Parliament Question: Jan Suraksha Schemes

GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF FINANCIAL SERVICES LOK SABHA UNSTARRED QUESTION No. 214 ANSWERED ON MONDAY, 1st DECEMBER, 2025/AGRAHAYANA 10, 1947 (SAKA) Jan Suraksha Schemes

214. SHRI SACHITHANANTHAM R:

SHRI BIPLAB KUMAR DEB:

Will the Minister of Finance be pleased to state:

(a) the total number of beneficiaries enrolled under each of the three Jan Suraksha Schemes– Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana

(PMSBY), and Atal Pension Yojana (APY) – gender-wise and PMJDY account-wise, State- wise;

(b) the total number of claims settled and the total amount disbursed under PMJJBY and PMSBY during the ten-year period since their inception;

(c) the total number of beneficiaries enrolled under PMJJBY, PMSBY and APY specifically in the State of Tripura, district-wise and gender-wise; and

(d) the specific steps taken by the Government to improve enrolment, awareness and continued participation in Tripura, particularly among women, SC/ST communities and PMJDY account- holders? ANSWER MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI PANKAJ CHAUDHARY)

(a): The total number of beneficiaries enrolled under Pradhan Mantri Jeevan Jyoti Bima Yojana

(PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY) gender-wise and Pradhan Mantri Jan Dhan Yojana (PMJDY) account-wise, State-wise is given in Annexure-I, II, III.

(b): The total number of claims settled and the amount disbursed under PMJJBY and PMSBY during ten-year period since inception is given in Annexure-IV.

(c): The total number of beneficiaries enrolled under PMJJBY, PMSBY and APY, district-wise and gender-wise specifically in the State of Tripura, is given in Annexure- V,VI,VII.

(d): The details of steps taken to increase awareness, improve enrolment and reduce drop-out

rates under Jan Suraksha Schemes are as under: i. In order to increase coverage under PMJJBY, PMSBY, regular campaigns were held at grass root level with active participation of banks and local administration.

ii. Recently, a 4-month “Financial Inclusion Saturation Campaign” was launched across the country in 2.70 lakh gram panchayats and Urban Local Bodies (ULBs) from 01.07.2025 to

31.10.2025. To achieve saturation in PMJJBY and PMSBY, camps were organized at grampanchayat level and ULBs by Banks, providing residents with direct access to information and assistance for enrolling in the scheme. The initiative was aimed to raise awareness and improve participation, helping to bridge gaps in rural areas including enrolments on the spot. During the 4-month campaign period, 1,175 camps were held in 1,241-gram panchayats of the Tripura state.

iii. The State Level Bankers' Committees (SLBCs) / Union Territory Level Bankers' Committees

(UTLBCs) play a crucial role by coordinating efforts among Banks, Government agencies, Lead District Managers, Financial Institutions, Insurance companies, and other stakeholders to increase coverage under PMJJBY and PMSBY at the state level.

iv. The Centre for Financial Literacy (CFL) Project has been initiated by the Reserve Bank of India since 2017 with an objective to adopt community-led innovative and participatory approaches to financial literacy. As on March 31, 2025, a total of 2,421 CFLs have been set up across the country with one CFL covering three blocks on an average v. A strong network of about 16 lakh Banking Correspondents (BCs), representing the last mile connect in the Banking Services delivery system, is also enrolling eligible people under these social security schemes.

vi. Allocation of targets to all banks under each social security scheme and periodic review of performance of banks is done on regular intervals and corrective steps are taken if required. vii. A Jansuraksha Portal has been introduced for providing affordable universal access to social security protection through end-to-end digitized journeys and empowering beneficiaries through seamless enrolment and claim remittance for PMJJBY and PMSBY. All 12 Public Sector Banks and 28 Regional Rural Banks and 11 insurers have been onboarded on the portal. Further in

order to increase the awareness of social security schemes, the Jansuraksha portal (www.jansuraksha.gov.in) hosts all relevant material/ information including forms, rules, frequently asked questions (FAQs) etc. related to these schemes in English, Hindi and regional languages.

*****Annexure I referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025 State-wise Gender-wise Cumulative Enrolments of PMJJBY as on 29.10.2025 PMJDY a/c holders enrolled Others Cumulative Cumulative Total under Sl.No. State Name (Total) Male (A) Female (B) (D=A+B+C) PMJJBY-

(C) Cumulative Enrolments E [out of D] Andaman and Nicobar 1 Islands 51,706 43,034 263 95,003 8,106 Andhra 2 Pradesh 64,49,735 76,96,699 1,95,34,840 3,36,81,274 28,96,697 Arunachal 3 Pradesh 1,24,834 1,37,340 14,299 2,76,473 57,284 4 Assam 21,20,423 33,46,186 1,55,521 56,22,130 24,67,879 5 Bihar 59,91,221 1,05,46,864 25,57,854 1,90,95,939 75,54,877 6 Chandigarh 98,840 63,954 1,776 1,64,570 33,426 7 Chhattisgarh 28,18,810 40,86,404 14,64,070 83,69,284 32,80,828 The Dadra And Nagar Haveli And Daman And Diu 8 1,08,849 48,292 1,414 1,58,555 34,395 9 Delhi 13,93,250 11,91,559 26,289 26,11,098 7,88,788 10 Goa 2,06,741 1,71,755 1,830 3,80,326 50,438 11 Gujarat 56,14,934 41,54,209 3,61,036 1,01,30,179 29,32,136 12 Haryana 27,31,527 23,04,266 1,97,160 52,32,953 14,37,597 Himachal 13 Pradesh 6,85,052 5,79,790 76,356 13,41,198 2,92,231 Jammu and 14 Kashmir 6,70,879 3,90,989 1,38,358 12,00,226 2,00,592 15 Jharkhand 30,07,634 46,93,306 7,86,407 84,87,347 38,45,573 16 Karnataka 58,61,550 65,51,348 38,73,194 1,62,86,092 30,78,198 17 Kerala 14,34,122 16,84,107 13,19,789 44,38,018 6,04,324 18 Ladakh 28,069 12,430 925 41,424 3,168 19 Lakshadweep 4,017 2,646 125 6,788 1,493 Madhya 20 Pradesh 69,61,654 85,17,965 4,40,840 1,59,20,459 64,43,607 21 Maharashtra 87,56,220 91,34,665 3,86,971 1,82,77,856 65,76,339 22 Manipur 1,30,363 1,91,770 99,650 4,21,783 99,14023 Meghalaya 2,29,316 3,67,084 15,880 6,12,280 2,17,796 24 Mizoram 1,84,151 2,04,670 4,812 3,93,633 81,163 25 Nagaland 1,12,951 1,26,781 4,222 2,43,954 58,092 26 Odisha 39,40,717 60,59,466 15,88,648 1,15,88,831 36,97,456 Puducherry 27 UT 1,11,313 1,44,531 21,429 2,77,273 39,140 28 Punjab 27,26,962 22,98,259 55,710 50,80,931 8,75,962 29 Rajasthan 61,86,505 66,01,091 19,76,559 1,47,64,155 55,31,489 30 Sikkim 80,357 77,413 2,843 1,60,613 14,746 31 Tamil Nadu 44,13,272 67,47,190 3,80,450 1,15,40,912 21,87,312 32 Telangana 39,71,632 48,62,187 1,12,537 89,46,356 15,05,564 33 Tripura 2,84,407 3,04,547 15,116 6,04,070 1,99,026 34 Uttar Pradesh 1,40,91,768 1,40,88,441 34,16,120 3,15,96,329 1,14,14,504 35 Uttarakhand 9,32,086 8,61,513 50,533 18,44,132 4,60,780 36 West Bengal 59,50,282 85,35,108 2,08,163 1,46,93,553 61,73,293 Country Total 9,84,66,149 11,68,27,859 3,92,91,989 25,45,85,997 7,51,43,439

Source: Banks for Universal Schemes and Insurance Companies for Converged Schemes. *Others includes enrolments of Converged Schemes, Rural Cooperative Banks

(RCB) and urban Cooperative Banks (UCB) for which gender wise bifurcation is not available.Annexure II referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025 State-wise Gender-wise Cumulative Enrolments of PMSBY as on 29.10.2025 PMJDY a/c holders enrolled Others Cumulative Cumulative Total under Sl.No. State Name (Total) Male (A) Female (B) (D=A+B+C) PMSBY-

(C) Cumulative Enrolments E [out of D] Andaman and Nicobar 1 Islands 96,034 74,252 15,539 1,85,825 24,277 Andhra 2 Pradesh 1,45,04,917 1,59,81,277 2,60,27,856 5,65,14,050 57,47,607 Arunachal 3 Pradesh 2,42,397 2,48,704 1,780 4,92,881 1,18,327 4 Assam 61,33,934 78,32,355 1,68,744 1,41,35,033 73,89,165 5 Bihar 1,56,99,637 2,10,73,135 3,86,676 3,71,59,448 1,72,30,134 6 Chandigarh 2,90,466 1,95,829 2,394 4,88,689 95,973 7 Chhattisgarh 70,39,242 81,39,936 18,71,114 1,70,50,292 67,56,527 The Dadra And Nagar Haveli And Daman And 8 Diu 2,02,068 84,401 9,790 2,96,259 61,613 9 Delhi 38,21,568 30,42,528 11,079 68,75,175 18,91,996 10 Goa 4,45,162 3,54,247 12,473 8,11,882 93,865 11 Gujarat 1,21,25,220 86,08,816 7,11,526 2,14,45,562 63,07,628 12 Haryana 68,99,683 52,87,611 33,851 1,22,21,145 34,58,860 Himachal 13 Pradesh 18,50,768 14,31,527 40,582 33,22,877 8,01,670 Jammu and 14 Kashmir 16,61,294 10,31,234 33,952 27,26,480 5,54,135 15 Jharkhand 69,31,740 85,22,299 1,55,500 1,56,09,539 72,95,784 16 Karnataka 1,23,99,238 1,26,57,866 2,57,475 2,53,14,579 59,14,630 17 Kerala 54,92,605 61,42,839 2,87,720 1,19,23,164 21,00,786 18 Ladakh 53,819 27,437 173 81,429 5,903 19 Lakshadweep 10,281 7,781 12,382 30,444 3,713 Madhya 20 Pradesh 1,81,80,450 1,82,62,023 9,38,887 3,73,81,360 1,58,96,266 21 Maharashtra 2,07,20,055 1,91,46,847 8,01,776 4,06,68,678 1,37,84,149 22 Manipur 2,89,836 3,90,730 2,255 6,82,821 2,33,464 23 Meghalaya 4,61,990 6,07,669 676 10,70,335 3,88,136 24 Mizoram 2,85,046 2,97,148 3,165 5,85,359 1,20,011 25 Nagaland 2,57,268 2,83,629 557 5,41,454 1,34,867 26 Odisha 1,07,33,470 1,26,61,549 11,93,175 2,45,88,194 85,89,993 Puducherry 27 UT 2,63,339 2,99,046 55,892 6,18,277 75,35628 Punjab 77,20,620 63,30,222 1,03,711 1,41,54,553 28,95,209 29 Rajasthan 1,47,19,689 1,40,10,558 3,29,931 2,90,60,178 1,30,46,004 30 Sikkim 1,59,353 1,38,903 1,439 2,99,695 29,948 31 Tamil Nadu 1,14,18,060 1,55,09,900 7,10,964 2,76,38,924 50,60,503 32 Telangana 88,80,281 94,45,194 4,83,356 1,88,08,831 31,97,902 33 Tripura 7,88,751 6,68,689 3,349 14,60,789 4,68,345 34 Uttar Pradesh 4,11,13,901 3,62,74,556 34,72,939 8,08,61,396 3,24,63,807 35 Uttarakhand 29,86,507 24,58,311 35,845 54,80,663 15,14,232 36 West Bengal 1,62,75,094 2,02,25,257 1,66,886 3,66,67,237 1,76,23,532 Country Total 25,11,53,783 25,77,54,305 3,83,45,409 54,72,53,497 18,13,74,317

Source: Banks for Universal Schemes and Insurance Companies for Converged Schemes. *Others includes enrolments of Converged Schemes, Rural Cooperative Banks (RCB) and urban Cooperative Banks (UCB) for which gender wise bifurcation is not available.Annexure III referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025 Gender-Wise State-Wise Data for APY as on 31.10.2025 State/ Union Cumulative Cumulative Cumulative Total Territory Female (A) Male (B) Transgender (C) subscribers (D=A+B+C) Andaman & Nicobar Islands 6,235 8,495 10 14,740 Andhra Pradesh 25,41,999 16,04,028 2,267 41,48,294 Arunachal Pradesh 19,066 20,354 12 39,432 Assam 11,56,254 8,48,974 437 20,05,665 Bihar 42,07,233 31,36,344 903 73,44,480 Chandigarh 30,842 51,484 54 82,380 Chhattisgarh 8,23,492 7,65,779 284 15,89,555 Dadra and Nagar Haveli & Daman 7,657 35,657 10 43,324 and Diu Delhi 3,83,417 6,01,388 546 9,85,351 Goa 45,460 69,951 63 1,15,474 Gujarat 9,32,638 20,18,137 845 29,51,620 Haryana 7,14,805 11,44,992 580 18,60,377 Himachal Pradesh 2,40,541 3,71,094 94 6,11,729 Jammu and Kashmir 88,639 1,80,934 139 2,69,712 Jharkhand 14,37,218 10,54,943 411 24,92,572 Karnataka 22,32,536 25,11,762 1,327 47,45,625 Kerala 8,75,883 7,48,585 495 16,24,963 Ladakh 2,543 4,531 12 7,086 Lakshadweep 1,311 2,165 6 3,482 Madhya Pradesh 24,20,072 24,90,653 1,352 49,12,077 Maharashtra 37,34,109 43,05,928 2,365 80,42,402 Manipur 39,220 34,809 62 74,091 45,831 38,776 9 84,616 MeghalayaMizoram 17,698 15,652 6 33,356 21,072 21,867 8 42,947 Nagaland Odisha 17,18,688 14,00,711 867 31,20,266 Puducherry 61,978 47,194 66 1,09,238 Punjab 9,84,644 14,48,524 634 24,33,802 Rajasthan 16,32,730 27,20,575 729 43,54,034 Sikkim 21,654 24,478 28 46,160 Tamil Nadu 31,02,253 23,25,223 3,128 54,30,604 Telangana 13,74,051 12,43,428 1,410 26,18,889 Tripura 1,66,574 1,40,473 27 3,07,074 Uttar Pradesh 53,45,111 81,91,371 3,935 1,35,40,417 Uttarakhand 3,45,816 5,45,139 247 8,91,202 West Bengal 36,61,865 27,73,396 1,441 64,36,702 Total 4,04,41,135 4,29,47,794 24,809 8,34,13,738

Data Source:- Protean CRA

Note: PMJDY wise account details not maintained with PFRDAAnnexure IV referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025 Claims Data as on 29.10.2025 Cumulative No. of Claims Cumulative Claim Amount Name of The Scheme disbursed disbursed (In Cr.) PMJJBY 9,91,785 19,835.70 PMSBY 1,68,429 3,345.10

Source: Banks and Insurance CompaniesAnnexure- V referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025 Gender wise Distribution of Cumulative Enrolments of Districts of Tripura for PMJJBY as on 29.10.2025 PMJJBY Districts Cumulative Sl. of Tripura Cumulative Cumulative Cumulative Converged Enrolments No State Male(A) Female(B) Transgender(C) Schemes(D) (A)+(B)+(C)+(D) 1 Dhalai 29,515 31,735 19 0 61,269 2 Gomati 31,334 32,530 38 0 63,902 3 Khowai 21,468 22,542 16 0 44,026 North 4 Tripura 28,356 32,382 51 0 60,789 5 Sepahijala 23,375 26,320 18 0 49,713 South 6 Tripura 45,960 52,934 37 0 98,931 7 Unakoti 20,415 26,727 21 0 47,163 West 8 Tripura 83,984 79,377 110 0 1,63,471 District Total 2,84,407 3,04,547 310 0 5,89,264 Converged Schemes Total 0 0 0 14,806 14,806 Tripura State Total 2,84,407 3,04,547 310 14,806 6,04,070

Source: Banks for Universal Schemes and Insurance Companies for Converged Schemes.

Note: 1. Gender wise distribution is not available for Converged Schemes.

2. District wise distribution is not available for Converged Schemes of PMJJBY.Annexure- VI referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025 Gender wise Distribution of Cumulative Enrolments of Districts of Tripura for PMSBY as on 29.10.2025 PMSBY Districts Cumulative Sl. of Tripura Cumulative Cumulative Cumulative Converged Enrolments No State Male(A) Female(B) Transgender(C) Schemes(D) (A)+(B)+(C)+(D) 1 Dhalai 71,508 71,324 25 281 1,43,138 2 Gomati 75,374 69,845 83 236 1,45,538 3 Khowai 54,259 49,757 59 186 1,04,261 North 4 Tripura 68,787 69,729 93 643 1,39,252 5 Sepahijala 59,741 54,600 25 191 1,14,557 South 6 Tripura 1,10,825 1,04,418 125 403 2,15,771 7 Unakoti 56,956 57,093 37 192 1,14,278 West 8 Tripura 2,91,301 1,91,923 302 468 4,83,994 District Total 7,88,751 6,68,689 749 0 14,58,189 Converged Schemes Total 0 0 0 2,600 2,600 Tripura State Total 7,88,751 6,68,689 749 2,600 14,60,789

Source: Banks for Universal Schemes and Insurance Companies for Converged Schemes.

Note: 1. Gender wise distribution is not available for Converged Schemes.Annexure- VII referred to in reply to LOK SABHA Un-Starred Question No. 214 for 01.12.2025 Gross enrolment under APY (District-wise and Gender-wise) for State of Tripura as on 31st October 2025 Sl. Districts of Cumulative Cumulative Cumulative PRAN Count No. Tripura State Male(A) Female(B) Transgender(C) (A)+(B)+(C) 1 West Tripura 29,643 35,267 8 64,918 2 South Tripura 21,617 27,629 5 49,251 3 Gomati 20,953 23,958 10 44,921 4 Sepahijala 16,897 19,470 - 36,367 5 North Tripura 15,998 19,946 2 35,946 6 Khowai 14,219 14,164 1 28,384 7 Dhalai 10,993 13,577 - 24,570 8 Unakoti 10,153 12,563 1 22,717 Tripura State Total 1,40,473 1,66,574 27 3,07,074