**Executive Summary**
This document is the answer from the Minister of State in the Ministry of Housing and Urban Affairs to Unstarred Question No. 853 in Lok Sabha, to be answered on December 4, 2025, regarding the Pradhan Mantri Awas Yojana-Urban (PMAY-U). It details the scheme's verticals, progress up to June 2025, and introduces PMAY-U 2.0, effective from September 1, 2024. The implementation period of the PMAY-U scheme has been extended up to December 31, 2025 to complete sanctioned houses.
**Key Points / Main Content**
* **PMAY-U Implementation:**
* The Ministry of Housing and Urban Affairs (MoHUA) has been implementing PMAY-U since June 25, 2015, to provide pucca houses with basic amenities to eligible urban beneficiaries.
* The scheme is implemented through four verticals.
* The original PMAY-U implementation period, initially up to March 31, 2022, has been extended to December 31, 2025, to complete sanctioned houses. The funding pattern and implementation methodology remain unchanged.
* **PMAY-U 2.0:**
* MoHUA has revamped the PMAY-U scheme and launched PMAY-U 2.0 'Housing for All' Mission, effective from September 1, 2024.
* PMAY-U 2.0 aims to support 1 crore additional eligible beneficiaries over the next five years in urban areas across the country.
* PMAY-U 2.0 is implemented through four verticals: Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS).
* Scheme guidelines are available at: [https://pmay-urban.gov.in/uploads/guidelines/Operational-Guidelines-of-PMAY-U-2.pdf](https://pmay-urban.gov.in/uploads/guidelines/Operational-Guidelines-of-PMAY-U-2.pdf)
* **Progress Summary (as of November 24, 2025):**
* A total of 122.06 lakh houses have been sanctioned under the scheme, including 10.43 lakh under PMAY-U 2.0.
* 113.85 lakh houses have been grounded.
* 96.02 lakh houses have been completed/delivered to beneficiaries.
**Impact Analysis**
**MoHUA (Ministry of Housing and Urban Affairs)**
* **Impact:** Responsible for continued implementation, monitoring, and administration of PMAY-U and PMAY-U 2.0.
* **Action Required:** Ensure continued implementation of the scheme through the four verticals, and monitor progress toward the 1 crore additional beneficiaries under PMAY-U 2.0.
**States/Union Territories (UTs)**
* **Impact:** Responsible for submitting project proposals and implementing the scheme at the local level.
* **Action Required:** Continue project implementation and ensure completion of sanctioned houses by December 31, 2025 and achieve the targets under PMAY-U 2.0.
**Eligible Urban Beneficiaries**
* **Impact:** Access to affordable housing with basic civic amenities. Additional beneficiaries will be supported under the PMAY-U 2.0.
* **Action Required:** Engage with the scheme and follow the guidelines for availing benefits.
Key Entities Referenced
Pradhan Mantri Awas Yojana - Urban (PMAY-U): A housing scheme implemented by the Ministry of Housing and Urban Affairs to provide pucca houses with basic civic amenities to eligible urban beneficiaries across the country.
Ministry of Housing and Urban Affairs (MoHUA): The ministry responsible for implementing the PMAY-U scheme.
PMAY-U 2.0 ‘Housing for All' Mission: A revamped version of the PMAY-U scheme, aimed at supporting additional beneficiaries in urban areas across the country.
O.I.H.
GOVERNMENT OF INDIA
MINISTRY OF HOUSING AND URBAN AFFAIRS
LOK SABHA
UNSTARRED QUESTION NO. 853
TO BE ANSWERED ON DECEMBER 04, 2025
VERTICALS UNDER PMAY-U
NO. 853. SHRI RAJPALSINH MAHENDRASINH JADAV:
Will the Minister of HOUSING AND URBAN AFFAIRS be pleased
to state:
(a) the details of the four different verticals under the Pradhan
Mantri Awas Yojana–Urban (PMAY-U) till June, 2025; and
(b) the number of houses sanctioned, under construction and
completed till June, 2025 under PMAY-U along with the overall
progress of the said yojana?
ANSWER
THE MINISTER OF STATE IN THE
MINISTRY OF HOUSING AND URBAN AFFAIRS
(SHRI TOKHAN SAHU)
(a) & (b): Ministry of Housing and Urban Affairs (MoHUA) has been
implementing Pradhan Mantri Awas Yojana - Urban (PMAY-U) since
25.06.2015 with an aim to provide all weather pucca houses with
basic civic amenities to eligible urban beneficiaries across the
country. The scheme is implemented through four verticals. The
implementation period of PMAY-U scheme, which was earlier up to
31.03.2022, has been extended up to 31.12.2025 to complete
sanctioned houses without changing the funding pattern and
implementation methodology.
Further, based on the learnings from the experiences of
implementation of PMAY-U, MoHUA has revamped the scheme and
launched PMAY-U 2.0 ‘Housing for All’ Mission with effect from
01.09.2024 for implementation in urban areas across the country to
support 1 crore additional eligible beneficiaries in next five years.
...2/--2-
PMAY-U 2.0 is implemented through four verticals i.e., Beneficiary
Led Construction (BLC), Affordable Housing in Partnership (AHP),
Affordable Rental Housing (ARH) and Interest Subsidy Scheme (ISS).
The scheme guidelines can be accessed at https://pmay-
urban.gov.in/uploads/guidelines/Operational-Guidelines-of-PMAY-U-
2.pdf
Based on the project proposal submitted by States/Union Territories
(UTs), a total of 122.06 lakh houses, including 10.43 lakh under
PMAY-U 2.0, have been sanctioned under the scheme by the
Ministry, so far. Out of which, 113.85 lakh houses have been
grounded and 96.02 lakh are completed/delivered to the
beneficiaries across the country as on 24.11.2025.
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