**Executive Summary**
This is an extract from the Reserve Bank of India's (RBI) Bulletin Weekly Statistical Supplement, dated November 28, 2025. It presents data on the RBI's liabilities and assets, foreign exchange reserves, scheduled commercial banks' business in India, money stock components and sources, and liquidity operations by the RBI, with variations compared to previous periods. The data is current as of November 21, 2025 for some sections and November 14, 2025, for others.
**Key Points / Main Content**
* **Reserve Bank of India - Liabilities and Assets**
* Loans and Advances:
* Central Government: Remained at 0 Crore from Nov 22 2024 to Nov 21 2025.
* State Governments: Decreased by ₹4748 Crore week-over-week and increased by ₹4346 Crore year-over-year to reach ₹27060 Crore.
* **Foreign Exchange Reserves (as on Nov. 21, 2025)**
* Total Reserves: ₹6155363 Crore (US$ 688104 Mn), increased by ₹9281 Crore week-over-week and ₹609668 Crore year-over-year.
* Foreign Currency Assets: ₹5015105 Crore (US$ 560600 Mn), increased by ₹25216 Crore week-over-week and ₹227823 Crore year-over-year.
* Gold: ₹932008 Crore (US$ 104182 Mn), decreased by ₹16270 Crore week-over-week and increased by ₹361265 Crore year-over-year.
* SDRs: ₹166088 Crore (US$ 18566 Mn), increased by ₹586 Crore week-over-week and ₹14182 Crore year-over-year.
* Reserve Position in the IMF: ₹42162 Crore (US$ 4757 Mn), decreased by ₹251 Crore week-over-week and increased by ₹6399 Crore year-over-year.
* **Scheduled Commercial Banks - Business in India (as on Nov. 14, 2025)**
* Liabilities to Others: ₹24093532 Crore
* Aggregate Deposits: ₹21101867 Crore
* Demand: ₹1026265 Crore
* Time: ₹19345790 Crore
* Borrowings: ₹834189 Crore
* Other Demand and Time Liabilities: ₹2237643 Crore
* Bank Credit: ₹19266599 Crore
* Food Credit: ₹79191 Crore
* Non-food Credit: ₹19266599 Crore
* **Money Stock: Components and Sources (as on Nov. 14, 2025)**
* M3: ₹28945493 Crore
* Components:
* Currency with the Public: ₹3751223 Crore
* Demand Deposits with Banks: ₹3137172 Crore
* Time Deposits with Banks: ₹21943503 Crore
* 'Other' Deposits with Reserve Bank: ₹113595 Crore
* Sources:
* Net Bank Credit to Government: ₹8788361 Crore
* Bank Credit to Commercial Sector: ₹20152225 Crore
* **Liquidity Operations by RBI**
* Reports the Net injection (+)/ Absorption (-) in Crore for each day from Nov. 17, 2025 to Nov. 23, 2025.
* MSF, SDF, Repo and Reverse Repo rates and values.
**Impact Analysis**
* **Central Government and State Governments**
* Impact: Changes in RBI loans and advances affect government finances and fiscal planning.
* Action Required: Monitor and adjust fiscal strategies based on these variations.
* **Banks**
* Impact: Changes in liabilities, deposits, and credit impact banking operations and profitability.
* Action Required: Adjust lending and deposit strategies based on these figures.
* **Investors and General Public**
* Impact: Fluctuations in foreign exchange reserves and money stock can influence investment decisions and purchasing power.
* Action Required: Stay informed about these trends to make sound financial decisions.
Key Entities Referenced
Reserve Bank of India: Central bank of India; primary subject of the document and its activities.
Bulletin Weekly Statistical Supplement: Name of the publication containing the statistical data. Its extract is provided here
Scheduled Commercial Banks: Data on business of scheduled commercial banks in India is included
Liquidity Adjustment Facility: RBI's scheme for liquidity management through repo and reverse repo operations.
Mumbai: Location of the Department of Communication, Central Office of the Reserve Bank of India