**Executive Summary**
The PM-KISAN scheme provides ₹6,000 annual financial support to land-holding farmers via Direct Benefit Transfer, with ₹4.27 lakh crore disbursed across 22 installments since February 2019. As of March 24, 2026, the scheme has reached over 9.35 crore farmers, significantly improving agricultural productivity and reducing reliance on informal credit. Key ongoing actions include mandatory Aadhaar-seeding of bank accounts and the implementation of AI-driven support systems to address beneficiary queries.
**Key Points / Main Content**
**Scheme Mechanism and Disbursement**
* **Funding Structure:** A central sector scheme providing ₹6,000 per year in three equal installments.
* **Delivery Mode:** Funds are transferred through Direct Benefit Transfer (DBT) into Aadhaar-seeded bank accounts.
* **Total Reach:** Over ₹4.27 lakh crore has been disbursed in 22 installments since inception; the 21st installment on November 19, 2025, benefited more than 9.35 crore farmers.
**Socio-Economic Impact**
* **Agricultural Investment:** 92% of farmers used the assistance for essential inputs like seeds, fertilizers, and pesticides.
* **Income and Credit:** 85% of beneficiaries reported increased agricultural income and a reduced dependency on informal credit during emergencies.
* **Economic Growth:** Evaluation studies by IFPRI and NITI Aayog indicate the scheme contributes to rural economic growth and Sustainable Development Goals related to poverty and food security.
**Digital Support and Accessibility**
* **Portal Facilities:** The PM-KISAN portal features a ‘Farmers Corner’ and ‘Know Your Status’ tool for checking eligibility and payment details.
* **AI Chatbot (Kisan e-Mitra):** A voice-based AI assistant provides 24/7 support in 11 regional languages; it has already addressed over 95 lakh queries.
* **Local Assistance:** Farmers can access status updates and payment details via local Common Service Centers (CSCs).
**Registration and Compliance Requirements**
* **Mandatory Authentication:** Aadhaar is compulsory for registration and all beneficiaries must be Aadhaar-authenticated.
* **Payment System:** Payments are processed exclusively through the Aadhaar Based Payment System.
**Impact Analysis**
**Stakeholder: Cultivable Land-holding Farmers**
**Impact**
Farmers receive direct financial supplements that alleviate credit constraints and improve their risk-taking capacity for productive agricultural investments. The scheme enhances their economic stability against rising input costs and weather uncertainties.
**Action Required**
Farmers must ensure their bank accounts are Aadhaar-seeded and should use the portal, AI chatbot, or CSCs to monitor their beneficiary status and installment details.
**Stakeholder: Government Departments (States/UTs, CSCs, and IPPB)**
**Impact**
These entities are responsible for the localized execution of the scheme and ensuring that the beneficiary base is fully integrated into the Aadhaar-based system.
**Action Required**
Coordinate and conduct focused saturation drives to facilitate the Aadhaar seeding of bank accounts for all eligible beneficiaries to ensure uninterrupted fund transfers.
Key Entities Referenced
PM-KISAN: A central sector scheme providing an annual financial benefit of ₹6,000 to land-holding farmers through three equal instalments via Direct Benefit Transfer (DBT).
Ministry of Agriculture & Farmers Welfare: The primary central ministry responsible for the implementation, administration, and performance reporting of the PM-KISAN scheme.
Kisan e-Mitra: A voice-based AI chatbot developed to provide multi-lingual support, address farmer grievances, and provide information on beneficiary status.
Aadhaar Based Payment System: The mandatory financial mechanism used to ensure authenticated and direct transfer of funds into the bank accounts of PM-KISAN beneficiaries.
Development Monitoring and Evaluation Office (DMEO): An office under NITI Aayog that conducted a key impact evaluation study validating the scheme's success in improving agricultural productivity and economic stability.
Ministry of Agriculture & Farmers Welfare
PM-Kisan: Centre disburses ₹4.27 lakh crore in
22 installments since inception
Posted On: 24 MAR 2026 6:16PM by PIB Delhi
The PM-KISAN scheme is a central sector scheme launched in February 2019 by the Prime Minister to
supplement the financial needs of cultivable land-holding farmers. Under the scheme, a financial benefit of
₹ 6,000/- per year is transferred in three equal instalments, into the Aadhaar seeded bank accounts of
farmers through Direct Benefit Transfer (DBT) mode. The Government of India has disbursed over ₹ 4.27
lakh Cr. in 22 installments since inception.
During the release of 21st instalment of the PM-Kisan scheme on 19th November, 2025, more than 9.35
crore farmers received the benefit.
There have been multiple impact evaluation assessments of the PM-KISAN scheme that highlight its
impact on farmers’ income and rural economy. Their findings are as follows:
(i) An independent study conducted by the International Food Policy Research Institute (IFPRI) in 2019
analyzed that the funds provided under PM-KISAN have significantly contributed to rural economic
growth, alleviated credit constraints, and increased investments in agricultural inputs. Additionally, the
funds have improved farmers' risk-taking capacity, enabling them to make productive yet riskier
investments.
(ii) The Department of Agriculture and Farmers Welfare has also implemented a comprehensive feedback
mechanism using Kisan Call Centres (KCC) and its surveys show that more than 93% of the farmers
utilising the benefits for agricultural activities.
(iii) The Development Monitoring and Evaluation Office (DMEO) of NITI Aayog conducted an impact
evaluation study on the PM-KISAN scheme. The study's findings demonstrate that the scheme is
successfully fulfilling its primary function of providing direct financial assistance to farmers holding
agricultural land, thereby enhancing their economic stability and agricultural productivity. The study also
shows that over 92 percent of beneficiary farmers utilized the financial assistance for essential agricultural
inputs such as seeds, fertilizers, and pesticides, which are particularly important in the face of rising input
costs and weather-related uncertainties. Additionally, approximately 85 percent of beneficiary farmers
reported an increase in agricultural income, and a significant reduction in reliance on informal credit
during crop failures or medical emergencies. This study demonstrates the scheme's contribution to India's
progress toward the Sustainable Development Goals related to poverty reduction, food security, gender
equity, and institutional transparency.
A dedicated ‘Farmers Corner’ has been provided on the PM-KISAN portal where a number of facilities
have been provided to farmers including checking their beneficiary status and instalment payment details.
There is an additional functionality i.e. Know Your Status, provided on the portal for the farmers to check
their eligibility and payment status. Farmers can also visit their local Common Service Center where they
can get their beneficiary status and instalment payment details.Further, considering the large beneficiary base of the scheme, to promptly address the general queries and
grievances raised by the beneficiaries, a voice-based PM-KISAN AI Chatbot (Kisan e-Mitra) was
developed. This Chatbot provides quick, accurate, and clear responses to farmers' queries round the clock
in their native languages, making the system more accessible and user-friendly. It is accessible on all
platforms such as web, mobile, etc. The Kisan eMitra Chatbot currently operates in 11 languages—
English, Hindi, Odia, Tamil, Bengali, Malayalam, Gujarati, Punjabi, Kannada, Telugu, and Marathi. So far,
over 95 lakh queries of more than 53 lakh farmers have been addressed. This chatbot also provides
information about farmer’s beneficiary status and payment details.
Aadhaar Number is mandatory for registration under PM-Kisan Scheme and all beneficiaries under PM-
KISAN are Aadhaar authenticated. Further, all the payments are made through Aadhaar Based Payment
System mode directly into the bank account seeded with beneficiaries’ Aadhaar. The Department regularly
conducts focused saturation drives in coordination with States/UTs, Common Service Centres (CSCs) and
India Post Payments Bank (IPPB) to facilitate Aadhaar seeding of bank accounts.
This information was given by Minister of State for Agriculture and Farmers Welfare, Shri Ramnath
Thakur in a written reply in Lok Sabha today.
******
RC/MS/DK/5159
(Release ID: 2244630) Visitor Counter : 230
Read this release in: Urdu , ही , Telugu