Parliament Question: Schemes for Economic Empowerment of Women

GOVERNMENT OF INDIA MINISTRY OF WOMEN AND CHILD DEVELOPMENT LOK SABHA UNSTARRED QUESTION NO. 3453 TO BE ANSWERED ON 13.03.2026 SCHEMES FOR ECONOMIC EMPOWERMENT OF WOMEN 3453. DR. MANNA LAL RAWAT: Will the Minister of WOMEN AND CHILD DEVELOPMENT be pleased to state: (a) whether the Government is presently implementing any major schemes for the economic empowerment of women, if so, the details thereof: (b) the number of women who have been provided financial assistance, loans/other benefit under the Pradhan Mantri Mudra Yojana (PMMY), Stand Up India Scheme, Self Help Group (SHG) Programme, Pradhan Mantri Jan Man Abhiyan, Pradhan Mantri Jan Dhan Yojana and Dharti Aaba Janjatiya Gram Utkarsh Abhiyan, scheme-wise; (c) the details of women beneficiaries who have received benefits under the said scheme State-wise; and (d) the number of women beneficiaries, the amount disbursed and progress made in Rajasthan, scheme-wise, district-wise? ANSWER MINISTER OF WOMEN AND CHILD DEVELOPMENT (SHRIMATI ANNPURNA DEVI) (a) to (d) The Government gives utmost priority to the safety, security and empowerment of women in the country. Government has adopted a multi-pronged approach on a life-cycle continuum basis to address the issue of women for their educational, social, economic and political empowerment so that they lead the process of development of India. The Ministry of Women and Child Development has been implementing the Umbrella Scheme named as ‘Mission Shakti’ during the 15th Finance Commission period with effect from the financial year 2022-23. It is aimed at strengthening interventions for women safety, security and empowerment.The “Sambal” sub-scheme is for safety and security of women. It has the components of One Stop Centres (OSCs), Women Helpline (WHL), Beti Bachao Beti Padhao (BBBP) and Nari Adalat. The “Samarthya” sub scheme is for empowerment of women. It has the components of Pradhan Mantri Matru Vandana Yojana (PMMVY), Shakti Sadan, Sakhi Niwas, Palna and SANKALP: Hub for Empowerment of Women (HEW). The Anganwadi Services under Mission Saksham Anganwadi and Poshan 2.0 is a universal, no-entry barriers scheme under which pregnant women and lactating mothers are eligible for the services including the Supplementary Nutrition Programme (SNP). In the past few years, a number of initiatives have been taken by the Government for holistic development and economic empowerment of women in the country. Pradhan Mantri Mudra Yojana (PMMY) was launched on 08.04.2015. Under the Scheme, collateral free institutional credit is provided by Member Lending Institutions (MLIs) i.e. Scheduled Commercial Banks (SCBs), Regional Rural Banks (RRBs), Non-Banking Financial Companies (NBFCs) and Micro Finance Institutions (MFIs) to non-corporate, non-farm small entrepreneurs. Any individual, who is otherwise eligible to take a loan and has a business plan for small business enterprise can avail loan upto Rs.20 lakh under the Scheme for income generating activities in the manufacturing, trading and service sectors and also for activities allied to agriculture, across four loan categories, viz. Shishu (loans upto Rs. 50,000/-), Kishor (loans above Rs. 50,000/- and upto Rs. 5 lakh), Tarun (loans above Rs. 5 lakh and upto Rs. 10 lakh) and Tarun Plus (loans above Rs. 10 lakh and upto Rs. 20 lakh). The Scheme was launched on 08.04.2015. As on 27.02.2026, a total of 57.26 crore loan accounts with amounting to Rs. 39.48 lakh crore have been extended under PMMY, since inception. Out of this, more than 38.05 crore loan accounts amounting to Rs.16.65 lakh crore have been extended to Women Entrepreneurs. Stand-Up India Scheme was launched on 05.04.2016. The objective of the Scheme was to facilitate loans from Scheduled Commercial Banks (SCBs) of value between Rs. 10 lakh and Rs.1 crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and one- Woman borrower per Bank branch for setting up greenfield enterprise in manufacturing, services or trading sector, including activities allied to agriculture. The Scheme was valid/ operational till March 2025. Stand Up India scheme has facilitated over 2.75 lakh loans to SC/ST and Women entrepreneurs across the country, including a total of 2,27,965 loans amounting to Rs. 52474.07 crore to Women entrepreneurs as on 31.03.2025. Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) launched in June 2011, is a Centrally Sponsored Scheme of Government of India aims at mobilizing rural poor women households into Self Help Groups (SHGs) and provide themlong-term support so that they diversify their livelihoods, improve their incomes and lead a better-quality life. As on 31st Jan 2026, the Mission is implemented in 7178 blocks in 755 districts across 28 States and 6 UTs (except Delhi and Chandigarh). Cumulatively, 10.05 crore women have been mobilized into nearly 91 lakh SHGs. DAY-NRLM provides funds to create a resource in perpetuity for the community institutions to strengthen their institutional and financial management capacity and build their track record to attract mainstream Bank finance. These include Revolving Fund of Rs. 20,000 to Rs. 30,000 per SHG and Community Investment Fund up-to Rs. 2.50 lakh per SHG. In order to reduce the effective cost of Bank credit to women SHGs, DAY-NRLM provides interest subvention to SHGs on loans from Banks. Cumulatively, Rs. 62,58,809.94 Lakh Capitalization support is provided to SHGs and a total of Rs. 12.33 lakh crore bank loan is disbursed since the inception of the scheme. Cumulatively since 2011, 13,06,414 women SHG groups have been provided Capitalization support till January 2026 and 56,01,570 Women SHGs were provided loan by the banks during the financial year 2024-25 under Day-NRLM The details of the number of beneficiaries along with the number of SHGs state-wise is at Annexure-I. Under DAY-NRLM, the number of women beneficiaries district-wise in Rajasthan scheme is at Annexure-II. Further, the amount of capitalization support disbursed, district-wise in the State of Rajasthan under DAY-NRLM is at Annexure-III. Pradhan Mantri Jan Man Abhiyan (PM JANMAN) mission aims to improve the socio- economic status of PVTGs by bridging gaps in health, education, livelihoods; by improving basic infrastructure in Particularly Vulnerable Tribal Group (PVTG) communities, habitations, and families aligning with existing schemes of Nine Ministries/Departments. Under the mission, 539 Van Dhan Vikas Kendras (VDVKs) have been sanctioned, associating 45,958 members, including tribal women members. The State/UT-wise details of VDVKs under PM JANMAN is at Annexure-IV. Further, for the State of Rajasthan, an amount of Rs. 442.1 Lakhs has been sanctioned and Rs. 220.045 Lakhs has been released under PM JANMAN for VDVKs. Pradhan Mantri Jan Dhan Yojana was launched as the National Mission for Financial Inclusion on 28.8.2014. It aims to ensure comprehensive financial inclusion of all households in the country by providing universal access to banking facilities with at least one basic bank account to every household, financial literacy, and social security cover. The Scheme offers: • To unbanked persons a basic bank account without any minimum balance requirement, called a Basic Savings Bank Deposit (BSBD) account; • Free RuPay debit card, with in-built accident insurance cover of Rs. 2 lakh; • Access to overdraft facility of upto Rs. 10,000, subject to eligibility conditions; • Easy access to banking services in rural areas, through Bank Mitras; • Awareness about financial products through financial literacy programsAs on 25.02.2026, there are a total number of 57.78 Crore PMJDY Accountholders, out of this, 32.21 Crore are women Accountholders. Dharti Aaba Janjatiya Gram Utkarsh Abhiyan (DAJGUA) mission seeks to develop enabling infrastructure and enhance socio-economic conditions in selected tribal-majority villages (with a population of 500 or more, and at least 50% tribal residents as well as villages in Aspirational Districts with a tribal population of 50 or more). Under the mission, beneficiary data is maintained in an integrated manner and disaggregated data of women beneficiaries is not maintained. *****Annexure-I DETAILS OF THE NUMBER OF BENEFICIARIES ALONG WITH THE NUMBER OF SHGS STATE-WISE UNDER DAY NRLM Sl State Number of SHGs Number of Women mobilized into No formed SHGs 1 Andhra Pradesh 8,55,600 90,75,289 2 Assam 3,61,516 41,11,020 3 Bihar 10,97,100 1,27,13,428 4 Chhattisgarh 2,76,375 30,68,427 5 Gujarat 2,79,758 27,83,006 6 Jharkhand 2,91,601 35,89,607 7 Karnataka 3,60,684 42,07,374 8 Kerala 2,71,209 40,02,478 9 Madhya Pradesh 4,87,291 58,29,972 10 Maharashtra 6,40,719 65,25,549 11 Odisha 5,51,141 57,75,035 12 Rajasthan 3,21,875 38,04,161 13 Tamil Nadu 3,36,764 40,23,939 14 Telangana 4,42,979 48,20,573 15 Uttar Pradesh 8,42,101 95,09,884 16 West Bengal 11,92,980 1,22,51,533 17 Haryana 60,301 6,29,094 18 Himachal Pradesh 45,295 3,78,542 19 Jammu & Kashmir 91,445 7,97,805 20 Punjab 52,118 5,43,246 21 Uttarakhand 65,840 4,97,777 22 Arunachal 11,906 93,308 23 Manipur 11,659 1,18,734 24 Meghalaya 45,312 4,44,264 25 Mizoram 10,291 85,934 26 Nagaland 15,419 1,35,261 27 Sikkim 5,915 56,675 28 Tripura 51,841 4,94,675 29 Andaman 1,294 13,194 30 Goa 3,891 50,735 31 Ladakh 1,807 12,618 32 Lakshadweep 348 4,363 33 Puducherry 4,744 59,714 Daman DIU and 1,673 16,782 34 NH Total: 90,90,792 10,05,23,996Annexure-II NUMBER OF WOMEN BENEFICIARIES DISTRICT-WISE IN RAJASTHAN SCHEME UNDER DAY-NRLM Sl No. District Number of SHGs formed Number of Women mobilized into SHGs 1. 6,517 80,294 AJMER 2. 7,569 89,011 ALWAR 3. 6,117 69,547 BALOTARA 4. 17,858 2,04,040 BANSWARA 5. 7,122 96,927 BARAN 6. 10,363 1,17,040 BARMER 7. 5,067 58,979 BEAWAR 8. 5,677 64,127 BHARATPUR 9. 13,413 1,51,896 BHILWARA 10. 6,651 78,621 BIKANER 11. 8,386 1,00,035 BUNDI 12. 8,808 1,04,715 CHITTORGARH 13. 8,591 1,08,583 CHURU 14. 9,045 1,10,638 DAUSA 15. 4,059 47,822 DEEG 16. 7,135 81,800 DHOLPUR 17. 4,915 58,225 DIDWANA-KUCHAMAN 18. 14,926 1,69,452 DUNGARPUR 19. 7,063 89,867 HANUMANGARH 20. 8,389 1,02,445 JAIPUR 21. 4,704 54,016 JAISALMER 22. 8,140 94,728 JALORE23. 9,873 1,20,112 JHALAWAR 24. 6,198 74,262 JHUNJHUNU 25. 8,630 1,06,526 JODHPUR 26. 11,184 1,27,455 KARAULI 27. 3,267 37,246 KHAIRTHAL-TIJARA 28. 6,893 82,104 KOTA 29. 4,400 52,390 KOTPUTLI-BEHROR 30. 5,616 63,360 NAGAUR 31. 7,044 83,689 PALI 32. 4,424 51,090 PHALODI 33. 7,911 92,902 PRATAPGARH 34. 7,241 93,581 RAJSAMAND 35. 5,439 61,685 SALUMBAR 36. 8,989 1,02,784 SAWAI MADHOPUR 37. 7,100 86,102 SIKAR 38. 5,516 65,770 SIROHI 39. 8,153 94,311 SRI GANGANAGAR 40. 7,645 92,582 TONK 41. 15,837 1,83,402 UDAIPUR Total: 3,21,875 38,04,161Annexure-III AMOUNT OF CAPITALIZATION SUPPORT DISBURSED, DISTRICT-WISE IN THE STATE OF RAJASTHAN UNDER DAY-NRLM Sl . No. No. of SHGs Amount (in Lakh) disbursed in the form of provided Capitalization Support to SHGs District Capitalization Support 1. 8,823 5,253 Ajmer 2. 8,587 5,212 Alwar 3. 21,239 11,055 Banswara 4. 13,618 8,712 Baran 5. 6,190 2,846 Barmer 6. 4,920 2,533 Bharatpur 7. 19,753 11,926 Bhilwara 8. 8,025 4,704 Bikaner 9. 9,459 5,686 Bundi 10. 12,375 7,077 Chittorgarh 11. 10,994 6,065 Churu 12. 8,793 4,321 Dausa 13. 8,698 4,602 Dholpur 14. 18,829 10,224 Dungarpur 15. 5,845 2,782 Hanumangarh 16. 7,815 3,127 Jaipur 17. 2,489 1,115 Jaisalmer 18. 5,462 3,957 Jalore 19. 15,203 9,102 Jhalawar 20. 6,524 3,237 Jhunjhunu 21. 9,673 5,528 Jodhpur22. 10,386 5,078 Karauli 23. 11,081 6,381 Kota 24. 3,788 1,784 Nagaur 25. 7,592 3,977 Pali 26. 9,475 4,980 Pratapgarh 27. 12,396 7,516 Rajsamand 28. 7,390 3,722 Sawai Madhopur 29. 8,365 5,117 Sikar 30. 6,401 4,103 Sirohi 31. 7,381 4,785 Sri Ganganagar 32. 9,186 5,056 Tonk 33. 21,670 10,741 Udaipur 34. 3,28,425 1,82,304 TotalAnnexure-IV THE STATE/UT-WISE DETAILS OF VDVKS AND ASSOCIATED MEMBERS UNDER PM JANMAN Sl. No. State Members VDVK Sanctioned 1 Andaman and Nicobar 56 1 2 Andhra Pradesh 6,162 73 3 Chhattisgarh 2,395 16 4 Gujarat 1,050 21 5 Jharkhand 2,876 35 6 Karnataka 1,836 33 7 Kerala 537 7 8 Madhya Pradesh 5,091 83 9 Manipur 600 2 10 Maharashtra 3,624 40 11 Odisha 5,244 66 12 Rajasthan 8,842 51 13 Tamil Nadu 2,403 37 14 Telangana 1,461 25 15 Tripura 2,550 30 16 Uttar Pradesh 319 5 17 Uttarakhand 634 9 18 West Bengal 278 5 Grand Total 45,958 539 *****