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GOVERNMENT OF INDIA
MINISTRY OF LABOUR AND EMPLOYMENT
LOK SABHA
UNSTARRED QUESTION NO. 2716
TO BE ANSWERED ON 09.03.2026
STATUS OF PM-SYM YOJANA IN MAHARASHTRA
2716. SMT. SUPRIYA SULE:
SHRI MOHITE PATIL DHAIRYASHEEL RAJSINH:
Will the Minister of LABOUR AND EMPLOYMENT be pleased to
state:
(a)whether the Government has reviewed the implementation of the
Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM) for
unorganised sector workers in Maharashtra since its launch and if
so, the details thereof;
(b)the details of the number of workers enrolled under the scheme
and the number of beneficiaries currently contributing and eligible
for pension benefits, district-wise in the State;
(c)whether low enrolment, irregular contributions and lack of
awareness among informal workers in urban and rural areas of
Maharashtra are affecting the scheme’s outreach and
effectiveness and if so, the details thereof;
(d)the details of the total Central contribution released for
subscribers in Maharashtra during the last three years and the
current year, year-wise and the number of workers who have exited
or defaulted on contributions; and
(e)the details of the steps taken/being taken by the Government to
strengthen awareness, simplify enrolment and contribution
processes and ensure that eligible unorganised workers in
Maharashtra are able to access assured pension benefits under the
scheme?
ANSWER
MINISTER OF STATE FOR LABOUR AND EMPLOYMENT
(SUSHRI SHOBHA KARANDLAJE)
(a) to (e): The Government periodically reviews the implementation
of the Pradhan Mantri Shram Yogi Maandhan Yojana. The PM-SYM
scheme was launched in February, 2019 in order to provide old-age
protection to the workers of unorganised sector. This is a voluntary
and contributory pension scheme. Under the scheme, a monthly
Contd..2/-:: 2 ::
assured pension of Rs. 3000/- is provided to the unorganised workers
after attaining the age of 60 years. The workers in the age group of
18 to 40 years whose monthly income is Rs. 15000/- or less and who
are not a member of EPFO/ESIC/NPS (Govt. funded) are eligible to join
the scheme on a self-declaration basis. The monthly contribution
amount ranges from Rs. 55/- to Rs. 200/-, depending on the entry age
of the beneficiary. Under the scheme, 50% monthly contribution is
payable by the beneficiary and an equal matching contribution is paid
by the Central Government.
As on 04.03.2026, the total number of workers enrolled
under the scheme in the state of Maharashtra is 6,27,646. The number
of active beneficiaries in Maharashtra is 1,95,216.
The steps taken by the Government to strengthen
awareness, simplify enrolment and contribution processes in this
scheme are as follows:
(i) Holding periodic review meeting with States/ UTs.
(ii) Common Services Centres (CSCs) are given incentives on every
eligible person enrolled in PM-SYM.
(iii) Launch of new features: Voluntary EXIT, Revival Module, Claim
Status, and Account Statement.
(iv) Extension of revival of dormant accounts from 1 year to 3 years.
(v) Two-way integration of PM-SYM and eShram.
(vi) SMS campaign to create awareness.
(vii) Addressing Chief Secretaries of States regarding enrolment
under PM-SYM scheme.
(viii) Organising a nationwide special registration drive for enrolment
of unorganised workers under PM-SYM scheme as:
Phase I: Urban Areas from 15th January 2026 – 15th February 2026
already completed.
Phase II: Rural Areas from 16th February 2026 – 15th March 2026.
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