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GOVERNMENT OF INDIA
MINISTRY OF FINANCE
DEPARTMENT OF FINANCIAL SERVICES
LOK SABHA
UNSTARRED QUESTION NO. 195
ANSWERED ON MONDAY, JULY 20, 2026/ASHADHA 29, 1948 (SAKA)
Implementation of PMMY in Tamil Nadu
195. SHRI SELVAM G:
Will the Minister of FINANCE be pleased to state:
(a) whether Tamil Nadu has recorded the highest cumulative disbursal of loans under the Pradhan
Mantri Mudra Yojana (PMMY) among all States, if so, the details thereof;
(b) the category-wise and district-wise details of Mudra loans sanctioned and disbursed in Tamil Nadu
during the last three years and the current year, including the number and value of loans sanctioned
in Kanchipuram district;
(c) whether the Government has assessed the impact of PMMY loans on employment generation,
women entrepreneurs and micro-enterprises in the State, if so, the details thereof;
(d) whether the Government is aware of complaints regarding inadequate credit flow, high rejection
rates and delays in processing applications under PMMY in certain districts of Tamil Nadu;
(e) if so, the details thereof; and
(f) the steps taken or proposed to improve access to collateral-free credit and enhance the
effectiveness of PMMY in Tamil Nadu?
ANSWER
MINISTER OF STATE IN THE MINISTRY OF FINANCE
(SHRI PANKAJ CHAUDHARY)
(a): Tamil Nadu has recorded the second highest cumulative disbursal of loans under the Pradhan
Mantri Mudra Yojana (PMMY) among all States. The details are placed at Annexure-I.
(b) : the number of Mudra loans sanctioned alongwith amount sanctioned and disbursed in Tamil
Nadu during the last three years and the current year, category-wise and district-wise including
Kanchipuram district is placed at Annexure-II.(c) : No specific assessment has been carried out to gauge the impact of PMMY loans on employment
generation, women entrepreneurs and micro-enterprises in the State. However, Ministry of Labour
and Employment (MoLE) conducted a large sample survey at the national level to estimate
employment generation under PMMY. As per the survey results, PMMY helped in generation of 1.12
crore net additional employment during a period of approximately 3 years (i.e. from 2015 to 2018).
Further approx. 68% loans have been extended to women borrowers under PMMY in the State of
Tamil Nadu since inception.
d) to (f) : Citizens can approach banks through online portals and customer care numbers for any
assistance to directly address their issues to the concerned bank branches. Further, the Board of
Directors of individual banks lay down appropriate grievance redressal mechanisms within the
organization to resolve customer grievances. If grievances involving deficiency in services rendered
by entities regulated by RBI are not resolved to the satisfaction of the customers or not replied to
within a period of 30 days by the regulated entity, the customer can approach the “Reserve Bank –
Integrated Ombudsman Scheme, 2021” that provides cost-free redressal of complaints. Government
of India also hosts a web-based portal i.e. Centralized Public Grievance Redressal and Monitoring
System (CPGRAM) wherein Citizens can file their grievances relating to Ministries/Departments of
Government of India of States/UTs.
Government has taken various steps towards the effective implementation of the Mudra Scheme.
These, inter-alia, include publicity campaigns, simplification of application form, Credit Guarantee
Scheme, nomination of Mudra Nodal Officer, frequent reviews at various level by Government and
banks. Further, implementation and progress of the Scheme is reviewed at State Level Bankers
Meeting (SLBC) & District Level Review Committee (DLRC) levels.
*****Annexure I for Part (a) of Lok Sabha Unstarred Question No. 195 for 20.07.2026 regarding
"Implementation of PMMY in Tamil Nadu"
Pradhan Mantri Mudra Yojana - State-wise (From 08.04.2015 To 26.06.2026*)
(Amount in Rs. Crore)
S.N No. of Loan Sanctioned Disbursed
o. State/ U.T. A/cs Amount Amount
1 Andaman and Nicobar Islands 58,182 1,352.55 1,329.01
2 Andhra Pradesh 12,035,266 156,269.72 150,356.15
3 Arunachal Pradesh 205,989 2,688.27 2,621.35
4 Assam 13,246,354 83,718.51 82,064.19
5 Bihar 68,854,339 379,201.93 364,065.68
6 Chandigarh 213,127 3,796.77 3,687.10
7 Chhattisgarh 11,201,623 75,985.93 72,558.72
Dadra and Nagar Haveli & Daman
8 and Diu 49,830 1,024.83 989.22
9 Delhi 3,824,355 50,366.41 49,251.68
10 Goa 421,561 6,412.10 6,172.52
11 Gujarat 17,886,208 162,537.27 160,193.27
12 Haryana 10,716,727 90,335.48 87,961.70
13 Himachal Pradesh 1,318,923 27,620.57 26,483.84
14 Jammu and Kashmir 2,657,613 60,240.10 57,612.85
15 Jharkhand 17,456,563 101,375.95 98,498.40
16 Karnataka 54,636,887 367,758.64 363,384.67
17 Kerala 19,207,395 146,067.69 144,040.82
18 Ladakh 76,253 2,314.96 2,271.94
19 Lakshadweep 14,851 247.63 239.29
20 Madhya Pradesh 35,700,201 230,675.07 220,364.98
21 Maharashtra 47,028,818 353,959.37 347,814.89
22 Manipur 495,773 3,974.01 3,775.73
23 Meghalaya 345,306 3,701.56 3,630.06
24 Mizoram 199,870 3,675.22 3,551.94
25 Nagaland 209,940 3,196.23 3,063.02
26 Odisha 36,865,571 188,225.54 184,790.22
27 Pondicherry 1,331,104 9,106.09 9,002.02
28 Punjab 10,837,513 96,353.80 92,500.36
29 Rajasthan 25,591,381 218,423.22 215,199.63
30 Sikkim 194,827 2,177.23 2,116.03
31 Tamil Nadu 63,581,922 396,092.94 392,470.00
32 Telangana 9,137,766 96,989.89 95,384.81
33 Tripura 3,607,899 22,282.90 21,891.50
34 Uttar Pradesh 60,240,496 423,746.23 413,642.46
35 Uttarakhand 3,740,726 38,323.08 37,389.66
36 West Bengal 58,258,439 361,324.36 355,685.40
Total 591,449,598 4,171,542.05 4,076,055.11
*Provisional
Source: As per data uploaded by Member Lending Institutions (MLIs) on Mudra PortalAnnexure II for Part (b) of Lok Sabha Unstarred Question No. 195 for 20.07.2026 regarding "Implementation of PMMY in Tamil Nadu"
Pradhan Mantri Mudra Yojana - District-wise/ Category-wise (From 01.04.2023 To 26.06.2026*)
(Amount in Rs. Crore)
S.No. State/District Shishu Kishor Tarun Tarun Plus Total
No. of No. of No. of No. of
Loan Sanctioned Disbursed Loan Sanctioned Disbursed Loan Sanctioned Disbursed Loan Sanctioned Disbursed No. of Sanctioned Disbursed
Tamil Nadu A/cs Amount Amount A/cs Amount Amount A/cs Amount Amount A/cs Amount Amount Loan A/cs Amount Amount
1 Ariyalur 70,311 282.88 282.10 67,993 611.11 607.85 2,496 199.33 198.28 85 11.94 11.93 140,885 1,105.25 1,100.18
2 Chengalpet 97,819 370.42 369.50 172,102 2,130.73 2,122.73 9,062 718.15 710.92 477 78.26 78.14 279,460 3,297.57 3,281.28
3 Chennai 329,548 1,198.88 1,195.89 340,104 4,272.58 4,232.63 43,624 4,433.46 4,378.62 1,471 224.76 222.09 714,747 10,129.67 10,029.24
4 Coimbatore 286,334 1,074.01 1,071.56 336,318 3,998.38 3,972.63 27,093 2,204.04 2,175.76 791 116.26 115.02 650,536 7,392.70 7,334.97
5 Cuddalore 312,310 1,288.05 1,285.41 407,031 3,898.34 3,881.23 10,905 849.89 844.99 379 52.05 51.84 730,625 6,088.31 6,063.48
6 Dharmapuri 101,081 397.79 396.48 105,774 1,303.32 1,292.45 9,766 781.12 774.00 125 19.11 18.73 216,746 2,501.32 2,481.66
7 Dindigul 174,542 690.49 689.31 202,124 2,073.95 2,063.15 9,360 753.83 748.66 157 22.88 22.70 386,183 3,541.14 3,523.82
8 Erode 189,528 721.17 719.49 251,528 2,638.87 2,627.27 11,493 933.61 920.48 379 48.76 48.44 452,928 4,342.42 4,315.68
9 Kallakurichi 82,258 331.21 329.87 106,971 1,122.30 1,115.24 4,697 367.41 364.15 66 9.62 9.62 193,992 1,830.53 1,818.87
10 Kancheepuram 219,412 905.74 904.60 318,770 3,565.03 3,551.42 13,188 1,051.37 1,040.12 329 48.38 47.95 551,699 5,570.53 5,544.10
11 Kanyakumari 135,213 524.83 523.78 177,727 2,229.71 2,223.63 12,252 979.66 974.77 506 69.50 69.44 325,698 3,803.71 3,791.61
12 Karur 51,280 195.75 195.10 59,558 656.30 649.34 3,988 319.31 314.97 148 21.76 21.61 114,974 1,193.11 1,181.00
13 Krishnagiri 96,892 380.50 379.56 99,585 1,289.25 1,279.83 14,984 1,198.95 1,190.57 292 41.62 41.16 211,753 2,910.30 2,891.10
14 Madurai 280,126 1,099.87 1,098.51 334,697 3,493.24 3,470.41 17,665 1,433.31 1,420.09 278 42.08 41.63 632,766 6,068.50 6,030.65
15 Mayiladuthurai 63,557 252.70 252.60 74,626 705.55 703.87 2,037 163.32 162.34 40 5.43 5.43 140,260 1,126.99 1,124.22
16 Nagapattinam 158,255 609.94 608.24 184,489 1,790.34 1,784.89 4,130 334.02 329.92 76 11.95 11.95 346,950 2,746.27 2,735.00
17 Namakkal 141,951 570.46 568.99 187,142 2,127.01 2,115.75 8,631 699.95 689.47 391 55.68 55.01 338,115 3,453.11 3,429.22
18 Nilgiris 63,381 236.74 236.12 58,132 613.49 610.63 2,816 235.90 233.14 113 11.03 10.72 124,442 1,097.15 1,090.61
19 Perambalur 29,247 113.60 113.04 38,607 462.24 450.32 2,653 207.90 204.81 57 8.12 8.06 70,564 791.88 776.21
20 Pudukkottai 120,602 462.29 461.36 158,131 1,561.86 1,550.83 6,538 516.26 511.75 104 15.14 15.14 285,375 2,555.56 2,539.08
21 Ramanathapuram 158,973 606.37 604.82 151,731 1,688.20 1,673.01 5,812 455.38 450.62 40 6.39 6.39 316,556 2,756.35 2,734.82
22 Ranipet 43,156 168.77 168.12 51,743 554.68 550.03 2,387 193.30 191.51 131 19.24 19.24 97,417 936.00 928.90
23 Salem 269,340 1,034.63 1,032.82 323,629 3,528.16 3,507.55 17,650 1,422.26 1,406.31 596 89.21 87.97 611,215 6,074.25 6,034.6424 Sivaganga 142,042 549.78 548.78 143,267 1,537.21 1,531.32 6,456 501.78 498.80 133 19.21 19.16 291,898 2,607.98 2,598.07
25 Tenkasi 57,856 210.86 210.72 73,197 737.13 735.40 2,931 224.04 222.65 48 6.52 6.52 134,032 1,178.54 1,175.28
26 Thanjavur 270,105 1,085.84 1,084.81 359,130 3,329.19 3,316.80 11,865 978.37 971.65 487 82.26 81.37 641,587 5,475.68 5,454.62
27 Theni 106,828 420.97 420.35 135,915 1,357.54 1,352.22 6,170 507.59 503.52 75 11.50 11.50 248,988 2,297.61 2,287.59
28 Thiruvallur 241,248 933.96 931.83 326,317 3,502.90 3,489.76 14,887 1,231.40 1,215.97 894 151.38 151.05 583,346 5,819.65 5,788.60
29 Thiruvarur 192,726 790.73 789.87 202,104 1,752.73 1,746.09 3,302 267.40 265.51 110 18.13 18.10 398,242 2,828.99 2,819.56
30 Thoothukudi 148,484 559.44 557.13 165,218 1,839.34 1,833.19 8,429 683.22 679.10 102 15.73 15.73 322,233 3,097.71 3,085.13
31 Tiruchirappalli 241,801 955.10 952.11 491,170 6,899.45 6,866.87 12,477 3,005.60 2,992.91 357 48.75 48.35 745,805 10,908.89 10,860.23
32 Tirunelveli 207,772 810.01 807.73 235,019 2,446.07 2,436.23 9,744 785.44 781.28 208 29.51 29.49 452,743 4,071.02 4,054.75
33 Tirupattur 54,392 220.94 220.65 59,565 579.90 576.27 3,335 263.72 261.42 100 16.06 16.06 117,392 1,080.61 1,074.39
34 Tiruppur 212,021 771.96 770.12 204,394 2,137.54 2,121.63 13,760 1,132.40 1,108.13 412 58.42 57.45 430,587 4,100.31 4,057.32
35 Tiruvannamalai 218,285 912.31 910.07 265,498 2,689.15 2,665.23 8,417 662.15 656.82 307 39.88 39.74 492,507 4,303.48 4,271.86
36 Vellore 282,915 1,181.23 1,178.91 276,231 2,705.25 2,693.72 8,136 654.48 646.18 186 29.79 29.45 567,468 4,570.74 4,548.27
37 Viluppuram 205,429 863.77 861.46 222,427 2,192.07 2,165.79 8,927 699.47 694.07 170 25.78 25.75 436,953 3,781.08 3,747.05
38 Virudhunagar 162,070 629.03 628.07 194,690 1,981.75 1,975.15 7,754 614.32 606.56 178 23.25 23.19 364,692 3,248.38 3,232.97
39 Other # 568,729 2,659.08 2,589.57 1,296,975 14,783.39 14,782.73 64,545 4,075.82 4,075.82 6 0.81 0.81 1,930,255 21,519.10 21,448.93
Total 6,787,819 27,072.11 26,949.36 8,859,629 96,785.31 96,325.05 434,362 36,738.88 36,416.62 10,804 1,606.12 1,593.92 16,092,614 162,202.42 161,284.96
*Provisional
# District-wise data for some of the NBFCs and NBFC-MFIs is not available
Source: As per data uploaded by Member Lending Institutions on Mudra portal