On September 30, 2025, the Reserve Bank of India (RBI) announced the launch of the ‘Scheme for Facilitating Accelerated Payout – Inoperative Accounts and Unclaimed Deposits.’ This scheme is designed to reduce existing unclaimed deposits and fresh accrual of flows to the Depositor Education and Awareness (DEA) Fund. The scheme will be effective for one year, from October 1, 2025, to September 30, 2026. The RBI has been encouraging the public to activate inoperative accounts and claim their unclaimed deposits. Banks are being encouraged to actively pursue customers/depositors for re-activation of their inoperative accounts.
The press release number is 2025-2026/1214. Puneet Pancholy, Chief General Manager, is listed as the contact. The RBI's website is www.rbi.org.in, and the email is helpdoc@rbi.org.in. The Department of Communication address is Central Office, Shahid Bhagat Singh Marg, Fort, Mumbai - 400 001, with phone number 022 - 2266 0502.
Key Entities Referenced
Scheme for Facilitating Accelerated Payout – Inoperative Accounts and Unclaimed Deposits: A scheme launched by the Reserve Bank of India to facilitate the payout of inoperative accounts and unclaimed deposits, reducing the stock of existing unclaimed deposits and new inflows to the Depositor Education and Awareness (DEA) Fund.
Reserve Bank of India: The central bank of India, which launched the 'Scheme for Facilitating Accelerated Payout – Inoperative Accounts and Unclaimed Deposits'.
Depositor Education and Awareness (DEA) Fund: A fund where unclaimed deposits are held, and that the new scheme aims to reduce funds flowing into.
प्रेस प्रकाशनी PRESS RELEASE
भारतीय ररज़र्व ब ैंक
RESERVE BANK OF INDIA
वेबसाइट : www.rbi.org.in/hindi संचार वर्भाग, केंद्रीय कायाालय, शहीद भगत ससिंह मागा, फोटा, म िंबई - 400 001
Website : www.rbi.org.in Department of Communication, Central Office, Shahid Bhagat Singh Marg, Fort,
ई-मेल/email : helpdoc@rbi.org.in Mumbai - 400 001 फोन/Phone: 022 - 2266 0502
September 30, 2025
Reserve Bank launches ‘Scheme for Facilitating Accelerated Payout –
Inoperative Accounts and Unclaimed Deposits’
The Reserve Bank through its public awareness initiatives, has been encouraging
members of public to activate their inoperative accounts and claim their unclaimed
deposits from the banks. In this endeavour, to encourage the banks to actively
pursue customers/ depositors for re-activation of their inoperative accounts and
return of their unclaimed amounts lying with Depositor Education and Awareness
(DEA) Fund, the Reserve Bank of India today announced a ‘Scheme for Facilitating
Accelerated Payout - Inoperative Accounts and Unclaimed Deposits’. The Scheme
aims to reduce both the stock of existing unclaimed deposits and fresh accretion of
flows to the DEA Fund. It will run for a period of one year, viz., October 01, 2025 to
September 30, 2026.
(Puneet Pancholy)
Press Release: 2025-2026/1214 Chief General Manager