Home India Ministry of Housing and Urban Affairs Parliament Question: Verticals under PMAY-U...
Date: 2025-07-24 Category: Not Applicable State: Union Government Country: India

Parliament Question: Verticals under PMAY-U

Issued by Ministry of Housing and Urban Affairs · Not Applicable

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Executive Summary & Key Takeaways

**Executive Summary:** The Ministry of Housing and Urban Affairs (MoHUA) has been implementing the Pradhan Mantri Awas Yojana-Urban (PMAY-U) since June 25, 2015, to provide pucca houses with basic amenities to eligible urban beneficiaries. The scheme has been extended until December 31, 2025, to complete sanctioned houses and PMAYU 2.0 launched on September 1, 2024, aiming to construct, purchase, and rent a house by 1 crore additional eligible beneficiaries at affordable cost in the next five years. The scheme is implemented through four verticals: Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH), and Interest Subsidy Scheme (ISS). **Key Points / Main Content:** * **Scheme Overview:** * PMAY-U aims to provide pucca houses with basic civic amenities to eligible urban beneficiaries. * PMAYU 2.0 aims to construct, purchase, and rent a house by 1 crore additional eligible beneficiaries at affordable cost in the next five years. * The scheme period is extended to December 31, 2025, to complete sanctioned houses. * PMAYU 2.0 launched with effect from 01.09.2024. * **Implementation Verticals:** * Beneficiary Led Construction (BLC) * Affordable Housing in Partnership (AHP) * Affordable Rental Housing (ARH) * Interest Subsidy Scheme (ISS) * **Implementation Structure:** * BLC, AHP, and ARH are implemented as Centrally Sponsored Schemes (CSS) through States and Union Territories (UTs). * ISS is implemented as a Central Sector Scheme through Central Nodal Agencies (NHB, SBI, and HUDCO). * **Progress Overview (as of July 14, 2025):** * 119.25 lakh houses sanctioned, including 7.09 lakh under PMAYU 2.0. * 112.81 lakh houses grounded. * 93.60 lakh houses completed/delivered. * **Financial Assistance (as of June 2025):** * Karnataka: Central assistance sanctioned ₹9,804 crore, released ₹7,277 crore, and utilized ₹7,147 crore. * Bengaluru: Central assistance sanctioned ₹2,693 crore, released ₹2,336 crore, and utilized ₹2,164 crore. * **Beneficiary Categories (Karnataka & Bengaluru):** * Details of houses sanctioned for EWS, LIG, SC, ST, OBC, Minorities and Women-headed households is in Annexure III. * **Project Completion Timeline:** * Ranges from 12-36 months, depending on the project and State/UT. * Factors influencing completion include land availability, statutory compliances, and beneficiary funding. **Impact Analysis** **States and Union Territories (UTs):** * *Impact:* Responsible for project proposals, beneficiary selection, project execution, and monitoring. * *Action Required:* Expedite project implementation, ensure timely completion of sanctioned houses, and conduct regular reviews. **Beneficiaries:** * *Impact:* Receive assistance to construct, purchase, or rent affordable housing. * *Action Required:* Arrange funds, ensure compliance with statutory requirements, and cooperate in the construction process. **Central Nodal Agencies (NHB, SBI, HUDCO):** * *Impact:* Implement the Interest Subsidy Scheme (ISS) vertical of PMAY-U. * *Action Required:* Facilitate access to interest subsidies for eligible beneficiaries. **Ministry of Housing and Urban Affairs (MoHUA):** * *Impact:* Oversees the overall implementation of PMAY-U and PMAYU 2.0. * *Action Required:* Monitor scheme progress, conduct regular reviews with States/UTs, and ensure completion of sanctioned houses within the extended timeline.

Key Entities Referenced

Pradhan Mantri Awas Yojana Urban (PMAYU): A Government of India scheme implemented by the Ministry of Housing and Urban Affairs to provide pucca houses with basic civic amenities to eligible urban beneficiaries. Ministry of Housing and Urban Affairs (MoHUA): The Indian government ministry responsible for the Pradhan Mantri Awas Yojana Urban (PMAYU) scheme and urban development. Chhattisgarh: A state in India, specifically mentioned in the context of the PMAYU scheme's implementation. Rajasthan: A state in India, specifically Rajsamand Lok Sabha Constituency is mentioned with respect to the progress of the PMAYU yojana. Karnataka: A state in India, specifically Bengaluru Urban and Rural districts are mentioned with respect to the progress of the PMAYU yojana. Himachal Pradesh: A state in India, specifically Mandi district is mentioned with respect to the progress of the PMAYU yojana. Uttar Pradesh: A state in India, specifically Phulpur Lok Sabha Constituency is mentioned with respect to the progress of the PMAYU yojana. Madhya Pradesh: A state in India, specifically Sidhi Lok Sabha Constituency is mentioned with respect to the progress of the PMAYU yojana.
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GOVERNMENT OF INDIA MINISTRY OF HOUSING AND URBAN AFFAIRS LOK SABHA UNSTARRED QUESTION NO. 704 TO BE ANSWERED ON JULY 24, 2025 VERTICALS UNDER PMAY-U NO. 704. SHRI TAPIR GAO: DR. RAJESH MISHRA: SHRI KRIPANATH MALLAH: SHRI VISHNU DAYAL RAM: SHRI VISHWESHWAR HEGDE KAGERI: SHRI PARBHUBHAI NAGARBHAI VASAVA: SMT. VIJAYLAKSHMI DEVI: SMT. MAHIMA KUMARI MEWAR: SHRI RADHESHYAM RATHIYA: SHRI P C MOHAN: SHRI YOGENDER CHANDOLIA: SHRI KONDA VISHWESHWAR REDDY: SHRI KHAGEN MURMU: DR. LATA WANKHEDE: SHRI MADHAVANENI RAGHUNANDAN RAO: SHRI BHARATSINHJI SHANKARJI DABHI: SHRI JANARDAN MISHRA: SHRI SATISH KUMAR GAUTAM: SHRI PRAVEEN PATEL: SMT. KAMALJEET SEHRAWAT: MS KANGNA RANAUT: DR. VINOD KUMAR BIND: SHRI MUKESH RAJPUT: Will the Minister of HOUSING AND URBAN AFFAIRS be pleased to state: (a) the details of the four verticals under the Pradhan Mantri Awas Yojana -Urban (PMAY-U) in the country including Chhattisgarh as on June, 2025; (b) the progress of the said yojana with respect to the number of houses sanctioned, under-construction and completed under each vertical of the yojana till June, 2025, State/UT-wise including Rajsamand Lok Sabha Constituency in Rajasthan, Bengaluru Urban and Rural districts in Karnataka, Sidhi Lok Sabha Constituency, Phulpur Lok Sabha Constituency, Delhi and Mandi in Himachal Pradesh; (c) the reasons for delays, if any, in the completion of houses under the said yojana and the steps being taken by the Government to expedite its implementation; …2/--2- (d) the total Central assistance sanctioned, released and utilised for PMAY-U projects in Karnataka, especially in Bengaluru till June, 2025; and (e) the category-wise details of beneficiaries such as Economically Weaker Sections, Low-Income Groups, Scheduled Castes, Scheduled Tribes, Other Backward Classes, minorities and women-headed households covered under PMAY-U in Karnataka particularly in Bengaluru? ANSWER THE MINISTER OF STATE IN THE MINISTRY OF HOUSING AND URBAN AFFAIRS (SHRI TOKHAN SAHU) (a) to (c): Ministry of Housing and Urban Affairs (MoHUA) has been implementing Pradhan Mantri Awas Yojana - Urban (PMAY-U) since 25.06.2015 with an aim to provide all weather pucca houses with basic civic amenities to all eligible urban beneficiaries across the country. The scheme period has been extended up to 31.12.2025 to complete sanctioned houses without changing the funding pattern and implementation methodology. Based on the learnings from the experiences of implementation of PMAY-U, MoHUA has revamped the scheme and launched PMAY-U 2.0 ‘Housing for All’ Mission with effect from 01.09.2024 for implementation in urban areas across the country to construct, purchase and rent a house by 1 crore additional eligible beneficiaries at affordable cost in next five years. PMAY-U 2.0 is implemented through four verticals i.e., Beneficiary Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH) and Interest Subsidy Scheme (ISS). The BLC, AHP and ARH verticals of the scheme are implemented as Centrally Sponsored Scheme (CSS) through States and Union Territories (UTs). The ISS vertical is implemented as a Central Sector Scheme through Central Nodal Agencies such as National housing Bank (NHB), State Bank of India (SBI) and Housing and Urban Development Corporation Ltd. (HUDCO). Based on the project proposal submitted by States/UTs, a total of 119.25 lakh houses including 7.09 lakh under PMAY-U 2.0, have been sanctioned under PMAY-U by the Ministry, so far. Out of which 112.81 lakh houses have been grounded and 93.60 lakh are completed/delivered to the beneficiaries across the country as on 14.07.2025. State/UT-wise details of houses sanctioned, grounded and completed under each vertical of PMAY-U till June 2025 including Chhattisgarh is at Annexure-I. Further, houses sanctioned, grounded and completed in Rajsamand Lok Sabha Constituency of …3/--3- Rajasthan, Bengaluru Urban and Bengaluru Rural district of Karnataka, Sidhi Lok Sabha Constituency of Madhya Pradesh, Phulpur Lok Sabha Constituency of Uttar Pradesh, Delhi and Mandi of Himachal Pradesh under PMAY-U are at Annexure-II. Parliamentary Constituency-wise progress of Scheme may also be seen at PMAY-U Dashboard at https://dashboard.pmay-urban.gov.in. PMAY-U is a demand driven scheme. Selection of beneficiaries under various verticals preferred by the beneficiaries, formulation of projects and execution are done by States/UTs. The timeline for completion of houses/projects varies from State to State and it generally takes 12-36 months in different verticals of the scheme and as per Detailed Project Reports (DPRs) of respective projects. The completion timeline for houses depends on various factors like availability of encumbrance free land, statutory compliances for start of construction, arrangement of funds by beneficiaries etc. The Ministry conducts regular reviews with the States/UTs to monitor progress of implementation of the scheme and expedite completion of sanctioned houses within the stipulated timeline. The PMAY-U scheme period has been extended up to 31.12.2025 to complete all the sanctioned houses without changing the funding pattern and implementation methodology. (d) & (e) Total Central Assistance sanctioned, released and utilised till June 2025 for PMAY-U projects for State of Karnataka is ₹9,804 crore, ₹7,277 crore and ₹7,147 crore respectively and for Bengaluru is ₹2,693 crore, ₹2,336 crore and ₹2,164 crore respectively. Total houses sanctioned for Economically Weaker Sections (EWS), Low Income Groups (LIG), Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), minorities and women-headed households covered under PMAY-U in State of Karnataka and Bengaluru is at Annexure-III. *****Annexure-I referred in reply to LS USQ No. 704 due for answer on 24.07.2025 Vertical-wise and State/UT-wise details of houses sanctioned, grounded and completed under PMAY-U & PMAY-U 2.0 including Chhattisgarh Credit Linked Affordable Housing in Partnership (AHP) & Affordable Rental Housing Complexes Subsidy Scheme Beneficiary Led Construction (BLC) In-situ Slum Redevelopment (ARHC) & Affordable Rental (CLSS) & Interest S. No. Name of the State/UT (ISSR)* Housing (ARH) Subsidy Scheme Sanctioned/ Sanctioned Grounded Completed Sanctioned Grounded Completed Sanctioned Grounded Completed Grounded/ Completed 1 setatS Andhra Pradesh 16,12,109 14,91,489 7,68,311 2,69,667 2,69,667 2,43,145 1,388 - - 65,521 2 Bihar 4,18,411 2,69,668 1,63,843 6,502 6,502 5,644 - - - 20,299 3 Chhattisgarh 2,23,975 2,09,866 1,87,881 38,397 37,973 31,244 2,222 - - 37,550 4 Goa 5 5 4 - - - - - - 3,141 5 Gujarat 1,70,510 1,49,212 1,40,314 1,79,580 1,79,204 1,56,761 5,002 4,549 2,602 6,43,787 6 Haryana 82,905 43,610 23,755 2,452 2,085 1,818 2,545 2,545 - 44,933 7 Himachal Pradesh 10,054 10,054 8,779 64 64 64 205 205 - 2,522 8 Jharkhand 1,92,574 1,77,231 1,37,172 35,687 18,240 7,321 - - - 15,160 9 Karnataka 1,80,798 1,65,333 1,41,881 2,96,359 2,36,260 1,45,100 - - - 1,06,929 10 Kerala 1,27,153 1,20,359 1,00,156 2,153 2,121 1,314 - - - 32,651 11 Madhya Pradesh 7,34,952 7,14,428 6,48,625 57,800 57,600 42,697 268 268 - 1,73,381 12 Maharashtra 2,57,191 2,08,556 1,42,090 3,66,806 3,15,324 2,26,009 - - - 6,25,050 13 Odisha 1,84,366 1,58,814 1,39,848 18,217 14,349 12,269 - - - 12,756 14 Punjab 82,871 69,243 48,664 1,595 426 426 - - - 48,804 15 Rajasthan 1,43,565 1,06,008 60,654 41,888 40,193 25,303 2,928 2,928 480 1,48,362 16 Tamil Nadu 4,04,058 4,03,130 3,68,817 1,46,253 1,46,253 1,17,685 61,411 55,326 36,450 1,20,114 17 Telangana 1,13,681 - - 1,59,628 1,46,577 1,35,181 14,490 - - 88,446 18 Uttar Pradesh 17,48,159 15,35,927 14,89,940 71,420 68,347 56,509 1,112 - - 1,55,456 19 Uttarakhand 25,190 24,389 15,132 18,496 18,480 7,466 170 170 170 19,919 20 West Bengal 5,25,499 5,17,892 3,78,838 3,984 2,348 1,084 - - - 85,622 Sub-total (States) 72,38,026 63,75,214 49,64,704 17,16,948 15,62,013 12,17,040 91,741 65,991 39,702 24,50,403 21 setatS tsaE htroN Arunachal Pradesh 11,770 7,130 6,459 1,536 1,536 1,536 - - - 73 22 Assam 1,81,128 1,65,235 1,25,857 64 64 - 2,222 - - 3,799 23 Manipur 52,286 49,329 18,099 - - - - - - 233 24 Meghalaya 4,554 3,877 1,780 - - - - - - 204 25 Mizoram 36,789 36,740 24,024 142 142 142 - - - 2,219 26 Nagaland 29,973 29,966 28,226 1,054 1,054 702 - - - 40 27 Sikkim 110 110 30 - - - - - - 189 28 Tripura 84,136 81,544 73,194 4,005 4,005 1,929 - - - 2,848 Sub-total (NE States) 4,00,746 3,73,931 2,77,669 6,801 6,801 4,309 2,222 - - 9,605 29 noinU i ti T A&N Islands 23 23 23 329 329 33 - - - 24 30 Chandigarh - - - - - - 2,195 2,195 2,195 1,256 31 D&NH and D&D 1,098 1,098 601 1,531 1,531 1,531 - - - 7,318 32 Delhi - - - - - - - - - 29,976 33 J&K 39,152 38,727 28,530 1,272 - - 336 336 336 3,43234 Ladakh 860 860 766 369 77 62 - - - 54 35 Puducherry 14,290 13,779 9,203 - - - - - - 2,152 Sub-total (UTs) 55,423 54,487 39,123 3,501 1,937 1,626 2,531 2,531 2,531 44,212 Total 76,94,195 68,03,632 52,81,496 17,27,250 15,70,751 12,22,975 96,494 68,522 42,233 25,04,220 * In addition 4.01 lakh houses grounded and 3.41 lakh completed for slum dwellers under JnNURM during mission period.Annexure-II referred in reply to LS USQ No. 704 due for answer on 24.07.2025 Details of houses sanctioned, grounded and completed in Rajsamand Lok Sabha Constituency of Rajasthan, Bengaluru Urban and Bengaluru Rural district of Karnataka, Sidhi Lok Sabha Constituency of Madhya Pradesh, Phulpur Lok Sabha Constituency of Uttar Pradesh, Delhi and Mandi of Himachal Pradesh under PMAY-U Houses Houses Houses Sr. Completed/ State Details Sanctioned Grounded No. Delivered (Nos) (Nos) (Nos) Rajasamand Lok Sabha 1 Rajasthan 6,202 5,477 4,270 Constituency 2 Bengaluru Urban District 1,42,502 1,30,048 94,139 Karnataka 3 Bengaluru Rural District 6,879 6,085 5,549 Madhya Sidhi Lok Sabha 4 17,034 15,439 12,692 Pradesh Constituency Phulpur Lok Sabha 5 Uttar Pradesh 26,914 24,653 23,317 Constituency 6 Delhi Delhi 29,976 29,976 29,976 Himachal 7 Mandi District 1,324 1,324 1,067 PradeshAnnexure-III referred in reply to LS USQ No. 704 due for answer on 24.07.2025 Total houses sanctioned for Economically Weaker Sections (EWS), Low Income Groups (LIG), Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), minorities and women-headed households covered under PMAY-U in State of Karnataka and Bengaluru Bengaluru including Urban S. No. Particulars Karnataka and Rural districts Economically Weaker Sections 1 4,86,501 1,01,422 (EWS) 2 Low Income Groups (LIG) 40,105 9,236 3 Scheduled Castes (SC) 1,00,585 12,481 4 Scheduled Tribes (ST) 26,357 1,279 Other Backward Classes 5 1,03,886 18,690 (OBC) 6 Overall houses for Minorities 1,30,048 11,391 7 Overall houses for Women 3,15,142 39,379

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