**Executive Summary**
The document is a response to an unstarred question in the Lok Sabha regarding the Pradhan Mantri Awas Yojana - Urban (PMAY-U) in Bihar. The Minister of Housing and Urban Affairs provides details on the scheme's progress, challenges, and future plans, including the launch of PMAY-U 2.0 effective September 1, 2024. It includes data on houses sanctioned, constructed, and completed, as well as financial assistance provided to Bihar and its towns.
**Key Points / Main Content**
* **Scheme Implementation:**
* Housing schemes are primarily state subjects, implemented by States/Union Territories (UTs).
* The Ministry of Housing and Urban Affairs (MoHUA) supplements these efforts by providing central assistance under PMAY-U since June 25, 2015.
* PMAY-U aims to provide pucca houses with basic civic amenities to eligible urban households.
* **PMAY-U 2.0:**
* MoHUA has revamped the scheme and launched PMAY-U 2.0 "Housing for All" Mission, effective September 1, 2024, for an additional 1 crore beneficiaries.
* It operates through four verticals: Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS).
* **Project Completion:**
* The time period for completion of projects/houses generally takes 12-18 months in the BLC vertical.
* Completion depends on factors like land availability, statutory compliances, and beneficiary funds.
* **Financial Assistance:**
* Central assistance under PMAY-U & PMAY-U 2.0 is released to States/UTs in three installments.
* Disbursement is contingent upon fulfillment of mandatory compliances as per operational guidelines from the Ministry of Finance.
* Funds are transferred to the State Government for allocation to beneficiaries for construction.
* **Physical and Financial Progress:**
* An Annexure provides details of physical and financial progress in Bihar, including Jamui, Jhajha, and Lakhisarai.
* **Technology & Innovation Sub-Mission (TISM):**
* TISM has been established under PMAY-U 2.0 to promote innovative construction technology.
* It supports innovative design and construction practices for faster and quality construction.
* TISM facilitates the adoption of suitable layout designs and building plans using modern materials and technologies.
**Impact Analysis**
**Stakeholder: State Governments/Union Territories (UTs)**
* **Impact:** Responsible for implementing housing schemes, receiving central assistance from MoHUA.
* **Action Required:** Ensure mandatory compliances are met to receive central assistance in installments, monitor project progress.
**Stakeholder: Beneficiaries**
* **Impact:** Eligible urban households receiving assistance to build pucca houses with basic civic amenities.
* **Action Required:** Arrange funds, ensure compliance with statutory requirements for construction to receive installments.
**Stakeholder: Ministry of Housing and Urban Affairs (MoHUA)**
* **Impact:** Responsible for providing central assistance, monitoring the implementation of PMAY-U and PMAY-U 2.0.
* **Action Required:** Monitor progress, release funds based on compliance, promote innovative construction technologies.
Key Entities Referenced
Pradhan Mantri Awas Yojana - Urban (PMAY-U): A housing scheme to provide pucca houses with basic civic amenities to eligible urban households. PMAY-U 2.0 is a revamped version of the scheme.
Ministry of Housing and Urban Affairs (MoHUA): The central ministry responsible for the PMAY-U scheme, supplementing the efforts of States/UTs by providing Central assistance.
Beneficiary Led Construction (BLC): A component of PMAY-U under which beneficiaries receive assistance.
Bihar: The state where PMAY-U's progress is being assessed in the question.
Technology & Innovation Sub-Mission (TISM): A sub-mission established under PMAY-U 2.0 to promote innovative construction technology.
GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO. 2045
TO BE ANSWERED ON DECEMBER 11, 2025
PMAY-U IN BIHAR
NO. 2045. SHRI ARUN BHARTI:
Will the Minister of Housing and Urban Affairs be pleased to state :
(a) the current status of Pradhan Mantri Awas Yojana - Urban (PMAY-U) in
Bihar including the total number of houses sanctioned, under
construction and completed;
(b) the number of beneficiaries received assistance under the Beneficiary-
Led Construction (BLC) component in Jamui, Jhajha and Lakhisarai
towns;
(c) the primary reasons for the slow progress of PMAY-U in Bihar including
issues related toland titles and availability and delays in installment
release;
(d) the total funds released to Bihar under PMAY-U along with the amount of
Central assistance pending; and
(e) the steps being taken including the use of new construction
technologies, to expedite the completion of sanctioned houses in Bihar?
ANSWER
THE MINISTER OF STATE IN THE
MINISTRY OF HOUSING AND URBAN AFFAIRS
(SHRI TOKHAN SAHU)
(a) to (e) ‘Land’ and ‘Colonization’ are State subjects. Therefore, schemes
related to housing for their citizens are implemented by States/Union
Territories (UTs). However, the Ministry of Housing and Urban Affairs
(MoHUA) supplements the efforts of States/UTs by providing Central
assistance under Pradhan Mantri Awas Yojana- Urban (PMAY-U) since
25.06.2015 to provide pucca houses with basic civic amenities to eligible
urban households across the country, including Bihar.
Based on the learning from the experience of 9 years implementation of
PMAY-U, MoHUA has revamped the scheme and launched PMAY-U 2.0
‘Housing for All’ Mission with effect from 01.09.2024 for 1 crore additional
…2/-
-2-eligible beneficiaries at affordable cost through four verticals i.e.,
Beneficiary Led Construction (BLC), Affordable Housing in Partnership
(AHP), Affordable Rental Housing (ARH) and Interest Subsidy Scheme
(ISS).
The time period for completion of projects/houses generally takes 12-18
months in BLC vertical of the schemes and as per Detailed Project
Reports (DPRs) of respective projects/houses. The completion timeline for
houses depends on various factors like availability of encumbrance free
land, statutory compliances for start of construction, arrangements of
funds by beneficiaries etc.
Central assistance under PMAY-U & PMAY-U 2.0 is released to States/UTs
in three installments incumbent upon fulfillment of mandatory
compliances by the concerned States/UTs as per operational guidelines
and other instructions issued by Ministry of Finance. Due installment of
Central assistance is released as soon as requisite compliances are
achieved in sanctioned projects, to concerned State Government for
transferring it along with matching state share to the identified
beneficiaries for construction of houses under the scheme.
The Physical and financial progress under PMAY-U & PMAY-U 2.0 in the
State of Bihar, including Jamui, Jhajha and Lakhisarai towns of the State,
is at Annexure.
In order to promote innovative construction technology, a Technology &
Innovation Sub-Mission (TISM) has been established under PMAY-U 2.0 to
support innovative design and construction practices for faster and
quality construction of houses. TISM facilitates preparation and adoption
of layout designs and building plans suitable for various geo-climatic
zones through coordination with various regulatory and administrative
bodies for mainstreaming and up-scaling the deployment of modern
construction technologies and material in place of conventional
construction materials/practices.
*****Annexure referred in reply to LSUQ No.2045 due for 11.12.2025
Details of Physical and financial progress in the State of Bihar including the towns of Jamui,
Jhajha and Lakhisarai in Beneficiary Led Construction (BLC) and overall progress under PMAY-U
& PMAY-U 2.0
Bihar Jamui Jhajha Lakhisarai
Sr.
No. Particulars PMAY- PMAY- PMAY- PMAY-
PMAY-U Total PMAY-U Total PMAY-U Total PMAY-U Total
U 2.0 U 2.0 U 2.0 U 2.0
1
CLB
Houses Sanctioned(Nos) 2,64,621 1,53,554 4,18,175 4,538 50 4,588 1,254 877 2,131 1,474 918 2,392
Houses Grounded for
2 Construction (Nos) 2,64,621 48,383 3,13,004 4,538 21 4,559 1,254 367 1,621 1,474 302 1,776
Constructions of Houses
Completed/Delivered(No
3 1,71,137 29 1,71,166 3,242 - 3,242 1,082 - 1,082 1,090 - 1,090
s)
Central Assistance
4 Sanctioned(₹in crore) 3,969.32 2,303.31 6,272.63 68.07 0.75 68.82 18.81 13.16 31.97 22.11 13.77 35.88
Central Assistance
5 Released(₹ in crore) 3,111.12 922.74 4,033.87 62.32 0.30 62.62 17.33 5.32 22.65 18.56 5.52 24.08
1
SSI/SSLC,CLB
gnidulcni
llarevO
Houses Sanctioned(Nos) 2,91,422 1,53,635 4,45,057 4,593 50 4,643 1,262 877 2,139 1,673 918 2,591
Houses Grounded for
2 Construction (Nos) 2,91,422 48,464 3,39,886 4,593 21 4,614 1,262 367 1,629 1,673 302 1,975
Constructions of Houses
Completed/Delivered
3 1,97,080 110 1,97,190 3,297 - 3,297 1,090 - 1,090 1,289 - 1,289
(Nos)
Central Assistance
4 Sanctioned (₹in crore) 4,604.63 2,303.56 6,908.19 69.30 0.75 70.05 18.99 13.16 32.15 26.61 13.77 40.38
Central Assistance
5 Released (₹in crore) 3,728.70 923.00 4,651.70 63.54 0.30 63.84 17.51 5.32 22.83 23.07 5.52 28.59
Credit Linked Subsidy Scheme (CLSS), Interest Subsidy Scheme (ISS)