Home India Ministry of Housing and Urban Affairs Parliament Question: New PM SVANidhi Scheme...
Date: 2025-07-31 Category: Not Applicable State: Union Government Country: India

Parliament Question: New PM SVANidhi Scheme

Issued by Ministry of Housing and Urban Affairs · Not Applicable

Research with AI Agent Chat with Document Generate Summary Translate Helpful Share Add to Project Create Task

Executive Summary & Key Takeaways

Executive Summary: This document presents the Minister of State's answer in the Ministry of Housing and Urban Affairs to questions regarding the PM SVANidhi Scheme in Lok Sabha. As of July 22, 2025, over 68.11 lakh street vendors have benefited from the scheme since its implementation. State-wise and year-wise details of beneficiaries are provided in Annexure I, with the lending period of the scheme ending on December 31, 2024. Key Points / Main Content: * **PM SVANidhi Scheme Restructuring and Credit Cards:** * The restructuring of the PM SVANidhi Scheme has not been approved yet. * There is no mention of credit cards being provided to beneficiaries in the approved scheme. * **Loan Provisions:** * The PM SVANidhi scheme is implemented in urban areas. * Street vendors in surrounding peri-urban/rural areas vending within the geographical limits of Urban Local Bodies are eligible for loans. * **Beneficiary Statistics:** * As of July 22, 2025, more than 68.11 lakh street vendors have benefited from the PM SVANidhi scheme since its inception. * Annexure I provides a detailed breakdown of beneficiaries by state and year (FY 2020-21 to FY 2024-25). * The lending period of the scheme ended on December 31, 2024. Impact Analysis: * **Street Vendors:** * Impact: The scheme has provided loans to over 68.11 lakh street vendors, including those in peri-urban areas vending within ULB limits. The end of the lending period on 31.12.2024 affects access to new loans under the scheme. * Action Required: Street vendors should be aware of the scheme's lending period ending and explore alternative funding options if needed. * **Urban Local Bodies (ULBs):** * Impact: ULBs are responsible for implementing the scheme within their geographical limits, including extending it to vendors from surrounding areas. * Action Required: ULBs should continue to administer the scheme according to existing guidelines and be aware of the scheme's lending period ending. * **Ministry of Housing and Urban Affairs:** * Impact: The Ministry is responsible for the overall administration and potential restructuring of the PM SVANidhi Scheme. * Action Required: The Ministry needs to make decisions regarding the potential restructuring of the scheme and communicate any changes to relevant stakeholders.

Key Entities Referenced

PM SVANidhi Scheme: A micro-credit scheme for street vendors, aimed at providing affordable loans for their livelihoods. Ministry of Housing and Urban Affairs: The Indian government ministry responsible for policies related to housing and urban development, including the PM SVANidhi Scheme. Lok Sabha: The lower house of the Parliament of India, where the unstarred question regarding the PM SVANidhi Scheme was raised. SHRI TOKHAN SAHU: The Minister of State in the Ministry of Housing and Urban Affairs who provided the answer to the Lok Sabha question. Andaman and Nicobar Islands: A union territory of India, one of the states/UTs listed in the Annexure with the number of beneficiaries of PM SVANidhi scheme. Andhra Pradesh: A state in India, one of the states listed in the Annexure with the number of beneficiaries of PM SVANidhi scheme. Urban Local Bodies: Local governing bodies in urban areas responsible for implementing the PM SVANidhi scheme. DR. C M RAMESH: The member of parliament who raised the unstarred question in Lok Sabha regarding the PM SVANidhi Scheme.
Official Source Record View Original Source →
See Full Document Text
GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA UNSTARRED QUESTION NO. 1846 TO BE ANSWERED ON JULY 31, 2025 NEW PM SVANIDHI SCHEME NO. 1846. DR. C M RAMESH: Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state: (a) whether the Government has approved the new PM SVANidhi Scheme; (b) if so, the manner in which it is different from the existing one; (c) whether it is true that the Government is planning to provide credit cards to PM SVANidhi beneficiaries and if so, the details thereof; (d) whether the Government provides PM SVANidhi loans to rural street vendors and if so, the details thereof; and (e) the number of street vendors benefitted from the above scheme since its implementation, State/district and year- wise? ANSWER THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU) (a) to (c): Restructuring of PM SVANidhi Scheme has not been approved yet. (d): PM SVANidhi scheme is implemented in urban areas. However, street vendors of surrounding development/ peri-urban/ rural areas who are vending within geographical limits of the Urban Local Bodies are also provided loans. (e): As on 22nd July 2025, more than 68.11 lakh street vendors have been benefitted under the PM SVANidhi scheme since its inception. A statement showing the state-wise and year- wise details of street vendor beneficiaries under PM SVANidhi scheme is at Annexure – I. *****ANNEXURE – I: REFERRED TO IN REPLY TO LOK SABHA UNSTARRED QUESTION NO. 1846 TO BE ANSWERED ON 31.07.2025 STATEMENT SHOWING STATE-WISE AND YEAR WISE DETAILS OF STREET VENDOR BENEFICIARIES UNDER PM SVANIDHI SCHEME (As On 22/07/2025) Number of Beneficiaries FY 2025-26 S.No. State FY 2020- FY 2021- FY 2022- FY 2023- FY 2024- (till 22nd Total 21 22 23 24 25 July'25) Andaman & 1 387 90 9 57 6 - 549 Nicobar Islands 2 Andhra Pradesh 1,12,769 70,964 12,597 1,38,943 13,588 2 3,48,863 3 Arunachal Pradesh 1,588 898 823 1,278 136 - 4,723 4 Assam 14,157 40,651 12,005 48,317 6,136 - 1,21,266 5 Bihar 28,859 18,702 3,542 66,733 11,030 6 1,28,872 6 Chandigarh 2,051 1,408 524 991 48 - 5,022 7 Chhattisgarh 40,305 6,393 3,843 29,438 10,139 2 90,120 8 Delhi 31,148 10,526 17,708 1,19,786 13,247 4 1,92,419 9 Goa 1,018 220 64 231 38 1 1,572 10 Gujarat 1,02,307 94,870 45,819 2,08,688 27,514 1 4,79,199 11 Haryana 16,947 9,450 5,044 1,21,838 14,706 433 1,68,418 12 Himachal Pradesh 2,767 593 496 1,486 116 - 5,458 13 Jammu & Kashmir 11,520 2,755 918 1,553 494 - 17,240 14 Jharkhand 22,025 6,811 2,642 49,645 4,448 - 85,571 15 Karnataka 1,08,004 33,803 27,166 1,99,299 27,483 69 3,95,824 16 Kerala 8,051 1,374 1,793 98,665 9,413 2 1,19,298 17 Ladakh 247 14 61 127 13 - 462 18 Madhya Pradesh 3,13,786 1,56,791 62,369 2,98,485 57,469 302 8,89,202 19 Maharashtra 1,49,151 48,260 1,62,303 4,34,975 57,959 26 8,52,674 20 Manipur 6,094 2,393 346 930 70 - 9,833 21 Meghalaya 253 355 796 1,761 746 - 3,911 22 Mizoram 445 38 46 1,685 372 - 2,586 23 Nagaland 1,203 299 206 1,240 627 - 3,575 24 Odisha 27,497 7,379 2,150 23,824 3,315 8 64,173 25 Puducherry 1,130 116 89 2,124 77 - 3,536 26 Punjab 26,675 12,685 3,629 1,13,643 10,888 22 1,67,542 27 Rajasthan 50,343 16,788 2,185 88,589 31,683 6 1,89,594 28 Sikkim 1 1 - 1,115 114 - 1,231 29 Tamil Nadu 87,735 75,070 19,139 2,02,128 15,878 1 3,99,951 30 Telangana 3,10,512 34,275 8,532 65,260 7,647 1 4,26,227 The Dadra, Nagar 31 Haveli and Daman 1,032 213 79 827 63 - 2,214 & Diu 32 Tripura 2,611 602 331 1,769 320 - 5,633 33 Uttar Pradesh 5,63,816 2,22,008 1,48,172 3,93,892 63,769 9 13,91,666 34 Uttarakhand 9,111 1,392 2,756 12,155 2,980 - 28,394 35 West Bengal 2,377 11,212 1,550 1,76,232 13,579 4 2,04,954 Total 20,57,922 8,89,399 5,49,732 29,07,709 4,06,111 899 68,11,772 Note: Lending period of the scheme has ended on 31.12.2024

Continue your research