**Executive Summary**
This document is an extract from the Reserve Bank of India's Bulletin Weekly Statistical Supplement, dated December 26, 2025. It presents data on the Reserve Bank of India's liabilities and assets, foreign exchange reserves, business of scheduled commercial banks in India, and money stock components as of various dates in December 2025 and earlier. The document also reports on liquidity adjustment facilities.
**Key Points / Main Content**
* **Reserve Bank of India - Liabilities and Assets (Crore)**
* Loans and advances to the Central Government remain at 0 for Dec 12, Dec 19 of 2025 and Dec 20 of 2024
* Loans and advances to the State Governments increased from ₹19820 on Dec 20, 2024 to ₹26355 and ₹32271 on Dec 12, 2025 and Dec 19, 2025, respectively.
* **Foreign Exchange Reserves (as of Dec 19, 2025)**
* Total Reserves: ₹6196356 Cr (US$ Mn. 693318), reflecting a weekly decrease of ₹33028 Cr (US$ Mn. 4368) and a yearly increase of ₹717404 Cr (US$ Mn. 48927)
* Foreign Currency Assets: ₹4999428 Cr (US$ Mn. 559428), reflecting a weekly decrease of ₹44011 Cr (US$ Mn. 1641) and a yearly increase of ₹267265 Cr (US$ Mn. 2866).
* Gold: ₹986293 Cr (US$ Mn. 110365), reflecting a weekly increase of ₹12109 Cr (US$ Mn. 2623) and a yearly increase of ₹427455 Cr (US$ Mn. 44638).
* SDRs: ₹167505 Cr (US$ Mn. 18744), reflecting a weekly decrease of ₹1896 Cr (US$ Mn. 8) and a yearly increase of ₹15436 Cr (US$ Mn. 858).
* Reserve Position in the IMF: ₹43129 Cr (US$ Mn. 4782), reflecting a weekly increase of ₹770 Cr (US$ Mn. 95) and a yearly increase of ₹7248 Cr (US$ Mn. 565).
* **Scheduled Commercial Banks - Business in India (Nov 28, 2025)**
* Aggregate Deposits: ₹24260040 Cr, reflecting a fortnight increase of ₹166497 Cr and a year-on-year increase of ₹2242574 Cr.
* Borrowings: ₹878189 Cr, reflecting a fortnight increase of ₹43205 Cr and a year-on-year decrease of ₹72834 Cr.
* Bank Credit: ₹19527313 Cr, reflecting a fortnight increase of ₹156364 Cr and a year-on-year increase of ₹2018357 Cr.
* Non-food credit: ₹19447512 Cr, reflecting a fortnight increase of ₹155754 Cr and a year-on-year increase of ₹1989810 Cr.
* **Money Stock: Components and Sources (Nov 28, 2025)**
* M3: ₹29136375 Cr, reflecting a fortnight increase of ₹190504 Cr and a year-on-year increase of ₹2618985 Cr.
* Currency with the Public: ₹3771710 Cr, reflecting a fortnight increase of ₹20120 Cr and a year-on-year increase of ₹327493 Cr.
* Time Deposits with Banks: ₹22088545 Cr, reflecting a fortnight increase of ₹145032 Cr and a year-on-year increase of ₹1837000 Cr.
* Net Bank Credit to Government: ₹8849635 Cr, reflecting a fortnight increase of ₹38246 Cr and a year-on-year increase of ₹762998 Cr.
* Bank Credit to Commercial Sector: ₹20336288 Cr, reflecting a fortnight increase of ₹158905 Cr and a year-on-year increase of ₹2045007 Cr.
* **Liquidity Operations by RBI**
* Reverse Repo operations, Repo operations, MSF operations, and Standing Deposit Facility (SDF) operations conducted on multiple dates in December 2025 are documented, including amounts transacted and the resulting net injection/absorption of liquidity.
**Impact Analysis**
**Reserve Bank of India**
* **Impact:** Accountable to monitor and control monetary policy through foreign exchange reserves, open market operations, and liquidity management.
* **Action Required:** Maintain the levels of liabilities and assets, monitor foreign exchange reserves, and oversee liquidity adjustment facilities.
**Scheduled Commercial Banks**
* **Impact:** Affected by changes in reserve requirements, interest rates, and overall banking regulations.
* **Action Required:** Adjust operations based on changes to deposits, borrowings, and bank credit to ensure compliance with regulatory limits.
**Central and State Governments**
* **Impact:** Influenced by the availability of loans and advances from the Reserve Bank of India.
* **Action Required:** Manage fiscal operations based on access to funds from the Reserve Bank of India.
**General Public**
* **Impact:** Indirectly impacted by monetary policy decisions, which can affect interest rates, inflation, and the overall economy.
* **Action Required:** Monitor economic trends and adjust spending and investment decisions accordingly.
Key Entities Referenced
Reserve Bank of India: Central bank responsible for monetary policy and financial stability in India.
Foreign Exchange Reserves: A key component of India's external sector, managed by the Reserve Bank of India.
Scheduled Commercial Banks: Banks operating in India, subject to regulation by the Reserve Bank of India.
Liquidity Adjustment Facility (LAF): A monetary policy tool used by the Reserve Bank of India to manage liquidity in the banking system.