**Executive Summary**
This document is an unstarred question (No. 2067) to be answered on December 11, 2025, addressed to the Minister of Housing and Urban Affairs regarding incomplete houses under the Pradhan Mantri Awas Yojana – Urban (PMAY-U). It covers the status of houses sanctioned, Central Assistance released, and pending funds in Karnataka, specifically focusing on expediting payments and ensuring timely project completion. The Ministry has extended the scheme period to December 31, 2025.
**Key Points / Main Content**
* **Scheme Implementation and Extension:**
* The Ministry of Housing and Urban Affairs (MoHUA) has been implementing PMAY-U since June 25, 2015, to provide pucca houses with basic amenities.
* The scheme period has been extended to December 31, 2025, without altering the funding pattern and implementation methodology.
* **Central Assistance Release:**
* Central Assistance is released to States/UTs in three installments (40%, 40%, and 20%).
* Release of Central Assistance is contingent on compliance requirements from States/UTs.
* These include: submission of Utilisation Certificates (UCs), Aadhaar seeding of beneficiaries, Action Taken Report (ATR), Geo-tagging of progress, and registration of Affordable Housing in Partnership (AHP) / In-Situ Slum Redevelopment (ISSR) projects.
* Installments are released based on compliance with PMAY-U guidelines.
* **Project Status in Karnataka:**
* A total of 5.77 lakh houses involving Central Assistance of ₹9,697 crore have been sanctioned under PMAY-U for Karnataka.
* ₹7,379 crore of Central Assistance has been released to the State of Karnataka based on compliance submissions.
* District-wise details of sanctioned houses and released Central Assistance, including Ballari constituency, are provided in the Annexure.
* **Monitoring and Review:**
* The Ministry conducts regular reviews with States/UTs on scheme progress.
* This includes timely submission of compliances for subsequent release of Central Assistance.
* Reviews ensure proper utilization of funds and completion of sanctioned houses within the stipulated timeline.
**Impact Analysis**
**Stakeholder: States/UTs**
* **Impact:** Accountable for submitting compliance reports, monitoring project progress, and ensuring fund utilization.
* **Action Required:** Timely submission of Utilisation Certificates (UCs), Action Taken Reports (ATRs), Geo-tagging of progress, Aadhaar seeding of beneficiaries, Registration of Affordable Housing in Partnership (AHP), and In-Situ Slum Redevelopment (ISSR) projects.
**Stakeholder: Beneficiaries**
* **Impact:** Continued assistance to complete sanctioned houses within the extended scheme period.
* **Action Required:** Provide necessary documentation for Aadhaar seeding and cooperate with Geo-tagging of construction progress.
**Stakeholder: Ministry of Housing and Urban Affairs (MoHUA)**
* **Impact:** Responsible for the implementation, monitoring, and timely release of funds under the PMAY-U scheme.
* **Action Required:** Continue regular reviews with States/UTs, expedite release of pending payments, and ensure compliance with scheme guidelines.
Key Entities Referenced
Pradhan Mantri Awas Yojana – Urban (PMAY-U): A scheme implemented by the Ministry of Housing and Urban Affairs to provide pucca houses with basic civic amenities to eligible urban beneficiaries. The document discusses progress on the scheme in Karnataka.
Ministry of Housing and Urban Affairs (MoHUA): The ministry responsible for implementing the Pradhan Mantri Awas Yojana - Urban (PMAY-U) scheme.
Karnataka: Indian state where incomplete houses under PMAY-U are being discussed, with data on sanctioned and released central assistance.
Real Estate (Regulation and Development) Act, 2016 (RERA): Law under which projects must be registered for installments to be released under PMAY-U.
GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO. 2067
TO BE ANSWERED ON DECEMBER 11, 2025
INCOMPLETE HOUSES UNDER PMAY-U
NO. 2067. SHRI E TUKARAM:
Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state:
(a) whether the Government is aware that a large number of beneficiaries under
the Pradhan Mantri Awas Yojana – Urban (PMAY-U) have not received their full
instalments, leading to incomplete houses across several districts of
Karnataka including Ballari;
(b) if so, the details of total number of houses sanctioned, Central Assistance
released and pending funds so far under PMAY-U in Karnataka, district-wise
including Ballari constituency;
(c) whether the Government has taken steps to expedite the release of pending
payments and ensure timely completion of sanctioned houses and if so, the
details thereof; and
(d) if not, the reasons therefor and the timeline fixed for full disbursement and
project completion?
THE MINISTER OF STATE IN THE
MINISTRY OF HOUSING AND URBAN AFFAIRS
(SHRI TOKHAN SAHU)
(a) to (d): Ministry of Housing and Urban Affairs (MoHUA) has been
implementing Pradhan Mantri Awas Yojana - Urban (PMAY-U) since 25.06.2015
to provide all weather pucca houses with basic civic amenities to eligible
urban beneficiaries across the country. The scheme period, which was earlier
up to 31.03.2022, has further been extended up to 31.12.2025 to complete
sanctioned houses without changing the funding pattern and implementation
methodology.
As per the Scheme guidelines of PMAY-U, Central Assistance is released to
States/ UTs in three instalments of 40%, 40% and 20%. The release of Central
Assistance is incumbent upon fulfilment of mandatory compliances by the
concerned States/ UTs viz. submission of Utilisation Certificates (UCs),
Aadhaar seeding of beneficiaries, Action Taken Report (ATR) on the
recommendations of Third-Party Quality Monitoring Agencies (TPQMA), Geo-
tagging of progress of construction stages of houses/projects, registration of
Affordable Housing in Partnership (AHP)/ In-Situ Slum Redevelopment (ISSR)
…2/--2-
projects under Real Estate (Regulation and Development) Act, 2016 (RERA),
etc. and other instructions issued by Ministry of Finance. Due installments are
released to States/UTs based on compliance as per PMAY-U guidelines.
Based on proposals received, a total of 5.77 lakh houses, involving Central
Assistance of ₹ 9,697 crore have been sanctioned under PMAY-U for the State
of Karnataka. Based on the compliances submitted by State Government of
Karnataka, a total of ₹7,379 crore of Central Assistance has been released to
the State, so far. District-wise details of houses sanctioned along with Central
Assistance approved, released so far including those in Ballari constituency of
Karnataka is at Annexure.
The Ministry conducts regular review with the States/UTs on progress of the
scheme including timely submission of compliances by States/UTs for
subsequent release of Central Assistance and its utilization for completion of
the sanctioned houses within the stipulated timeline.
*****Annexure referred in reply to LSUQ No. 2067 due for 11.12.2025
Including Ballari Constituency, District-wise details of houses sanctioned along with
Central Assistance approved, released and pending for release in the State of
Karnataka under PMAY-U
Central Central
Sr. Houses Assistance Assistance
District
No. sanctioned (Nos) Sanctioned (₹ in Released
crore) (₹ in crore)
1 Bagalkote 18,319 285.26 224.15
2 Ballari* 22,072 341.04 229.60
3 Belagavi 41,547 675.22 450.05
4 Bengaluru Rural 6,879 112.86 85.25
5 Bengaluru Urban 1,42,471 2,580.07 2,251.18
6 Bidar 13,081 202.87 133.66
7 Chamarajanagar 4,745 73.71 64.73
8 Chikkaballapura 6,008 92.00 61.70
9 Chikkamagaluru 6,258 99.22 79.16
10 Chitradurga 16,480 283.89 199.72
11 Dakshina Kannada 9,377 177.08 162.95
12 Davanagere 12,699 225.44 169.66
13 Dharwad 22,662 399.71 293.03
14 Gadag 15,529 240.79 205.86
15 Hassan 9,107 150.29 112.62
16 Haveri 14,542 227.88 160.57
17 Kalaburagi 27,567 474.79 373.72
18 Kodagu 773 12.20 10.41
19 Kolar 7,876 136.67 101.43
20 Koppal 9,771 152.15 118.95
21 Mandya 5,837 116.12 86.79
22 Mysuru 26,300 435.25 302.64
23 Raichur 21,301 334.25 202.17
24 Ramanagara 11,654 177.12 134.40
25 Shivamogga 17,778 285.48 198.04
26 Tumakuru 15,980 307.77 214.73
27 Udupi 4,613 84.90 69.81
28 Uttara Kannada 12,257 187.96 94.87
29 Vijayanagara* 13,168 204.55 140.09
30 Vijayapura 30,132 463.64 314.31
31 Yadgir 10,175 156.75 133.22
Total 5,76,956 9,696.89 7,379.43