Home India Ministry of Finance Parliament Question: Low Income of Poor Citizens...
Date: 2025-12-08 Category: Not Applicable State: Union Government Country: India

Parliament Question: Low Income of Poor Citizens

Issued by Ministry of Finance · Not Applicable

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Executive Summary & Key Takeaways

**Executive Summary** This document is an answer to an unstarred question in Lok Sabha (question number 1302) regarding the low income of poor citizens, to be answered on December 8, 2025. The response from the Ministry of Finance provides data on consumption expenditure and measures taken by the government to address economic inequality and improve the living standards of vulnerable populations. The document includes data from the Household Consumption Expenditure Survey (HCES) and the Multidimensional Poverty discussion paper. **Key Points / Main Content** * **Data on Income and Inequality:** * Data on the class distribution of income is not compiled centrally in India, but Household Consumption Expenditure Survey (HCES) data from the Ministry of Statistics and Programme Implementation (MoSPI) can be used as a proxy. * According to the latest HCES 2023-24, the average monthly per capita consumption expenditure (MPCE) has risen in both rural and urban areas. * The Gini coefficient improved between 2022-23 and 2023-24 in both rural and urban areas, indicating reduced inequality. * Multidimensional poverty has declined from 29.17% in 2013-14 to 11.28% in 2022-23, implying that 24.8 crore people have escaped poverty. * State-wise average MPCE for rural and urban areas for 2022-23 and 2023-24 is provided in Annexure I. * **Government Initiatives:** * The government's primary policy objective is the development of all sections of the population, focusing on inclusive growth. * Numerous targeted programs are in place to reduce poverty and inequality, provide social security, generate income, and improve the quality of life. * These programs include Pradhan Mantri Awas Yojana, Mahatma Gandhi National Rural Employment Guarantee Scheme, Deendayal Antyodaya Yojana National Rural Livelihoods Mission, and others. * The government has implemented programs for universal access to basic amenities, such as Jal Jeevan Mission, Swachh Bharat Abhiyan, and PM Ujjwala Yojana. * **Economic Policies and Reforms:** * The government employs a multi-pronged approach to address economic inequality, promote social mobility, and ensure fair economic participation. * Employment generation and improved employability are prioritized. * The unemployment rate has decreased from 5.8% in 2018-19 to 3.2% in 2023-24. * The government is also implementing the Skill India Mission (SIM) to provide skill, re-skill, and up-skill training. * PM Vishwakarma scheme was launched in September 2023 to provide end-to-end support to artisans and craftspeople. * India has a progressive direct taxation regime. * **Union Budget Measures (2025-26):** * The Union Budget proposes measures to enhance the spending power of the middle class. * The budget proposes no income tax payable up to an income of ₹12 lakh per annum under the new tax regime. * Changes in slabs and rates of personal income tax are proposed to benefit taxpayers. * Other measures include enhanced pension schemes, support for affordable housing, public health schemes, and financial support to entrepreneurs. **Impact Analysis** **Key Stakeholder: Poor Citizens** * **Impact:** Affected by programs aimed at poverty reduction, income enhancement, and improved living conditions. * **Action Required:** Access and utilize the various social security schemes and livelihood opportunities provided by the government. **Key Stakeholder: Middle Class** * **Impact:** Affected by changes in income tax slabs and rates, and measures to enhance spending power. * **Action Required:** Adapt to the new tax regime and utilize the benefits provided in the Union Budget 2025-26. **Key Stakeholder: Artisans and Craftspeople** * **Impact:** Directly supported through the PM Vishwakarma scheme. * **Action Required:** Participate in the PM Vishwakarma scheme to receive end-to-end support. **Key Stakeholder: General Public** * **Impact:** Affected by the overall economic growth and reduction in poverty and inequality. * **Action Required:** None explicitly mentioned, but continued participation in the economy and awareness of available schemes is implied.

Key Entities Referenced

Household Consumption Expenditure Survey (HCES): Survey conducted by MoSPI used as a proxy to capture income distribution in terms of consumption expenditure. Ministry of Finance: Indian Government ministry responsible for the country's finances. Skill India Mission (SIM): Government initiative to provide skill, re-skill, and up-skill training to the youth of India. Union Budget: The government's annual financial statement outlining proposed measures related to income tax and spending power of citizens. NITI Aayog: Government think tank that published a discussion paper on Multidimensional Poverty in India.
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GOVERNMENT OF INDIA MINISTRY OF FINANCE DEPARTMENT OF ECONOMIC AFFAIRS LOK SABHA UNSTARRED QUESTION NO. 1302 TO BE ANSWERED ON 08.12.2025 LOW INCOME OF POOR CITIZENS 1302. SHRI MURARI LAL MEENA Will the Minister of FINANCE be pleased to state: (a) whether the Government is aware that the average daily income of the poorest citizens of the country is extremely low, if so, the details of average daily income during the last five years, State-wise; (b) whether it is true that income of the rich class has increased significantly during last few years, while the income of the poor class has remained comparatively stable or even decreasing, if so, the details thereof; (c) whether the Government agree that current economic policies are making the rich richer and the poor poorer, if so, the details thereof; (d) the concrete steps taken by the Government to reduce this growing economic inequality so far; and (e) whether the Government is considering to bring any new policy in the coming years to increase the income of the low income groups and strengthen the social security schemes and if so, the details thereof? ANSWER MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI PANKAJ CHAUDHARY) (a) & (b): In India, the data on the class distribution of income is not compiled centrally. However, the estimates from the Household Consumption Expenditure Survey (HCES) conducted by the Ministry of Statistics and Programme Implementation (MoSPI) could be used as a proxy to capture the distribution of income in terms of consumption expenditure. According to the latest HCES 2023-24, the average monthly per capita consumption expenditure (MPCE) has risen from ₹ 3773 in 2022-23 to ₹ 4122 in 2023-24 in rural areas, and from ₹ 6459 in 2022-23 to ₹ 6996 in 2023-24 in urban areas. In addition, the Gini coefficient, a key measure of inequality, has improved significantly, declining from 0.266 to 0.237 in rural areas and from 0.314 to 0.284 in urban areas between 2022–23 and 2023–24. The increase in the average MPCE in 2023-24 from the 2022-23 level has been the maximum for the bottom 5 to 10 per cent of India’s population, in both rural and urban areas. In addition, as per the discussion paper on Multidimensional Poverty in India since 2005-06 published by NITI Aayog, multidimensional poverty in India is estimated to have declined from 29.17 per cent in 2013-14 to 11.28 per cent in 2022-23, implying that 24.8 crore people have escaped poverty during this period. Based on the recently released HCES data for 2022-23 and 2023-24, the state-wise average MPCE for rural and urban areas is placed in Annexure I.(c), (d) & (e): No, Sir. The primary policy objective of the Government is the development of all sections of the population. Its focus on inclusive growth is reflected in its commitment to “Sabka Saath, Sabka Vikas” to reduce poverty and inequality, provide social security, income generation and livelihood options, and improve the quality of life of the vulnerable sections of the population in the country. With these objectives, the Government is implementing a number of targeted programmes such as Pradhan Mantri Awas Yojana, Mahatma Gandhi National Rural Employment Guarantee Scheme, Deendayal Antyodaya Yojana - National Rural Livelihoods Mission, National Social Assistance Programme, Deen Dayal Upadhyaya Grameen Kaushalya Yojana, Pradhan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan Jyoti Bima Yojana, Atal Pension Yojana, Pradhan Mantri Mudra Yojana, Stand Up India Scheme, Umbrella Programmes for Development of Minorities and Other Vulnerable Groups; Rashtriya Krishi Vikas Yojna; fund transfer under PM-KISAN, PM Fasal Bima Yojana claim payments; fertiliser subsidies; interest subvention for dairy cooperatives; Agri-Infrastructure Fund for farm gate infrastructure etc. Further, the Government has implemented various programmes, including Jal Jeevan Mission, Swachh Bharat Abhiyan, PM Ujjwala Yojana, PM Saubhagya Yojana, Ayushman Bharat, Pradhan Mantri Jan-Dhan Yojana, etc., to bring about overall improvement in the quality of life of the people through universal access to basic amenities. The Government has a multi-pronged approach that addresses economic inequality, promotes social mobility, and ensures fair economic participation. It has been prioritising employment generation and improving employability. The annual periodic labour force survey (PLFS) report shows that labour markets have recovered beyond pre-COVID levels in both urban and rural areas. The unemployment rate for individuals aged 15 and above has decreased from 5.8 per cent in 2018-19 to 3.2 per cent in 2023- 24. Various schemes and programs have been implemented to expand job opportunities. Besides, the focus on growth-promoting measures like robust capital expenditure, continuing improvements in logistic facilities, urban development, promotion of MSMEs, agriculture and manufacturing are promoting overall economic growth, thereby improving employment and purchasing power of the citizens. The Government is also implementing the Skill India Mission (SIM) to provide skill, re-skill, and up- skill training through an extensive network of skill development centres, schools, colleges, and institutes. The SIM aims at enabling the youth of India to get future-ready, equipped with industry-relevant skills. Besides, the PM Vishwakarma scheme was launched in September 2023 to provide end-to-end support to artisans and craftspeople of 18 trades who work with their hands and tools. India has a progressive direct taxation regime wherein a person in the higher bracket pays income tax at higher rates as compared to a person in the lower income bracket. Further, a surcharge on income-tax is applicable to persons having income above a certain level. Thus, a robust taxation system is already in place vis-à-vis taxation of higher brackets of income earners. The Government has proposed significant measures in the Union Budget 2025-26 to enhance the spending power of the middle class. The Union Budget has proposed that there will be no income tax payable up to an income of ₹12 lakh per annum under the new tax regime. The Budget has also proposed a change in slabs and rates of personal income tax across the board to benefit taxpayers. The new structure is expected to substantially reduce the taxes of the middle class and leave more money in their hands. The other measures of the Government to benefit the middle class include enhanced pension schemes, support for affordable housing, public health schemes and financial support to entrepreneurs. ***Annexure I Average MPCE for each State/UT in 2023-24 (in ₹) State/UT Rural Urban Andhra Pradesh 5,327 7,182 Arunachal Pradesh 5,995 9,832 Assam 3,793 6,794 Bihar 3,670 5,080 Chhattisgarh 2,739 4,927 Delhi 7,400 8,534 Goa 8,048 9,726 Gujarat 4,116 7,175 Haryana 5,377 8,428 Himachal Pradesh 5,825 9,223 Jharkhand 2,946 5,393 Karnataka 4,903 8,076 Kerala 6,611 7,783 Madhya Pradesh 3,441 5,538 Maharashtra 4,145 7,363 Manipur 4,531 5,945 Meghalaya 3,852 7,839 Mizoram 5,963 8,709 Nagaland 5,155 8,022 Odisha 3,357 5,825 Punjab 5,817 7,359 Rajasthan 4,510 6,574 Sikkim 9,377 13,927 Tamil Nadu 5,701 8,165 Telangana 5,435 8,978 Tripura 6,259 8,034 Uttar Pradesh 3,481 5,395 Uttarakhand 5,003 7,486 West Bengal 3,620 5,775 A & N Islands 7,771 10,453 Chandigarh 8,857 13,425 Dadra & Nagar Haveli and Daman & Diu 4,311 6,837 Jammu & Kashmir 4,774 6,327 Ladakh 5,010 7,533 Lakshadweep 6,350 6,377 Puducherry 7,598 8,637 All-India 4,122 6,996Average MPCE for each State/UT in 2022-23 (in ₹) State/UT Rural Urban Andhra Pradesh 4,870 6,782 Arunachal Pradesh 5,276 8,636 Assam 3,432 6,136 Bihar 3,384 4,768 Chhattisgarh 2,466 4,483 Delhi 6,576 8,217 Goa 7,367 8,734 Gujarat 3,798 6,621 Haryana 4,859 7,911 Himachal Pradesh 5,561 8,075 Jharkhand 2,763 4,931 Karnataka 4,397 7,666 Kerala 5,924 7,078 Madhya Pradesh 3,113 4,987 Maharashtra 4,010 6,657 Manipur 4,360 4,880 Meghalaya 3,514 6,433 Mizoram 5,224 7,655 Nagaland 4,393 7,098 Odisha 2,950 5,187 Punjab 5,315 6,544 Rajasthan 4,263 5,913 Sikkim 7,731 12,105 Tamil Nadu 5,310 7,630 Telangana 4,802 8,158 Tripura 5,206 7,405 Uttarakhand 4,641 7,004 Uttar Pradesh 3,191 5,040 West Bengal 3,239 5,267 A & N Islands 7,332 10,268 Chandigarh 7,467 12,575 Dadra & Nagar Haveli and Daman & Diu 4,184 6,298 Jammu & Kashmir 4,296 6,179 Ladakh 4,035 6,215 Lakshadweep 5,895 5,475 Puducherry 6,590 7,706 All-India 3,773 6,459 ***

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