loan application journeys are facilitated via Business Correspondents.
    *   The portal and a dedicated mobile app are accessible from any internet-enabled mobile device.
    *   Integration with UIDAI, NeSL, GST, CBDT, LGD, and AgriStack streamlines data authentication.
    *   A transparent grievance redressal mechanism is in place with specified timeframes for resolution.

Impact Analysis:

Beneficiaries in Tamil Nadu:
*   Impact: Beneficiaries have access to various credit-linked schemes through the Jan Samarth Portal. They benefit from increased digital accessibility and language support. The category-wise disbursement of the schemes is outlined in Annexure III.
*   Action Required: Utilize the available resources, including the multi-language portal and Business Correspondents, to apply for and access suitable loan schemes. Engage with the grievance redressal mechanism for any issues.

Government of India (Ministry of Finance):
*   Impact: The Ministry is responsible for the successful implementation and monitoring of the Jan Samarth Portal, aimed at improving access to credit-linked schemes. The portal's integration with various data sources aids in efficient data authentication.
*   Action Required: Continue to monitor the portal's usage, address grievances promptly, and further enhance digital awareness and accessibility among rural and underprivileged populations.

Banks and Financial Institutions:
*   Impact: Banks and financial institutions are involved in processing loan applications submitted through the Jan Samarth Portal.
*   Action Required: Process loan applications efficiently, disburse sanctioned loans in a timely manner, and collaborate with the government to improve the portal's effectiveness.
                

Key Entities Referenced

Jan Samarth Portal: A portal implemented by the Government of India to facilitate loan applications and disbursement under various credit-linked schemes. Tamil Nadu: A state in southern India where the implementation and impact of the Jan Samarth Portal are being assessed. Lok Sabha: The lower house of the Parliament of India, where questions regarding the implementation of the Jan Samarth Portal were raised. Ministry of Finance: The Indian government ministry responsible for the country's finances, including the Jan Samarth Portal initiative. Pradhan Mantri Mudra Yojna: A government scheme aimed at providing loans to non-corporate, non-farm small and micro enterprises. Central Sector Interest Subsidy: A scheme that provides interest subsidies in specific sectors. Dr. Ambedkar Central Sector Scheme: A central sector scheme named after Dr. Ambedkar, likely targeting specific social or economic groups. Unique Identification Authority of India (UIDAI): Government agency responsible for Aadhaar, a unique identification number for Indian residents, used for data authentication.

Official Source Record View Original Source →

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                GOVERNMENT OF INDIA
MINISTRY OF FINANCE
DEPARTMENT OF FINANCIAL SERVICES
LOK SABHA
UNSTARRED QUESTION NO. 3996
ANSWERED ON MONDAY, 18 AUGUST, 2025/ /SRAVANA 27, 1947 (SAKA)
IMPLEMENTATION OF JAN SAMARTH PORTAL IN TAMIL NADU
3996. SHRI NAVASKANI K:
SHRI SELVAM G:
SHRI C N ANNADURAI:
Will the Minister of FINANCE be pleased to state:
(a) whether the Government has implemented the Jan Samarth Portal across all districts of Tamil
Nadu;
(b) if so, the total number of loan applications submitted through this Portal from Tamil Nadu since its
inception;
(c) the number of loans sanctioned and disbursed to beneficiaries in Tamil Nadu under various credit-
linked schemes;
(d) the district-wise breakup of beneficiaries in Tamil Nadu and the corresponding amount disbursed
under each scheme;
(e) the category-wise (agriculture, education, business, etc.) details of schemes accessed by Tamil
Nadu beneficiaries through the portal; and
(f) whether the Government has taken any steps to improve digital awareness and accessibility of the
portal among rural and underprivileged populations in the State and if so, the details thereof?
ANSWER
THE MINISTER OF STATE IN THE MINISTRY OF FINANCE
(SHRI PANKAJ CHAUDHARY)
(a) and (b): The Jan Samarth Portal is accessible from all across the country, including all the districts of
Tamil Nadu. As on 07.08.2025, a total of 1,03,851 loan applications amounting to Rs. 4,186.46 crores have
been submitted through the Jan Samarth portal from Tamil Nadu.
(c): Scheme-wise number of loans sanctioned and disbursed to beneficiaries through Jan Samarth portal as
on 07.08.2025 is given at Annex-I.
(d): District-wise breakup of beneficiaries along with corresponding amount disbursed under each scheme
as on 07.08.2025 is given at Annex-II.
(e): Category-wise (agriculture, education, business, etc.) details of schemes accessed by beneficiaries
from Tamil Nadu as on 07.08.2025 is given at Annex-III.(f): The Following steps have been taken to improve digital awareness and accessibility of the portal:
• The portal is made available in 8 languages including Tamil, for ease of access to rural and
underprivileged population in the State.
• Assisted mode of loan application journeys are facilitated through the portal by leveraging the
services of Business correspondents of Banks.
• The portal can be accessed from any internet-enabled mobile device and a dedicated mobile
application is made available for submission of loan application.
• The portal is integrated with Unique Identification Authority of India (UIDAI), National E-Governance
Services Ltd (NeSL), Goods and Service Tax (GST), Central Board of Direct Taxes (CBDT), Local
Government Directory (LGD), AgriStack etc. for seamlessly authenticating data from Central data
sources.
• Grievances of customers are resolved transparently, and the customers are informed about the
channels available for resolving grievances in a timely manner. Complaints in the portal are
recorded, tracked, and resolved within specified time frames.
***Annex-I
Reply to Lok Sabha Unstarred Question No. 3996 for answer on 18.08.2025
Scheme-wise number of loans sanctioned and disbursed to beneficiaries through Jan Samarth
portal as on 07.08.2025
Sr. Scheme Sanctioned Disbursed
No.
Beneficiaries Amount (in ₹ Beneficiaries Amount (in ₹
Crore) Crore)
1 Pradhan Mantri Mudra
26,666 755.53 17,108 447.64
Yojna
2 Central Sector Interest
11,732 435.89 7,171 115.64
Subsidy
3 Roof Top Solar Installation
7,071 133.73 6,160 98.79
Financing
4 Agriclinics and Agribusiness
118 11.19 76 6.71
Centers Scheme
5 Stand Up India Scheme 383 84.69 185 38.3
6 Weaver Mudra Scheme 459 2.57 377 1.94
7 Dr. Ambedkar Central
71 15.01 39 5.85
Sector Scheme
8 Agricultural Marketing
19 3.59 10 1.65
Infrastructure
9 Pradhan Mantri Awas
38 8.27 11 1.52
Yojana
10 Deendayal Antyodaya
Yojana - National Rural 12 0.66 10 0.49
Livelihoods Mission
11 Agriculture Infrastructure
7 3.73 1 0.88
Fund
12 Padho Pardesh 8 2.22 3 0.54
13 Self-Employment Scheme
for Rehabilitation of Manual - - - -
Scavengers
14 e-Kisan Upaj Nidhi - - - -
Grand-Total 46,584 1,457 31,151 720Annex-II (1/3)
Reply to Lok Sabha Unstarred Question No. 3996 for answer on 18.08.2025
District-wise breakup of beneficiaries along with corresponding amount disbursed under each
scheme through Jan Samarth Portal as on 07.08.2025
Amt. in lakhs
Agriclinics And Agricultural Agriculture Central Sector
Agribusiness Marketing Infrastructure Interest Subsidy
Centers Scheme Infrastructure Fund
District /
#
Scheme
No. of Amt. No. of Amt. No. of Amt. No. of
benf. Disb benf. Disb benf. Disb benf. Amt. Disb
1 Ariyalur 0 0 0 0 0 0 6 10.77
2 Chengalpattu 1 5.7 3 46 0 0 692 1130.98
3 Chennai 0 0 0 0 0 0 754 1382.76
4 Coimbatore 2 20 0 0 0 0 883 1395.70
5 Cuddalore 4 41.3 0 0 0 0 150 274.83
6 Dharmapuri 3 40 0 0 0 0 270 356.82
7 Dindigul 3 25.31 1 0.5 0 0 239 348.84
8 Erode 9 110.77 1 3.065 0 0 169 291.95
9 Kallakurichi 1 13 0 0 0 0 132 216.58
10 Kancheepuram 4 46 0 0 0 0 203 351.70
11 Kanniyakumari 0 0 0 0 0 0 187 245.17
12 Karur 0 0 0 0 0 0 2 4.95
13 Krishnagiri 8 46.75 0 0 0 0 249 421.78
14 Madurai 0 0 0 0 0 0 4 1.43
15 Mayiladuthurai 1 5 0 0 0 0 14 27.86
16 Nagapattinam 0 0 0 0 0 0 19 41.24
17 Namakkal 9 97.34835 0 0 0 0 171 244.34
18 Perambalur 1 5 0 0 0 0 4 2.04
19 Pudukkottai 0 0 0 0 0 0 9 10.81
20 Ramanathapuram 0 0 0 0 0 0 9 5.68
21 Ranipet 0 0 0 0 0 0 65 102.24
22 Salem 13 68.82254 0 0 0 0 203 237.75
23 Sivaganga 2 11.13 0 0 0 0 305 505.67
24 Tenkasi 1 13 1 9.9 0 0 152 185.73
25 Thanjavur 1 9.36 0 0 0 0 138 198.45
26 The Nilgiris 0 0 0 0 0 0 43 66.54
27 Theni 0 0 1 90 0 0 171 240.18
28 Thiruvallur 0 0 0 0 0 0 23 36.94
29 Thiruvarur 1 1.20672 1 1.39 0 0 38 44.36
30 Thoothukkudi 0 0 0 0 0 0 123 227.82
31 Tiruchirappalli 2 7.6 0 0 1 87.5 518 893.02
32 Tirunelveli 2 18.8 0 0 0 0 276 511.11
33 Tirupathur 0 0 0 0 0 0 48 61.43
34 Tiruppur 0 0 1 9.279 0 0 260 367.67
35 Tiruvannamalai 3 45 0 0 0 0 72 143.24
36 Vellore 1 6 0 0 0 0 216 518.65
37 Viluppuram 3 23.5 1 5 0 0 233 306.48
38 Virudhunagar 1 10 0 0 0 0 121 150.81
Grand Total 76 670.59 10 165.13 1 87.5 7171 11564.31Annex-II (2/3)
Amt. in lakhs
Deendayal Dr. Ambedkar Padho Pardesh Pradhan Mantri
Antyodaya Yojana Central Sector Awas Yojana
- National Rural Scheme
Livelihoods
# District / Scheme
Mission
No. of Amt. No. of No. of Amt. No. of Amt.
benf. Disb benf. Amt. Disb benf. Disb benf. Disb
1 Ariyalur 0 0 0 0.00 0 0.00 0 0.00
2 Chengalpattu 0 0 5 74.34 1 30.37 0 0.00
3 Chennai 0 0 6 98.65 1 3.75 2 34.61
4 Coimbatore 0 0 8 99.31 0 0.00 0 0.00
5 Cuddalore 0 0 0 0.00 0 0.00 1 12.00
6 Dharmapuri 0 0 2 10.00 0 0.00 0 0.00
7 Dindigul 7 32.6 0 0.00 0 0.00 0 0.00
8 Erode 0 0 1 44.00 0 0.00 1 14.96
9 Kallakurichi 0 0 0 0.00 0 0.00 2 31.95
10 Kancheepuram 0 0 2 32.08 0 0.00 0 0.00
11 Kanniyakumari 0 0 2 30.11 0 0.00 2 18.06
12 Karur 0 0 0 0.00 0 0.00 0 0.00
13 Krishnagiri 1 1 0 0.00 0 0.00 2 20.28
14 Madurai 0 0 0 0.00 0 0.00 0 0.00
15 Mayiladuthurai 0 0 0 0.00 0 0.00 0 0.00
16 Nagapattinam 0 0 0 0.00 0 0.00 0 0.00
17 Namakkal 0 0 2 47.03 0 0.00 0 0.00
18 Perambalur 0 0 0 0.00 0 0.00 0 0.00
19 Pudukkottai 0 0 0 0.00 0 0.00 0 0.00
20 Ramanathapuram 0 0 0 0.00 0 0.00 0 0.00
21 Ranipet 0 0 2 34.44 0 0.00 0 0.00
22 Salem 0 0 0 0.00 0 0.00 0 0.00
23 Sivaganga 0 0 1 11.15 0 0.00 0 0.00
24 Tenkasi 0 0 0 0.00 0 0.00 0 0.00
25 Thanjavur 0 0 0 0.00 0 0.00 0 0.00
26 The Nilgiris 0 0 0 0.00 0 0.00 0 0.00
27 Theni 1 6 1 10.00 0 0.00 0 0.00
28 Thiruvallur 0 0 0 0.00 0 0.00 0 0.00
29 Thiruvarur 0 0 2 18.73 0 0.00 0 0.00
30 Thoothukkudi 0 0 0 0.00 0 0.00 0 0.00
31 Tiruchirappalli 0 0 0 0.00 0 0.00 0 0.00
32 Tirunelveli 1 9.5 0 0.00 0 0.00 0 0.00
33 Tirupathur 0 0 0 0.00 0 0.00 0 0.00
34 Tiruppur 0 0 3 49.92 1 20.00 0 0.00
35 Tiruvannamalai 0 0 0 0.00 0 0.00 0 0.00
36 Vellore 0 0 1 14.87 0 0.00 0 0.00
37 Viluppuram 0 0 1 10.06 0 0.00 1 20.00
38 Virudhunagar 0 0 0 0.00 0 0.00 0 0.00
Grand Total 10 49.1 39 584.68 3 54.11 11 151.86Annex-II (3/3)
Amt. in lakhs
Pradhan Mantri Roof Top Solar Stand Up India Weaver Grand Total
Mudra Yojna Installation Scheme Mudra (all schemes)
Financing Scheme
District /
#
Scheme
No. No. No.
No. of Amt. of Amt. of Amt. of Amt. No. of Amt.
benf. Disb benf. Disb benf. Disb benf. Disb benf. Disb
1 Ariyalur 51 101.97 6 11.16 0 0.00 0 0.00 63 123.90
2 Chengalpattu 684 2391.65 485 777.09 10 154.01 43 21.50 1924 4631.64
3 Chennai 1934 5992.29 649 1109.77 33 870.49 4 2.00 3383 9494.32
4 Coimbatore 1367 4971.85 699 1128.89 18 298.34 44 24.50 3021 7938.60
5 Cuddalore 632 1803.40 240 383.76 8 162.93 0 0.00 1035 2678.23
6 Dharmapuri 195 578.41 152 248.90 0 0.00 0 0.00 622 1234.13
7 Dindigul 333 626.46 98 159.69 3 129.70 1 0.50 685 1323.60
8 Erode 2059 3130.36 266 453.49 6 130.18 178 90.04 2690 4268.82
9 Kallakurichi 51 165.85 32 50.81 4 74.25 0 0.00 222 552.45
10 Kancheepuram 1031 2619.89 280 445.28 11 243.12 39 19.50 1570 3757.57
11 Kanniyakumari 502 1510.69 140 222.58 14 149.52 0 0.00 847 2176.14
12 Karur 50 132.94 5 8.90 0 0.00 0 0.00 57 146.79
13 Krishnagiri 353 1028.43 101 153.51 4 73.50 0 0.00 718 1745.25
14 Madurai 17 69.79 9 14.83 0 0.00 0 0.00 30 86.05
15 Mayiladuthurai 122 353.23 31 46.89 4 79.99 0 0.00 172 512.97
16 Nagapattinam 297 760.92 52 76.07 3 29.04 0 0.00 371 907.26
17 Namakkal 287 661.28 189 306.44 1 15.00 0 0.00 659 1371.44
18 Perambalur 2 3.25 2 0.85 0 0.00 0 0.00 9 11.14
19 Pudukkottai 84 186.03 11 20.40 0 0.00 0 0.00 104 217.24
20 Ramanathapuram 26 86.31 5 7.96 0 0.00 0 0.00 40 99.94
21 Ranipet 60 186.89 78 106.21 0 0.00 0 0.00 205 429.78
22 Salem 728 2006.91 337 525.42 3 36.60 42 22.00 1326 2897.50
23 Sivaganga 442 1373.89 229 362.18 5 74.31 0 0.00 984 2338.33
24 Tenkasi 208 516.94 35 48.85 5 146.51 0 0.00 402 920.92
25 Thanjavur 735 1776.36 231 360.30 8 172.71 4 2.75 1117 2519.92
26 The Nilgiris 61 180.00 13 19.63 1 4.00 0 0.00 118 270.16
27 Theni 212 457.15 47 67.16 0 0.00 0 0.00 433 870.49
28 Thiruvallur 328 818.15 71 116.77 3 79.00 0 0.00 425 1050.85
29 Thiruvarur 127 363.96 113 172.27 2 62.70 0 0.00 284 664.61
30 Thoothukkudi 380 1234.51 150 252.28 5 102.26 0 0.00 658 1816.87
31 Tiruchirappalli 548 1408.10 372 573.10 4 150.01 1 0.50 1446 3119.83
32 Tirunelveli 766 2067.44 239 388.12 5 170.85 16 8.25 1305 3174.07
33 Tirupathur 42 160.35 28 37.78 0 0.00 0 0.00 118 259.56
34 Tiruppur 766 1049.01 261 433.05 3 146.00 4 2.00 1299 2076.93
35 Tiruvannamalai 552 1451.82 83 136.79 1 17.00 1 0.50 712 1794.35
36 Vellore 626 1029.10 165 262.21 3 35.45 0 0.00 1012 1866.27
37 Viluppuram 247 800.93 104 160.43 18 222.25 0 0.00 608 1548.65
38 Virudhunagar 203 707.74 152 228.77 0 0.00 0 0.00 477 1097.31
Grand Total 17108 44764.2 6160 9878.58 185 3829.71 377 194.03 31151 71993.9Annex-III
Reply to Lok Sabha Unstarred Question No. 3996 for answer on 18.08.2025
Category-wise details of schemes accessed by Tamil Nadu beneficiaries through Jan Samarth
Portal as on 07.08.2025
Category Scheme Sanctioned Disbursed
Benef- Amount Benef- Amount
iciaries (in ₹ iciaries (in ₹ Crore)
Crore)
Business Pradhan Mantri Mudra 26,666 755.53 17,108 447.64
Activity Yojna
Loan Stand Up India Scheme 383 84.69 185 38.3
Weaver Mudra Scheme 459 2.57 377 1.94
Self-Employment - - - -
Scheme for
Rehabilitation of Manual
Scavengers
Total 27,508 842.8 17,670 487.88
Renewabl Roof Top Solar 7,071 133.73 6,160 98.79
e Energy Installation Financing
Total 7,071 133.73 6,160 98.79
Education Central Sector Interest 11,732 435.89 7,171 115.64
Loan Subsidy
Dr. Ambedkar Central 71 15.01 39 5.85
Sector Scheme
Padho Pardesh 8 2.22 3 0.54
Total 11,811 453.11 7,213 122.03
Agri Agriclinics And 118 11.19 76 6.71
Infrastruct Agribusiness Centers
ure Loan Scheme
Agricultural Marketing 19 3.59 10 1.65
Infrastructure
Agriculture Infrastructure 7 3.73 1 0.88
Fund
e-Kisan Upaj Nidhi - - - -
Total 144 18.51 87 9.23
Home Pradhan Mantri Awas 38 8.27 11 1.52
Loan Yojana
Total 38 8.27 11 1.52
Livelihood Deendayal Antyodaya 12 0.66 10 0.49
Loan Yojana - National Rural
Livelihoods Mission
Total 12 0.66 10 0.49
Grand Total 46,584 1,457 31,151 720
***
            

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