Executive Summary:
The Ministry of Housing and Urban Affairs (MoHUA) has been implementing the Pradhan Mantri Awas Yojana-Urban (PMAYU) since June 25, 2015, to provide housing for eligible urban beneficiaries. The scheme period has been extended to December 31, 2025, to complete sanctioned houses. Further, MoHUA launched PMAYU 2.0 on September 1, 2024 to construct, purchase, and rent a house by 1 crore additional eligible beneficiaries at affordable cost in next five years. The scheme is demand-driven, with beneficiary selection and monitoring occurring at multiple levels.
Key Points / Main Content:
PMAYU Implementation and Objectives:
* PMAYU aims to provide all-weather pucca houses with basic amenities to eligible urban beneficiaries.
* The scheme has been extended until December 31, 2025, to complete sanctioned houses.
* As of July 14, 2025, over 1.12 crore houses have been sanctioned, with 93.61 lakh completed and delivered across the country.
* In Uttar Pradesh, 17,76,823 houses have been sanctioned, with 17,02,317 completed and delivered as of July 14, 2025.
* PMAYU 2.0, launched on September 1, 2024, aims to construct, purchase and rent houses for 1 crore additional eligible beneficiaries over the next five years.
PMAYU 2.0 Verticals:
* Beneficiary Led Construction (BLC)
* Affordable Housing in Partnership (AHP)
* Affordable Rental Housing (ARH)
* Interest Subsidy Scheme (ISS)
Beneficiary Selection and Monitoring:
* Beneficiary list scrutiny occurs at multiple levels within States/UTs.
* The State Level Sanctioning and Monitoring Committee (SLSMC), headed by the Chief Secretary, approves PMAYU proposals.
* The Central Sanctioning and Monitoring Committee (CSMC) sanctions Central Assistance.
* Progress is monitored via geo-tagging of construction stages.
Quality Control and Auditing:
* Third-Party Quality Monitoring (TPQM) is mandatory to ensure construction quality.
* Social Audits are conducted by independent agencies to address issues related to construction, allotment, infrastructure, and inhabitability.
Grievance Redressal:
* Grievance redressal systems are available at the State/UT and City levels to address complaints, including those regarding middlemen.
* The Centralized Public Grievance Redress and Monitoring System (CPGRAMS) allows citizens to lodge grievances related to service delivery.
* Complaints received by MoHUA or via CPGRAMS are forwarded to States/UTs for inquiry and action.
Impact Analysis:
States/Union Territories (UTs):
* Impact: Responsible for submitting project proposals, scrutinizing beneficiary lists, implementing the scheme, monitoring progress, conducting quality control, and addressing grievances.
* Action Required: Submit project proposals, ensure transparent beneficiary selection, monitor construction quality, conduct social audits, and address grievances through available systems.
Urban Local Bodies (ULBs):
* Impact: Involved in the implementation of the scheme at the city level.
* Action Required: Implement the scheme according to guidelines, address quality related issues, and support grievance redressal.
Beneficiaries:
* Impact: Intended recipients of pucca houses with basic amenities.
* Action Required: Participate in the selection process as per State/UT guidelines and utilize grievance redressal mechanisms if necessary.
Ministry of Housing and Urban Affairs (MoHUA):
* Impact: Responsible for overall scheme implementation, sanctioning houses, monitoring progress, and addressing grievances.
* Action Required: Continue implementing and monitoring the scheme, sanction houses based on proposals, and address grievances received through various channels.
Key Entities Referenced
Pradhan Mantri Awas Yojana-Urban (PMAYU): A housing scheme implemented by the Ministry of Housing and Urban Affairs to provide pucca houses with basic amenities to eligible urban beneficiaries.
Ministry of Housing and Urban Affairs (MoHUA): The Indian government ministry responsible for the Pradhan Mantri Awas Yojana-Urban (PMAYU) scheme.
Uttar Pradesh: A state in India where a significant number of houses have been sanctioned and completed under the PMAYU scheme.
Housing for All: An initiative and vision to ensure every citizen has access to housing.
PMAYU 2.0 Housing for All Mission: A revamped version of the PMAYU scheme launched with effect from 01.09.2024, aimed at constructing, purchasing, and renting houses for additional beneficiaries.
Beneficiary Led Construction (BLC): One of the four verticals under PMAYU 2.0, involving construction led by the beneficiary.
Centralized Public Grievance Redress and Monitoring System (CPGRAMS): A system available to citizens to lodge grievances related to service delivery, including PMAYU, for redressal.
State Level Sanctioning and Monitoring Committee (SLSMC): A committee headed by the Chief Secretary of States/UTs for approval of PMAYU proposals.
O.I.H.
GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
STARRED QUESTION NO. 174
TO BE ANSWERED ON JULY 31, 2025
SHORTCOMINGS UNDER PMAY-U
NO. 174. SHRI UJJWAL RAMAN SINGH:
Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to
state:
(a) the objective and present status of the 'Housing for All' initiative
under the Pradhan Mantri Awas Yojana-Urban (PMAY-U),
particularly in Uttar Pradesh;
(b) whether there have been reports of involvement of middlemen in
the allotment thereunder and if so, the details thereof; and
(c) the time by which the shortcomings in the implementation of the
said scheme are likely to be removed and the target of 'Housing for
All' expected to be achieved?
ANSWER
THE MINISTER OF HOUSING AND URBAN AFFAIRS
(SHRI MANOHAR LAL)
(a) to (c): A statement is laid on the Table of the House.STATEMENT REFERRED IN REPLY TO LOK SABHA STARRED QUESTION
NO. 174 FOR 31.07.2025 REGARDING SHORTCOMINGS UNDER PMAY-U.
(a) to (c): Ministry of Housing and Urban Affairs (MoHUA) has been
implementing Pradhan Mantri Awas Yojana - Urban (PMAY-U) since
25.06.2015 to provide all weather pucca houses with basic civic
amenities to eligible urban beneficiaries across the country. The
scheme period has been extended up to 31.12.2025 to complete
sanctioned houses without changing the funding pattern and
implementation methodology. Based on the project proposal
submitted by States/Union Territories (UTs), more than 1.12 crore
houses have been sanctioned under PMAY-U by the Ministry, out of
which 93.61 lakh are completed/delivered to the beneficiaries across
the country, as on 14.07.2025. Under PMAY-U, a total of 17,76,823
houses has been sanctioned since inception in the State of Uttar
Pradesh, out of which 17,02,317 (96%) are completed/delivered to the
beneficiaries, as on 14.07.2025. The successful implementation of
the scheme is achieving its objective to ensure a dignified life for
beneficiaries with security and pride of ownership to the
beneficiaries with the vision of ‘Housing for All’.
Further, based on the learnings from the experiences of
implementation of PMAY-U, MoHUA has revamped the scheme and
launched PMAY-U 2.0 ‘Housing for All’ Mission with effect from
01.09.2024 for implementation in urban areas across the country to
construct, purchase and rent a house by 1 crore additional eligible
beneficiaries at affordable cost in next five years. PMAY-U 2.0 is
implemented through four verticals i.e., Beneficiary Led Construction
(BLC), Affordable Housing in Partnership (AHP), Affordable Rental
Housing (ARH) and Interest Subsidy Scheme (ISS). Based on the
project proposal submitted by States/UTs, a total of 7.09 lakh houses
have been sanctioned recently under PMAY-U 2.0 by the Ministry
which includes 1.98 lakh houses in Uttar Pradesh.
PMAY-U & PMAY-U 2.0 are demand driven schemes. For transparent
selection of beneficiaries, scrutiny of beneficiary list is done at
multiple levels in the States/UTs for approval. The PMAY-U proposals
are approved by the State Level Sanctioning and MonitoringCommittee (SLSMC) headed by the Chief Secretary of States/UTs for
further sanctioning of Central Assistance by Central Sanctioning and
Monitoring Committee (CSMC). The selection of beneficiaries is done
by respective State/UT Government as per the scheme guidelines.
As per the scheme guidelines, the progress is monitored through Geo-
tagging of various stages of construction of all houses/projects. In
addition, the Third Party Quality Monitoring (TPQM) is mandatory for
States/UTs to ensure quality of construction under various
components of the Mission by visiting the project site from time to
time and advise States/UTs and Urban Local Bodies (ULBs) on quality
related issues. Further, Social Audit are conducted by States/UTs
through independent agencies to identify and resolve issues related
to construction, allotment, infrastructure readiness or inhabitability
etc. It affects better implementation and ensures accountability,
transparency and participation in the scheme.
PMAY-U scheme is being implemented through respective State/UT
Government as per the scheme guidelines. Any complaint regarding
the implementation of PMAY-U including middleman in the allotment
of houses, if any, are addressed through suitable grievance redressal
system available at both State/UT and City level as per existing rules
and regulations and also actions are taken as per prevalent law.
Moreover, a Centralized Public Grievance Redress and Monitoring
System (CPGRAMS) is also available to the citizens to lodge their
grievances to the public authorities on any subject related to service
delivery including PMAY-U for redressal. Grievances/complaints
received in MoHUA or on CPGRAMS portal regarding any aspect of
scheme implementation, selection of beneficiaries including any
irregularity or involvement of middlemen are forwarded to States/UTs
for enquiry and appropriate action against the concerned persons, as
per scheme guidelines.
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