**Executive Summary:**
This document addresses Lok Sabha Unstarred Question No. 1960 regarding slum rehabilitation and affordable housing in Karnataka, particularly in Bengaluru, under the Pradhan Mantri Awas Yojana-Urban (PMAY-U). It outlines central assistance provided to states/UTs for housing, including slum redevelopment, noting that land and colonisation are state subjects. The scheme period has been extended up to 31.12.2025 to complete sanctioned houses without changing the funding pattern and implementation methodology. The State Government of Karnataka has signed the Memorandum of Agreement MoA to implement the PMAYU 2.0 scheme.
**Key Points / Main Content:**
* **PMAY-U and Slum Rehabilitation:**
* The Government of India supplements State/UT efforts by providing central assistance under PMAY-U for "pucca" houses with basic amenities for eligible urban beneficiaries, including slum dwellers.
* Beneficiaries can avail PMAY-U benefits through Beneficiary Led Construction or Enhancement (BLC), Affordable Housing in Partnership (AHP), In-Situ Slum Redevelopment (ISSR), and Credit Linked Subsidy Scheme (CLSS).
* Selection of beneficiaries, project formulation, and execution are managed by States/UTs based on demand.
* **PMAY-U Data and Progress:**
* Over 1.12 crore houses have been sanctioned under PMAY-U across the country, including 5.84 lakh in Karnataka, with 93.61 lakh completed/delivered as of 14.07.2025.
* Approximately 29 lakh houses have been sanctioned for slum dwellers under AHP/BLC/ISSR verticals of PMAY-U, with over 1.29 lakh houses sanctioned for slum dwellers in Karnataka.
* As of 31.07.2025, in Karnataka, 1,29,608 houses have been sanctioned for slum dwellers under PMAY-U, with 25,310 houses sanctioned in Bengaluru district. 94,041 houses completed in Karnataka, with 17,801 houses completed in Bengaluru district.
* **PMAY-U 2.0:**
* MoHUA has revamped the scheme and launched PMAY-U 2.0 "Housing for All Mission" effective 01.09.2024, aiming to support 1 crore additional eligible beneficiaries in the next five years.
* PMAY-U 2.0 is implemented through BLC, AHP, Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS) verticals.
* Slum redevelopment projects can be undertaken under BLC or AHP, depending on the implementation method.
* The State Government of Karnataka has signed the MoA to implement PMAYU 2.0 scheme but has not submitted any new proposals for sanctioning houses including for slum under PMAYU 2.0 to the Ministry.
**Impact Analysis:**
* **State Government of Karnataka/Bruhat Bengaluru Mahanagara Palike (BBMP):**
* *Impact:* Responsible for implementing housing and slum rehabilitation schemes within their jurisdiction. They are the primary entities for project formulation, execution, and beneficiary selection under PMAY-U and PMAY-U 2.0.
* *Action Required:* Continue implementing PMAY-U 2.0, formulate and submit new proposals for housing projects, including slum redevelopment, to the Ministry of Housing and Urban Affairs to avail central assistance.
* **Slum Dwellers/Eligible Urban Beneficiaries:**
* *Impact:* Benefit from the provision of "pucca" houses with basic amenities through various PMAY-U verticals.
* *Action Required:* Avail benefits under PMAY-U through available verticals (BLC, AHP, ISSR, CLSS) based on eligibility and demand.
* **Ministry of Housing and Urban Affairs (MoHUA):**
* *Impact:* Responsible for providing central assistance under PMAY-U and PMAY-U 2.0, monitoring the progress of housing projects, and sanctioning houses based on proposals submitted by States/UTs.
* *Action Required:* Continue providing central assistance under PMAY-U 2.0, monitor the implementation of the scheme, and process proposals received from States/UTs for sanctioning houses.
Key Entities Referenced
Pradhan Mantri Awas Yojana Urban PMAYU: A centrally sponsored scheme by the Government of India to provide pucca houses with basic amenities to eligible urban beneficiaries, including slum dwellers.
Karnataka: A state in India where slum rehabilitation projects are being undertaken under PMAYU and other schemes.
Bengaluru: A city in Karnataka where slum rehabilitation projects are being undertaken under PMAYU and other schemes.
Bruhat Bengaluru Mahanagara Palike BBMP: The municipal corporation responsible for the civic administration of Bengaluru.
Beneficiary Led Construction or Enhancement BLC: One of the verticals under PMAYU through which eligible beneficiaries can avail benefits.
Affordable Housing in Partnership AHP: One of the verticals under PMAYU through which affordable housing projects are undertaken in partnership with other entities.
InSitu Slum Redevelopment ISSR: One of the verticals under PMAYU focused on redeveloping slums in their existing locations.
Pradhan Mantri Awas Yojana Urban 2.0 PMAYU 2.0 Housing for All Mission: A revamped version of the PMAYU scheme launched to support additional eligible beneficiaries in urban areas.
GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO. 1960
TO BE ANSWERED ON JULY 31, 2025
SLUM REHABILITATION AND AFFORDABLE HOUSING IN KARNATAKA
NO. 1960. SHRI P C MOHAN:
Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to
state:
(a) the number of slum rehabilitation projects undertaken in
Karnataka particularly in Bengaluru under the Pradhan Mantri
Awas Yojana – Urban (PMAY-U) or any other centrally
sponsored schemes during each of the last five years;
(b) the total number of slum dwellers rehabilitated under these
schemes in Bengaluru along with the number of housing units
constructed and allotted;
(c) the details of central assistance sanctioned, released and
utilised for slum redevelopment projects in Karnataka;
(d) whether any proposals from the State Government of
Karnataka or Bruhat Bengaluru Mahanagara Palike (BBMP) for
new slum rehabilitation projects are currently under
consideration; and
(e) if so, the details and the current status thereof along with the
expected timeline for their implementation?
ANSWER
THE MINISTER OF STATE IN THE
MINISTRY OF HOUSING AND URBAN AFFAIRS
(SHRI TOKHAN SAHU)
(a) to (c): ‘Land’ and ‘Colonisation’ are State subjects. Schemes
related to housing and slum rehabilitation are implemented by
State/Union Territory (UT) Governments in their respective regions.
However, Government of India supplements the efforts of
States/UTs by providing Central Assistance under Pradhan Mantri
Awas Yojana – Urban (PMAY-U) to provide pucca house with basic
amenities to eligible urban beneficiaries across the country
…2/--2-
including slum dwellers. Eligible beneficiaries including slum
dwellers could avail benefit of PMAY-U through available four
verticals i.e., Beneficiary Led Construction or Enhancement (BLC),
Affordable Housing in Partnership (AHP), In-Situ Slum
Redevelopment (ISSR) and Credit Linked Subsidy Scheme (CLSS).
The scheme is demand driven and selection of beneficiaries under
various verticals preferred by beneficiaries, formulation of projects
and execution are done by States/UTs. Based on the project
proposal submitted by States/UTs, more than 1.12 crore houses
have been sanctioned under PMAY-U by the Ministry across the
country including 5.84 lakh in Karnataka, out of which 93.61 lakh
are completed/delivered to the beneficiaries across the country, as
on 14.07.2025. The scheme period has been extended up to
31.12.2025 to complete sanctioned houses without changing the
funding pattern and implementation methodology.
Out of the total sanctioned houses under the scheme, about 29
lakh houses have been sanctioned to slum dwellers under
AHP/BLC/ISSR verticals of PMAY-U, of which more than 1.29 lakh
houses have been sanctioned for slum dwellers in Karnataka. The
details of houses sanctioned, grounded & completed along with
fund sanctioned, released & utilised in the State of Karnataka and
Bangaluru district for the slum dwellers under PMAY-U is at
Annexure.
(d) & (e): Based on the learnings from the experiences of
implementation of PMAY-U, MoHUA has revamped the scheme and
launched PMAY-U 2.0 ‘Housing for All’ Mission with effect from
01.09.2024 for implementation in urban areas across the country to
support 1 crore additional eligible beneficiaries in next five years.
PMAY-U 2.0 is implemented through four verticals i.e., Beneficiary
Led Construction (BLC), Affordable Housing in Partnership (AHP),
Affordable Rental Housing (ARH) and Interest Subsidy Scheme
(ISS). Slum redevelopment projects can be taken under BLC or AHP
vertical depending on method of implementation. The State
Government of Karnataka has signed the Memorandum of
Agreement (MoA) to implement the PMAY-U 2.0 scheme. However,
the State has not submitted any new proposals for sanctioning
houses including for slum under PMAY-U 2.0 to the Ministry.
*****Annexure referred in reply to LSUQ No. 1960 due for 31-07-2025
The details of houses sanctioned, grounded and completed along with fund
sanctioned, released and utilised in the State of Karnataka and Bangaluru district for
the slum dweller under PMAY-U
Sr. No. Particulars Karnataka Bengaluru
District
1 Houses Sanctioned (Nos) 1,29,608 25,310
2 Houses Grounded for Construction (Nos) 1,09,836 20,699
3 Constructions of Houses Completed (Nos) 94,041 17,801
4 Central Assistance Sanctioned (₹ in Cr.) 2,222.12 439.41
5 Central Assistance Released (₹ in Cr.) 1,672.61 330.75
6 Central Assistance Utilised (₹ in Cr.) 1,619.99 320.34