**Summary:**
This document summarizes the Indian government's response to Lok Sabha Unstarred Question No. 2931 concerning the SEHER Programme, addressed on August 6, 2025. SEHER is a credit education program, initiated by TransUnion CIBIL under a NITI Aayog initiative, designed to provide financial literacy to women, particularly in the context of entrepreneurship. The program is inclusive and available to all women.
The credit awareness modules are delivered through both physical and digital channels. SEHER operates as a public-private partnership, collaborating with government ministries/departments and industry stakeholders. Current collaborations include the Raising and Accelerating MSME Performance (RAMP) Scheme of the Ministry of Micro, Small and Medium Enterprises and SIDBI cluster-level knowledge sharing sessions.
No specific funds have been allocated to the SEHER program by the Government of India. The program aims to reach a wide audience, including women from SC/ST/OBC and PwD communities, although specific benefits are not earmarked for these groups. The government promotes the program through its collaborative efforts, particularly with the RAMP scheme and SIDBI.
Key Entities Referenced
SEHER Programme: A credit education program launched by TransUnion CIBIL under a NITI Aayog initiative to impart financial literacy to women relating to entrepreneurship.
SHRI BAIJAYANT PANDA: Member of Parliament who raised the question about the SEHER Programme.
MINISTRY OF PLANNING: Government of India ministry responsible for planning.
NITI Aayog: A policy think tank of the Government of India.
TransUnion CIBIL: Organization that launched the SEHER program.
RAO INDERJIT SINGH: Minister of State (Independent Charge) of the Ministry of Statistics and Programme Implementation; Minister of State (Independent Charge) of the Ministry of Planning and Minister of State in the Ministry of Culture.
Raising and Accelerating MSME Performance RAMP Scheme: A scheme of the Ministry of Micro, Small and Medium Enterprises.
Ministry of Micro, Small and Medium Enterprises: A ministry of the Government of India.
SIDBI: Small Industries Development Bank of India
GOVERNMENT OF INDIA
MINISTRY OF PLANNING
LOK SABHA
UNSTARRED QUESTION NO. 2931
TO BE ANSWERED ON 06.08.2025
SEHER PROGRAMME
2931. SHRI BAIJAYANT PANDA:
Will the Minister of PLANNING be pleased to state:
(a) the details of the steps undertaken by the Government for imparting financial and credit
education to women under SEHER Programme;
(b) the details of the number of beneficiaries of the said programme, State-wise;
(c) whether the said programme offers any specific benefits to women belonging to
SC/ST/OBC and PwD community and if so, the details thereof;
(d) whether the Government has undertaken any awareness initiatives for the promotion of
the said programme and if so, the details thereof and if not, the reasons therefor; and
(e) the details of the amount of funds allocated for the same?
ANSWER
MINISTER OF STATE (INDEPENDENT CHARGE) OF THE MINISTRY OF STATISTICS
AND PROGRAMME IMPLEMENTATION; MINISTER OF STATE (INDEPENDENT
CHARGE) OF THE MINISTRY OF PLANNING AND MINISTER OF STATE IN THE
MINISTRY OF CULTURE
(RAO INDERJIT SINGH)
(a) to (e) SEHER is a credit education program launched by TransUnion CIBIL under a NITI
Aayog initiative to impart financial literacy to women relating to entrepreneurship. The program
is inclusive and open to all women. The credit awareness modules under SEHER program are
disseminated through physical and digital mode. As a public private partnership initiative, it
endeavors to collaborate with Ministries/Departments of government and other industry
stakeholders. So far through collaborations with the Raising and Accelerating MSME
Performance (RAMP) Scheme of the Ministry of Micro, Small and Medium Enterprises and
SIDBI cluster-level knowledge sharing sessions are being delivered. There is no specific
allocation for SEHER program from the Government of India.
*****