**Executive Summary**
This is an extract from the Reserve Bank of India's Bulletin Weekly Statistical Supplement, dated February 13, 2026. It includes data on the Reserve Bank's liabilities and assets, foreign exchange reserves, scheduled commercial banks' business in India, money stock components and sources, and liquidity operations by the RBI. The data is up to February 6, 2026. There is a mention of a change of definition for a Fortnight as per Banking Laws (Amendment) Act, 2025, effective December 15, 2025.
**Key Points / Main Content**
* **Reserve Bank of India - Liabilities and Assets (as of Feb. 06, 2026):**
* Loans and Advances:
* Central Government: 0 Crore
* State Governments: 33996 Crore
* **Foreign Exchange Reserves (as of Feb. 06, 2026):**
* Total Reserves: Cr. 6500663, US$ Mn. 717064
* Foreign Currency Assets: Cr. 5167999, US$ Mn. 570053
* Gold: Cr. 1119409, US$ Mn. 123476
* SDRs: Cr. 170627, US$ Mn. 18821
* Reserve Position in the IMF: Cr. 42628, US$ Mn. 4715
* **Scheduled Commercial Banks - Business in India (as of Jan 31, 2026):**
* Liabilities to Others:
* Aggregate Deposits: 24881954 Crore
* Demand: 3141415 Crore
* Time: 21740540 Crore
* Borrowings: 908900 Crore
* Other Demand and Time Liabilities: 1116119 Crore
* Bank Credit: 20475382 Crore
* Food Credit: 89295 Crore
* Non-food credit: 20386087 Crore
* **Money Stock: Components and Sources (as of Jan 31, 2026):**
* M3: 29903539 Crore
* Currency with the Public: 3906775 Crore
* Demand Deposits with Banks: 3288801 Crore
* Time Deposits with Banks: 22590697 Crore
* Net Bank Credit to Government: 8944038 Crore
* Bank Credit to Commercial Sector: 21312724 Crore
* **Liquidity Operations by RBI (Feb. 02-08, 2026):**
* Includes data for various liquidity adjustment facilities, standing deposit facility and marginal standing facility.
**Impact Analysis**
**Stakeholder: Reserve Bank of India (RBI)**
* **Impact:** The document provides information on the RBI's assets, liabilities, and operations, which is crucial for the RBI's policy decisions and monitoring of the financial system.
* **Action Required:** No specific action is stated, but the data informs the RBI's ongoing monitoring and policy adjustments.
**Stakeholder: Scheduled Commercial Banks**
* **Impact:** The document contains data on the banks' deposits, borrowings, and credit, allowing them to assess their performance and financial position.
* **Action Required:** Banks need to use this information for internal assessment, strategic planning, and regulatory compliance.
**Stakeholder: Central Government and State Governments**
* **Impact:** The document shows loans and advances from RBI, which helps them understand their debt position.
* **Action Required:** No specific action.
**Stakeholder: Financial Analysts and Economists**
* **Impact:** Provides data about the financial activities of the Reserve bank, which helps assess the financial status of the Indian economy.
* **Action Required:** No specific action.
Key Entities Referenced
Reserve Bank of India: Central bank of India, responsible for monetary policy and regulation of the banking system.
Scheduled Commercial Banks: Banks in India that are listed in the Second Schedule of the Reserve Bank of India Act, 1934.
Banking Laws (Amendment) Act, 2025: Amends banking laws, impacts the definition of 'fortnight' for data reporting.
Foreign Exchange Reserves: Assets held by the Reserve Bank of India in foreign currencies, gold, and SDRs.
Liquidity Adjustment Facility: A tool used by the Reserve Bank of India to manage short-term liquidity in the banking system, including repo and reverse repo operations.