**Executive Summary**
This document is an extract from the Reserve Bank of India's (RBI) Weekly Statistical Supplement, published on October 31, 2025. It presents provisional data on the RBI's liabilities and assets, foreign exchange reserves as of October 24, 2025, and the business of scheduled commercial banks in India as of October 17, 2025. The document also includes data on money stock components and sources, and liquidity operations by RBI.
**Key Points / Main Content**
* **RBI Liabilities and Assets (Crore)**
* Loans and Advances:
* Central Government: No variation from previous week or year.
* State Governments: Decreased by ₹6318 Cr. from the previous week and ₹302 Cr. from the previous year.
* **Foreign Exchange Reserves (Crore)**
* Total Reserves as of October 24, 2025: ₹6,108,299 Cr. (US$ 695355 Mn.)
* Decreased by ₹69673 Cr. from the previous week.
* Increased by ₹396158 Cr. from end-March 2025.
* Increased by ₹350387 Cr. from the previous year.
* Components:
* Foreign Currency Assets: ₹4,976,853 Cr.
* Gold: ₹927,080 Cr.
* SDRs: ₹163,953 Cr.
* Reserve Position in the IMF: ₹40,412 Cr.
* **Scheduled Commercial Banks - Business in India (Crore)**
* Liabilities to Others:
* Aggregate Deposits: ₹23,883,278 Cr.
* Demand Deposits: ₹2,973,155 Cr.
* Time Deposits: ₹20,910,123 Cr.
* Borrowings: ₹860,993 Cr.
* Other Demand and Time Liabilities: ₹1,097,738 Cr.
* Bank Credit: ₹19,211,865 Cr.
* Food Credit: ₹52,490 Cr.
* Non-food Credit: ₹19,159,375 Cr.
* **Money Stock: Components and Sources (Crore)**
* M3: ₹28,714,532 Cr. (Decreased by -180737 Cr.)
* Components:
* Currency with the Public: ₹3,729,201 Cr.
* Demand Deposits with Banks: ₹3,118,369 Cr.
* Time Deposits with Banks: ₹21,752,052 Cr.
* 'Other' Deposits with Reserve Bank: ₹114,910 Cr.
* **Liquidity Operations by RBI (Crore)**
* Data on Repo, Reverse Repo, MSF, SDF, Standing Liquidity Facilities, and OMO (Outright) are provided for each day from October 20, 2025, to October 26, 2025, along with Net Injection (+)/ Absorption (-).
**Impact Analysis**
**Stakeholder: Central Government and State Governments**
* **Impact:** Central Government will experience no changes. State Governments will have lower access to loans.
* **Action Required:** State governments may need to adjust spending or explore alternative funding.
**Stakeholder: Commercial Banks**
* **Impact:** Change in Liabilities & Deposits, along with borrowings. Banks will see a decrease in borrowing costs.
* **Action Required:** Banks need to manage deposits and credit portfolios based on changes in demand.
**Stakeholder: Reserve Bank of India**
* **Impact:** Variations in liabilities, assets, and foreign exchange reserves. The decrease in the value of foreign exchange reserves could impact the RBI's ability to influence the exchange rate and manage the country's external debt.
* **Action Required:** Adjust monetary policy based on reserve levels and market liquidity.
Key Entities Referenced
Foreign Exchange Reserves: A key component of the Reserve Bank of India's assets.
Reserve Bank of India: Central bank of India; primary subject of the bulletin extract.
Scheduled Commercial Banks: Businesses and banking sector in India which the RBI monitors.
Liquidity Adjustment Facility: Tools and facilities by RBI used to manage market liquidity.
Money Stock: Components and sources of money stock in India.