**Executive Summary**
This document is an extract from the Reserve Bank of India (RBI) Bulletin Weekly Statistical Supplement, dated February 13, 2026. It provides data on the Reserve Bank of India's liabilities and assets, foreign exchange reserves, business of scheduled commercial banks in India, and money stock components. Furthermore, it reflects liquidity operations by the RBI until February 8, 2026.
**Key Points / Main Content**
* **RBI Liabilities and Assets:**
* Loans and advances to the central government remain at 0.
* Loans and advances to the state governments decreased by ₹1459 crore year-on-year.
* **Foreign Exchange Reserves (as of Feb. 06, 2026):**
* Total reserves stand at ₹6500663 crore (US$ 717064 million).
* Foreign currency assets are ₹5167999 crore (US$ 570053 million).
* Gold reserves are ₹1119409 crore (US$ 123476 million).
* SDRs are ₹170627 crore (US$ 18821 million).
* Reserve position in the IMF is ₹42628 crore (US$ 4715 million).
* **Scheduled Commercial Banks - Business in India (Outstanding as on Jan. 31, 2026):**
* Aggregate deposits are ₹24881954 crore.
* Demand deposits are ₹3141415 crore.
* Time deposits are ₹21740540 crore.
* Bank credit is ₹20475382 crore.
* Food credit is ₹89295 crore.
* Non-food credit is ₹20386087 crore.
* **Money Stock Components and Sources (as of Jan. 31, 2026):**
* M3 (broad money) is ₹29903539 crore.
* Currency with the public is ₹3906775 crore.
* Demand deposits with banks are ₹3288801 crore.
* Time deposits with banks are ₹22590697 crore.
* Net bank credit to government is ₹8944038 crore.
* Bank credit to the commercial sector is ₹21312724 crore.
* **Banking Laws Amendment Act 2025:** Definition of a fortnight has been revised to the 15th and last calendar day of a month from alternate Fridays, effective December 15, 2025.
* **Liquidity Operations by RBI:** Data on liquidity adjustment facility, standing deposit facility, and outright open market operations are provided for the period February 2, 2026, to February 8, 2026.
**Impact Analysis**
**Scheduled Commercial Banks:**
* **Impact:** Banks are subject to the Banking Laws (Amendment) Act, 2025, resulting in revised reporting periods. Changes in deposits and lending patterns will influence their overall balance sheets and profitability.
* **Action Required:** Modify internal reporting systems to align with the new definition of "fortnight." Analyze balance sheet trends to adapt lending strategies.
**Reserve Bank of India (RBI):**
* **Impact:** The RBI manages foreign exchange reserves, conducts liquidity operations, and monitors money supply, thereby influencing economic stability.
* **Action Required:** Continue to monitor and adjust monetary policy instruments based on trends in foreign exchange reserves, liquidity, and money supply.
**Government (Central and State):**
* **Impact:** Changes in loans and advances to the government influence fiscal planning.
* **Action Required:** Monitor loans and advances and incorporate these figures into budget projections.
**General Public:**
* **Impact:** The data influences interest rates, credit availability, and overall financial stability.
* **Action Required:** Stay informed on the latest financial trends.
Key Entities Referenced
Reserve Bank of India: Central bank of India, primary subject of the bulletin.
Banking Laws (Amendment) Act, 2025: Act amending the definition of fortnight for banking data reporting.