Executive Summary:
This document is a response to Lok Sabha Unstarred Question No. 1187 regarding loans sanctioned under the Pradhan Mantri MUDRA Yojana (PMMY) in Telangana since its inception, answered on July 28, 2025. It provides the number of loans sanctioned, their category-wise breakup, and a district-wise list of beneficiaries along with the amounts sanctioned until June 2025. It also outlines steps taken to improve the scheme's outreach and monitoring.
Key Points / Main Content:
Loan Sanctions Under PMMY in Telangana (as of June 2025):
Total loans sanctioned: 80,86,362
Category-wise breakup:
Shishu: 58,35,521
Kishore: 18,46,732
Tarun: 3,96,566
Tarun plus: 7,543
District-wise Data:
A district-wise list of loan accounts sanctioned in Telangana along with the amount sanctioned is provided in Annexure I.
The district-wise list of beneficiaries is not centrally maintained.
Initiatives to Improve Outreach and Monitoring:
Publicity campaigns.
Simplification of application forms.
Credit guarantee scheme.
Nomination of Mudra Nodal Officers.
Frequent reviews at various levels by the Government.
Scheme review by SLBCs, lead banks, and CEOs of public/private sector banks.
Utilizing the Jan Samarth portal for loan application and approval.
Development of online platforms and mobile apps for digital loan processing by banks and financial institutions.
Impact Analysis:
Member Lending Institutions (MLIs):
Impact: MLIs are the source of the data provided in the report, and are responsible for uploading data to the MUDRA portal.
Action Required: Continue to accurately upload data to the MUDRA portal.
Government (Ministry of Finance):
Impact: Responsible for the effective implementation, monitoring, and review of the MUDRA scheme.
Action Required: Continue publicity campaigns, simplify application processes, maintain the credit guarantee scheme, nominate Mudra Nodal Officers, conduct frequent reviews, and leverage the Jan Samarth portal.
Banks and Financial Institutions:
Impact: Responsible for processing and disbursing MUDRA loans, and for developing online platforms for digital processing of loan applications.
Action Required: Review the performance of individual banks, develop and maintain online platforms and mobile apps for digital loan processing.
Beneficiaries (Individuals and Businesses in Telangana):
Impact: Access to loans under the PMMY scheme is crucial for starting or expanding their businesses.
Action Required: Utilize available online platforms and mobile apps for loan applications, reducing the need for physical paperwork and in-person visits.
Key Entities Referenced
Pradhan Mantri MUDRA Yojana PMMY: A government scheme for providing loans to small businesses. The policy document discusses loans sanctioned under this scheme in Telangana.
Telangana: A state in India. The policy document focuses on the loans sanctioned under PMMY in this state.
Shishu: A category of loans under PMMY, referring to loans up to ₹50,000.
Kishore: A category of loans under PMMY, referring to loans between ₹50,000 and ₹5,00,000.
Tarun: A category of loans under PMMY, referring to loans between ₹5,00,000 and ₹10,00,000.
Pankaj Chaudhary: Minister of State in the Ministry of Finance. He answered the question in Lok Sabha regarding PMMY loans.
Lok Sabha: The Lower House of the Parliament of India, where the question about PMMY loans was raised.
Jan Samarth portal: A one-stop digital platform for linking government-sponsored loans and subsidies schemes.
Government of India
Ministry of Finance
Department of Financial services
LOK SABHA
UNSTARRED QUESTION NO. 1187
ANSWERED ON MONDAY, JULY 28, 2025/SRAVANA 6, 1947 (SAKA)
LOANS SANCTIONED UNDER PMMY IN TELANGANA
1187. Shri Konda Vishweshwar Reddy:
Will the Minister of FINANCE be pleased to state:
(a) the number of loans sanctioned and disbursed under the Pradhan Mantri MUDRA Yojana
(PMMY) in Telangana since its inception;
(b) the category-wise (Shishu, Kishore, Tarun) breakup of loans sanctioned in Telangana;
(c) the district-wise list of beneficiaries in Telangana along with the amount sanctioned to each; and
(d) whether the Government proposes to improve outreach or monitoring mechanisms for MUDRA
loans in the State of Telangana and if so, the details thereof?
ANSWER
MINISTER OF STATE IN THE MINISTRY OF FINANCE
(SHRI PANKAJ CHAUDHARY)
(a) and (b): The category wise number of loan accounts sanctioned under Pradhan Mantri Mudra
Yojana (PMMY) as on June, 2025, in the State of Telangana since its inception is as below:
Category No. of loan a/cs sanctioned
Shishu 58,35,521
Kishor 18,46,732
Tarun 3,96,566
Tarun plus 7,543
Total 80,86,362
(As per data uploaded by Member Lending Institutions (MLIs) on the MUDRA portal)
(c): the district-wise list of beneficiaries is not being centrally maintained. However, the district-
wise list of loan accounts in Telangana along with the amount sanctioned is placed at Annexure I.(d): Government has taken various steps towards effective implementation of the Mudra Scheme.
These, inter-alia, include publicity campaigns, simplification of application form, credit guarantee
scheme, nomination of Mudra Nodal Officer, frequent reviews at various level by Government.
Further, the Scheme is also reviewed by SLBCs, lead banks and CEOs of public/private sector banks
while reviewing the performance of their individual banks.
The Jan Samarth portal is a one-stop digital platform for linking twelve Government-sponsored loans
and subsidies schemes. It provides a quick and efficient way to apply for loans and obtain approvals
based on a digital evaluation of the applicant's data. Further, many banks and financial institutions
have developed online platforms and mobile apps for end to end digital processing of loan
applications, reducing the need for physical paperwork and in-person visits.
*****Annexure I for part (c) of Lok Sabha Unstarred Question No. 1187 for 28.07.2025
regarding "Loans Sanctioned under PMMY in Telangana"
(Amount in Rs. Crore)
Cumulative (08.04.2015 - June2025*)#
Sr No State/District # No. of Loan A/c Sanctioned Amt
Telangana
1 Adilabad 1,59,563 1,411
2 Bhadradri 1,10,439 1,104
3 Hyderabad 32,86,393 20,565
4 Jagitial 72,614 792
5 Jangaon(New) 53,870 695
6 Jayashankar 30,872 217
7 Jogulamba 37,069 423
8 Kamareddy 57,788 678
9 Karimnagar 3,76,115 3,192
10 Khammam 4,36,748 3,315
11 KomramBheem 24,118 210
12 Mahabubabad 68,616 488
13 Mahbubnagar 1,57,986 2,096
14 Mancherial 78,344 889
15 Medak 1,09,958 1,376
16 Medchal-Malkajgiri 1,89,406 3,209
17 Mulugu 16,323 223
18 Nagarkurnool 34,908 452
19 Nalgonda 2,26,075 3,109
20 Narayanpet 18,676 218
21 Nirmal 48,998 566
22 Nizamabad 3,38,620 3,254
23 Peddapalli 73,005 615
24 Rajanna 36,830 358
25 Rangareddy 4,52,770 6,614
26 Sangareddy 1,12,367 1,433
27 Siddipet 92,704 925
28 Suryapet 1,07,388 1,176
29 Vikarabad 45,498 499
30 Wanaparthy 33,144 403
31 Warangal(rural) 1,25,155 1,196
32 Warangal(urban) 2,40,760 2,740
33 Yadadri 76,127 711
34 Other # 7,57,115 13,793
Total 80,86,362 78,944
*Provisional (as on June, 2025)
# District-wise data for FY 2015-16 and for some of the NBFCs/ MFIs is not available
Source: As per data uploaded by Member Lending Institutions (MLIs) on Mudra Portal
*****