Executive Summary:
The Ministry of Cooperation addresses Primary Agriculture Credit Societies (PACS) in uncovered Panchayats, focusing on their establishment, digitization, and support. A plan approved on February 15, 2023, aims to establish 2 lakh multipurpose PACS, Dairy, and Fishery Cooperative Societies nationwide within five years. The project includes computerization of PACS with ERP software, hardware, training, and support. Progress on the digitization project in Bihar is detailed.
Key Points / Main Content:
* **Establishment of Cooperative Societies:**
* Government approved plan on 15.02.2023 to strengthen cooperative movement.
* Aims to establish 2 lakh multipurpose PACS, Dairy, Fishery Cooperative Societies in five years.
* Convergence of existing schemes with support from NABARD, NDDB, NFDB, and State Governments.
* 5,937 new PACS, 15,096 new Dairy Cooperative Societies and 1,573 Fishery Cooperative Societies registered as of 30.06.2025.
* Statewise and districtwise details of newly formed PACS are provided in Annexure I.
* **Digitization of Functional PACS:**
* PACS included in the Computerization project are listed in Annexure II.
* Hardware provided: Computer, Multifunctional Devices (MFD), UPS, Webcam, VPN.
* Enterprise Resource Planning (ERP) software, training, and support provided by NABARD and System Integrator.
* 22 modules in the ERP Software include: Membership, Loan, Thrift Deposit, Savings, Term Deposit, Pigmy Deposit, Lockers, Merchandise, Warehousing, Procurement, PDS, Investments, Borrowings, Assets, FAS, Audits, Governances, Report Builders, Statics, BDP, CSC, Legacy Documents.
* **Capacity Building and Training:**
* Training of PACS personnel on ERP usage, data entry, and operational modules.
* Webinars, helplines, and user manuals in regional languages.
* Types of training: 2 Days ERP Software training, 14 Days Handholding training by System Integrator, Refresher training.
* Training provided by Master trainers at the district level.
* **Progress in Bihar:**
* Districtwise progress on the Computerization project for functional PACS in Bihar is in Annexure III.
Impact Analysis:
**PACS (Primary Agriculture Credit Societies):**
* Impact: Enhanced operational efficiency through digitization, access to better technology and training, improved service delivery, and expanded scope of services.
* Action Required: Adopt and manage the new ERP software, participate in training programs, and utilize provided hardware and support.
**NABARD, NDDB, NFDB:**
* Impact: Facilitate the establishment and strengthening of cooperative societies by providing support and resources.
* Action Required: Continue providing support, training, and resources for the establishment and digitization of PACS.
**State Governments:**
* Impact: Integral in facilitating the implementation of the plan within their respective states.
* Action Required: Collaborate with the central government and other agencies to support the establishment and digitization of PACS.
**Citizens/Panchayats:**
* Impact: Improved access to financial services, enhanced rural economy, and better cooperative infrastructure.
* Action Required: Engage with the newly established and digitized PACS to avail of the offered services.
Key Entities Referenced
Primary Agriculture Credit Societies PACS: A type of cooperative society that provides agricultural credit and related services to farmers at the grassroots level.
Bihar: A state in eastern India, specifically mentioned for district-wise data on cooperative societies and PACS.
National Bank for Agricultural and Rural Development NABARD: An apex development finance institution in India that supports agricultural and rural development, including providing support for the digitization of PACS.
Dairy Infrastructure Development Fund DIDF: A Government of India scheme aimed at developing dairy infrastructure.
PM Matsya Sampada Yojana PMMSY: A Government of India scheme for the development of the fisheries sector.
National Cooperative Database: A database containing information on cooperative societies across the country.
Enterprise Resource Planning ERP: Software provided to PACS for managing their operations, with various modules for membership, loan management, accounting, and other functions.
National Dairy Development Board NDDB: An organization that promotes and supports the development of the dairy industry in India.
GOVERNMENT OF INDIA
MINISTRY OF COOPERATION
LOK SABHA
UNSTARRED QUESTION NO. 3884
TO BE ANSWERED ON 12th August, 2025
PACS in Uncovered Panchayats
3884. Shri Rajiv Pratap Rudy:
Will the Minister of COOPERATION (सहकारिता मंत्री) be pleased to state:
(a) whether the Government has taken or plans to take effective and targeted measures to
establish Primary Agriculture Credit Societies (PACS) in each uncovered Panchayat of
various states, if so, the details thereof;
(b) the data of the number of Cooperative Societies and PACS set up so far, State-wise
including the data of Bihar, district-wise;
(c) the details of the number of PACS included in the project for the digitization of functional
PACS and the types of facilities and support provided and training provided, State-wise
and district-wise; and
(d) the details of the progress in the project for the digitization of functional PACS so far,
district-wise, in Bihar?
ANSWER
THE MINISTER OF COOPERATION
सहकारिता मंत्री (SHRI AMIT SHAH)
(a) and (b): Yes, Sir. The Government on 15.2.2023, approved the Plan for strengthening
cooperative movement in the country and deepening its reach up to the grassroots. The Plan
entails establishment of 2 lakh multipurpose PACS (M-PACS), Dairy, Fishery Cooperative
Societies covering all the Panchayats/ villages in the country in five years, through convergence
of various existing schemes of Government of India (GoI), including Dairy Infrastructure
Development Fund (DIDF), National Programme for Dairy Development (NPDD), PM Matsya
Sampada Yojana (PMMSY), etc, with the support of National Bank for Agricultural and Rural
Development (NABARD), National Dairy Development Board (NDDB), National Fisheries
Development Board (NFDB) and State Governments.
As per National Cooperative Database, a total of 5,937 new PACS, 15,096 new Dairy
Cooperative Societies and 1,573 Fishery Cooperative Societies have been registered as on
30.06.2025 across the country since the approval of the plan on 15.2.2023. The State-wise
details of newly formed PACS and district-wise details of newly formed PACS in the State of
Bihar are enclosed at Annexure-I.
(c): The details of number of PACS included in the project for Computerization of PACS
are enclosed at Annexure-II. Under the Project, all the States/UTs have been provided
Hardware with the following components: -
i. Computerii. Multi-functional Devices (MFD)
iii. UPS
iv. Webcam
v. VPN (Virtual Port Network)
PACS have been provided Enterprise Resource Planning (ERP) software training and support
by the NABARD and System Integrator under this project for working on the ERP Software.
22 Modules have been provided in the Software, the details of which are as under: -
1. Membership
2. Loan
3. Thrift Deposit
4. Savings
5. Term Deposit
6. Pigmy Deposit
7. Lockers
8. Merchandise
9. Warehousing
10. Procurement
11. PDS
12. Investments
13. Borrowings
14. Assets
15. FAS
16. Audits
17. Governances
18. Report Builders
19. Statics
20. BDP
21. CSC
22. Legacy Documents
Further, Capacity-building programs have been introduced as part of the implementation to
support PACS in adopting and managing the new ERP software. The key initiatives include:
• Training of PACS personnel on ERP usage, data entry, and operational modules such as
accounting, credit, procurement, and distribution.
• Regular webinars, helplines, and user manuals in regional languages for ease of
adoption.
• The types of training provided to PACS are as under:
o 2 Days ERP Software training to PACS officials
o 14 Days Hand-holding training to PACS officials by System Integrator (SI)
o Refresher training as per the needs and requirement of PACS
These trainings are provided to PACS by Master trainers at the district level.
(d): The details of the progress in the project for Computerization of functional PACS so
far, district-wise, in Bihar are enclosed at Annexure-III.
******Annexure-I
State-wise details of newly formed Cooperative Societies and PACS
(From 15.2.2023 to 30.6.2025)
Sr. No. of newly formed No. of newly
No. State Cooperative Societies formed PACS
1. Andaman & Nicobar Islands 37 1
2. Andhra Pradesh 947 0
3. Arunachal Pradesh 255 126
4. Assam 1521 238
5. Bihar 3788 39
6. Chhattisgarh 1012 0
7. Delhi 17 0
8. Goa 147 24
9. Gujarat 4186 458
10. Haryana 2933 21
11. Himachal Pradesh 632 91
12. Jammu & Kashmir 2064 161
13. Jharkhand 1356 45
14. Karnataka 1677 180
15. Kerala 161 0
16. Ladakh 7 3
17. Lakshadweep 8 0
18. Madhya Pradesh 2627 199
19. Maharashtra 4677 177
20. Manipur 275 72
21. Meghalaya 518 217
22. Mizoram 105 41
23. Nagaland 69 13
24. Odisha 1580 1534
25. Puducherry 9 3
26. Punjab 636 0
27. Rajasthan 3152 970
28. Sikkim 102 24
29. Tamil Nadu 708 29
30. Telangana 657 0
31. DNH & DD 50 5
32. Tripura 257 187
33. Uttar Pradesh 2756 516
34. Uttarakhand 907 543
35. West Bengal 637 20
Grand Total 40470 5937District-wise details of newly formed Cooperative Societies and PACS in the State of
Bihar (From 15.2.2023 to 30.6.2025)
No. of newly formed No. of newly
Sr.No. Distrct
Cooperatives formed PACS
1. Kaimur (Bhabua) 108 0
2. Munger 92 3
3. Saharsa 60 0
4. Nawada 32 9
5. Arwal 32 0
6. Samastipur 383 2
7. Begusarai 82 3
8. Supaul 78 7
9. Lakhisarai 59 2
10. Madhepura 99 9
11. Gaya 93 0
12. Buxar 83 0
13. Sitamarhi 179 0
14. Pashchim Champaran 60 0
15. Banka 164 0
16. Muzaffarpur 197 0
17. Madhubani 47 0
18. Patna 170 0
19. Nalanda 150 0
20. Purnia 71 0
21. Rohtas 63 1
22. Siwan 112 0
23. Purbi Champaran 132 0
24. Gopalganj 89 0
25. Sheohar 41 0
26. Darbhanga 199 0
27. Bhojpur 121 0
28. Jehanabad 36 3
29. Saran 173 0
30. Vaishali 179 0
31. Jamui 68 0
32. Sheikhpura 22 0
33. Bhagalpur 138 0
34. Katihar 18 0
35. Khagaria 80 0
36. Araria 39 0
37. Aurangabad 35 0
38. Kishanganj 4 0
Total 3788 39Annexure-II
State-wise details of Computerization of PACS Project (till 30.6.2025)
S. No States Approved PACS
1. Maharashtra 12,000
2. Rajasthan 7,468
3. Gujarat 5,754
4. Uttar Pradesh 5,686
5. Karnataka 5,682
6. Madhya Pradesh 5,188
7. Tamil Nadu 4,532
8. Bihar 4,495
9. West Bengal 4,167
10. Punjab 3,482
11. Odisha 2,711
12. Andhra Pradesh 2,037
13. Chhattisgarh 2,028
14. Himachal Pradesh 1,789
15. Jharkhand 2,797
16. Haryana 710
17. Uttarakhand 670
18. Assam 583
19. Jammu & Kashmir 537
20. Tripura 268
21. Manipur 232
22. Nagaland 231
23. Meghalaya 112
24. Sikkim 107
25. Goa 58
26. Andaman & Nicobar Islands 46
27. Puducherry 45
28. Mizoram 49
29. Arunachal Pradesh 14
30. Ladakh 10
31. DNH & DD 4
Total 73,492
*Odisha has recently onboarded the project.Annexure-III
Details of PACS Computerization Project in the State of Bihar (As on 30.6.2025)
S.No District Name Sanctioned PACS ERP Onboarded
1 Saharsa 83 83
2 Banka 105 108
3 Arwal 44 43
4 Darbhanga 80 80
5 Jehanabad 63 64
6 Bhagalpur 160 163
7 Sheikhpura 43 43
8 Buxar 104 102
9 Khagaria 78 78
10 Munger 58 56
11 Supaul 99 98
12 Nawada 147 147
13 Madhepura 47 47
14 Vaishali 152 150
15 Begusarai 119 123
16 Jamui 109 109
17 Muzaffarpur 150 148
18 Sitamarhi 128 127
19 Samastipur 139 139
20 Lakhisarai 61 61
21 Siwan 139 138
22 Gopalganj 104 103
23 Pashchim Champaran 122 123
24 Gaya 159 154
25 Katihar 152 153
26 Nalanda 122 123
27 Madhubani 135 135
28 Patna 176 175
29 Purbi Champaran 183 181
30 Kaimur (Bhabua) 119 119
31 Sheohar 37 36
32 Aurangabad 146 143
33 Saran 193 189
34 Rohtas 164 164
35 Purnia 200 199
36 Araria 148 146
37 Kishanganj 86 84
38 Bhojpur 123 126
Total 4477 4460