Parliament Question: RuPay Kisan Credit Cards in Cooperative Sector in Odisha

GOVERNMENT OF INDIA MINISTRY OF COOPERATION RAJYA SABHA UNSTARRED QUESTION NO. 2890 ANSWERED ON 18.03.2026 RuPay Kisan Credit Cards in Cooperative Sector in Odisha 2890. Smt. Mamata Mohanta: Will the Minister of Cooperation be pleased to state: (a) Whether the RuPay Kisan Credit Card initiative for members of cooperative societies is being expanded to Odisha, including District Central Cooperative Banks serving Mayurbhanj district; (b) The number of cards issued in Odisha, district-wise; and; (c) The steps taken to ensure timely and affordable credit access to dairy and other cooperative members in tribal regions? ANSWER THE MINISTER OF COOPERATION (SHRI AMIT SHAH) (a) To achieve the prosperity in the country through the mantra of “Sahakar Se Samriddhi” given by the Prime Minister, a pilot project to promote ‘Cooperation among Cooperatives’ was launched on 21st May, 2023 in Banaskantha and Panchmahal DCCBs of Gujarat. After the success of the pilot project, a statewide campaign on ‘Cooperation among Cooperatives’ was launched in all the districts of Gujarat on January 15, 2024. The objectives under the Campaign inter alia include distribution of Micro-ATMs to Primary Dairy Cooperative Societies (PDCS) and other non-credit cooperative societies to ensure ease of doing business, transparency and financial inclusion by providing door step banking services to all members of PACS, PDCS and all other cooperative societies, thereby increasing the outreach to the people who are at the bottom of the socio-economic pyramid. Under the Campaign, RuPay Kisan Credit Cards (KCC) are also being distributed to all members of PACS, PDCS and other cooperative socieities to provide concessional loan facility to them at zero or low interest rate (interest subvention). Further, one of the objectives of the campaign is to link PACS, PDCS and other cooperative societies with District Central Cooperative Banks (DCCBs) and State Cooperative Banks (StCBs) to enable them to access various banking services through the cooperative banking network. The campaign has demonstrated the potential of cooperative institutions in improving access to banking and credit facilities for farmers, milk producers, artisans and other members of cooperative societies, including those residing in rural and tribal areas. In order to replicate the success of the campaign across the country and expand the outreach of cooperative banks, a Standard Operating Procedure (SOP) for nationwide implementation of the ‘Cooperation among Cooperatives’ campaign was launched on 19 September 2024.As per available information, more than 33 lakh deposit accounts have been opened; 10,079 Bank Mitra have been appointed; 10,265 Micro-ATMs have been distributed to these Bank Mitras; 6.5 lakh RuPay Kisan Credit Cards and around 9.5 lakh Kisan Credit Card (Animal Husbandry) have been distributed to member of cooperative societies in Gujarat under the campaign as on 28.02.2026. (b) As per the information received from NABARD, the district-wise number of RuPay Kisan Credit Cards issued in the State of Odisha is at Annexure-I. (c) RBI has increased the priority sector lending limit for Agricultural Cooperative Societies (Dairy) from ₹5 crore to ₹10 crore vide Master Direction dated 24.03.2025. This enables banks to provide more credit support to Agricultural Cooperative Societies (Dairy), thereby strengthening agricultural infrastructure and boosting rural credit flow. Further, NABARD is actively pursuing sanction of loan in dairy and allied sectors in all district level forums through its regional offices. Details regarding credit access to cooperative members in tribal regions for crop loans, dairy and other activities, including Allied and Agricultural Term Loans (ATL), Self Help Groups (SHGs), non-farm and non-agricultural sectors during FY 2025–26, are at Annexure- II. ******Annexure-1 The number of RuPay KCC issued DCCB-wise in Odisha State S.No DCCB Name Card distributed to farmers (Nos.) 1 Bolangir 74,894 2 Khurda 84,374 3 Angul 1,53,014 4 Sambalpur 1,06,147 5 Boudh 58,167 6 Keonjhar 93,324 7 Mayurbhanj 89,865 8 Bhawanipatna 27,304 9 Nayagarh 81,293 10 Cuttack 2,80,307 11 Koraput 88,434 12 Berhampur 74,104 13 Aska 37,834 14 Sundargarh 46,598 15 Puri 46,326 16 Balasore 76,748 17 Banki 34,736 Total 14,53,469Annexure-2 Credit Access To Dairy And Other Cooperative Members In Tribal Regions For The Year 2025-26 (As On 09.03.2026) (Amount in Rs. in lakhs) Sr. Name Of The CCB Name Of The District Other Finance Including No ATL, SHG, Non-Farm & Crop Loan Dairy Non -Agri Sector Finance No. Amount No. Amount No Amount 1 2 3 4 5 6 7 8 9 1 ANGUL ANGUL 1063 556.57 0 0.00 0 0.00 DHENKANAL 8901 4573.25 0 0.00 0 0.00 2 ASKA GANJAM 1179 415.56 0 0.00 0 0.00 3 BERHAMPUR GANJAM 0 0.00 0 0.00 0 0.00 GAJAPATI 5246 4383.17 0 0.00 107 124.50 4 BALASORE BALASORE 3836 1882.99 0 0.00 118 373.01 BHADRAK 0 0.00 0 0.00 0 0.00 5 BHAWANIPATNA KALAHANDI 2093 1233.30 0 0.00 1 2.00 NUAPADA 0 0.00 0 0.00 0 0.00 6 BOLANGIR BOLANGIR 0 0.00 0 0.00 0 0.00 SUBARNNAPUR 0 0.00 0 0.00 0 0.00 7 BOUDH BOUDH 0 0.00 0 0.00 0 0.00 KANDHAMALA 33222 14946.62 1 2.30 133 270.50 8 BANKI CUTTACK 0 0.00 0 0.00 0 0.00 9 CUTTACK CUTTACK 0 0.00 0 0.00 0.00 0.00 JAGATSINGHPUR 0 0.00 0 0.00 0.00 0.00 KENDRAPARA 0 0.00 0 0.00 0.00 0.00 JAJPUR 0 0.00 0 0.00 0.00 0.00 10 KEONJHAR KEONJHAR 115205 40580.78 0 0.00 319 412.20 11 KHURDA KHURDA 0 0.00 0 0.00 0 0.00 12 KORAPUT KORAPUT 83722 39324.44 1 1.95 385 1226.18 MALKANGIRI 56476 27702.94 1 2.00 131 422.39 NAWARANGPUR 50122 30181.57 0 0.00 238 833.12 RAYAGADA 39027 18139.79 0 0.00 110 333.94 13 MAYURBHANJ MAYURBHANJ 170592 74179.58 37 12.64 2153 2203.31 14 NAYAGARH NAYAGARH 3117 733.99 0 0.00 0 0.00 15 SAMBALPUR BARGARH 0 0.00 0 0.00 0 0.00 SAMBALPUR 22168 19995.81 0 0.00 2 8.00 JHARSUGUDA 0 0.00 0 0.00 0 0.00 DEOGARH 0 0.00 0 0.00 0 0.00 16 SUNDARGARH SUNDARGARH 144405 124467.64 4 2.32 3734 10366.54 17 PURI PURI 0 0.00 0 0.00 0.00 0.00 Grand Total 740374 403298.00 44 21.21 7431 16575.69