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GOVERNMENT OF INDIA
MINISTRY OF FINANCE
DEPARTMENT OF FINANCIAL SERVICES
LOK SABHA
UNSTARRED QUESTION No. 214
ANSWERED ON MONDAY, 1st DECEMBER, 2025/AGRAHAYANA 10, 1947 (SAKA)
Jan Suraksha Schemes
214. SHRI SACHITHANANTHAM R:
SHRI BIPLAB KUMAR DEB:
Will the Minister of Finance be pleased to state:
(a) the total number of beneficiaries enrolled under each of the three Jan Suraksha Schemes–
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana
(PMSBY), and Atal Pension Yojana (APY) – gender-wise and PMJDY account-wise, State-
wise;
(b) the total number of claims settled and the total amount disbursed under PMJJBY and
PMSBY during the ten-year period since their inception;
(c) the total number of beneficiaries enrolled under PMJJBY, PMSBY and APY specifically in
the State of Tripura, district-wise and gender-wise; and
(d) the specific steps taken by the Government to improve enrolment, awareness and
continued participation in Tripura, particularly among women, SC/ST communities and PMJDY
account- holders?
ANSWER
MINISTER OF STATE IN THE MINISTRY OF FINANCE
(SHRI PANKAJ CHAUDHARY)
(a): The total number of beneficiaries enrolled under Pradhan Mantri Jeevan Jyoti Bima Yojana
(PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY)
gender-wise and Pradhan Mantri Jan Dhan Yojana (PMJDY) account-wise, State-wise is given
in Annexure-I, II, III.
(b): The total number of claims settled and the amount disbursed under PMJJBY and PMSBY
during ten-year period since inception is given in Annexure-IV.
(c): The total number of beneficiaries enrolled under PMJJBY, PMSBY and APY, district-wise
and gender-wise specifically in the State of Tripura, is given in Annexure- V,VI,VII.
(d): The details of steps taken to increase awareness, improve enrolment and reduce drop-out
rates under Jan Suraksha Schemes are as under:
i. In order to increase coverage under PMJJBY, PMSBY, regular campaigns were held at grass
root level with active participation of banks and local administration.
ii. Recently, a 4-month “Financial Inclusion Saturation Campaign” was launched across the
country in 2.70 lakh gram panchayats and Urban Local Bodies (ULBs) from 01.07.2025 to
31.10.2025. To achieve saturation in PMJJBY and PMSBY, camps were organized at grampanchayat level and ULBs by Banks, providing residents with direct access to information and
assistance for enrolling in the scheme. The initiative was aimed to raise awareness and improve
participation, helping to bridge gaps in rural areas including enrolments on the spot. During the
4-month campaign period, 1,175 camps were held in 1,241-gram panchayats of the Tripura
state.
iii. The State Level Bankers' Committees (SLBCs) / Union Territory Level Bankers' Committees
(UTLBCs) play a crucial role by coordinating efforts among Banks, Government agencies, Lead
District Managers, Financial Institutions, Insurance companies, and other stakeholders to
increase coverage under PMJJBY and PMSBY at the state level.
iv. The Centre for Financial Literacy (CFL) Project has been initiated by the Reserve Bank of
India since 2017 with an objective to adopt community-led innovative and participatory
approaches to financial literacy. As on March 31, 2025, a total of 2,421 CFLs have been set up
across the country with one CFL covering three blocks on an average
v. A strong network of about 16 lakh Banking Correspondents (BCs), representing the last mile
connect in the Banking Services delivery system, is also enrolling eligible people under these
social security schemes.
vi. Allocation of targets to all banks under each social security scheme and periodic review of
performance of banks is done on regular intervals and corrective steps are taken if required.
vii. A Jansuraksha Portal has been introduced for providing affordable universal access to social
security protection through end-to-end digitized journeys and empowering beneficiaries through
seamless enrolment and claim remittance for PMJJBY and PMSBY. All 12 Public Sector Banks
and 28 Regional Rural Banks and 11 insurers have been onboarded on the portal. Further in
order to increase the awareness of social security schemes, the Jansuraksha portal
(www.jansuraksha.gov.in) hosts all relevant material/ information including forms, rules,
frequently asked questions (FAQs) etc. related to these schemes in English, Hindi and regional
languages.
*****Annexure I referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025
State-wise Gender-wise Cumulative Enrolments of PMJJBY as on 29.10.2025
PMJDY a/c
holders
enrolled
Others
Cumulative Cumulative Total under
Sl.No. State Name (Total)
Male (A) Female (B) (D=A+B+C) PMJJBY-
(C)
Cumulative
Enrolments
E [out of D]
Andaman
and Nicobar
1 Islands 51,706 43,034 263 95,003 8,106
Andhra
2 Pradesh 64,49,735 76,96,699 1,95,34,840 3,36,81,274 28,96,697
Arunachal
3 Pradesh 1,24,834 1,37,340 14,299 2,76,473 57,284
4 Assam 21,20,423 33,46,186 1,55,521 56,22,130 24,67,879
5 Bihar 59,91,221 1,05,46,864 25,57,854 1,90,95,939 75,54,877
6 Chandigarh 98,840 63,954 1,776 1,64,570 33,426
7 Chhattisgarh 28,18,810 40,86,404 14,64,070 83,69,284 32,80,828
The Dadra
And Nagar
Haveli And
Daman And
Diu
8 1,08,849 48,292 1,414 1,58,555 34,395
9 Delhi 13,93,250 11,91,559 26,289 26,11,098 7,88,788
10 Goa 2,06,741 1,71,755 1,830 3,80,326 50,438
11 Gujarat 56,14,934 41,54,209 3,61,036 1,01,30,179 29,32,136
12 Haryana 27,31,527 23,04,266 1,97,160 52,32,953 14,37,597
Himachal
13 Pradesh 6,85,052 5,79,790 76,356 13,41,198 2,92,231
Jammu and
14 Kashmir 6,70,879 3,90,989 1,38,358 12,00,226 2,00,592
15 Jharkhand 30,07,634 46,93,306 7,86,407 84,87,347 38,45,573
16 Karnataka 58,61,550 65,51,348 38,73,194 1,62,86,092 30,78,198
17 Kerala 14,34,122 16,84,107 13,19,789 44,38,018 6,04,324
18 Ladakh 28,069 12,430 925 41,424 3,168
19 Lakshadweep 4,017 2,646 125 6,788 1,493
Madhya
20 Pradesh 69,61,654 85,17,965 4,40,840 1,59,20,459 64,43,607
21 Maharashtra 87,56,220 91,34,665 3,86,971 1,82,77,856 65,76,339
22 Manipur 1,30,363 1,91,770 99,650 4,21,783 99,14023 Meghalaya 2,29,316 3,67,084 15,880 6,12,280 2,17,796
24 Mizoram 1,84,151 2,04,670 4,812 3,93,633 81,163
25 Nagaland 1,12,951 1,26,781 4,222 2,43,954 58,092
26 Odisha 39,40,717 60,59,466 15,88,648 1,15,88,831 36,97,456
Puducherry
27 UT 1,11,313 1,44,531 21,429 2,77,273 39,140
28 Punjab 27,26,962 22,98,259 55,710 50,80,931 8,75,962
29 Rajasthan 61,86,505 66,01,091 19,76,559 1,47,64,155 55,31,489
30 Sikkim 80,357 77,413 2,843 1,60,613 14,746
31 Tamil Nadu 44,13,272 67,47,190 3,80,450 1,15,40,912 21,87,312
32 Telangana 39,71,632 48,62,187 1,12,537 89,46,356 15,05,564
33 Tripura 2,84,407 3,04,547 15,116 6,04,070 1,99,026
34 Uttar Pradesh 1,40,91,768 1,40,88,441 34,16,120 3,15,96,329 1,14,14,504
35 Uttarakhand 9,32,086 8,61,513 50,533 18,44,132 4,60,780
36 West Bengal 59,50,282 85,35,108 2,08,163 1,46,93,553 61,73,293
Country Total 9,84,66,149 11,68,27,859 3,92,91,989 25,45,85,997 7,51,43,439
Source: Banks for Universal Schemes and Insurance Companies for Converged
Schemes.
*Others includes enrolments of Converged Schemes, Rural Cooperative Banks
(RCB) and urban Cooperative Banks (UCB) for which gender wise bifurcation is not
available.Annexure II referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025
State-wise Gender-wise Cumulative Enrolments of PMSBY as on 29.10.2025
PMJDY a/c
holders
enrolled
Others
Cumulative Cumulative Total under
Sl.No. State Name (Total)
Male (A) Female (B) (D=A+B+C) PMSBY-
(C)
Cumulative
Enrolments
E [out of D]
Andaman
and Nicobar
1 Islands 96,034 74,252 15,539 1,85,825 24,277
Andhra
2 Pradesh 1,45,04,917 1,59,81,277 2,60,27,856 5,65,14,050 57,47,607
Arunachal
3 Pradesh 2,42,397 2,48,704 1,780 4,92,881 1,18,327
4 Assam 61,33,934 78,32,355 1,68,744 1,41,35,033 73,89,165
5 Bihar 1,56,99,637 2,10,73,135 3,86,676 3,71,59,448 1,72,30,134
6 Chandigarh 2,90,466 1,95,829 2,394 4,88,689 95,973
7 Chhattisgarh 70,39,242 81,39,936 18,71,114 1,70,50,292 67,56,527
The Dadra
And Nagar
Haveli And
Daman And
8 Diu 2,02,068 84,401 9,790 2,96,259 61,613
9 Delhi 38,21,568 30,42,528 11,079 68,75,175 18,91,996
10 Goa 4,45,162 3,54,247 12,473 8,11,882 93,865
11 Gujarat 1,21,25,220 86,08,816 7,11,526 2,14,45,562 63,07,628
12 Haryana 68,99,683 52,87,611 33,851 1,22,21,145 34,58,860
Himachal
13 Pradesh 18,50,768 14,31,527 40,582 33,22,877 8,01,670
Jammu and
14 Kashmir 16,61,294 10,31,234 33,952 27,26,480 5,54,135
15 Jharkhand 69,31,740 85,22,299 1,55,500 1,56,09,539 72,95,784
16 Karnataka 1,23,99,238 1,26,57,866 2,57,475 2,53,14,579 59,14,630
17 Kerala 54,92,605 61,42,839 2,87,720 1,19,23,164 21,00,786
18 Ladakh 53,819 27,437 173 81,429 5,903
19 Lakshadweep 10,281 7,781 12,382 30,444 3,713
Madhya
20 Pradesh 1,81,80,450 1,82,62,023 9,38,887 3,73,81,360 1,58,96,266
21 Maharashtra 2,07,20,055 1,91,46,847 8,01,776 4,06,68,678 1,37,84,149
22 Manipur 2,89,836 3,90,730 2,255 6,82,821 2,33,464
23 Meghalaya 4,61,990 6,07,669 676 10,70,335 3,88,136
24 Mizoram 2,85,046 2,97,148 3,165 5,85,359 1,20,011
25 Nagaland 2,57,268 2,83,629 557 5,41,454 1,34,867
26 Odisha 1,07,33,470 1,26,61,549 11,93,175 2,45,88,194 85,89,993
Puducherry
27 UT 2,63,339 2,99,046 55,892 6,18,277 75,35628 Punjab 77,20,620 63,30,222 1,03,711 1,41,54,553 28,95,209
29 Rajasthan 1,47,19,689 1,40,10,558 3,29,931 2,90,60,178 1,30,46,004
30 Sikkim 1,59,353 1,38,903 1,439 2,99,695 29,948
31 Tamil Nadu 1,14,18,060 1,55,09,900 7,10,964 2,76,38,924 50,60,503
32 Telangana 88,80,281 94,45,194 4,83,356 1,88,08,831 31,97,902
33 Tripura 7,88,751 6,68,689 3,349 14,60,789 4,68,345
34 Uttar Pradesh 4,11,13,901 3,62,74,556 34,72,939 8,08,61,396 3,24,63,807
35 Uttarakhand 29,86,507 24,58,311 35,845 54,80,663 15,14,232
36 West Bengal 1,62,75,094 2,02,25,257 1,66,886 3,66,67,237 1,76,23,532
Country Total 25,11,53,783 25,77,54,305 3,83,45,409 54,72,53,497 18,13,74,317
Source: Banks for Universal Schemes and Insurance Companies for Converged
Schemes.
*Others includes enrolments of Converged Schemes, Rural Cooperative Banks (RCB) and
urban Cooperative Banks (UCB) for which gender wise bifurcation is not available.Annexure III referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025
Gender-Wise State-Wise Data for APY as on 31.10.2025
State/ Union Cumulative Cumulative Cumulative Total
Territory Female (A) Male (B) Transgender (C) subscribers
(D=A+B+C)
Andaman &
Nicobar Islands 6,235 8,495 10 14,740
Andhra Pradesh
25,41,999 16,04,028 2,267 41,48,294
Arunachal
Pradesh 19,066 20,354 12 39,432
Assam
11,56,254 8,48,974 437 20,05,665
Bihar
42,07,233 31,36,344 903 73,44,480
Chandigarh
30,842 51,484 54 82,380
Chhattisgarh
8,23,492 7,65,779 284 15,89,555
Dadra and Nagar
Haveli & Daman
7,657 35,657 10 43,324
and Diu
Delhi
3,83,417 6,01,388 546 9,85,351
Goa
45,460 69,951 63 1,15,474
Gujarat
9,32,638 20,18,137 845 29,51,620
Haryana
7,14,805 11,44,992 580 18,60,377
Himachal
Pradesh 2,40,541 3,71,094 94 6,11,729
Jammu and
Kashmir 88,639 1,80,934 139 2,69,712
Jharkhand
14,37,218 10,54,943 411 24,92,572
Karnataka
22,32,536 25,11,762 1,327 47,45,625
Kerala
8,75,883 7,48,585 495 16,24,963
Ladakh
2,543 4,531 12 7,086
Lakshadweep
1,311 2,165 6 3,482
Madhya Pradesh
24,20,072 24,90,653 1,352 49,12,077
Maharashtra
37,34,109 43,05,928 2,365 80,42,402
Manipur
39,220 34,809 62 74,091
45,831 38,776 9 84,616
MeghalayaMizoram
17,698 15,652 6 33,356
21,072 21,867 8 42,947
Nagaland
Odisha
17,18,688 14,00,711 867 31,20,266
Puducherry
61,978 47,194 66 1,09,238
Punjab
9,84,644 14,48,524 634 24,33,802
Rajasthan
16,32,730 27,20,575 729 43,54,034
Sikkim
21,654 24,478 28 46,160
Tamil Nadu
31,02,253 23,25,223 3,128 54,30,604
Telangana
13,74,051 12,43,428 1,410 26,18,889
Tripura
1,66,574 1,40,473 27 3,07,074
Uttar Pradesh
53,45,111 81,91,371 3,935 1,35,40,417
Uttarakhand
3,45,816 5,45,139 247 8,91,202
West Bengal
36,61,865 27,73,396 1,441 64,36,702
Total
4,04,41,135 4,29,47,794 24,809 8,34,13,738
Data Source:- Protean CRA
Note: PMJDY wise account details not maintained with PFRDAAnnexure IV referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025
Claims Data as on 29.10.2025
Cumulative No. of Claims Cumulative Claim Amount
Name of The Scheme
disbursed disbursed (In Cr.)
PMJJBY 9,91,785 19,835.70
PMSBY 1,68,429 3,345.10
Source: Banks and Insurance CompaniesAnnexure- V referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025
Gender wise Distribution of Cumulative Enrolments of Districts of Tripura for PMJJBY as
on 29.10.2025
PMJJBY
Districts Cumulative
Sl. of Tripura Cumulative Cumulative Cumulative Converged Enrolments
No State Male(A) Female(B) Transgender(C) Schemes(D) (A)+(B)+(C)+(D)
1 Dhalai 29,515 31,735 19 0 61,269
2 Gomati 31,334 32,530 38 0 63,902
3 Khowai 21,468 22,542 16 0 44,026
North
4 Tripura 28,356 32,382 51 0 60,789
5 Sepahijala 23,375 26,320 18 0 49,713
South
6 Tripura 45,960 52,934 37 0 98,931
7 Unakoti 20,415 26,727 21 0 47,163
West
8 Tripura 83,984 79,377 110 0 1,63,471
District Total 2,84,407 3,04,547 310 0 5,89,264
Converged
Schemes
Total 0 0 0 14,806 14,806
Tripura State
Total 2,84,407 3,04,547 310 14,806 6,04,070
Source: Banks for Universal Schemes and Insurance Companies for Converged Schemes.
Note: 1. Gender wise distribution is not available for Converged Schemes.
2. District wise distribution is not available for Converged Schemes of PMJJBY.Annexure- VI referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025
Gender wise Distribution of Cumulative Enrolments of Districts of Tripura for PMSBY as
on 29.10.2025
PMSBY
Districts Cumulative
Sl. of Tripura Cumulative Cumulative Cumulative Converged Enrolments
No State Male(A) Female(B) Transgender(C) Schemes(D) (A)+(B)+(C)+(D)
1 Dhalai 71,508 71,324 25 281 1,43,138
2 Gomati 75,374 69,845 83 236 1,45,538
3 Khowai 54,259 49,757 59 186 1,04,261
North
4 Tripura 68,787 69,729 93 643 1,39,252
5 Sepahijala 59,741 54,600 25 191 1,14,557
South
6 Tripura 1,10,825 1,04,418 125 403 2,15,771
7 Unakoti 56,956 57,093 37 192 1,14,278
West
8 Tripura 2,91,301 1,91,923 302 468 4,83,994
District Total 7,88,751 6,68,689 749 0 14,58,189
Converged
Schemes
Total 0 0 0 2,600 2,600
Tripura State
Total 7,88,751 6,68,689 749 2,600 14,60,789
Source: Banks for Universal Schemes and Insurance Companies for Converged Schemes.
Note: 1. Gender wise distribution is not available for Converged Schemes.Annexure- VII referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025
Gross enrolment under APY (District-wise and Gender-wise) for State of Tripura as on
31st October 2025
Sl. Districts of Cumulative Cumulative Cumulative PRAN Count
No. Tripura State Male(A) Female(B) Transgender(C) (A)+(B)+(C)
1 West Tripura 29,643 35,267 8 64,918
2 South Tripura 21,617 27,629 5 49,251
3 Gomati 20,953 23,958 10 44,921
4 Sepahijala 16,897 19,470 - 36,367
5 North Tripura 15,998 19,946 2 35,946
6 Khowai 14,219 14,164 1 28,384
7 Dhalai 10,993 13,577 - 24,570
8 Unakoti 10,153 12,563 1 22,717
Tripura State Total 1,40,473 1,66,574 27 3,07,074