**Executive Summary**
This is an extract from the Reserve Bank of India's (RBI) weekly statistical supplement, dated February 06, 2026. It provides a snapshot of the RBI's liabilities and assets, foreign exchange reserves, scheduled commercial banks' business in India, and money stock components as of specified dates in January 2026. The report also covers liquidity operations undertaken by the RBI.
**Key Points / Main Content**
* **Reserve Bank of India - Liabilities and Assets:**
* Central government loans and advances are zero.
* State government loans and advances is 13448 Crore.
* **Foreign Exchange Reserves:**
* Total reserves stand at Cr. 6657540 and US$ Mn. 723774.
* Foreign currency assets at Cr. 5173119 and US$ Mn. 562392.
* Gold at Cr. 1266470 and US$ Mn. 137683.
* SDRs are at Cr. 174333 and US$ Mn. 18953.
* Reserve Position in the IMF is Cr. 43619 and US$ Mn. 4746.
* **Scheduled Commercial Banks - Business in India:**
* Aggregate deposits is 24499894 Crore
* Demand deposits is 2990792 Crore
* Time deposits is 21509103 Crore
* Borrowings is 921543 Crore
* Other Demand and Time Liabilities is 1062922 Crore
* Bank credit is 20132365 Crore
* Food credit is 88169 Crore
* Non-food credit is 20044196 Crore
* **Money Stock: Components and Sources**
* The definition of fortnight has been revised as per The Banking Laws (Amendment) Act, 2025, and data for money supply is published for the 15th and the last day of the month, effective December 15, 2025.
* **Liquidity Operations by RBI**
* Net Injection (+)/ Absorption (-) operations conducted by the RBI on various dates in January 2026, including those related to SDF, MSF, repo, and reverse repo facilities.
**Impact Analysis**
* **Reserve Bank of India (RBI)**
* **Impact:** The report outlines the RBI's balance sheet position, its role in managing foreign exchange reserves, and its liquidity management operations.
* **Action Required:** To continue monitoring and adjusting monetary policy based on the reported data.
* **Scheduled Commercial Banks:**
* **Impact:** The report provides insights into the banks' deposit levels, borrowings, and lending activities.
* **Action Required:** To manage their liquidity and lending operations according to the RBI's policy directives.
* **Government (Central and State):**
* **Impact:** The report indicates the level of loans and advances taken from the RBI.
* **Action Required:** To manage their finances in accordance with loan agreements.
* **Financial Analysts and Economists:**
* **Impact:** The report provides statistical data for analysis and forecasting of economic trends.
* **Action Required:** To analyze the data for insights into the health of the financial system and the broader economy.
Key Entities Referenced
Reserve Bank of India: The central bank of India, responsible for monetary policy and regulation of the banking system; the primary subject of the bulletin.
Banking Laws (Amendment) Act, 2025: A law that amended the definition of 'fortnight' for banking purposes.
Scheduled Commercial Banks: Commercial banks in India that are included in the second schedule of the Reserve Bank of India Act, 1934
Liquidity Adjustment Facility (LAF): A monetary policy instrument used by the Reserve Bank of India that allows banks to borrow money through repurchase agreements or to make overnight loans to the RBI.
Mumbai: Location of the Department of Communication and Central Office of the Reserve Bank of India, making it central to the applicability of the bulletin.